Approved Credit Counseling Agencies
 
New York
NYE
Eastern District of New York
$0$ BK Class Inc.www.myonlinebankruptcyclass.com
Main Address:
 60 E. Hopkins Road
Gilbert, AZ  85295  
877-376-7122
Delivery Method:
 Internet:www.myonlinebankruptcyclass.comEnglish and Spanish
  
$0 Debt Goal Inc.www.0debtgoal.com
Main Address:
 130 W. Jefferson Street
Tipton, IN  46072  
877-376-8070
Delivery Method:
 Internet:www.0debtgoal.com 
  
001 Debtorcc, Inc.www.debtorcc.org
Main Address:
 372 Summit Avenue
Jersey City, NJ  07306  
1-800-610-3920
Delivery Method:
 Internet:www.debtorcc.orgEnglish and Spanish
  
1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com or www.mybknowspanish.comEnglish and Spanish
 Telephone:877-692-5669 English and Spanish
  
1$ Wiser Consumer Education, Inc.www.1dollarwiser.com
Main Address:
 116 N. Second Street
Suite A
Krum, TX  76249  
972-292-7279
Delivery Method:
 Internet:www.1dollarwiser.com 
  
123  Credit Counselors, Incwww.a123cc.com
Main Address:
 6161 Blue Lagoon Drive
Suite 255A
Miami, FL  33126  
305-269-9201
Delivery Method:
 Internet:www.a123cc.orgEnglish and Spanish
 Telephone:1-888-412-2123 English and Spanish
 Internet/Telephone:www.a123cc.org / 888-412-2123English and Spanish
  
1A Bankruptcy Counseling, Inc.www.1stabc.org
Main Address:
 21 Caller Street, Suite 214
Peabody, MA  01960  
888-823-4266
Delivery Method:
 Internet:www.1stabc.orgEnglish and Spanish
 Telephone:888-823-4266 English and Spanish
  
Abacus Credit Counselingwww.abacuscc.org
Main Address:
 15760 Ventura Boulevard
Suite 1240
Encino, CA  91436  
800-516-3834
Delivery Method:
 Internet:www.abacuscc.orgEnglish and Spanish
 Telephone:800-516-3834 English and Spanish
  
ABC American Bankruptcy Counselorswww.abcdebtaid.com
Main Address:
 8650 Fairall Road
Morrison, CO  80465  
303-551-5599
Delivery Method:
 Telephone:1-800-299-8736  
 In Person:
 ABC American Bankruptcy Counselors
2550 Victory Blvd.  
Staten Island , NY  10314
800-299-8736
English and Spanish
Academy of Financial Literacy, Inc.www.academyoffinancialliteracy.com
Main Address:
 2105 E. Oakland Street
Chandler, AZ  85225  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.com 
  
Access Counseling, Inc.www.accesscounseling.com
Main Address:
 633 W. 5th Street
Suite 26001
Los Angeles , CA  90071  
800-205-9297
Delivery Method:
 Internet:www.accesscounselinginc.orgEnglish and Spanish
 Telephone:800-205-9297 English and Spanish
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantagecccs.org 
 Telephone:888-511-2227  
  
Advisory Credit Management, Inc.www.advisorycreditmanagement.org
Main Address:
 5769 West Sunrise Blvd.
Plantation, FL  33313  
800-786-3940
Delivery Method:
 Internet:www.advisorycreditmanagement.orgEnglish and Spanish
  
Affinity Federal Credit Unionaffinityfcu.org
Main Address:
 73 Mountain View Blvd.
Basking Ridge, NJ  07920  
800-325-0808
Delivery Method:
 Telephone:800-325-0808  
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 20003 387th Avenue
Woolsey, SD  57384  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-995-7856
Delivery Method:
 Telephone:888-594-9596 English and Spanish
 Internet/Telephone:www.knowdebt.org / 888-594-9596English and Spanish
  
Alpha Community Serviceswww.alphacommunityservices.com
Main Address:
 121 West Water Street
Suite D
Sandusky, OH  44870  
419-626-1450
Delivery Method:
 Telephone:866-256-9610  
  
American Consumer Credit Counseling, Inc.www.ConsumerCredit.org
Main Address:
 130 Rumford Avenue
Suite 202
Newton, MA  02466  
866-826-6924
Delivery Method:
 Internet:www.consumercredit.orgEnglish and Spanish
 Telephone:1-866-826-6924 English and Spanish
  
American Debt Resources, Inc.www.americandebtresources.com
Main Address:
 248C Larkfield Road
East Northport, NY  11731  
800-498-0766
Delivery Method:
 Telephone:800-498-0766 English and Spanish
 In Person:
 American Debt Resources, Inc.
248C Larkfield Road  
East Northport , NY  11731
800-498-0766
English and Spanish
American Financial Solutions of North Seattle Community College Foundationwww.myfinancialgoals.org
Main Address:
 2815 2nd Avenue
Suite 280
Seattle, WA  98121  
800-894-7240
Delivery Method:
 Telephone:1-800-894-7240 English and Spanish (Interpreter Only)
  
Atlantic Credit Foundation, Inc.www.atlanticcredit.org
Main Address:
 3 Glen Hill Court
Dix Hills, NY  11746  
631-499-2444
Delivery Method:
 Telephone:1-800-383-8349  
 In Person:
 Atlantic Credit Foundation, Inc.
3 Glen Hill Court  
Dix Hills , NY  11746
1-800-383-8349
BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet:www.PacificRimCounseling.comEnglish and Spanish
  
Black Bottom/Springfield Human Development Corpwww.sjhmblackbottom.com
Main Address:
 485 West First Street
Jacksonville, FL  32202  
904-356-2359
Delivery Method:
 Internet:www.sjhmblackbottom.comEnglish and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
 Internet/Telephone:www.pioneercredit.com / 800-888-1596English and Spanish
  
Bridging the Gapswww.btgaps.com
Main Address:
 900 Wilshire Drive
Suite 202
Troy, MI  48084  
313-887-7775
Delivery Method:
 Telephone:313-887-7775 English and Spanish
  
Cambridge Credit Counseling Corp.www.cambridgecredit.org
Main Address:
 67 Hunt Street
Agawam, MA  01001  
800-403-3433
Delivery Method:
 Internet:www.cambridgecredit.orgEnglish and Spanish
 Telephone:800-527-7595 English and Spanish
  
CC Advising, Inc. www.ccadvising.com
Main Address:
 703 Washington Ave.
Suite 230-D
Bay City, MI  48708  
989-402-5161
Delivery Method:
 Internet:www.ccadvising.com 
  
CCCS of Ventura County, Inc. / SurePath Financial Solutionswww.surepath.org
Main Address:
 80 North Wood Road
Suite 200
Camarillo, CA  93010  
877-615-7873
Delivery Method:
 Internet:www.surepath.orgEnglish and Spanish
 Telephone:877-615-7873 English and Spanish
  
ClearPoint Financial Solutions, Inc.www.clearpointfinancialsolutions.org
Main Address:
 8000 Franklin Farms Drive
Richmond, VA  23229  
804-222-4660
Delivery Method:
 Internet:www.clearpointfinancialsolutions.orgEnglish and Spanish
 Telephone:877-422-9046 English and Spanish
 Internet/Telephone:www.clearpointfinancialsolutions.org / 877-422-9046English and Spanish
  
Community Credit Counselors, Inc.www.bankruptcyinfo.org
Main Address:
 101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA  23452-7523  
800-531-5124
Delivery Method:
 Internet:bankruptcyinfo.org 
 Telephone:800-531-5124 English and Spanish
  
ConsumerBankruptcyCounseling.info, a Project of the Tides Centerwww.tidescenter.org
Main Address:
 1014 Torney Avenue
San Francisco, CA  94129  
Delivery Method:
 Internet:www.consumerbankruptcycounseling.info 
  
Consumer Credit and Budget Counseling, Inc.www.cc-bc.com
Main Address:
 299 South Shore Road  
US Route 9 South
Marmora, NJ  08223  
609-390-9652
Delivery Method:
 Internet/Telephone:www.prebankruptcy.org / 888-738-8233 
  
Consumer Credit Counseling Service of Buffalo, Inc.www.cccsbuffalo.org
Main Address:
 40 Gardenville Parkway
Suite 300
West Seneca, NY  14224  
716-712-2060
Delivery Method:
 Internet:www.cccsbuff.orgEnglish and Spanish
 Telephone:800-926-9685 English and Spanish
  
Consumer Credit Counseling Service of Greater San Antoniocccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:www.debt.org 
  
Consumer Credit Counseling Service of Maryland & Delaware, Inc.www.cccs-inc.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
410-747-2050
Delivery Method:
 Internet:www.cccs-inc.org 
 Telephone:800-642-2227  
  
Consumer Credit Counseling Service of Orange Countywww.cccsoc.org
Main Address:
 1920 Old Tustin Avenue
Santa Ana, CA  92705  
888-289-8230
Delivery Method:
 Internet:www.cccsoc.org 
 Telephone:888-289-8230 English and Spanish
  
