Approved Credit Counseling Agencies
 
New Jersey
NJ
District of New Jersey
$0$ BK Class Inc.www.myonlinebankruptcyclass.com
Main Address:
 2711 E. Melrose Street
Gilbert, AZ  85297  
877-376-7122
Delivery Method:
 Internet:www.myonlinebankruptcyclass.comEnglish and Spanish
  
$0 Debt Goal Inc.www.zerodebtgoal.com
Main Address:
 130 W. Jefferson Street
Tipton, IN  46072  
877-376-8070
Delivery Method:
 Internet:www.0debtgoal.com 
 Telephone:877-376-8070  
  
001 Debtorcc, Inc.www.debtorcc.org
Main Address:
 372 Summit Avenue
Jersey City, NJ  07306  
1-800-610-3920
Delivery Method:
 Internet:www.debtorcc.orgEnglish and Spanish
  
#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com or www.mybknowspanish.comEnglish and Spanish
 Telephone:877-692-5669 English and Spanish
  
1$ Wiser Consumer Education, Inc.www.1dollarwiser.com
Main Address:
 503 Hillcrest Lane
Krum, TX  76249  
972-292-7279
Delivery Method:
 Internet:www.1dollarwiser.com 
  
101creditcounseling.comwww.101creditcounseling.com
Main Address:
 21008 SE 47th Avenue
Bothell, WA  98021  
866-676-1364
Delivery Method:
 Internet:www.101creditcounseling.com 
  
123  Credit Counselors, Incwww.a123cc.org
Main Address:
 6161 Blue Lagoon Drive
Suite 255A
Miami, FL  33126  
305-269-1092
Delivery Method:
 Internet:www.a123cc.orgEnglish and Spanish
 Telephone:1-888-412-2123 English and Spanish
 Internet/Telephone:www.a123cc.org / 888-412-2123English and Spanish
  
1A Bankruptcy Counseling, Inc.www.1stabc.org
Main Address:
 21 Caller Street, Suite 214
Peabody, MA  01960  
888-823-4266
Delivery Method:
 Internet:www.1stabc.orgEnglish and Spanish
 Telephone:888-823-4266 English and Spanish
  
Abacus Credit Counselingwww.abacuscc.org
Main Address:
 15760 Ventura Boulevard
Suite 1240
Encino, CA  91436  
800-516-3834
Delivery Method:
 Internet:www.abacuscc.orgEnglish and Spanish
 Telephone:800-516-3834 English and Spanish
  
ABC American Bankruptcy Counselorswww.abcdebtaid.com
Main Address:
 48 County Rd. 114   
Bailey, CO  80421  
303-551-5599
Delivery Method:
 Telephone:1-800-299-8736  
  
Academy of Financial Literacy, Inc.www.academyoffinancialliteracy.com
Main Address:
 2105 E. Oakland Street
Chandler, AZ  85225  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.comEnglish and Spanish
  
Access Counseling, Inc.www.accesscounseling.com
Main Address:
 633 W. 5th Street
Suite 26001
Los Angeles , CA  90071  
800-205-9297
Delivery Method:
 Internet:www.accesscounseling.comEnglish and Spanish
 Telephone:800-205-9297 English and Spanish
  
Advantage Debt Management of Americawww.helpwithbills.org
Main Address:
 4015 Executive Park Drive
Suite 150
Cincinnati, OH  45241  
513-947-1234
Delivery Method:
 Internet:www.helpwithbills.org 
 Telephone:877-245-5435  
  
Advisory Credit Management, Inc.www.advisorycreditmanagement.org
Main Address:
 3511 West Commercial Blvd
Suite 404
Tamarac, FL  33309  
800-786-3940
Delivery Method:
 Internet:www.advisorycreditmanagement.orgEnglish and Spanish
 Telephone:800-786-2394 English and Spanish
  
