Conspirator Pleads Guilty in Credit Card Scheme

Loss of Over $393,000 Attributed to Duncan

October 24, 2008

Greenbelt, Maryland - Troy Duncan, age 28, of Beltsville, Maryland, pleaded guilty today to using another’s access device such as a credit card, conspiracy to commit access device fraud and aggravated identity theft in connection with a scheme to take over credit card accounts of others and purchase merchandise, announced United States Attorney for the District of Maryland Rod J. Rosenstein.

According to the plea agreement, from August 2005 to July 2006, Duncan and his coconspirators purchased prepaid MasterCards, also known as Store Value Cards (“SVC”) from a convenience store and then transferred money to those SVCs from fraudulently obtained credit cards belonging to others. In one instance, Duncan and his co-conspirators transferred over $26,000 from one fraudulently obtained credit card to two SVC cards they had purchased.

In addition, Duncan and other coschemers telephoned several credit card issuers and used fraudulently obtained identifying information of victims to request that another name be added to the victim’s existing credit card account; that a new emergency card be sent; or that the line of credit be increased and a PIN number be assigned in order to make cash advances. Duncan and others requested that the newly issued credit card be sent to an address where they would retrieve it. Under this scheme, Duncan used a fraudulently obtained credit card on one occasion in March 2006 to obtain over $6,500 worth of purchases. On another occasion, he used a credit card in July 2006 to buy over $3,000 worth of gift cards at a grocery store in Silver Spring.

Duncan was arrested on December 20, 2006, by the Metropolitan Washington Airports Authority Police for credit card theft. That arrest ended his involvement in the scheme. The loss amount attributable to Duncan was $393,319.55

Duncan faces a maximum sentence of 15 years in prison for using another’s access device, 7.5 years for the conspiracy and a mandatory period of two years in prison consecutive to any other term of imprisonment for aggravated identity theft. U.S. District Judge Roger W. Titus has scheduled sentencing for February 12, 2009 at 9:00 a.m.

Five other defendants have pleaded guilty to varying roles in the scheme. They are: Dain Claude McCalla, age 28, of Mitchellville, Maryland and his brother Christopher McCalla, age 24, of Largo, Maryland; their cousin, Rhoan Anthony McCalla, age 25, of Beltsville; Abu Kondeh, age 24, of Baltimore; and Joy Dean, age 23, of Upper Marlboro, Maryland.

United States Attorney Rod J. Rosenstein thanked the U.S. Secret Service, Baltimore County Police Department, Metropolitan Washington Airports Authority Police Department and Montgomery County State’s Attorney John McCarthy and his office for their assistance in this investigation and prosecution. Mr. Rosenstein commended Assistant United States Attorney Bryan E. Foreman, who is prosecuting the case.


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