Bankruptcy Allowable Living Expenses
(Cases Filed On or After November 1, 2014)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$464$647$545$760$574$801$640$893$651$907
Andrews County48003$444$694$521$815$550$858$613$957$623$972
Angelina County48005$456$621$535$730$564$769$629$857$639$871
Aransas County48007$495$943$581$1,108$613$1,167$683$1,302$694$1,323
Archer County48009$537$690$631$811$664$855$741$953$753$968
Armstrong County48011$354$680$415$800$438$842$488$939$496$954
Atascosa County48013$484$636$569$746$599$787$668$877$679$891
Austin County48015$485$869$570$1,021$600$1,076$669$1,200$680$1,219
Bailey County48017$621$500$730$586$769$618$858$689$871$700
Bandera County48019$445$824$522$968$550$1,020$613$1,138$623$1,156
Bastrop County48021$458$878$538$1,031$567$1,086$632$1,211$642$1,231
Baylor County48023$418$675$491$793$518$835$578$931$587$946
Bee County48025$497$567$584$666$615$702$686$782$697$795
Bell County48027$458$809$538$950$567$1,001$632$1,116$643$1,134
Bexar County48029$409$907$480$1,066$506$1,123$564$1,252$574$1,272
Blanco County48031$494$800$580$940$612$990$682$1,104$693$1,122
Borden County48033$401$491$472$576$497$607$554$677$563$688
Bosque County48035$471$651$553$765$583$806$650$899$661$913
Bowie County48037$434$696$510$817$537$861$599$960$609$975
Brazoria County48039$473$1,145$556$1,344$586$1,416$653$1,579$664$1,604
Brazos County48041$434$965$510$1,133$537$1,194$599$1,331$609$1,352
Brewster County48043$389$787$457$925$482$974$537$1,086$546$1,104
Briscoe County48045$437$428$513$503$541$530$603$591$613$600
Brooks County48047$483$503$567$591$597$623$666$694$676$706
Brown County48049$509$589$598$692$630$729$703$812$714$826
Burleson County48051$442$608$520$714$548$752$611$839$621$852
Burnet County48053$445$885$523$1,039$551$1,095$614$1,221$624$1,241
Caldwell County48055$480$768$564$901$594$950$663$1,059$673$1,076
Calhoun County48057$429$771$504$905$531$954$592$1,064$602$1,081
Callahan County48059$490$604$576$709$607$747$677$833$687$847
Cameron County48061$445$678$523$796$551$839$614$936$624$951
Camp County48063$416$735$489$863$516$909$575$1,014$584$1,031
Carson County48065$426$641$501$753$527$794$588$885$598$899
Cass County48067$410$531$481$625$507$658$565$734$575$745
Castro County48069$455$515$535$605$563$638$628$711$638$723
Chambers County48071$515$1,022$605$1,200$637$1,265$711$1,410$722$1,433
Cherokee County48073$457$586$536$689$565$726$630$809$641$822
Childress County48075$441$420$518$493$546$519$608$579$618$589
Clay County48077$502$651$590$765$621$806$693$899$704$913
Cochran County48079$453$391$533$459$561$484$626$539$636$548
Coke County48081$448$551$526$647$554$682$618$760$627$773
Coleman County48083$486$475$570$558$601$588$670$656$681$666
Collin County48085$502$1,309$590$1,537$622$1,619$693$1,806$704$1,835
Collingsworth County48087$466$533$547$627$577$660$643$736$654$748
Colorado County48089$472$791$555$928$585$978$652$1,091$663$1,108
Comal County48091$443$1,066$521$1,251$549$1,318$612$1,470$622$1,493
Comanche County48093$465$547$546$643$575$678$641$756$652$768
Concho County48095$440$520$517$610$545$643$608$717$617$729
Cooke County48097$480$760$564$893$594$941$663$1,049$673$1,066
Coryell County48099$456$705$535$829$564$873$629$973$639$989
Cottle County48101$460$386$541$453$569$478$635$532$645$541
Crane County48103$463$472$544$554$573$584$639$651$650$661
Crockett County48105$557$497$654$584$689$616$769$686$781$698
Crosby County48107$419$505$492$594$519$625$579$697$588$708
Culberson County48109$532$472$625$554$658$584$734$651$745$662
Dallam County48111$477$587$560$690$590$727$657$811$668$824
Dallas County48113$481$978$565$1,149$595$1,211$664$1,350$675$1,371
Dawson County48115$498$493$584$579$616$610$686$681$697$692
Deaf Smith County48117$428$667$502$784$529$826$590$921$599$936
Delta County48119$450$520$529$610$557$643$621$717$631$729
Denton County48121$490$1,233$576$1,447$607$1,525$677$1,700$688$1,728
DeWitt County48123$486$539$571$632$601$667$671$743$682$755