Consumer Credit Counseling Service of Rochester, Inc.www.RethinkingDebt.org
Main Address:
 1000 University Avenue
Suite 900
Rochester, NY  14607  
888-724-2227
Delivery Method:
 Internet:www.cccsofrochester.orgEnglish and Spanish
 Telephone:888-724-2227 English and Spanish
 In Person:
 Consumer Credit Counseling Service of Rochester, Inc.
150 Motor Parkway, Suite 401  
Happauge , NY  11788
888-724-2227
English and Spanish
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Internet:www.cccssf.org 
 Telephone:800-777-7526 English and Spanish
 Internet/Telephone:www.cccssf.org / 800-777-7526English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.apprisen.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.apprisen.com 
 Telephone:800-355-2227  
  
Consumer Credit Counseling Service of West Florida, Inc.www.cccswfl.org
Main Address:
 14 Palafox Place
Pensacola, FL  32502  
850-434-0268
Delivery Method:
 Internet:www.cccswfl.org 
  
Consumer Credit Management Services, Inc.www.debt-mgt.org
Main Address:
 315 NE 2nd Avenue
Delray Beach, FL  33444  
800-568-4545
Delivery Method:
 Internet:www.debt-mgt.orgEnglish and Spanish
 Telephone:800-568-4545 English and Spanish
  
Consumer Debt Counselors, Inc.www.consumerdebtcounselors.com
Main Address:
 831 W. Morse Blvd
Winter Park, FL  32789  
407-599-0057
Delivery Method:
 Internet:www.consumerdebtcounselors.com 
 Telephone:800-820-9232 English and Spanish
  
Consumer Education Services, Inc.www.cesidebtsolutions.org
Main Address:
 3700 Barrett Drive
Raleigh, NC  27609  
919-785-0725
Delivery Method:
 Internet:www.cesidebtsolutions.orgEnglish and Spanish
 Telephone:877-829-8677 English and Spanish
  
Consumer Financial Education Foundation of America, Inc.www.cfefa.org
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.orgEnglish and Spanish
 Telephone:1-866-684-8171 English and Spanish
  
CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc.www.credAbility.org
Main Address:
 270  Peachtree Street NW
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.credability.orgEnglish and Spanish
 Telephone:866-672-2227 English and Spanish
  
Credit Advisors Foundationwww.creditadvisors.org
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Credit Advocate Counseling Corp.www.creditadvocates.org
Main Address:
 237 First Avenue
Suite 305
New York, NY  10003  
212-260-2776
Delivery Method:
 Telephone:800-260-1809 English and Spanish
  
Credit Card Management Services, Inc. d/b/a Debthelper.comwww.debthelper.com
Main Address:
 4611 Okeechobee Blvd.
Suite 114
West Palm Beach, FL  33417  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 10121 SE Sunnyside Rd.
Suite 300
Clackamas, OR  97015  
866-719-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400 English and Spanish
  
Debt Counseling Corp.www.debtcounselingcorp.org
Main Address:
 3033 Express Drive North
Hauppauge, NY  11749  
888-354-6332
Delivery Method:
 Internet:www.debtcounselingcorp.orgEnglish and Spanish
 Telephone:1.888.354.6332 English and Spanish
 In Person:
 Debt Counseling Corp.
3033 Express Drive North  
Hauppauge , NY  11749
1.888.354.6332
English and Spanish
Debt Education and Certification Foundationwww.bkcert.com
Main Address:
 114 Goliad Street
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.bkcert.com 
 Telephone:866-859-7323 English and Spanish
 Internet/Telephone:www.bkcert.com / 866-859-7323 
  
Debt Management Credit Counseling Corp.www.dmcccorp.org
Main Address:
 3310 N. Federal Highway
Lighthouse Point, FL  33064  
954-418-1466
Delivery Method:
 Telephone:888-777-0981  
  
DebtorWise Foundationwww.debtorwise.org
Main Address:
 1100 University Avenue
Suite 139
Rochester, NY  14607  
800-870-2222
Delivery Method:
 Internet:www.debtorwise.orgEnglish and Spanish
 Telephone:800-870-2222 English and Spanish
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Telephone:877-688-3328 English and Spanish
 Internet/Telephone:www.debtreductionservices.org / 877-688-3328 
 In Person:
 Debt Reduction Services, Inc.
1 Corporate Drive   Suite 104
Bohemia , NY  11716
631-473-7500
English and Spanish
Evergreen Financial Counselingwww.evergreenclass.com
Main Address:
 6670 Glen Avenue
Gleneden Beach, OR  97388  
800-581-3513
Delivery Method:
 Internet:www.evergreenclass.com 
 Telephone:800-581-3513  
  
Family Financial Education Foundationwww.ffef.org
Main Address:
 724 Front Street
Suite 340
Evanston, WY  82930  
307-789-2010
Delivery Method:
 Telephone:1-888-292-4333 English and Spanish
  
Forbes & Newhard Credit Solutions, Inc.forbescs.us
Main Address:
 7505 Tiffany Springs Parkway
Suite 130
Kansas City, MO  64153  
816-442-7036
Delivery Method:
 Telephone:866-351-0322  
  
Garden State Consumer Credit Counseling, Inc., d/b/a Novadebtwww.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Telephone:800-992-4557 English and Spanish
 Internet/Telephone:www.novadebt.org / 800-992-4557English and Spanish
  
GreenPath, Inc.www.greenpath.com
Main Address:
 36500 Corporate Drive
Farmington Hills, MI  48331  
800-630-6718
Delivery Method:
 Internet:www.greenpath.com 
 Telephone:(800) 630-6718 English and Spanish
 Internet/Telephone:www.greenpath.com / (800) 630-6718 
 In Person:
 GreenPath, Inc.
175 Remsen Street  Suite 1102
Brooklyn , NY  11201
(800) 630-6718
English and Spanish
 GreenPath, Inc.
1300 Veterans Memorial Highway  Suite 330
Hauppauge , NY  11788
(800) 630-6718
English and Spanish
 GreenPath, Inc.
380 N. Broadway  Suite 304
Jericho , NY  11753
(800) 630-6718
English and Spanish
 GreenPath, Inc.
80-02 Kew Gardens Road  Suite 710
Kew Gardens , NY  11415
(800) 630-6718
English and Spanish
Hummingbird Credit Counseling and Education, Inc.www.hummingbird.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
 Internet/Telephone:www.hbcce.org / 800-645-4959English and Spanish
  
InCharge Debt Solutionswww.PersonalFinancialEducation.com
Main Address:
 5750 Major Blvd
Suite 175
Orlando, FL  32819  
866-729-0049
Delivery Method:
 Internet:www.personalfinancialeducation.comEnglish and Spanish
  
Institute for Financial Literacy, Inc.www.financiallit.org
Main Address:
 260 Western Avenue
South Portland, ME  04106  
207-221-3601
Delivery Method:
 Telephone:866-662-4932  
 Internet/Telephone:www.financiallit.org / 866-662-4932 
  
iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Educationwww.ipaydebt.com
Main Address:
 3011 North Lamar Boulevard
Austin, TX  78705  
512-263-0532
Delivery Method:
 Internet:www.csfedu.org 
 Internet/Telephone:www.csfedu.org / 800-336-1245 
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 14141 Southwest Freeway
Suite 1000
Sugar Land, TX  77478-3494  
(877) 964-2227
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:(877) 964-2227 English and Spanish
 In Person:
 MMI
26 Court Street  Suite 1801
Brooklyn , NY  11241
-
English and Spanish (Printed Materials Only)
 MMI
88-32 Sutphin Boulevard   
Jamaica , NY  11435
-
English and Spanish (Printed Materials Only)
MoneySharp Credit Counseling Inc.www.moneysharp.org
Main Address:
 1916 N. Fairfield Avenue
Suite 200
Chicago, IL  60647  
866-200-6825
Delivery Method:
 Internet:www.moneysharp.orgEnglish and Spanish
  
National Financial Literacy Foundation, Inc.www.learnfinances.org
Main Address:
 555 Winderley Place
Suite 300
Maitland, FL  32751  
877-380-6353
Delivery Method:
 Internet:www.learnfinances.orgEnglish and Spanish
 Telephone:877-380-6353 English and Spanish
  
No Limits Community Development Corporationwww.CCR-Atlanta.org
Main Address:
 3203 Benjamin E. Mays Drive
Atlanta, GA  30311  
678-973-2739
Delivery Method:
 Internet:www.CCR-Atlanta.org 
 Telephone:855-296-3711  
  
Northwest Counseling Service, Inc.www.nwcsonline.com
Main Address:
 5001 North Broad Street
Philadelphia, PA  19141  
215-324-7500
Delivery Method:
 Telephone:215-324-7500  
  
SafeGuard Credit Counseling Services, Incwww.safeguardcredit.org
Main Address:
 112 Parkway Dr. South
Hauppauge, NY  11788  
800-673-6993
Delivery Method:
 Internet:www.safeguardcredit.org 
 Telephone:800-673-6993  
 Internet/Telephone:www.safeguardcredit.org / 800-673-6993 
 In Person:
 SafeGuard Credit Counseling Services, Inc
112 Parkway Drive South  
Hauppauge , NY  11788
800-673-6993
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.bkhelp.org or www.bancarrota.orgEnglish and Spanish
 Telephone:888-425-3453 English and Spanish
  
Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc.www.biblicalfinancialconcepts.org
Main Address:
 406 5th Street North
Suite 1
Oneonta, AL  35121  
877-240-1398
Delivery Method:
 Internet:www.standsurecc.org 
 Telephone:866-232-3600  
 Internet/Telephone:www.standsurecc.org / 866-232-3600 
  