Affinity Federal Credit Unionaffinityfcu.org
Main Address:
 73 Mountain View Blvd.
Basking Ridge, NJ  07920  
800-325-0808
Delivery Method:
 Telephone:800-325-0808  
 In Person:
 Affinity Federal Credit Union
73 Mountain View Blvd  
Basking Ridge , NJ  07920
800-325-0808
 Affinity Federal Credit Union
1520 Route 206 North  
Bedminister , NJ  07921
908-860-7237
 Affinity Federal Credit Union
235 Ridgedale Ave.  
Cedar Knolls , NJ  07927
908-860-7232
 Affinity Federal Credit Union
25 Pocono Road  
Denville , NJ  07834
973-625-6699
 Affinity Federal Credit Union
400 West Blackwell St.  
Dover , NJ  07801
973-537-3850
 Affinity Federal Credit Union
2190 Route 27  
Edison , NJ  08817
908-860-3570
 Affinity Federal Credit Union
275 Route 202/31 South  
Flemington , NJ  08822
908-860-3550
 Affinity Federal Credit Union
315 Route 206  
Hillsborough , NJ  08844
908-860-7390
 Affinity Federal Credit Union
1860 Rpite 35 South  
Middletown , NJ  07748
800-325-0808
 Affinity Federal Credit Union
1098 Mt. Kemble Ave.  
Morristown , NJ  07960
908-860-3770
 Affinity Federal Credit Union
598 Central Ave.  
New Providence , NJ  07974
908-860-3982
 Affinity Federal Credit Union
15 East Midland Ave.  
Paramus , NJ  07652
908-860-7264
 Affinity Federal Credit Union
1342 Centennial Avenue  
Piscataway , NJ  08854
908-860-7258
 Affinity Federal Credit Union
I Malcolm Ave.  
Teterboro , NJ  07608
201-393-5300
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 20003 387th Avenue
Woolsey, SD  57384  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-594-9596
Delivery Method:
 Internet:www.knowdebt.orgEnglish and Spanish
 Telephone:888-594-9596 English and Spanish
 Internet/Telephone:www.knowdebt.org / 888-594-9596English and Spanish
  
Alpha Community Serviceswww.alphacommunityservices.com
Main Address:
 121 West Water Street
Suite D
Sandusky, OH  44870  
419-626-1450
Delivery Method:
 Telephone:866-256-9610  
  
American Consumer Credit Counseling, Inc.www.ConsumerCredit.org
Main Address:
 130 Rumford Avenue
Suite 202
Newton, MA  02466  
866-826-6924
Delivery Method:
 Internet:www.consumercredit.orgEnglish and Spanish
 Telephone:1-866-826-6924 English and Spanish
  
American Financial Solutions of North Seattle Community College Foundationwww.myfinancialgoals.org
Main Address:
 2815 2nd Avenue
Suite 280
Seattle, WA  98121  
800-894-7240
Delivery Method:
 Internet:www.myfinancialgoals.org 
 Telephone:1-800-894-7240 English and Spanish (Interpreter Only)
  
BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet:www.PacificRimCounseling.comEnglish and Spanish
  
Black Bottom/Springfield Human Development Corpwww.sjhmblackbottom.com
Main Address:
 485 West First Street
Jacksonville, FL  32202  
904-356-2359
Delivery Method:
 Internet:www.sjhmblackbottom.comEnglish and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
 Internet/Telephone:www.pioneercredit.com / 800-888-1596English and Spanish
  
Bridging the Gapswww.btgaps.com
Main Address:
 900 Wilshire Drive
Suite 202
Troy, MI  48084  
313-887-7775
Delivery Method:
 Internet:www.btgaps.comEnglish and Spanish
 Telephone:313-887-7775 English and Spanish
 Internet/Telephone:www.btgaps.com / 313-887-7775English and Spanish
  
Cambridge Credit Counseling Corp.www.cambridge-credit.org
Main Address:
 67 Hunt Street
Agawam, MA  01001  
800-403-3433
Delivery Method:
 Internet:www.cambridgecredit.orgEnglish and Spanish
 Telephone:800-527-7595 English and Spanish
  
CC Advising, Inc. www.ccadvising.com
Main Address:
 703 Washington Ave.
Suite 200
Bay City, MI  48708  
989-402-5161
Delivery Method:
 Internet:www.ccadvising.comEnglish and Spanish
  
