Approved Credit Counseling Agencies

New York

NYE Eastern District of New York

$0$ BK Class Inc. www.myonlinebankruptcyclass.com Main Address:   2711 E. Melrose Street Gilbert, AZ  85297   877-376-7122 Delivery Method:   Internet: www.myonlinebankruptcyclass.com English and Spanish

$0 Debt Goal Inc. www.zerodebtgoal.com Main Address:   130 W. Jefferson Street Tipton, IN  46072   877-376-8070 Delivery Method:   Internet: www.0debtgoal.com     Telephone: 877-376-8070

001 Debtorcc, Inc. www.debtorcc.org Main Address:   372 Summit Avenue Jersey City, NJ  07306   1-800-610-3920 Delivery Method:   Internet: www.debtorcc.org English and Spanish

#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

1$ Wiser Consumer Education, Inc. www.1dollarwiser.com Main Address:   503 Hillcrest Lane Krum, TX  76249   972-292-7279 Delivery Method:   Internet: www.1dollarwiser.com

101creditcounseling.com www.101creditcounseling.com Main Address:   21008 SE 47th Avenue Bothell, WA  98021   866-676-1364 Delivery Method:   Internet: www.101creditcounseling.com

123  Credit Counselors, Inc www.a123cc.org Main Address:   6161 Blue Lagoon Drive Suite 255A Miami, FL  33126   305-269-1092 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

1A Bankruptcy Counseling, Inc. www.1stabc.org Main Address:   21 Caller Street, Suite 214 Peabody, MA  01960   888-823-4266 Delivery Method:   Internet: www.1stabc.org English and Spanish   Telephone: 888-823-4266 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 1240 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

ABC American Bankruptcy Counselors www.abcdebtaid.com Main Address:   48 County Rd. 114    Bailey, CO  80421   303-551-5599 Delivery Method:   Telephone: 1-800-299-8736     In Person:   ABC American Bankruptcy Counselors 2550 Victory Blvd.   Staten Island , NY  10314 800-299-8736 English and Spanish

Academy of Financial Literacy, Inc. www.academyoffinancialliteracy.com Main Address:   2105 E. Oakland Street Chandler, AZ  85225   877-833-2867 Delivery Method:   Internet: www.academyoffinancialliteracy.com English and Spanish

Access Counseling, Inc. www.accesscounseling.com Main Address:   633 W. 5th Street Suite 26001 Los Angeles , CA  90071   800-205-9297 Delivery Method:   Internet: www.accesscounseling.com English and Spanish   Telephone: 800-205-9297 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Internet: www.advantageccs.org     Telephone: 888-511-2227

Advantage Debt Management of America www.helpwithbills.org Main Address:   4015 Executive Park Drive Suite 150 Cincinnati, OH  45241   513-947-1234 Delivery Method:   Internet: www.helpwithbills.org     Telephone: 877-245-5435

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   3511 West Commercial Blvd Suite 404 Tamarac, FL  33309   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish   Telephone: 800-786-2394 English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   20003 387th Avenue Woolsey, SD  57384   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Internet: www.knowdebt.org English and Spanish   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Alpha Community Services www.alphacommunityservices.com Main Address:   121 West Water Street Suite D Sandusky, OH  44870   419-626-1450 Delivery Method:   Telephone: 866-256-9610

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

American Debt Resources, Inc. www.americandebtresources.com Main Address:   248C Larkfield Road East Northport, NY  11731   800-498-0766 Delivery Method:   Telephone: 800-498-0766 English and Spanish   In Person:   American Debt Resources, Inc. 248C Larkfield Road   East Northport , NY  11731 800-498-0766 English and Spanish

American Financial Solutions of North Seattle Community College Foundation www.myfinancialgoals.org Main Address:   2815 2nd Avenue Suite 280 Seattle, WA  98121   800-894-7240 Delivery Method:   Internet: www.myfinancialgoals.org     Telephone: 1-800-894-7240 English and Spanish (Interpreter Only)

Atlantic Credit Foundation, Inc. www.atlanticcredit.org Main Address:   3 Glen Hill Court Dix Hills, NY  11746   800-383-8349 Delivery Method:   Telephone: 1-800-383-8349     In Person:   Atlantic Credit Foundation, Inc. 3 Glen Hill Court   Dix Hills , NY  11746 1-800-383-8349

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet: www.PacificRimCounseling.com English and Spanish

Black Bottom/Springfield Human Development Corp www.sjhmblackbottom.com Main Address:   485 West First Street Jacksonville, FL  32202   904-356-2359 Delivery Method:   Internet: www.sjhmblackbottom.com English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Bridging the Gaps www.btgaps.com Main Address:   900 Wilshire Drive Suite 202 Troy, MI  48084   313-887-7775 Delivery Method:   Internet: www.btgaps.com English and Spanish   Telephone: 313-887-7775 English and Spanish   Internet/Telephone: www.btgaps.com / 313-887-7775 English and Spanish