Dickens County48125$472$466$554$548$584$577$651$644$661$654
Dimmit County48127$534$389$627$457$660$482$736$537$748$546
Donley County48129$485$488$570$573$600$604$669$673$680$684
Duval County48131$536$477$629$560$663$590$739$658$751$669
Eastland County48133$451$544$530$638$558$673$623$750$632$763
Ector County48135$488$643$574$755$604$796$674$887$685$901
Edwards County48137$585$601$687$706$724$744$808$829$820$843
El Paso County48141$397$749$466$880$491$927$547$1,034$556$1,051
Ellis County48139$467$983$549$1,154$579$1,216$645$1,356$656$1,378
Erath County48143$462$723$542$849$571$895$637$998$647$1,014
Falls County48145$505$508$592$597$624$629$696$701$708$712
Fannin County48147$487$671$572$788$602$831$672$926$683$941
Fayette County48149$500$662$588$777$619$819$690$913$702$927
Fisher County48151$473$456$556$535$586$564$653$629$664$639
Floyd County48153$463$609$543$716$573$754$639$841$648$855
Foard County48155$438$446$514$524$542$552$605$615$615$625
Fort Bend County48157$480$1,267$564$1,488$595$1,567$663$1,748$674$1,776
Franklin County48159$456$701$536$823$565$867$630$967$639$983
Freestone County48161$485$600$570$705$600$743$669$828$680$842
Frio County48163$502$556$589$653$621$688$693$767$703$780
Gaines County48165$394$575$463$675$488$711$544$793$553$806
Galveston County48167$470$1,140$552$1,338$582$1,410$649$1,572$659$1,598
Garza County48169$473$485$556$570$586$600$653$669$664$680
Gillespie County48171$436$1,003$512$1,178$539$1,242$601$1,385$611$1,407
Glasscock County48173$374$757$439$890$463$937$516$1,045$524$1,062
Goliad County48175$489$628$575$737$605$777$675$866$686$880
Gonzales County48177$479$584$563$686$593$723$662$805$672$819
Gray County48179$478$614$561$721$591$760$659$847$670$861
Grayson County48181$493$743$578$873$610$919$680$1,025$690$1,042
Gregg County48183$412$767$484$901$510$949$569$1,058$578$1,075
Grimes County48185$474$598$557$702$587$740$655$825$665$838
Guadalupe County48187$407$988$478$1,160$503$1,223$561$1,363$570$1,386
Hale County48189$437$592$514$695$541$733$604$817$613$830
Hall County48191$433$600$509$705$536$743$598$828$607$842
Hamilton County48193$474$649$557$762$587$803$655$895$665$910
Hansford County48195$459$528$539$621$568$654$634$729$644$741
Hardeman County48197$539$419$633$493$667$519$744$578$756$588
Hardin County48199$443$733$520$861$548$907$611$1,011$621$1,028
Harris County48201$469$1,023$551$1,202$581$1,266$647$1,412$658$1,435
Harrison County48203$444$738$521$867$550$913$613$1,018$623$1,035
Hartley County48205$448$807$526$948$555$998$619$1,113$629$1,131
Haskell County48207$432$442$508$519$535$547$597$609$607$619
Hays County48209$429$1,118$504$1,313$531$1,384$592$1,543$602$1,568
Hemphill County48211$388$713$456$837$481$882$536$984$544$1,000
Henderson County48213$486$692$571$813$602$856$671$955$682$970
Hidalgo County48215$441$667$518$783$546$825$608$921$618$935
Hill County48217$479$642$563$753$593$794$662$885$672$899
Hockley County48219$440$634$517$744$545$784$607$875$617$889
Hood County48221$469$918$551$1,078$581$1,136$648$1,266$658$1,287
Hopkins County48223$479$670$563$786$593$829$662$924$672$939
Houston County48225$500$496$587$583$619$614$690$685$701$696
Howard County48227$454$583$533$685$561$722$626$805$636$818
Hudspeth County48229$456$358$536$421$565$443$630$494$640$502
Hunt County48231$468$746$549$876$579$923$645$1,030$656$1,046
Hutchinson County48233$436$552$513$648$540$683$603$761$612$774
Irion County48235$416$544$489$638$515$673$575$750$584$762
Jack County48237$596$515$700$605$738$637$822$711$836$722
Jackson County48239$447$607$525$713$554$751$617$838$628$851
Jasper County48241$467$538$548$633$578$666$644$743$654$755
Jeff Davis County48243$330$707$387$832$408$876$455$977$462$993
Jefferson County48245$443$774$520$909$548$958$611$1,068$621$1,085
Jim Hogg County48247$642$350$753$412$794$434$885$484$900$491
Jim Wells County48249$541$666$636$782$670$824$747$919$759$934
Johnson County48251$486$821$571$964$601$1,017$671$1,133$681$1,152