Take Charge America, Inc.www.takechargeamerica.org
Main Address:
 20620 North 19th Avenue
Phoenix, AZ  85027-3585  
623-266-6100
Delivery Method:
 Telephone:866-750-9634 English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6094 Apple Tree Drive
Suite 11
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 600 Six Flags Drive
Suite 400
Arlington, TX  76011  
817-769-4069
Delivery Method:
 Telephone:877-769-4069 English and Spanish
  
Urgent Credit Counseling, Inc.www.urgentco.com
Main Address:
 10121 SE Sunnyside Road
Suite 300
Clackamas, OR  97015  
866-233-1940
Delivery Method:
 Internet:www.urgentco.comEnglish and Spanish
  
NYN
Northern District of New York
$0$ BK Class Inc.www.myonlinebankruptcyclass.com
Main Address:
 60 E. Hopkins Road
Gilbert, AZ  85295  
877-376-7122
Delivery Method:
 Internet:www.myonlinebankruptcyclass.comEnglish and Spanish
  
$0 Debt Goal Inc.www.0debtgoal.com
Main Address:
 130 W. Jefferson Street
Tipton, IN  46072  
877-376-8070
Delivery Method:
 Internet:www.0debtgoal.com 
  
001 Debtorcc, Inc.www.debtorcc.org
Main Address:
 372 Summit Avenue
Jersey City, NJ  07306  
1-800-610-3920
Delivery Method:
 Internet:www.debtorcc.orgEnglish and Spanish
  
1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com or www.mybknowspanish.comEnglish and Spanish
 Telephone:877-692-5669 English and Spanish
  
1$ Wiser Consumer Education, Inc.www.1dollarwiser.com
Main Address:
 116 N. Second Street
Suite A
Krum, TX  76249  
972-292-7279
Delivery Method:
 Internet:www.1dollarwiser.com 
  
123  Credit Counselors, Incwww.a123cc.com
Main Address:
 6161 Blue Lagoon Drive
Suite 255A
Miami, FL  33126  
305-269-9201
Delivery Method:
 Internet:www.a123cc.orgEnglish and Spanish
 Telephone:1-888-412-2123 English and Spanish
 Internet/Telephone:www.a123cc.org / 888-412-2123English and Spanish
  
1A Bankruptcy Counseling, Inc.www.1stabc.org
Main Address:
 21 Caller Street, Suite 214
Peabody, MA  01960  
888-823-4266
Delivery Method:
 Internet:www.1stabc.orgEnglish and Spanish
 Telephone:888-823-4266 English and Spanish
  
Abacus Credit Counselingwww.abacuscc.org
Main Address:
 15760 Ventura Boulevard
Suite 1240
Encino, CA  91436  
800-516-3834
Delivery Method:
 Internet:www.abacuscc.orgEnglish and Spanish
 Telephone:800-516-3834 English and Spanish
  
ABC American Bankruptcy Counselorswww.abcdebtaid.com
Main Address:
 8650 Fairall Road
Morrison, CO  80465  
303-551-5599
Delivery Method:
 Telephone:1-800-299-8736  
  
Academy of Financial Literacy, Inc.www.academyoffinancialliteracy.com
Main Address:
 2105 E. Oakland Street
Chandler, AZ  85225  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.com 
  
Access Counseling, Inc.www.accesscounseling.com
Main Address:
 633 W. 5th Street
Suite 26001
Los Angeles , CA  90071  
800-205-9297
Delivery Method:
 Internet:www.accesscounselinginc.orgEnglish and Spanish
 Telephone:800-205-9297 English and Spanish
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantagecccs.org 
 Telephone:888-511-2227  
  
Advisory Credit Management, Inc.www.advisorycreditmanagement.org
Main Address:
 5769 West Sunrise Blvd.
Plantation, FL  33313  
800-786-3940
Delivery Method:
 Internet:www.advisorycreditmanagement.orgEnglish and Spanish
  
Affinity Federal Credit Unionaffinityfcu.org
Main Address:
 73 Mountain View Blvd.
Basking Ridge, NJ  07920  
800-325-0808
Delivery Method:
 Telephone:800-325-0808  
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 20003 387th Avenue
Woolsey, SD  57384  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-995-7856
Delivery Method:
 Telephone:888-594-9596 English and Spanish
 Internet/Telephone:www.knowdebt.org / 888-594-9596English and Spanish
  
Alpha Community Serviceswww.alphacommunityservices.com
Main Address:
 121 West Water Street
Suite D
Sandusky, OH  44870  
419-626-1450
Delivery Method:
 Telephone:866-256-9610  
  
American Consumer Credit Counseling, Inc.www.ConsumerCredit.org
Main Address:
 130 Rumford Avenue
Suite 202
Newton, MA  02466  
866-826-6924
Delivery Method:
 Internet:www.consumercredit.orgEnglish and Spanish
 Telephone:1-866-826-6924 English and Spanish
  
American Debt Resources, Inc.www.americandebtresources.com
Main Address:
 248C Larkfield Road
East Northport, NY  11731  
800-498-0766
Delivery Method:
 Telephone:800-498-0766 English and Spanish
  
American Financial Solutions of North Seattle Community College Foundationwww.myfinancialgoals.org
Main Address:
 2815 2nd Avenue
Suite 280
Seattle, WA  98121  
800-894-7240
Delivery Method:
 Telephone:1-800-894-7240 English and Spanish (Interpreter Only)
  
Atlantic Credit Foundation, Inc.www.atlanticcredit.org
Main Address:
 3 Glen Hill Court
Dix Hills, NY  11746  
631-499-2444
Delivery Method:
 Telephone:1-800-383-8349  
  
BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet:www.PacificRimCounseling.comEnglish and Spanish
  
Black Bottom/Springfield Human Development Corpwww.sjhmblackbottom.com
Main Address:
 485 West First Street
Jacksonville, FL  32202  
904-356-2359
Delivery Method:
 Internet:www.sjhmblackbottom.comEnglish and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
 Internet/Telephone:www.pioneercredit.com / 800-888-1596English and Spanish
  
Bridging the Gapswww.btgaps.com
Main Address:
 900 Wilshire Drive
Suite 202
Troy, MI  48084  
313-887-7775
Delivery Method:
 Telephone:313-887-7775 English and Spanish
  
Cambridge Credit Counseling Corp.www.cambridgecredit.org
Main Address:
 67 Hunt Street
Agawam, MA  01001  
800-403-3433
Delivery Method:
 Internet:www.cambridgecredit.orgEnglish and Spanish
 Telephone:800-527-7595 English and Spanish
  
CC Advising, Inc. www.ccadvising.com
Main Address:
 703 Washington Ave.
Suite 230-D
Bay City, MI  48708  
989-402-5161
Delivery Method:
 Internet:www.ccadvising.com 
  
CCCS of Ventura County, Inc. / SurePath Financial Solutionswww.surepath.org
Main Address:
 80 North Wood Road
Suite 200
Camarillo, CA  93010  
877-615-7873
Delivery Method:
 Internet:www.surepath.orgEnglish and Spanish
 Telephone:877-615-7873 English and Spanish
  
ClearPoint Financial Solutions, Inc.www.clearpointfinancialsolutions.org
Main Address:
 8000 Franklin Farms Drive
Richmond, VA  23229  
804-222-4660
Delivery Method:
 Internet:www.clearpointfinancialsolutions.orgEnglish and Spanish
 Telephone:877-422-9046 English and Spanish
 Internet/Telephone:www.clearpointfinancialsolutions.org / 877-422-9046English and Spanish
 In Person:
 ClearPoint Financial Solutions, Inc.
2 Computer Drive West  
Albany , NY  12205
877-422-9046
English and Spanish
 ClearPoint Financial Solutions, Inc.
The Metro Center, 49 Court Street  
Binghamton , NY  13901
877-422-9046
English and Spanish
 ClearPoint Financial Solutions, Inc.
5794 Widewater Park Way  
Syracuse , NY  13214
877-422-9046
English and Spanish
 ClearPoint Financial Solutions, Inc.
289 Genesee Street  
Utica , NY  13501
877-422-9046
English and Spanish
 ClearPoint Financial Solutions, Inc.
215 Washington Street  Room B-5
Watertown , NY  13601
877-422-9046
English and Spanish
Community Credit Counselors, Inc.www.bankruptcyinfo.org
Main Address:
 101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA  23452-7523  
800-531-5124
Delivery Method:
 Internet:bankruptcyinfo.org 
 Telephone:800-531-5124 English and Spanish
  
ConsumerBankruptcyCounseling.info, a Project of the Tides Centerwww.tidescenter.org
Main Address:
 1014 Torney Avenue
San Francisco, CA  94129  
Delivery Method:
 Internet:www.consumerbankruptcycounseling.info 
  
Consumer Credit and Budget Counseling, Inc.www.cc-bc.com
Main Address:
 299 South Shore Road  
US Route 9 South
Marmora, NJ  08223  
609-390-9652
Delivery Method:
 Internet/Telephone:www.prebankruptcy.org / 888-738-8233 
  
Consumer Credit Counseling Service of Buffalo, Inc.www.cccsbuffalo.org
Main Address:
 40 Gardenville Parkway
Suite 300
West Seneca, NY  14224  
716-712-2060
Delivery Method:
 Internet:www.cccsbuff.orgEnglish and Spanish
 Telephone:800-926-9685 English and Spanish
  