Cambridge Credit Counseling Corp. www.cambridge-credit.org Main Address:   67 Hunt Street Agawam, MA  01001   800-403-3433 Delivery Method:   Internet: www.cambridgecredit.org English and Spanish   Telephone: 800-527-7595 English and Spanish

CC Advising, Inc. www.ccadvising.com Main Address:   703 Washington Ave. Suite 200 Bay City, MI  48708   989-402-5161 Delivery Method:   Internet: www.ccadvising.com English and Spanish

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointccs.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9046 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   415-561-6300 Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet: www.cc-bc.com     Telephone: 888-738-8233 English and Spanish

Consumer Credit Counseling Service of Buffalo, Inc. www.cccsbuffalo.org Main Address:   40 Gardenville Parkway Suite 300 West Seneca, NY  14224   716-712-2060 Delivery Method:   Internet: www.cccsbuff.org English and Spanish   Telephone: 800-926-9685 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: cccssa.org

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   410-747-2050 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92705   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.RethinkingDebt.org Main Address:   1000 University Avenue Suite 900 Rochester, NY  14607   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish

Consumer Credit Counseling Service of the Midwest, Inc. www.apprisen.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.apprisen.com     Telephone: 800-355-2227 English and Spanish

Consumer Credit Management Services, Inc. www.debt-mgt.org Main Address:   315 NE 2nd Avenue Delray Beach, FL  33444   800-568-4545 Delivery Method:   Internet: www.debt-mgt.org English and Spanish   Telephone: 800-568-4545 English and Spanish

Consumer Debt Counselors, Inc. www.consumerdebtcounselors.com Main Address:   831 W. Morse Blvd Winter Park, FL  32789   407-599-0057 Delivery Method:   Internet: www.consumerdebtcounselors.com     Telephone: 800-820-9232 English and Spanish   In Person:   Consumer Debt Counselors, Inc. 989 Jerusalem Avenue   Merrick , NY  11566 800-359-3163 English and Spanish

Consumer Education and Training Services www.CentsProgram.org Main Address:   1200 Fifth Avenue Suite 600 Seattle, WA  98101   206-267-7017 Delivery Method:   Internet: www.CentsProgram.org

Consumer Education Services, Inc. www.cesidebtsolutions.org Main Address:   3700 Barrett Drive Raleigh, NC  27609   919-785-0725 Delivery Method:   Internet: www.cesidebtsolutions.org English and Spanish   Telephone: 877-829-8677 English and Spanish

Consumer Financial Education Foundation of America, Inc. /www.cfefa.org/ Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Telephone: 1-866-684-8171 English and Spanish

CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   270  Peachtree Street NW Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Advocate Counseling Corp. www.creditadvocates.org Main Address:   237 First Avenue Suite 305 New York, NY  10003   212-260-2776 Delivery Method:   Telephone: 800-260-1809 English and Spanish

Credit Card Management Services, Inc. d/b/a Debthelper.com www.debthelper.com Main Address:   1325 N. Congress Ave. Suite 201 West Palm Beach, FL  33401   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish

Cricket Debt Counseling www.cricketdebt.com Main Address:   219 SW Stark Street Suite 200 Portland, OR  97204   503-353-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Counseling Corp. www.debtcounselingcorp.org Main Address:   3033 Express Drive North Hauppauge, NY  11749   888-354-6332 Delivery Method:   Internet: www.debtcounselingcorp.org English and Spanish   Telephone: 1.888.354.6332 English and Spanish   In Person:   Debt Counseling Corp. 3033 Express Drive North   Hauppauge , NY  11749 1.888.354.6332 English and Spanish

Debt Education and Certification Foundation www.bkcert.com Main Address:   114 Goliad Street Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.bkcert.com     Telephone: 866-859-7323 English and Spanish

Debt Management Credit Counseling Corp. www.dmcccorp.org Main Address:   3310 N. Federal Highway Lighthouse Point, FL  33064   954-418-1466 Delivery Method:   Telephone: 888-777-0981

DebtorWise Foundation www.debtorwise.org Main Address:   1100 University Avenue Suite 139 Rochester, NY  14607   800-870-2222 Delivery Method:   Internet: www.debtorwise.org English and Spanish   Telephone: 800-870-2222 English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328     In Person:   Debt Reduction Services, Inc. 3920 Veterans Highway  Suite 10 Bohemia , NY  11716 631-473-7500 English and Spanish

Evergreen Financial Counseling www.evergreenclass.com Main Address:   9747 Stonecrest Drive Salem, OR  97306   800-581-3513 Delivery Method:   Internet: www.evergreenclass.com     Telephone: 800-581-3513

