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  y9
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December 01,

By facsimile: 7131216-6817
Ms. Darla Bosky
Client Services Officer, Banking Services Group
Chase Bank
712 Main Street
Houston, TX 77002

Dear Darla:

Kenneth L Lay
Chairman and
Chief Executive Officer

Enron Corp.
P 0. Box 1188
Houston, TX 77251-1188
(713)853-6773
Fax (713) 853-5313
klavfenron.com
199

  This letter is to confirm my phone request for an advance of $1,500,000
on Mr. Lays secured line of credit. This advance should be wired today as
follows:

Bank of New York, ABA 0018
Paine Webber Inc. account 4096
Final credit: Kenneth L. Lay & Linda P. Lay
Final credit A/C: HS-E2894-ES - $1,000,000
  HS-E2997-ES - $ 500,000

  Thanks so much for your assistance and should you need additional
information please do not hesitate to contact me at 713/853-6464.

Sincerely,


  Sally A tlCeepers
Financial Coordinator

chasebank.doc

Natural gas. Electricity. Endless possibilities.

LAY-G34 0427

=001-00712 G
  r OVERNMENT
EXHIBIT
85


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S*

InstructJons for Fed Funds Wire Transfers Into PalneWebber:

Bank of New York
ABA # 021000018
PaineWebber Inc.
NC # 8900114096
Final Credit Kenneth L. Lav & Linda P Lay
Final Credit A/C # -HS-E249-t-

5-c- Z8a`~- E S - 000, DOD
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0~1~ - 68'/7

Received Time Dec. 1. 2:58PM

  LAY-G34 0428
Print Time Dec, 1. 2:58PM


LBF001-00713