Consumer Credit Counseling Service of Greater San Antoniocccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:www.debt.org 
  
Consumer Credit Counseling Service of Maryland & Delaware, Inc.www.cccs-inc.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
410-747-2050
Delivery Method:
 Internet:www.cccs-inc.org 
 Telephone:800-642-2227  
  
Consumer Credit Counseling Service of Orange Countywww.cccsoc.org
Main Address:
 1920 Old Tustin Avenue
Santa Ana, CA  92705  
888-289-8230
Delivery Method:
 Internet:www.cccsoc.org 
 Telephone:888-289-8230 English and Spanish
  
Consumer Credit Counseling Service of Rochester, Inc.www.RethinkingDebt.org
Main Address:
 1000 University Avenue
Suite 900
Rochester, NY  14607  
888-724-2227
Delivery Method:
 Internet:www.cccsofrochester.orgEnglish and Spanish
 Telephone:888-724-2227 English and Spanish
  
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Internet:www.cccssf.org 
 Telephone:800-777-7526 English and Spanish
 Internet/Telephone:www.cccssf.org / 800-777-7526English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.apprisen.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.apprisen.com 
 Telephone:800-355-2227  
  
Consumer Credit Counseling Service of West Florida, Inc.www.cccswfl.org
Main Address:
 14 Palafox Place
Pensacola, FL  32502  
850-434-0268
Delivery Method:
 Internet:www.cccswfl.org 
  
Consumer Credit Management Services, Inc.www.debt-mgt.org
Main Address:
 315 NE 2nd Avenue
Delray Beach, FL  33444  
800-568-4545
Delivery Method:
 Internet:www.debt-mgt.orgEnglish and Spanish
 Telephone:800-568-4545 English and Spanish
  
Consumer Debt Counselors, Inc.www.consumerdebtcounselors.com
Main Address:
 831 W. Morse Blvd
Winter Park, FL  32789  
407-599-0057
Delivery Method:
 Internet:www.consumerdebtcounselors.com 
 Telephone:800-820-9232 English and Spanish
  
Consumer Education Services, Inc.www.cesidebtsolutions.org
Main Address:
 3700 Barrett Drive
Raleigh, NC  27609  
919-785-0725
Delivery Method:
 Internet:www.cesidebtsolutions.orgEnglish and Spanish
 Telephone:877-829-8677 English and Spanish
  
Consumer Financial Education Foundation of America, Inc.www.cfefa.org
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.orgEnglish and Spanish
 Telephone:1-866-684-8171 English and Spanish
  
CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc.www.credAbility.org
Main Address:
 270  Peachtree Street NW
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.credability.orgEnglish and Spanish
 Telephone:866-672-2227 English and Spanish
  
Credit Advisors Foundationwww.creditadvisors.org
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Credit Advocate Counseling Corp.www.creditadvocates.org
Main Address:
 237 First Avenue
Suite 305
New York, NY  10003  
212-260-2776
Delivery Method:
 Telephone:800-260-1809 English and Spanish
  
Credit Card Management Services, Inc. d/b/a Debthelper.comwww.debthelper.com
Main Address:
 4611 Okeechobee Blvd.
Suite 114
West Palm Beach, FL  33417  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 10121 SE Sunnyside Rd.
Suite 300
Clackamas, OR  97015  
866-719-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400 English and Spanish
  
Debt Counseling Corp.www.debtcounselingcorp.org
Main Address:
 3033 Express Drive North
Hauppauge, NY  11749  
888-354-6332
Delivery Method:
 Internet:www.debtcounselingcorp.orgEnglish and Spanish
 Telephone:1.888.354.6332 English and Spanish
  
Debt Education and Certification Foundationwww.bkcert.com
Main Address:
 114 Goliad Street
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.bkcert.com 
 Telephone:866-859-7323 English and Spanish
 Internet/Telephone:www.bkcert.com / 866-859-7323 
  
Debt Management Credit Counseling Corp.www.dmcccorp.org
Main Address:
 3310 N. Federal Highway
Lighthouse Point, FL  33064  
954-418-1466
Delivery Method:
 Telephone:888-777-0981  
  
DebtorWise Foundationwww.debtorwise.org
Main Address:
 1100 University Avenue
Suite 139
Rochester, NY  14607  
800-870-2222
Delivery Method:
 Internet:www.debtorwise.orgEnglish and Spanish
 Telephone:800-870-2222 English and Spanish
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Telephone:877-688-3328 English and Spanish
 Internet/Telephone:www.debtreductionservices.org / 877-688-3328 
  
Evergreen Financial Counselingwww.evergreenclass.com
Main Address:
 6670 Glen Avenue
Gleneden Beach, OR  97388  
800-581-3513
Delivery Method:
 Internet:www.evergreenclass.com 
 Telephone:800-581-3513  
  
Family Financial Education Foundationwww.ffef.org
Main Address:
 724 Front Street
Suite 340
Evanston, WY  82930  
307-789-2010
Delivery Method:
 Telephone:1-888-292-4333 English and Spanish
  
Forbes & Newhard Credit Solutions, Inc.forbescs.us
Main Address:
 7505 Tiffany Springs Parkway
Suite 130
Kansas City, MO  64153  
816-442-7036
Delivery Method:
 Telephone:866-351-0322  
  
Garden State Consumer Credit Counseling, Inc., d/b/a Novadebtwww.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Telephone:800-992-4557 English and Spanish
 Internet/Telephone:www.novadebt.org / 800-992-4557English and Spanish
  
GreenPath, Inc.www.greenpath.com
Main Address:
 36500 Corporate Drive
Farmington Hills, MI  48331  
800-630-6718
Delivery Method:
 Internet:www.greenpath.com 
 Telephone:(800) 630-6718 English and Spanish
 Internet/Telephone:www.greenpath.com / (800) 630-6718 
  
Hummingbird Credit Counseling and Education, Inc.www.hummingbird.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
 Internet/Telephone:www.hbcce.org / 800-645-4959English and Spanish
  
InCharge Debt Solutionswww.PersonalFinancialEducation.com
Main Address:
 5750 Major Blvd
Suite 175
Orlando, FL  32819  
866-729-0049
Delivery Method:
 Internet:www.personalfinancialeducation.comEnglish and Spanish
  
Institute for Financial Literacy, Inc.www.financiallit.org
Main Address:
 260 Western Avenue
South Portland, ME  04106  
207-221-3601
Delivery Method:
 Telephone:866-662-4932  
 Internet/Telephone:www.financiallit.org / 866-662-4932 
  
iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Educationwww.ipaydebt.com
Main Address:
 3011 North Lamar Boulevard
Austin, TX  78705  
512-263-0532
Delivery Method:
 Internet:www.csfedu.org 
 Internet/Telephone:www.csfedu.org / 800-336-1245 
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 14141 Southwest Freeway
Suite 1000
Sugar Land, TX  77478-3494  
(877) 964-2227
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:(877) 964-2227 English and Spanish
  
MoneySharp Credit Counseling Inc.www.moneysharp.org
Main Address:
 1916 N. Fairfield Avenue
Suite 200
Chicago, IL  60647  
866-200-6825
Delivery Method:
 Internet:www.moneysharp.orgEnglish and Spanish
  
National Financial Literacy Foundation, Inc.www.learnfinances.org
Main Address:
 555 Winderley Place
Suite 300
Maitland, FL  32751  
877-380-6353
Delivery Method:
 Internet:www.learnfinances.orgEnglish and Spanish
 Telephone:877-380-6353 English and Spanish
  
No Limits Community Development Corporationwww.CCR-Atlanta.org
Main Address:
 3203 Benjamin E. Mays Drive
Atlanta, GA  30311  
678-973-2739
Delivery Method:
 Internet:www.CCR-Atlanta.org 
 Telephone:855-296-3711  
  
Northwest Counseling Service, Inc.www.nwcsonline.com
Main Address:
 5001 North Broad Street
Philadelphia, PA  19141  
215-324-7500
Delivery Method:
 Telephone:215-324-7500  
  
SafeGuard Credit Counseling Services, Incwww.safeguardcredit.org
Main Address:
 112 Parkway Dr. South
Hauppauge, NY  11788  
800-673-6993
Delivery Method:
 Internet:www.safeguardcredit.org 
 Telephone:800-673-6993  
 Internet/Telephone:www.safeguardcredit.org / 800-673-6993 
  
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.bkhelp.org or www.bancarrota.orgEnglish and Spanish
 Telephone:888-425-3453 English and Spanish
  
Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc.www.biblicalfinancialconcepts.org
Main Address:
 406 5th Street North
Suite 1
Oneonta, AL  35121  
877-240-1398
Delivery Method:
 Internet:www.standsurecc.org 
 Telephone:866-232-3600  
 Internet/Telephone:www.standsurecc.org / 866-232-3600 
  
Take Charge America, Inc.www.takechargeamerica.org
Main Address:
 20620 North 19th Avenue
Phoenix, AZ  85027-3585  
623-266-6100
Delivery Method:
 Telephone:866-750-9634 English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6094 Apple Tree Drive
Suite 11
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 600 Six Flags Drive
Suite 400
Arlington, TX  76011  
817-769-4069
Delivery Method:
 Telephone:877-769-4069 English and Spanish
  
