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UNITED STATES DISTRICT COURT
SOUTHERN DISTRICT OF NEW YORK

__________________________________________

UNITED STATES OF AMERICA,

         Plaintiff,

                  v.

VISA U.S.A. INC.,
VISA INTERNATIONAL CORP.,
AND
MASTERCARD INTERNATIONAL
INCORPORATED,

         Defendant.
__________________________________________
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Civil Action No. 98 Civ. 7076 (BSJ)

NOTICE OF DEPOSITIONS




TO: DEFENDANTS' COUNSEL OF RECORD

PLEASE TAKE NOTICE that plaintiff, the United States of America, will take the depositions upon oral examination of the following persons of First Union Corporation commencing at 9 a.m. on the following dates, and continuing from day to day until completion, at locations to be mutually agreed upon with counsel for each deponent:


Deponent Date
John Georgius December 20, 1999
Jack M. Antonini December 21, 1999
David Nole December 22, 1999


You are invited to attend and participate in the depositions.

  _______________/s/________________
Melvin A. Schwarz (MS8604)
Special Counsel for Civil Enforcement

Scott Scheele (SS0496)
Jeffrey Steger (JS7416)
Trial Attorneys
U.S. Department of Justice
Antitrust Division
325 7th Street, N.W., Room 300
Washington, DC 20530
(202) 305-3652

Dated: Washington, D.C.
November 18, 1999