Jones County48253$478$466$562$547$592$576$660$642$670$653
Karnes County48255$506$540$594$635$626$669$698$746$709$758
Kaufman County48257$468$981$549$1,153$579$1,214$645$1,354$656$1,375
Kendall County48259$428$1,374$502$1,614$529$1,701$590$1,896$600$1,927
Kenedy County48261$461$567$541$666$570$702$636$782$646$795
Kent County48263$406$522$476$614$502$647$560$721$569$733
Kerr County48265$403$829$474$973$499$1,026$556$1,144$565$1,163
Kimble County48267$570$604$670$709$706$747$787$833$799$847
King County48269$545$670$640$787$674$830$752$925$764$940
Kinney County48271$468$452$549$532$579$560$645$625$656$634
Kleberg County48273$475$714$559$838$589$883$656$985$667$1,001
Knox County48275$499$397$586$466$618$491$689$548$700$556
La Salle County48283$610$486$717$571$756$601$842$671$856$681
Lamar County48277$477$596$560$700$590$738$658$823$669$836
Lamb County48279$423$580$496$682$523$718$583$801$592$814
Lampasas County48281$447$801$525$941$553$992$617$1,106$626$1,124
Lavaca County48285$412$571$484$670$510$706$569$787$578$800
Lee County48287$489$732$574$860$605$906$674$1,011$685$1,027
Leon County48289$532$619$625$727$658$767$734$855$746$869
Liberty County48291$469$694$551$815$581$858$647$957$658$972
Limestone County48293$484$545$569$639$599$674$668$751$679$763
Lipscomb County48295$467$519$548$610$577$643$644$716$654$728
Live Oak County48297$483$622$568$730$598$769$667$858$677$872
Llano County48299$464$770$545$904$574$953$641$1,062$651$1,079
Loving County48301$760$869$892$1,021$940$1,076$1,048$1,200$1,065$1,219
Lubbock County48303$437$757$513$890$541$937$603$1,045$613$1,062
Lynn County48305$448$636$527$747$555$787$618$878$628$892
Madison County48313$454$702$533$825$562$869$627$969$637$984
Marion County48315$425$546$499$642$526$676$586$754$596$766
Martin County48317$545$492$640$578$675$608$752$679$764$690
Mason County48319$455$661$534$777$563$818$628$912$638$927
Matagorda County48321$494$671$580$788$612$830$682$926$693$941
Maverick County48323$461$635$541$747$570$787$636$877$646$891
McCulloch County48307$450$547$529$642$557$677$621$755$631$767
McLennan County48309$467$766$548$900$578$948$644$1,057$654$1,075
McMullen County48311$390$501$458$589$483$620$538$692$547$703
Medina County48325$477$751$560$882$590$930$658$1,037$668$1,054
Menard County48327$449$399$528$468$556$494$621$550$631$559
Midland County48329$482$821$566$964$596$1,016$664$1,133$675$1,151
Milam County48331$461$672$541$789$570$832$636$927$646$942
Mills County48333$415$594$487$698$513$736$573$820$582$833
Mitchell County48335$520$467$611$549$644$578$718$645$729$656
Montague County48337$467$649$549$762$578$803$645$895$655$910
Montgomery County48339$453$1,102$532$1,294$560$1,364$624$1,521$635$1,545
Moore County48341$418$649$491$762$517$803$577$895$586$910
Morris County48343$455$519$535$609$563$642$628$716$638$727
Motley County48345$467$459$549$539$578$568$645$633$655$643
Nacogdoches County48347$466$634$547$746$577$785$643$876$653$890
Navarro County48349$502$632$589$742$621$782$693$871$704$886
Newton County48351$457$573$536$674$565$710$630$792$641$804
Nolan County48353$489$509$574$598$605$630$674$703$685$714
Nueces County48355$496$868$582$1,020$614$1,074$684$1,198$696$1,217
Ochiltree County48357$416$625$489$734$515$773$574$863$583$877
Oldham County48359$459$709$539$833$569$877$634$978$644$994
Orange County48361$470$664$552$779$582$821$648$916$659$931
Palo Pinto County48363$465$745$546$875$575$922$642$1,027$652$1,044
Panola County48365$448$604$526$710$554$748$618$834$628$847
Parker County48367$471$1,015$553$1,192$583$1,256$650$1,400$661$1,423
Parmer County48369$498$666$584$783$616$824$687$919$698$934
Pecos County48371$454$529$533$622$562$655$627$730$637$742
Polk County48373$483$571$567$670$597$707$666$788$676$801
Potter County48375$407$655$478$769$504$810$562$904$571$918
Presidio County48377$362$665$426$780$448$823$500$917$508$932
Rains County48379$479$689$563$809$593$853$661$951$672$966
Randall County48381$423$893$497$1,049$524$1,105$584$1,232$593$1,253