Urgent Credit Counseling, Inc.www.urgentco.com
Main Address:
 10121 SE Sunnyside Road
Suite 300
Clackamas, OR  97015  
866-233-1940
Delivery Method:
 Internet:www.urgentco.comEnglish and Spanish
  
NYS
Southern District of New York
$0$ BK Class Inc.www.myonlinebankruptcyclass.com
Main Address:
 60 E. Hopkins Road
Gilbert, AZ  85295  
877-376-7122
Delivery Method:
 Internet:www.myonlinebankruptcyclass.comEnglish and Spanish
  
$0 Debt Goal Inc.www.0debtgoal.com
Main Address:
 130 W. Jefferson Street
Tipton, IN  46072  
877-376-8070
Delivery Method:
 Internet:www.0debtgoal.com 
  
001 Debtorcc, Inc.www.debtorcc.org
Main Address:
 372 Summit Avenue
Jersey City, NJ  07306  
1-800-610-3920
Delivery Method:
 Internet:www.debtorcc.orgEnglish and Spanish
  
1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com or www.mybknowspanish.comEnglish and Spanish
 Telephone:877-692-5669 English and Spanish
  
1$ Wiser Consumer Education, Inc.www.1dollarwiser.com
Main Address:
 116 N. Second Street
Suite A
Krum, TX  76249  
972-292-7279
Delivery Method:
 Internet:www.1dollarwiser.com 
  
123  Credit Counselors, Incwww.a123cc.com
Main Address:
 6161 Blue Lagoon Drive
Suite 255A
Miami, FL  33126  
305-269-9201
Delivery Method:
 Internet:www.a123cc.orgEnglish and Spanish
 Telephone:1-888-412-2123 English and Spanish
 Internet/Telephone:www.a123cc.org / 888-412-2123English and Spanish
  
1A Bankruptcy Counseling, Inc.www.1stabc.org
Main Address:
 21 Caller Street, Suite 214
Peabody, MA  01960  
888-823-4266
Delivery Method:
 Internet:www.1stabc.orgEnglish and Spanish
 Telephone:888-823-4266 English and Spanish
  
Abacus Credit Counselingwww.abacuscc.org
Main Address:
 15760 Ventura Boulevard
Suite 1240
Encino, CA  91436  
800-516-3834
Delivery Method:
 Internet:www.abacuscc.orgEnglish and Spanish
 Telephone:800-516-3834 English and Spanish
  
ABC American Bankruptcy Counselorswww.abcdebtaid.com
Main Address:
 8650 Fairall Road
Morrison, CO  80465  
303-551-5599
Delivery Method:
 Telephone:1-800-299-8736  
 In Person:
 ABC American Bankruptcy Counselors
228 E. 23rd Street  
New York , NY  10033
800-299-8736
English and Spanish
Academy of Financial Literacy, Inc.www.academyoffinancialliteracy.com
Main Address:
 2105 E. Oakland Street
Chandler, AZ  85225  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.com 
  
Access Counseling, Inc.www.accesscounseling.com
Main Address:
 633 W. 5th Street
Suite 26001
Los Angeles , CA  90071  
800-205-9297
Delivery Method:
 Internet:www.accesscounselinginc.orgEnglish and Spanish
 Telephone:800-205-9297 English and Spanish
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantagecccs.org 
 Telephone:888-511-2227  
  
Advisory Credit Management, Inc.www.advisorycreditmanagement.org
Main Address:
 5769 West Sunrise Blvd.
Plantation, FL  33313  
800-786-3940
Delivery Method:
 Internet:www.advisorycreditmanagement.orgEnglish and Spanish
  
Affinity Federal Credit Unionaffinityfcu.org
Main Address:
 73 Mountain View Blvd.
Basking Ridge, NJ  07920  
800-325-0808
Delivery Method:
 Telephone:800-325-0808  
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 20003 387th Avenue
Woolsey, SD  57384  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-995-7856
Delivery Method:
 Telephone:888-594-9596 English and Spanish
 Internet/Telephone:www.knowdebt.org / 888-594-9596English and Spanish
  
Alpha Community Serviceswww.alphacommunityservices.com
Main Address:
 121 West Water Street
Suite D
Sandusky, OH  44870  
419-626-1450
Delivery Method:
 Telephone:866-256-9610  
  
American Consumer Credit Counseling, Inc.www.ConsumerCredit.org
Main Address:
 130 Rumford Avenue
Suite 202
Newton, MA  02466  
866-826-6924
Delivery Method:
 Internet:www.consumercredit.orgEnglish and Spanish
 Telephone:1-866-826-6924 English and Spanish
  
American Debt Resources, Inc.www.americandebtresources.com
Main Address:
 248C Larkfield Road
East Northport, NY  11731  
800-498-0766
Delivery Method:
 Telephone:800-498-0766 English and Spanish
  
American Financial Solutions of North Seattle Community College Foundationwww.myfinancialgoals.org
Main Address:
 2815 2nd Avenue
Suite 280
Seattle, WA  98121  
800-894-7240
Delivery Method:
 Telephone:1-800-894-7240 English and Spanish (Interpreter Only)
  
Atlantic Credit Foundation, Inc.www.atlanticcredit.org
Main Address:
 3 Glen Hill Court
Dix Hills, NY  11746  
631-499-2444
Delivery Method:
 Telephone:1-800-383-8349  
  
BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet:www.PacificRimCounseling.comEnglish and Spanish
  
Black Bottom/Springfield Human Development Corpwww.sjhmblackbottom.com
Main Address:
 485 West First Street
Jacksonville, FL  32202  
904-356-2359
Delivery Method:
 Internet:www.sjhmblackbottom.comEnglish and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
 Internet/Telephone:www.pioneercredit.com / 800-888-1596English and Spanish
  
Bridging the Gapswww.btgaps.com
Main Address:
 900 Wilshire Drive
Suite 202
Troy, MI  48084  
313-887-7775
Delivery Method:
 Telephone:313-887-7775 English and Spanish
  
Cambridge Credit Counseling Corp.www.cambridgecredit.org
Main Address:
 67 Hunt Street
Agawam, MA  01001  
800-403-3433
Delivery Method:
 Internet:www.cambridgecredit.orgEnglish and Spanish
 Telephone:800-527-7595 English and Spanish
  
CC Advising, Inc. www.ccadvising.com
Main Address:
 703 Washington Ave.
Suite 230-D
Bay City, MI  48708  
989-402-5161
Delivery Method:
 Internet:www.ccadvising.com 
  
CCCS of Ventura County, Inc. / SurePath Financial Solutionswww.surepath.org
Main Address:
 80 North Wood Road
Suite 200
Camarillo, CA  93010  
877-615-7873
Delivery Method:
 Internet:www.surepath.orgEnglish and Spanish
 Telephone:877-615-7873 English and Spanish
  
ClearPoint Financial Solutions, Inc.www.clearpointfinancialsolutions.org
Main Address:
 8000 Franklin Farms Drive
Richmond, VA  23229  
804-222-4660
Delivery Method:
 Internet:www.clearpointfinancialsolutions.orgEnglish and Spanish
 Telephone:877-422-9046 English and Spanish
 Internet/Telephone:www.clearpointfinancialsolutions.org / 877-422-9046English and Spanish
  
Community Credit Counselors, Inc.www.bankruptcyinfo.org
Main Address:
 101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA  23452-7523  
800-531-5124
Delivery Method:
 Internet:bankruptcyinfo.org 
 Telephone:800-531-5124 English and Spanish
  
ConsumerBankruptcyCounseling.info, a Project of the Tides Centerwww.tidescenter.org
Main Address:
 1014 Torney Avenue
San Francisco, CA  94129  
Delivery Method:
 Internet:www.consumerbankruptcycounseling.info 
  
Consumer Credit and Budget Counseling, Inc.www.cc-bc.com
Main Address:
 299 South Shore Road  
US Route 9 South
Marmora, NJ  08223  
609-390-9652
Delivery Method:
 Internet/Telephone:www.prebankruptcy.org / 888-738-8233 
  
Consumer Credit Counseling Service of Buffalo, Inc.www.cccsbuffalo.org
Main Address:
 40 Gardenville Parkway
Suite 300
West Seneca, NY  14224  
716-712-2060
Delivery Method:
 Internet:www.cccsbuff.orgEnglish and Spanish
 Telephone:800-926-9685 English and Spanish
  
Consumer Credit Counseling Service of Greater San Antoniocccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:www.debt.org 
  
Consumer Credit Counseling Service of Maryland & Delaware, Inc.www.cccs-inc.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
410-747-2050
Delivery Method:
 Internet:www.cccs-inc.org 
 Telephone:800-642-2227  
  
Consumer Credit Counseling Service of Orange Countywww.cccsoc.org
Main Address:
 1920 Old Tustin Avenue
Santa Ana, CA  92705  
888-289-8230
Delivery Method:
 Internet:www.cccsoc.org 
 Telephone:888-289-8230 English and Spanish
  
Consumer Credit Counseling Service of Rochester, Inc.www.RethinkingDebt.org
Main Address:
 1000 University Avenue
Suite 900
Rochester, NY  14607  
888-724-2227
Delivery Method:
 Internet:www.cccsofrochester.orgEnglish and Spanish
 Telephone:888-724-2227 English and Spanish
 In Person:
 Consumer Credit Counseling Service of Rochester, Inc.
5 Penn Plaza, 19th Floor  
New York , NY  10001
888-724-2227
English and Spanish
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Internet:www.cccssf.org 
 Telephone:800-777-7526 English and Spanish
 Internet/Telephone:www.cccssf.org / 800-777-7526English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.apprisen.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.apprisen.com 
 Telephone:800-355-2227  
  
