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Interoffice
Memorandum

To: Karen Choyce

From: Sherrie Gibson

Subject: Advance from Mr. Lay's LOC

Department: Executive

Date: November 8,2001

On Friday, November 9, 2001, Mr. Lay would like an advance of $525,000.00 wired as follows:

Southwest Bank of Texas
Houston, TX
ABA: 113011258
Name: Kenneth L. Lay/Linda P. Lay
Acct#: 5569133

Thanks so much.

CC: Joanne Cortez

Lupe Spencer

Respect
Form 000-469-E(7/921

Integrity

Communication Excellence

EXH064-00636