Reagan County48383$490$554$575$651$606$686$676$765$687$777
Real County48385$445$460$523$540$551$569$614$635$624$645
Red River County48387$483$539$568$632$598$667$667$743$678$755
Reeves County48389$601$465$706$546$744$575$829$642$842$652
Refugio County48391$498$527$585$619$617$652$688$727$699$739
Roberts County48393$480$622$564$730$594$770$663$858$673$872
Robertson County48395$535$592$628$695$662$732$739$816$750$830
Rockwall County48397$503$1,266$591$1,486$622$1,567$694$1,747$705$1,775
Runnels County48399$496$536$583$629$614$663$685$739$696$751
Rusk County48401$432$593$507$697$535$734$596$819$606$832
Sabine County48403$529$515$621$605$654$638$730$711$741$723
San Augustine County48405$485$597$569$702$600$739$669$824$680$837
San Jacinto County48407$456$688$536$808$564$852$629$950$639$965
San Patricio County48409$492$789$577$927$609$976$678$1,089$690$1,106
San Saba County48411$418$523$491$614$517$647$577$721$586$733
Schleicher County48413$483$509$567$598$597$631$666$703$677$714
Scurry County48415$530$620$623$727$656$767$732$855$743$869
Shackelford County48417$496$611$582$718$614$756$684$844$696$857
Shelby County48419$414$549$486$645$512$680$571$758$581$770
Sherman County48421$442$684$519$804$547$847$609$945$619$960
Smith County48423$473$778$555$914$585$963$652$1,074$663$1,091
Somervell County48425$539$821$633$964$668$1,015$744$1,133$756$1,151
Starr County48427$442$588$519$691$547$728$610$812$620$825
Stephens County48429$489$529$575$621$606$654$675$730$686$742
Sterling County48431$447$472$525$554$553$584$617$651$626$662
Stonewall County48433$402$430$472$505$498$532$555$593$564$603
Sutton County48435$513$663$603$779$636$820$708$915$720$930
Swisher County48437$427$599$501$704$528$742$589$827$598$841
Tarrant County48439$474$1,014$556$1,191$586$1,255$654$1,399$664$1,422
Taylor County48441$444$699$522$820$550$864$613$964$623$979
Terrell County48443$419$501$492$589$519$620$579$691$588$702
Terry County48445$488$524$573$615$604$648$673$723$684$735
Throckmorton County48447$459$487$538$572$567$603$632$673$643$683
Titus County48449$456$623$535$732$564$771$629$860$639$874
Tom Green County48451$457$671$536$789$565$831$630$927$641$941
Travis County48453$454$1,222$533$1,435$562$1,512$627$1,686$637$1,713
Trinity County48455$472$553$554$650$584$685$651$764$662$776
Tyler County48457$448$501$526$588$554$620$618$691$628$702
Upshur County48459$415$640$487$752$514$792$572$884$582$898
Upton County48461$498$402$585$472$617$497$688$554$699$563
Uvalde County48463$470$528$552$620$582$653$649$728$659$740
Val Verde County48465$484$643$569$755$599$796$668$887$679$902
Van Zandt County48467$486$644$571$756$601$797$671$888$681$903
Victoria County48469$475$748$558$878$588$925$656$1,031$666$1,048
Walker County48471$456$721$536$847$564$893$629$996$639$1,012
Waller County48473$485$923$570$1,083$600$1,142$669$1,273$680$1,294
Ward County48475$463$517$544$607$573$640$639$713$650$724
Washington County48477$425$890$499$1,046$526$1,102$586$1,229$596$1,249
Webb County48479$475$851$558$999$588$1,053$656$1,174$666$1,193
Wharton County48481$470$709$552$833$582$877$649$978$659$994
Wheeler County48483$450$593$528$697$556$735$620$819$631$832
Wichita County48485$469$683$551$802$581$845$648$942$658$958
Wilbarger County48487$489$489$574$574$604$606$674$675$685$686
Willacy County48489$443$578$521$679$549$715$612$797$622$810
Williamson County48491$445$1,148$522$1,348$551$1,420$614$1,584$624$1,609
Wilson County48493$419$926$492$1,087$519$1,145$578$1,277$588$1,297
Winkler County48495$466$459$547$540$577$568$643$634$653$644
Wise County48497$488$821$573$964$604$1,016$674$1,132$685$1,150
Wood County48499$452$682$530$801$559$844$623$941$633$957
Yoakum County48501$432$504$508$592$535$624$597$695$607$706
Young County48503$436$629$512$739$539$779$601$869$611$882
Zapata County48505$447$487$525$572$554$602$617$672$627$683
Zavala County48507$441$483$518$567$546$597$608$666$618$677

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Thursday, October 2, 2014 4:17 PM