Consumer Credit Counseling Service of West Florida, Inc.www.cccswfl.org
Main Address:
 14 Palafox Place
Pensacola, FL  32502  
850-434-0268
Delivery Method:
 Internet:www.cccswfl.org 
  
Consumer Credit Management Services, Inc.www.debt-mgt.org
Main Address:
 315 NE 2nd Avenue
Delray Beach, FL  33444  
800-568-4545
Delivery Method:
 Internet:www.debt-mgt.orgEnglish and Spanish
 Telephone:800-568-4545 English and Spanish
  
Consumer Debt Counselors, Inc.www.consumerdebtcounselors.com
Main Address:
 831 W. Morse Blvd
Winter Park, FL  32789  
407-599-0057
Delivery Method:
 Internet:www.consumerdebtcounselors.com 
 Telephone:800-820-9232 English and Spanish
  
Consumer Education Services, Inc.www.cesidebtsolutions.org
Main Address:
 3700 Barrett Drive
Raleigh, NC  27609  
919-785-0725
Delivery Method:
 Internet:www.cesidebtsolutions.orgEnglish and Spanish
 Telephone:877-829-8677 English and Spanish
  
Consumer Financial Education Foundation of America, Inc.www.cfefa.org
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.orgEnglish and Spanish
 Telephone:1-866-684-8171 English and Spanish
  
CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc.www.credAbility.org
Main Address:
 270  Peachtree Street NW
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.credability.orgEnglish and Spanish
 Telephone:866-672-2227 English and Spanish
  
Credit Advisors Foundationwww.creditadvisors.org
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Credit Advocate Counseling Corp.www.creditadvocates.org
Main Address:
 237 First Avenue
Suite 305
New York, NY  10003  
212-260-2776
Delivery Method:
 Telephone:800-260-1809 English and Spanish
 In Person:
 Credit Advocate Counseling Corp.
237 First Avenue  Suite 305
New York , NY  1003
212-260-2776
English and Spanish
Credit Card Management Services, Inc. d/b/a Debthelper.comwww.debthelper.com
Main Address:
 4611 Okeechobee Blvd.
Suite 114
West Palm Beach, FL  33417  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 10121 SE Sunnyside Rd.
Suite 300
Clackamas, OR  97015  
866-719-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400 English and Spanish
  
Debt Counseling Corp.www.debtcounselingcorp.org
Main Address:
 3033 Express Drive North
Hauppauge, NY  11749  
888-354-6332
Delivery Method:
 Internet:www.debtcounselingcorp.orgEnglish and Spanish
 Telephone:1.888.354.6332 English and Spanish
  
Debt Education and Certification Foundationwww.bkcert.com
Main Address:
 114 Goliad Street
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.bkcert.com 
 Telephone:866-859-7323 English and Spanish
 Internet/Telephone:www.bkcert.com / 866-859-7323 
  
Debt Management Credit Counseling Corp.www.dmcccorp.org
Main Address:
 3310 N. Federal Highway
Lighthouse Point, FL  33064  
954-418-1466
Delivery Method:
 Telephone:888-777-0981  
  
DebtorWise Foundationwww.debtorwise.org
Main Address:
 1100 University Avenue
Suite 139
Rochester, NY  14607  
800-870-2222
Delivery Method:
 Internet:www.debtorwise.orgEnglish and Spanish
 Telephone:800-870-2222 English and Spanish
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Telephone:877-688-3328 English and Spanish
 Internet/Telephone:www.debtreductionservices.org / 877-688-3328 
  
Evergreen Financial Counselingwww.evergreenclass.com
Main Address:
 6670 Glen Avenue
Gleneden Beach, OR  97388  
800-581-3513
Delivery Method:
 Internet:www.evergreenclass.com 
 Telephone:800-581-3513  
  
Family Financial Education Foundationwww.ffef.org
Main Address:
 724 Front Street
Suite 340
Evanston, WY  82930  
307-789-2010
Delivery Method:
 Telephone:1-888-292-4333 English and Spanish
  
Forbes & Newhard Credit Solutions, Inc.forbescs.us
Main Address:
 7505 Tiffany Springs Parkway
Suite 130
Kansas City, MO  64153  
816-442-7036
Delivery Method:
 Telephone:866-351-0322  
  
Garden State Consumer Credit Counseling, Inc., d/b/a Novadebtwww.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Telephone:800-992-4557 English and Spanish
 Internet/Telephone:www.novadebt.org / 800-992-4557English and Spanish
  
GreenPath, Inc.www.greenpath.com
Main Address:
 36500 Corporate Drive
Farmington Hills, MI  48331  
800-630-6718
Delivery Method:
 Internet:www.greenpath.com 
 Telephone:(800) 630-6718 English and Spanish
 Internet/Telephone:www.greenpath.com / (800) 630-6718 
 In Person:
 GreenPath, Inc.
3250 Westchester Avenue  Suite 111
Bronx , NY  10461
(800) 630-6718
English and Spanish
 GreenPath, Inc.
120 Broadway  Suite 935
New York , NY  10271
(800) 630-6718
English and Spanish (Interpreter Only)
 GreenPath, Inc.
One Penn Plaza, 250 W. 34th Street   Suite 2108
New York , NY  10119
(800) 630-6718
English and Spanish
Hummingbird Credit Counseling and Education, Inc.www.hummingbird.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
 Internet/Telephone:www.hbcce.org / 800-645-4959English and Spanish
  
InCharge Debt Solutionswww.PersonalFinancialEducation.com
Main Address:
 5750 Major Blvd
Suite 175
Orlando, FL  32819  
866-729-0049
Delivery Method:
 Internet:www.personalfinancialeducation.comEnglish and Spanish
  
Institute for Financial Literacy, Inc.www.financiallit.org
Main Address:
 260 Western Avenue
South Portland, ME  04106  
207-221-3601
Delivery Method:
 Telephone:866-662-4932  
 Internet/Telephone:www.financiallit.org / 866-662-4932 
  
iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Educationwww.ipaydebt.com
Main Address:
 3011 North Lamar Boulevard
Austin, TX  78705  
512-263-0532
Delivery Method:
 Internet:www.csfedu.org 
 Internet/Telephone:www.csfedu.org / 800-336-1245 
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 14141 Southwest Freeway
Suite 1000
Sugar Land, TX  77478-3494  
(877) 964-2227
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:(877) 964-2227 English and Spanish
 In Person:
 MMI
888 Grand Concourse  Suite 1K
Bronx , NY  10451
-
English and Spanish (Printed Materials Only)
MoneySharp Credit Counseling Inc.www.moneysharp.org
Main Address:
 1916 N. Fairfield Avenue
Suite 200
Chicago, IL  60647  
866-200-6825
Delivery Method:
 Internet:www.moneysharp.orgEnglish and Spanish
  
National Financial Literacy Foundation, Inc.www.learnfinances.org
Main Address:
 555 Winderley Place
Suite 300
Maitland, FL  32751  
877-380-6353
Delivery Method:
 Internet:www.learnfinances.orgEnglish and Spanish
 Telephone:877-380-6353 English and Spanish
  
No Limits Community Development Corporationwww.CCR-Atlanta.org
Main Address:
 3203 Benjamin E. Mays Drive
Atlanta, GA  30311  
678-973-2739
Delivery Method:
 Internet:www.CCR-Atlanta.org 
 Telephone:855-296-3711  
  
Northwest Counseling Service, Inc.www.nwcsonline.com
Main Address:
 5001 North Broad Street
Philadelphia, PA  19141  
215-324-7500
Delivery Method:
 Telephone:215-324-7500  
  
SafeGuard Credit Counseling Services, Incwww.safeguardcredit.org
Main Address:
 112 Parkway Dr. South
Hauppauge, NY  11788  
800-673-6993
Delivery Method:
 Internet:www.safeguardcredit.org 
 Telephone:800-673-6993  
 Internet/Telephone:www.safeguardcredit.org / 800-673-6993 
  
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.bkhelp.org or www.bancarrota.orgEnglish and Spanish
 Telephone:888-425-3453 English and Spanish
  
Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc.www.biblicalfinancialconcepts.org
Main Address:
 406 5th Street North
Suite 1
Oneonta, AL  35121  
877-240-1398
Delivery Method:
 Internet:www.standsurecc.org 
 Telephone:866-232-3600  
 Internet/Telephone:www.standsurecc.org / 866-232-3600 
  
Take Charge America, Inc.www.takechargeamerica.org
Main Address:
 20620 North 19th Avenue
Phoenix, AZ  85027-3585  
623-266-6100
Delivery Method:
 Telephone:866-750-9634 English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6094 Apple Tree Drive
Suite 11
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 600 Six Flags Drive
Suite 400
Arlington, TX  76011  
817-769-4069
Delivery Method:
 Telephone:877-769-4069 English and Spanish
  
Urgent Credit Counseling, Inc.www.urgentco.com
Main Address:
 10121 SE Sunnyside Road
Suite 300
Clackamas, OR  97015  
866-233-1940
Delivery Method:
 Internet:www.urgentco.comEnglish and Spanish
  
