Approved Credit Counseling Agencies
 
New Jersey
NJ
District of New Jersey
A 123  Credit Counselors, Incwww.a123cc.com
Main Address:
 701 NW 62nd Avenue
Suite 160
Miami, FL  33126  
305-269-9201
Delivery Method:
 Internet/Telephone:www.a123cc.com / 305-269-9201 
  
Abacus Credit Counselingwww.abacuscc.org
Main Address:
 3413 Alginet Drive
Encino, CA  91436  
800-516-3834
Delivery Method:
 Internet:www.abacuscc.org 
  
Advisory Credit Management, Inc.www.advisorycreditmanagement.org
Main Address:
 5769 West Sunrise Blvd.
Plantation, FL  33313  
800-786-3940
Delivery Method:
 Internet:www.advisorycreditmanagement.orgEnglish and Spanish
 Telephone:800-786-3940  
  
Affinity Federal Credit Unionaffinityfcu.org
Main Address:
 73 Mountain View Blvd.
Basking Ridge, NJ  07920  
800-325-0808
Delivery Method:
 Telephone:800-325-0808  
 In Person:
 Affinity Federal Credit Union
73 Mountain View Blvd  
Basking Ridge , NJ  07920
800-325-0808
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 195 Brook Street East
Wessington, SD  57381  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-594-9596
Delivery Method:
 Telephone:888-594-9596 English and Spanish
 Internet/Telephone:www.knowdebt.org / 888-594-9596English and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
 Internet/Telephone:www.pioneercredit.com / 800-888-1596English and Spanish
  
Community Credit Counselors, Inc.www.bankruptcyinfo.org
Main Address:
 101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA  23452-7523  
800-531-5124
Delivery Method:
 Internet:bankruptcyinfo.org 
 Telephone:800-531-5124  
  
Consumer Credit and Budget Counseling, Inc.www.cc-bc.com
Main Address:
 299 South Shore Road  
US Route 9 South
Marmora, NJ  08223  
609-390-9652
Delivery Method:
 Internet/Telephone:www.prebankruptcy.org / 888-738-8233 
 In Person:
 Consumer Credit and Budget Counseling, Inc.
299 South Shore Road  US Route 9 South
Marmora , NJ  08223
888-738-8233
English and Spanish
Consumer Credit Counseling Service of Delaware Valley, Inc.www.cccsdv.org
Main Address:
 1608 Walnut Street
10th Floor
Philadelphia, PA  19103  
800-989-2227
Delivery Method:
 Telephone:800-989-2227 English and Spanish (Interpreter Only)
 In Person:
 Consumer Credit Counseling Service of Delaware Valley, Inc.
One Cherry Hill  Suite 215
Cherry Hill , NJ  08002
800-989-2227
Consumer Credit Counseling Service of Greater Atlanta, Inc.www.cccsinc.org
Main Address:
 100 Edgewood Avenue
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.cccsinc.orgEnglish and Spanish
 Telephone:866-672-2227 English and Spanish
  
Consumer Credit Counseling Service of Greater San Antoniowww.cccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:www.cccssa.org 
 Telephone:210-979-4300 English and Spanish
 Internet/Telephone:www.cccssa.org / 210-979-4300English and Spanish
  
Consumer Credit Counseling Service of Maryland & Delaware, Inc.www.cccs-inc.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
800-642-2227
Delivery Method:
 Telephone:800-642-2227  
  
Consumer Credit Counseling Service of New Jersey, Inc.www.cccsnj.org
Main Address:
 185 Ridgedale Avenue
Cedar Knolls, NJ  07927  
973-267-4324
Delivery Method:
 Internet:www.cccsnj.org 
 Telephone:1-888-726-3260 English and Spanish
 In Person:
 Consumer Credit Counseling Service of New Jersey, Inc.
185 Ridgedale Avenue   
Cedar Knolls , NJ  07927
1-888-726-3260
English and Spanish
 Consumer Credit Counseling Service of New Jersey, Inc.
100 West Main Street  2nd Floor
Somerville , NJ  08876
1-888-726-3260
English and Spanish
Consumer Credit Counseling Service of Orange County, Inc.www.cccsoc.org
Main Address:
 1920 Old Tustin Avenue
Santa Ana, CA  92832  
888-289-8230
Delivery Method:
 Internet:www.cccsoc.org 
 Telephone:888-289-8230 English and Spanish
  
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Internet:www.cccssf.org 
 Telephone:800-777-7526 English and Spanish
 Internet/Telephone:www.cccssf.org / 800-777-7526English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.cccservices.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.cccservices.com 
 Telephone:800-355-2227  
  