CCCS of Ventura County, Inc. / SurePath Financial Solutionswww.surepath.org
Main Address:
 80 North Wood Road
Suite 200
Camarillo, CA  93010  
877-615-7873
Delivery Method:
 Internet:www.surepath.orgEnglish and Spanish
 Telephone:877-615-7873 English and Spanish
  
ClearPoint Financial Solutions, Inc.www.clearpointccs.org
Main Address:
 8000 Franklin Farms Drive
Richmond, VA  23229  
804-222-4660
Delivery Method:
 Internet:www.clearpointfinancialsolutions.orgEnglish and Spanish
 Telephone:877-422-9046 English and Spanish
  
Community Credit Counselors, Inc.www.bankruptcyinfo.org
Main Address:
 101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA  23452-7523  
800-531-5124
Delivery Method:
 Internet:bankruptcyinfo.org 
 Telephone:800-531-5124  
  
ConsumerBankruptcyCounseling.info, a Project of the Tides Centerwww.tidescenter.org
Main Address:
 1014 Torney Avenue
San Francisco, CA  94129  
415-561-6300
Delivery Method:
 Internet:www.consumerbankruptcycounseling.info 
  
Consumer Credit and Budget Counseling, Inc.www.cc-bc.com
Main Address:
 299 South Shore Road  
US Route 9 South
Marmora, NJ  08223  
609-390-9652
Delivery Method:
 Internet:www.cc-bc.com 
 Telephone:888-738-8233 English and Spanish
 In Person:
 Consumer Credit and Budget Counseling, Inc.
299 South Shore Road  US Route 9 South
Marmora , NJ  08223
888-738-8233
English and Spanish
Consumer Credit Counseling Service of Buffalo, Inc.www.cccsbuffalo.org
Main Address:
 40 Gardenville Parkway
Suite 300
West Seneca, NY  14224  
716-712-2060
Delivery Method:
 Internet:www.cccsbuff.orgEnglish and Spanish
 Telephone:800-926-9685 English and Spanish
  
Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacywww.clarifi.org
Main Address:
 1608 Walnut Street
10th Floor
Philadelphia, PA  19103  
800-989-2227
Delivery Method:
 Telephone:800-989-2227 English and Spanish (Interpreter Only)
 In Person:
 Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy
One Cherry Hill  2000 Rt. 38 Suite 615
Cherry Hill , NJ  08002
800-989-2227
English and Spanish
 Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy
595 Rancocas Road  
Westampton , NJ  08060
800-989-2227
English and Spanish
Consumer Credit Counseling Service of Greater San Antoniocccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:cccssa.org 
  
Consumer Credit Counseling Service of Maryland & Delaware, Inc.www.cccs-inc.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
410-747-2050
Delivery Method:
 Internet:www.cccs-inc.org 
 Telephone:800-642-2227  
  
Consumer Credit Counseling Service of New Jersey, Inc.www.cccsnj.org
Main Address:
 185 Ridgedale Avenue
Cedar Knolls, NJ  07927  
973-267-4324
Delivery Method:
 Telephone:1-888-726-3260 English and Spanish
 In Person:
 Consumer Credit Counseling Service of New Jersey, Inc.
185 Ridgedale Avenue   
Cedar Knolls , NJ  07927
1-888-726-3260
 Consumer Credit Counseling Service of New Jersey, Inc.
100 West Main Street  2nd Floor
Somerville , NJ  08876
1-888-726-3260
Consumer Credit Counseling Service of Orange Countywww.cccsoc.org
Main Address:
 1920 Old Tustin Avenue
Santa Ana, CA  92705  
888-289-8230
Delivery Method:
 Internet:www.cccsoc.org 
 Telephone:888-289-8230 English and Spanish
  
Consumer Credit Counseling Service of Rochester, Inc.www.RethinkingDebt.org
Main Address:
 1000 University Avenue
Suite 900
Rochester, NY  14607  
888-724-2227
Delivery Method:
 Internet:www.cccsofrochester.orgEnglish and Spanish
 Telephone:888-724-2227 English and Spanish
  
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Internet:www.cccssf.org 
 Telephone:800-777-7526 English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.apprisen.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.apprisen.com 
 Telephone:800-355-2227 English and Spanish
  