NYW
Western District of New York
$0$ BK Class Inc.www.myonlinebankruptcyclass.com
Main Address:
 60 E. Hopkins Road
Gilbert, AZ  85295  
877-376-7122
Delivery Method:
 Internet:www.myonlinebankruptcyclass.comEnglish and Spanish
  
$0 Debt Goal Inc.www.0debtgoal.com
Main Address:
 130 W. Jefferson Street
Tipton, IN  46072  
877-376-8070
Delivery Method:
 Internet:www.0debtgoal.com 
  
001 Debtorcc, Inc.www.debtorcc.org
Main Address:
 372 Summit Avenue
Jersey City, NJ  07306  
1-800-610-3920
Delivery Method:
 Internet:www.debtorcc.orgEnglish and Spanish
  
1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com or www.mybknowspanish.comEnglish and Spanish
 Telephone:877-692-5669 English and Spanish
  
1$ Wiser Consumer Education, Inc.www.1dollarwiser.com
Main Address:
 116 N. Second Street
Suite A
Krum, TX  76249  
972-292-7279
Delivery Method:
 Internet:www.1dollarwiser.com 
  
123  Credit Counselors, Incwww.a123cc.com
Main Address:
 6161 Blue Lagoon Drive
Suite 255A
Miami, FL  33126  
305-269-9201
Delivery Method:
 Internet:www.a123cc.orgEnglish and Spanish
 Telephone:1-888-412-2123 English and Spanish
 Internet/Telephone:www.a123cc.org / 888-412-2123English and Spanish
  
1A Bankruptcy Counseling, Inc.www.1stabc.org
Main Address:
 21 Caller Street, Suite 214
Peabody, MA  01960  
888-823-4266
Delivery Method:
 Internet:www.1stabc.orgEnglish and Spanish
 Telephone:888-823-4266 English and Spanish
  
Abacus Credit Counselingwww.abacuscc.org
Main Address:
 15760 Ventura Boulevard
Suite 1240
Encino, CA  91436  
800-516-3834
Delivery Method:
 Internet:www.abacuscc.orgEnglish and Spanish
 Telephone:800-516-3834 English and Spanish
  
ABC American Bankruptcy Counselorswww.abcdebtaid.com
Main Address:
 8650 Fairall Road
Morrison, CO  80465  
303-551-5599
Delivery Method:
 Telephone:1-800-299-8736  
  
Academy of Financial Literacy, Inc.www.academyoffinancialliteracy.com
Main Address:
 2105 E. Oakland Street
Chandler, AZ  85225  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.com 
  
Access Counseling, Inc.www.accesscounseling.com
Main Address:
 633 W. 5th Street
Suite 26001
Los Angeles , CA  90071  
800-205-9297
Delivery Method:
 Internet:www.accesscounselinginc.orgEnglish and Spanish
 Telephone:800-205-9297 English and Spanish
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantagecccs.org 
 Telephone:888-511-2227  
  
Advisory Credit Management, Inc.www.advisorycreditmanagement.org
Main Address:
 5769 West Sunrise Blvd.
Plantation, FL  33313  
800-786-3940
Delivery Method:
 Internet:www.advisorycreditmanagement.orgEnglish and Spanish
  
Affinity Federal Credit Unionaffinityfcu.org
Main Address:
 73 Mountain View Blvd.
Basking Ridge, NJ  07920  
800-325-0808
Delivery Method:
 Telephone:800-325-0808  
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 20003 387th Avenue
Woolsey, SD  57384  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-995-7856
Delivery Method:
 Telephone:888-594-9596 English and Spanish
 Internet/Telephone:www.knowdebt.org / 888-594-9596English and Spanish
  
Alpha Community Serviceswww.alphacommunityservices.com
Main Address:
 121 West Water Street
Suite D
Sandusky, OH  44870  
419-626-1450
Delivery Method:
 Telephone:866-256-9610  
  
American Consumer Credit Counseling, Inc.www.ConsumerCredit.org
Main Address:
 130 Rumford Avenue
Suite 202
Newton, MA  02466  
866-826-6924
Delivery Method:
 Internet:www.consumercredit.orgEnglish and Spanish
 Telephone:1-866-826-6924 English and Spanish
  
American Debt Resources, Inc.www.americandebtresources.com
Main Address:
 248C Larkfield Road
East Northport, NY  11731  
800-498-0766
Delivery Method:
 Telephone:800-498-0766 English and Spanish
  
American Financial Solutions of North Seattle Community College Foundationwww.myfinancialgoals.org
Main Address:
 2815 2nd Avenue
Suite 280
Seattle, WA  98121  
800-894-7240
Delivery Method:
 Telephone:1-800-894-7240 English and Spanish (Interpreter Only)
  
Atlantic Credit Foundation, Inc.www.atlanticcredit.org
Main Address:
 3 Glen Hill Court
Dix Hills, NY  11746  
631-499-2444
Delivery Method:
 Telephone:1-800-383-8349  
  
BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet:www.PacificRimCounseling.comEnglish and Spanish
  
Black Bottom/Springfield Human Development Corpwww.sjhmblackbottom.com
Main Address:
 485 West First Street
Jacksonville, FL  32202  
904-356-2359
Delivery Method:
 Internet:www.sjhmblackbottom.comEnglish and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
 Internet/Telephone:www.pioneercredit.com / 800-888-1596English and Spanish
  
Bridging the Gapswww.btgaps.com
Main Address:
 900 Wilshire Drive
Suite 202
Troy, MI  48084  
313-887-7775
Delivery Method:
 Telephone:313-887-7775 English and Spanish
  
Cambridge Credit Counseling Corp.www.cambridgecredit.org
Main Address:
 67 Hunt Street
Agawam, MA  01001  
800-403-3433
Delivery Method:
 Internet:www.cambridgecredit.orgEnglish and Spanish
 Telephone:800-527-7595 English and Spanish
  
CC Advising, Inc. www.ccadvising.com
Main Address:
 703 Washington Ave.
Suite 230-D
Bay City, MI  48708  
989-402-5161
Delivery Method:
 Internet:www.ccadvising.com 
  
CCCS of Ventura County, Inc. / SurePath Financial Solutionswww.surepath.org
Main Address:
 80 North Wood Road
Suite 200
Camarillo, CA  93010  
877-615-7873
Delivery Method:
 Internet:www.surepath.orgEnglish and Spanish
 Telephone:877-615-7873 English and Spanish
  
Chautauqua Opportunities, Inc.www.chautopp.com
Main Address:
 17 West Courtney Street
Dunkirk, NY  14048  
716-366-3333
Delivery Method:
 In Person:
 Chautauqua Opportunities, Inc.
10825 Bennet Road  
Dunkirk , NY  14048
716-366-8176
English and Spanish
 Chautauqua Opportunities, Inc.
17 W. Courtney Street  
Dunkirk , NY  14048
716-366-3333
English and Spanish
 Chautauqua Opportunities, Inc.
402 Chandler Street  
Jamestown , NY  14701
716-661-9430
English and Spanish
ClearPoint Financial Solutions, Inc.www.clearpointfinancialsolutions.org
Main Address:
 8000 Franklin Farms Drive
Richmond, VA  23229  
804-222-4660
Delivery Method:
 Internet:www.clearpointfinancialsolutions.orgEnglish and Spanish
 Telephone:877-422-9046 English and Spanish
 Internet/Telephone:www.clearpointfinancialsolutions.org / 877-422-9046English and Spanish
  
Community Credit Counselors, Inc.www.bankruptcyinfo.org
Main Address:
 101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA  23452-7523  
800-531-5124
Delivery Method:
 Internet:bankruptcyinfo.org 
 Telephone:800-531-5124 English and Spanish
  
ConsumerBankruptcyCounseling.info, a Project of the Tides Centerwww.tidescenter.org
Main Address:
 1014 Torney Avenue
San Francisco, CA  94129  
Delivery Method:
 Internet:www.consumerbankruptcycounseling.info 
  
Consumer Credit and Budget Counseling, Inc.www.cc-bc.com
Main Address:
 299 South Shore Road  
US Route 9 South
Marmora, NJ  08223  
609-390-9652
Delivery Method:
 Internet/Telephone:www.prebankruptcy.org / 888-738-8233 
  
Consumer Credit Counseling Service of Buffalo, Inc.www.cccsbuffalo.org
Main Address:
 40 Gardenville Parkway
Suite 300
West Seneca, NY  14224  
716-712-2060
Delivery Method:
 Internet:www.cccsbuff.orgEnglish and Spanish
 Telephone:800-926-9685 English and Spanish
 In Person:
 Consumer Credit Counseling Service of Buffalo, Inc.
40 Gardenville Parkway   Suite 300
West Seneca , NY  14224
(800) 926-9685
English and Spanish
Consumer Credit Counseling Service of Greater San Antoniocccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:www.debt.org 
  
Consumer Credit Counseling Service of Maryland & Delaware, Inc.www.cccs-inc.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
410-747-2050
Delivery Method:
 Internet:www.cccs-inc.org 
 Telephone:800-642-2227  
  
Consumer Credit Counseling Service of Orange Countywww.cccsoc.org
Main Address:
 1920 Old Tustin Avenue
Santa Ana, CA  92705  
888-289-8230
Delivery Method:
 Internet:www.cccsoc.org 
 Telephone:888-289-8230 English and Spanish
  
