The United States Attorney's Office for the Middle District of Pennsylvania announced that a 26-year-old Union City, New Jersey resident was charged today with making and uttering false and altered documents in connection with a mortgage loan insured by the Federal Housing Administration (FHA).

     According to United States Attorney Peter J. Smith, his office filed a criminal information against Patricia Chmura, a former mortgage processor for Aurora Financial Group. The information alleges that in or about November 2007, Chmura made and used false and altered verification of deposit documents in connection with a mortgage insured by the FHA for a property in Monroe County, Pennsylvania.

     The charge against Chmura stems from an investigation by Special Agents of the Department of Housing and Urban Development (HUD).

     U.S. Attorney Smith noted that if Chmura is convicted of the charge, she faces up to two years in prison, a $250,000 fine, and up to one year of supervised release.

      U.S. Attorney Smith noted that the case is being prosecuted by Assistant U.S. Attorney Francis P. Sempa.

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An Indictment or Information is not evidence of guilt but simply a description of the charge made by the Grand Jury and/or United States Attorney against a defendant. A charged Defendant is presumed innocent until a jury returns a unanimous finding that the United States has proven the defendant's guilt beyond a reasonable doubt or until the defendant has pled guilty to the charges.

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