Consumer Education and Training Serviceswww.CentsProgram.org
Main Address:
 1200 Fifth Avenue
Suite 600
Seattle, WA  98101  
206-267-7017
Delivery Method:
 Internet:www.CentsProgram.org 
  
Consumer Education Services, Inc.www.cesidebtsolutions.org
Main Address:
 3700 Barrett Drive
Raleigh, NC  27609  
919-785-0725
Delivery Method:
 Internet:www.cesidebtsolutions.orgEnglish and Spanish
 Telephone:877-829-8677 English and Spanish
  
Consumer Financial Education Foundation of America, Inc./www.cfefa.org/
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Telephone:1-866-684-8171 English and Spanish
  
CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc.www.credAbility.org
Main Address:
 270  Peachtree Street NW
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.credability.orgEnglish and Spanish
 Telephone:866-672-2227 English and Spanish
  
Credit Advisors Foundationwww.creditadvisors.org
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Credit Card Management Services, Inc. d/b/a Debthelper.comwww.debthelper.com
Main Address:
 1325 N. Congress Ave.
Suite 201
West Palm Beach, FL  33401  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
Credit Counseling Centerwww.ccc-credit.com
Main Address:
 832 Second Street Pike
Richboro, PA  18954  
215-348-8003
Delivery Method:
 Internet:www.ccc-credit.com 
 Telephone:877-900-4222  
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 219 SW Stark Street
Suite 200
Portland, OR  97204  
503-353-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400 English and Spanish
  
Debt Counseling Corp.www.debtcounselingcorp.org
Main Address:
 3033 Express Drive North
Hauppauge, NY  11749  
888-354-6332
Delivery Method:
 Internet:www.debtcounselingcorp.orgEnglish and Spanish
 Telephone:1.888.354.6332 English and Spanish
  
Debt Education and Certification Foundationwww.bkcert.com
Main Address:
 114 Goliad Street
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.bkcert.com 
 Telephone:866-859-7323 English and Spanish
  
Debt Management Credit Counseling Corp.www.dmcccorp.org
Main Address:
 3310 N. Federal Highway
Lighthouse Point, FL  33064  
954-418-1466
Delivery Method:
 Telephone:888-777-0981  
  
DebtorWise Foundationwww.debtorwise.org
Main Address:
 1100 University Avenue
Suite 139
Rochester, NY  14607  
800-870-2222
Delivery Method:
 Internet:www.debtorwise.orgEnglish and Spanish
 Telephone:800-870-2222 English and Spanish
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Telephone:877-688-3328 English and Spanish
 Internet/Telephone:www.debtreductionservices.org / 877-688-3328 
  
Evergreen Financial Counselingwww.evergreenclass.com
Main Address:
 9747 Stonecrest Drive
Salem, OR  97306  
800-581-3513
Delivery Method:
 Internet:www.evergreenclass.com 
 Telephone:800-581-3513  
  
Family Financial Education Foundationwww.ffef.org
Main Address:
 724 Front Street
Suite 340
Evanston, WY  82930  
307-789-2010
Delivery Method:
 Internet:www.ffef.org 
 Telephone:1-888-292-4333 English and Spanish
  
Family Guidance Center Corp.www.fgccorp.org
Main Address:
 1931 Nottingham Way
Hamilton, NJ  08619  
609-586-2574
Delivery Method:
 Telephone:888-379-0604 English and Spanish
 In Person:
 Consumer Credit Counseling Service of Central New Jersey
1931 Nottingham Way  
Hamilton , NJ  08619
888-379-0604
English and Spanish
Financial Fitness Services, Inc.financialfitnessservices.com
Main Address:
 1226 Linn Street
Suite C
Sikeston, MO  63801  
888-471-9737
Delivery Method:
 Telephone:888-471-9737  
  
Garden State Consumer Credit Counseling, Inc., d/b/a Novadebtwww.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Telephone:800-992-4557 English and Spanish
 Internet/Telephone:www.novadebt.org / 800-992-4557English and Spanish
 In Person:
 Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt
225 Willowbrook Road   
Freehold , NJ  07728
877-892-4557
English and Spanish
GreenPath, Inc.www.greenpath.com
Main Address:
 36500 Corporate Drive
Farmington Hills, MI  48331  
800-630-6718
Delivery Method:
 Internet:www.greenpath.com 
 Telephone:(800) 630-6718 English and Spanish
 Internet/Telephone:www.greenpath.com / (800) 630-6718 
  
