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Kenneth L Lay
Chairman and
  Chief Executive Officer
Q Enron Corp.
  P. 0. Box 1188
  Houston, TX 77251-1188
(713) 853-6773
  Fax (713) 853-5313
klay0enrnn.corn
October 22, 1999

By facsimile: 7131216-6817
Ms. Darla Bosky
Client Services Officer, Banking Services Group
Chase Bank
712 Main Street
Houston, TX 77002

Dear Darla:

  This letter is to confirm my phone request for an advance of $500,000 on
Mr. Lay's secured lin^ of credit. This advance should be wired today to Bank of
New York, ABA 0210')0018, FBO: Paine Webber, account #4088, for
further credit to: Kertr.3th L. Lay & Linda P. Lay, TIC/HS-E2998-ES.

  Thanks so much for your assistance and should you need additional
information please do not hesitate to contact me at 713/853-6464.

Sincerely,


  Sally A.GKeepers
Financial Coordinator

LBF001-00696

chasebank.doc

Natural gas. Electricity. Endless possibilities.

LAY-G34 0432

GOVERNMENT
EXHIBIT
  82
  Crim. No. H-04-25 (S-2)