Consumer Credit Counseling Service of Rochester, Inc.www.RethinkingDebt.org
Main Address:
 1000 University Avenue
Suite 900
Rochester, NY  14607  
888-724-2227
Delivery Method:
 Internet:www.cccsofrochester.orgEnglish and Spanish
 Telephone:888-724-2227 English and Spanish
 In Person:
 Consumer Credit Counseling Service of Rochester, Inc.
1000 University Avenue  Suite 900
Rochester , NY  14607
888-724-2227
English and Spanish
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Internet:www.cccssf.org 
 Telephone:800-777-7526 English and Spanish
 Internet/Telephone:www.cccssf.org / 800-777-7526English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.apprisen.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.apprisen.com 
 Telephone:800-355-2227  
  
Consumer Credit Counseling Service of West Florida, Inc.www.cccswfl.org
Main Address:
 14 Palafox Place
Pensacola, FL  32502  
850-434-0268
Delivery Method:
 Internet:www.cccswfl.org 
  
Consumer Credit Management Services, Inc.www.debt-mgt.org
Main Address:
 315 NE 2nd Avenue
Delray Beach, FL  33444  
800-568-4545
Delivery Method:
 Internet:www.debt-mgt.orgEnglish and Spanish
 Telephone:800-568-4545 English and Spanish
  
Consumer Debt Counselors, Inc.www.consumerdebtcounselors.com
Main Address:
 831 W. Morse Blvd
Winter Park, FL  32789  
407-599-0057
Delivery Method:
 Internet:www.consumerdebtcounselors.com 
 Telephone:800-820-9232 English and Spanish
  
Consumer Education Services, Inc.www.cesidebtsolutions.org
Main Address:
 3700 Barrett Drive
Raleigh, NC  27609  
919-785-0725
Delivery Method:
 Internet:www.cesidebtsolutions.orgEnglish and Spanish
 Telephone:877-829-8677 English and Spanish
  
Consumer Financial Education Foundation of America, Inc.www.cfefa.org
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.orgEnglish and Spanish
 Telephone:1-866-684-8171 English and Spanish
  
CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc.www.credAbility.org
Main Address:
 270  Peachtree Street NW
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.credability.orgEnglish and Spanish
 Telephone:866-672-2227 English and Spanish
  
Credit Advisors Foundationwww.creditadvisors.org
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Credit Advocate Counseling Corp.www.creditadvocates.org
Main Address:
 237 First Avenue
Suite 305
New York, NY  10003  
212-260-2776
Delivery Method:
 Telephone:800-260-1809 English and Spanish
  
Credit Card Management Services, Inc. d/b/a Debthelper.comwww.debthelper.com
Main Address:
 4611 Okeechobee Blvd.
Suite 114
West Palm Beach, FL  33417  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 10121 SE Sunnyside Rd.
Suite 300
Clackamas, OR  97015  
866-719-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400 English and Spanish
  
Debt Counseling Corp.www.debtcounselingcorp.org
Main Address:
 3033 Express Drive North
Hauppauge, NY  11749  
888-354-6332
Delivery Method:
 Internet:www.debtcounselingcorp.orgEnglish and Spanish
 Telephone:1.888.354.6332 English and Spanish
  
Debt Education and Certification Foundationwww.bkcert.com
Main Address:
 114 Goliad Street
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.bkcert.com 
 Telephone:866-859-7323 English and Spanish
 Internet/Telephone:www.bkcert.com / 866-859-7323 
  
Debt Management Credit Counseling Corp.www.dmcccorp.org
Main Address:
 3310 N. Federal Highway
Lighthouse Point, FL  33064  
954-418-1466
Delivery Method:
 Telephone:888-777-0981  
  
DebtorWise Foundationwww.debtorwise.org
Main Address:
 1100 University Avenue
Suite 139
Rochester, NY  14607  
800-870-2222
Delivery Method:
 Internet:www.debtorwise.orgEnglish and Spanish
 Telephone:800-870-2222 English and Spanish
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Telephone:877-688-3328 English and Spanish
 Internet/Telephone:www.debtreductionservices.org / 877-688-3328 
  
Evergreen Financial Counselingwww.evergreenclass.com
Main Address:
 6670 Glen Avenue
Gleneden Beach, OR  97388  
800-581-3513
Delivery Method:
 Internet:www.evergreenclass.com 
 Telephone:800-581-3513  
  
Family Financial Education Foundationwww.ffef.org
Main Address:
 724 Front Street
Suite 340
Evanston, WY  82930  
307-789-2010
Delivery Method:
 Telephone:1-888-292-4333 English and Spanish
  
Forbes & Newhard Credit Solutions, Inc.forbescs.us
Main Address:
 7505 Tiffany Springs Parkway
Suite 130
Kansas City, MO  64153  
816-442-7036
Delivery Method:
 Telephone:866-351-0322  
  
Garden State Consumer Credit Counseling, Inc., d/b/a Novadebtwww.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Telephone:800-992-4557 English and Spanish
 Internet/Telephone:www.novadebt.org / 800-992-4557English and Spanish
  
GreenPath, Inc.www.greenpath.com
Main Address:
 36500 Corporate Drive
Farmington Hills, MI  48331  
800-630-6718
Delivery Method:
 Internet:www.greenpath.com 
 Telephone:(800) 630-6718 English and Spanish
 Internet/Telephone:www.greenpath.com / (800) 630-6718 
  
HomeFront Inc.www.homefrontbflo.org
Main Address:
 560 Delaware Avenue
Suite 101
Buffalo, NY  14202  
716-856-2952
Delivery Method:
 In Person:
 HomeFront Inc.
780 Fillmore Avenue  
Buffalo , NY  14212
716-856-2952
English and Spanish
Hummingbird Credit Counseling and Education, Inc.www.hummingbird.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
 Internet/Telephone:www.hbcce.org / 800-645-4959English and Spanish
  
InCharge Debt Solutionswww.PersonalFinancialEducation.com
Main Address:
 5750 Major Blvd
Suite 175
Orlando, FL  32819  
866-729-0049
Delivery Method:
 Internet:www.personalfinancialeducation.comEnglish and Spanish
  
Institute for Financial Literacy, Inc.www.financiallit.org
Main Address:
 260 Western Avenue
South Portland, ME  04106  
207-221-3601
Delivery Method:
 Telephone:866-662-4932  
 Internet/Telephone:www.financiallit.org / 866-662-4932 
  
iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Educationwww.ipaydebt.com
Main Address:
 3011 North Lamar Boulevard
Austin, TX  78705  
512-263-0532
Delivery Method:
 Internet:www.csfedu.org 
 Internet/Telephone:www.csfedu.org / 800-336-1245 
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 14141 Southwest Freeway
Suite 1000
Sugar Land, TX  77478-3494  
(877) 964-2227
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:(877) 964-2227 English and Spanish
  
MoneySharp Credit Counseling Inc.www.moneysharp.org
Main Address:
 1916 N. Fairfield Avenue
Suite 200
Chicago, IL  60647  
866-200-6825
Delivery Method:
 Internet:www.moneysharp.orgEnglish and Spanish
  
National Financial Literacy Foundation, Inc.www.learnfinances.org
Main Address:
 555 Winderley Place
Suite 300
Maitland, FL  32751  
877-380-6353
Delivery Method:
 Internet:www.learnfinances.orgEnglish and Spanish
 Telephone:877-380-6353 English and Spanish
  
No Limits Community Development Corporationwww.CCR-Atlanta.org
Main Address:
 3203 Benjamin E. Mays Drive
Atlanta, GA  30311  
678-973-2739
Delivery Method:
 Internet:www.CCR-Atlanta.org 
 Telephone:855-296-3711  
  
Northwest Counseling Service, Inc.www.nwcsonline.com
Main Address:
 5001 North Broad Street
Philadelphia, PA  19141  
215-324-7500
Delivery Method:
 Telephone:215-324-7500  
  
SafeGuard Credit Counseling Services, Incwww.safeguardcredit.org
Main Address:
 112 Parkway Dr. South
Hauppauge, NY  11788  
800-673-6993
Delivery Method:
 Internet:www.safeguardcredit.org 
 Telephone:800-673-6993  
 Internet/Telephone:www.safeguardcredit.org / 800-673-6993 
  
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.bkhelp.org or www.bancarrota.orgEnglish and Spanish
 Telephone:888-425-3453 English and Spanish
  
Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc.www.biblicalfinancialconcepts.org
Main Address:
 406 5th Street North
Suite 1
Oneonta, AL  35121  
877-240-1398
Delivery Method:
 Internet:www.standsurecc.org 
 Telephone:866-232-3600  
 Internet/Telephone:www.standsurecc.org / 866-232-3600 
  
Take Charge America, Inc.www.takechargeamerica.org
Main Address:
 20620 North 19th Avenue
Phoenix, AZ  85027-3585  
623-266-6100
Delivery Method:
 Telephone:866-750-9634 English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6094 Apple Tree Drive
Suite 11
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 600 Six Flags Drive
Suite 400
Arlington, TX  76011  
817-769-4069
Delivery Method:
 Telephone:877-769-4069 English and Spanish
  
Urgent Credit Counseling, Inc.www.urgentco.com
Main Address:
 10121 SE Sunnyside Road
Suite 300
Clackamas, OR  97015  
866-233-1940
Delivery Method:
 Internet:www.urgentco.comEnglish and Spanish