BOSTON - A Dorchester man was charged today in federal court with defrauding Bank of America account-holders by gaining access to their accounts and using that access to raid those accounts for hundreds of thousands of dollars.
Jean Exume, 31, was charged today with twenty-two counts of wire fraud and three counts of aggravated identity theft.
The Indictment alleges that, beginning in December 2009 and continuing through July 2011, Exume was involved in a scheme which scammed a number of Bank of America customers by ordering replacement debit cards for each customer’s account from the bank. The mailings containing the replacement debit cards were intercepted, and Exume subsequently made use of the cards to effect unauthorized ATM withdrawals and purchases of postal money orders. Exume often used counterfeit driver’s licenses bearing the names of the relevant customers in order to complete his fraudulent purchases of postal money orders. It is alleged that from December 2009 to July 2011, the scheme resulted in at least $457,884 in losses to Bank of America and its customers.
If convicted of these charges, Exume faces up to 20 years in prison on each count of wire fraud to be followed by 3 years of supervised release and a $915,768 fine. Exume faces a mandatory sentence of two years in prison on the charge of aggravated identity theft, to be followed by one year of supervised release and a fine of $250,000.
United States Attorney Carmen M. Ortiz, Robert Bethel, Inspector in Charge of the United States Postal Inspection Service and Commissioner Edward Davis of the Boston Police Department made the announcement today. The case is being prosecuted by Assistant U.S. Attorney Vassili Thomadakis of Ortiz’s Economic Crimes Unit.
The details contained in the Indictment are allegations. The defendant is presumed to be innocent unless and until proven guilty beyond a reasonable doubt in a court of law.