Hananwill Credit Counselingwww.hananwill.com
Main Address:
 115 North Cross Street
Robinson, IL  62454  
877-544-5560
Delivery Method:
 Internet:www.hananwill.com 
 Telephone:877-544-5560  
  
Hummingbird Credit Counseling and Education, Inc.www.hummingbird.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
 Internet/Telephone:www.hbcce.org / 800-645-4959English and Spanish
  
InCharge Debt Solutionswww.PersonalFinancialEducation.com
Main Address:
 5750 Major Blvd
Suite 300
Orlando, FL  32819  
866-729-0049
Delivery Method:
 Internet:www.personalfinancialeducation.comEnglish and Spanish
  
Integrity Consumer Services, Limitedwww.integrityconsumerservices.com
Main Address:
 20 Brown Thrasher Run
Oxford, GA  30054  
770-715-6385
Delivery Method:
 Internet:www.integrityconsumerservices.com 
 Telephone:770-715-6385  
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 14141 Southwest Freeway
Suite 1000
Sugar Land, TX  77478-3494  
(877) 964-2227
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:(877) 964-2227 English and Spanish
 In Person:
 MMI
3073 English Creek Avenue  Suite 3
Egg Harbor Township , NJ  08234
-
English and Spanish (Printed Materials Only)
 Money Management International, Inc.
2220 Highway 35  
Sea Grit , NJ  08750
800-873-2227
MoneySharp Credit Counseling Inc.www.moneysharp.org
Main Address:
 1916 N. Fairfield Avenue
Suite 200
Chicago, IL  60647  
866-200-6825
Delivery Method:
 Internet:www.moneysharp.orgEnglish and Spanish
  
Mpoweredwww.mpoweredcolorado.org
Main Address:
 2009 Wadsworth Blvd.
Suite #100
Lakewood, CO  80214  
303-233-2773
Delivery Method:
 Internet:www.bkcounselor.orgEnglish and Spanish
 Telephone:303-233-2773 English and Spanish
  
National Financial Literacy Foundation, Inc.www.learnfinances.org
Main Address:
 555 Winderley Place
Suite 300
Maitland, FL  32751  
877-380-6353
Delivery Method:
 Internet:www.learnfinances.orgEnglish and Spanish
 Telephone:877-380-6353 English and Spanish
  
No Limits Community Development Corporationwww.CCR-Atlanta.org
Main Address:
 3203 Benjamin E. Mays Drive
Atlanta, GA  30311  
678-973-2739
Delivery Method:
 Internet:www.CCR-Atlanta.org 
 Telephone:855-296-3711  
  
Northwest Counseling Service, Inc.www.nwcsinc.org
Main Address:
 5001 North Broad Street
Philadelphia, PA  19141  
215-324-7500
Delivery Method:
 Telephone:215-324-7500  
  
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.bkhelp.org or www.bancarrota.orgEnglish and Spanish
 Telephone:888-425-3453 English and Spanish
 Internet/Telephone:www.bkhelp.org or www.bancarrota.org / 888-425-3453English and Spanish
  
Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc.www.biblicalfinancialconcepts.org
Main Address:
 406 5th Street North
Suite 1
Oneonta, AL  35121  
877-240-1398
Delivery Method:
 Internet:www.standsurecc.org 
 Telephone:866-232-3600  
 Internet/Telephone:www.standsurecc.org / 866-232-3600 
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6094 Apple Tree Drive
Suite 11
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 600 Six Flags Drive
Suite 400
Arlington, TX  76011  
817-769-4069
Delivery Method:
 Telephone:877-769-4069 English and Spanish
  
Urgent Credit Counseling, Inc.www.urgentco.com
Main Address:
 219 SW Stark Street
Suite 200
Portland, OR  97204  
866-233-1940
Delivery Method:
 Internet:www.urgentco.comEnglish and Spanish