Consumer Financial Education Foundation of America, Inc.www.cfefa.org
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.org 
 Telephone:1-866-684-8171  
  
Credit Advisors Foundationwww.creditadvisors.org
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 10121 SE Sunnyside Rd.
Suite 300
Clackamas, OR  97015  
866-719-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400  
  
DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com 
 Telephone:877-692-5669  
  
Debt Education and Certification Foundationwww.debt-foundation.org
Main Address:
 112 Goliad Street
Suite D
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.debt-foundation.org 
 Telephone:866-859-7323 English and Spanish
 Internet/Telephone:www.debt-foundation.org / 866-859-7323 
  
Family Guidance Center Corp.www.fgccorp.org
Main Address:
 1931 Nottingham Way
Hamilton, NJ  08619  
609-586-2574
Delivery Method:
 Telephone:888-379-0604 English and Spanish
 In Person:
 Consumer Credit Counseling Service of Central New Jersey
1931 Nottingham Way  
Hamilton , NJ  08619
888-379-0604
English and Spanish
Forbes & Newhard Credit Solutions, Inc.
Main Address:
 7505 Tiffany Springs Parkway
Suite 520
Kansas City, MO  64153  
816-582-4322
Delivery Method:
 Telephone:816-582-4322  
  
Garden State Consumer Credit Counseling, Inc. www.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Telephone:800-992-4557 English and Spanish
 Internet/Telephone:www.novadebt.org / 800-992-4557English and Spanish
 In Person:
 Garden State Consumer Credit Counseling, Inc.
225 Willowbrook Road   
Freehold , NJ  07728
800-772-4557
English and Spanish
 Garden State Consumer Credit Counseling, Inc.
120 Wood Avenue South  Suite 200
Iselin , NJ  08830
800-772-4557
English and Spanish
Granite Lake Educational Resourceswww.backtogo.org
Main Address:
 111 West Cataldo
Suite 200
Spokane, WA  99201  
509-325-2511
Delivery Method:
 Telephone:866-366-0599 English and Spanish
 Internet/Telephone:www.backtogo.org / 866-366-0599English and Spanish
  
GreenPath, Inc.www.greenpathbk.com
Main Address:
 38505 Country Club Drive, Suite 210
Farmington Hills, MI  48331-3429  
800-630-6718
Delivery Method:
 Internet:www.greenpathbk.com 
 Telephone:800-630-6718 English and Spanish
 Internet/Telephone:www.greenpathBK.com / 800-630-6718 
  
Hummingbird Credit Counseling and Education, Inc.www.hbcce.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
 Internet/Telephone:www.hbcce.org / 800-645-4959English and Spanish
  
InCharge Education Foundation, Inc.www.inchargefoundation.org
Main Address:
 2101 Park Center Drive
Suite 310
Orlando, FL  32835  
866-729-0049
Delivery Method:
 Internet:www.personalfinanceeducation.comEnglish and Spanish
 Telephone:1-866-729-0049  
  
Institute for Financial Literacy, Inc.www.financiallit.org
Main Address:
 449 Forest Avenue
Portland, ME  04101  
207-879-0389
Delivery Method:
 Telephone:866-662-4932  
 Internet/Telephone:www.financiallit.org / 866-662-4932 
  
Momentive Consumer Credit Counseling Service, Inc.www.momentive.org
Main Address:
 615 N. Alabama Street
Suite 134
Indianapolis, IN  46204-1477  
888-711-7227
Delivery Method:
 Internet:www.momentive.org 
 Telephone:888-711-7227  
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 9009 West Loop South
Suite 700
Houston, TX  77096-1719  
888-845-5669
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:888-845-5669 English and Spanish
 Internet/Telephone: www.moneymanagement.org / 888-845-5669English and Spanish
 In Person:
 Consumer Credit Counseling Service of South Jersey
3073 English Creek Avenue  Suite 3
Egg Harbor Township , NJ  08234
-
English and Spanish (Printed Materials Only)
 Consumer Credit Counseling Service of New Jersey
106 Apple Street   Suite 105
Tinton Falls , NJ  07724
-
English and Spanish (Printed Materials Only)
 Money Management International, Inc.
860 Route 168  Suite 104
Turnersville , NJ  08012

Pacific Rim Institute for Development  & Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet/Telephone:www.PacificRimCounseling.com / 1-800-845-7171English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6099 Mt. Moriah Extended
Suite 7B
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 713 Preston Place
Grapevine, TX  76051  
817-769-4069
Delivery Method:
 Telephone:877-769-4069  
 Internet/Telephone:www.themesquitegroup.org / 877-769-4069