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Internet: www.ffef.org     Telephone: 1-888-292-4333 English and Spanish

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

GreenPath, Inc. www.greenpath.com Main Address:   36500 Corporate Drive Farmington Hills, MI  48331   800-630-6718 Delivery Method:   Internet: www.greenpath.com     Telephone: (800) 630-6718 English and Spanish   Internet/Telephone: www.greenpath.com / (800) 630-6718     In Person:   GreenPath, Inc. 175 Remsen Street  Suite 1102 Brooklyn , NY  11201 (800) 630-6718 English and Spanish   GreenPath, Inc. 1300 Veterans Memorial Highway  Suite 330 Hauppauge , NY  11788 (800) 630-6718 English and Spanish   GreenPath, Inc. 380 N. Broadway  Suite 304 Jericho , NY  11753 (800) 630-6718 English and Spanish   GreenPath, Inc. 80-02 Kew Gardens Road  Suite 710 Kew Gardens , NY  11415 (800) 630-6718 English and Spanish

Hummingbird Credit Counseling and Education, Inc. www.hummingbird.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Debt Solutions www.PersonalFinancialEducation.com Main Address:   5750 Major Blvd Suite 300 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinancialeducation.com English and Spanish

Integrity Consumer Services, Limited www.integrityconsumerservices.com Main Address:   20 Brown Thrasher Run Oxford, GA  30054   770-715-6385 Delivery Method:   Internet: www.integrityconsumerservices.com     Telephone: 770-715-6385

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.csfedu.org Main Address:   3011 North Lamar Boulevard Austin, TX  78705   800-336-1245 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Money Management International, Inc. www.moneymanagement.org Main Address:   14141 Southwest Freeway Suite 1000 Sugar Land, TX  77478-3494   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish   In Person:   MMI 26 Court Street  Suite 1801 Brooklyn , NY  11241 - English and Spanish (Printed Materials Only)   MMI 88-32 Sutphin Boulevard    Jamaica , NY  11435 - English and Spanish (Printed Materials Only)

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   1916 N. Fairfield Avenue Suite 200 Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

Mpowered www.mpoweredcolorado.org Main Address:   2009 Wadsworth Blvd. Suite #100 Lakewood, CO  80214   303-233-2773 Delivery Method:   Internet: www.bkcounselor.org English and Spanish   Telephone: 303-233-2773 English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

No Limits Community Development Corporation www.CCR-Atlanta.org Main Address:   3203 Benjamin E. Mays Drive Atlanta, GA  30311   678-973-2739 Delivery Method:   Internet: www.CCR-Atlanta.org     Telephone: 855-296-3711

Northwest Counseling Service, Inc. www.nwcsinc.org Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Internet: www.safeguardcredit.org     Telephone: 800-673-6993     Internet/Telephone: www.safeguardcredit.org / 800-673-6993     In Person:   SafeGuard Credit Counseling Services, Inc 112 Parkway Drive South   Hauppauge , NY  11788 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org or www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish   Internet/Telephone: www.bkhelp.org or www.bancarrota.org / 888-425-3453 English and Spanish

Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   406 5th Street North Suite 1 Oneonta, AL  35121   877-240-1398 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

Urgent Credit Counseling, Inc. www.urgentco.com Main Address:   219 SW Stark Street Suite 200 Portland, OR  97204   866-233-1940 Delivery Method:   Internet: www.urgentco.com English and Spanish

NYN Northern District of New York

$0$ BK Class Inc. www.myonlinebankruptcyclass.com Main Address:   2711 E. Melrose Street Gilbert, AZ  85297   877-376-7122 Delivery Method:   Internet: www.myonlinebankruptcyclass.com English and Spanish

$0 Debt Goal Inc. www.zerodebtgoal.com Main Address:   130 W. Jefferson Street Tipton, IN  46072   877-376-8070 Delivery Method:   Internet: www.0debtgoal.com     Telephone: 877-376-8070

001 Debtorcc, Inc. www.debtorcc.org Main Address:   372 Summit Avenue Jersey City, NJ  07306   1-800-610-3920 Delivery Method:   Internet: www.debtorcc.org English and Spanish

#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

1$ Wiser Consumer Education, Inc. www.1dollarwiser.com Main Address:   503 Hillcrest Lane Krum, TX  76249   972-292-7279 Delivery Method:   Internet: www.1dollarwiser.com

101creditcounseling.com www.101creditcounseling.com Main Address:   21008 SE 47th Avenue Bothell, WA  98021   866-676-1364 Delivery Method:   Internet: www.101creditcounseling.com

123  Credit Counselors, Inc www.a123cc.org Main Address:   6161 Blue Lagoon Drive Suite 255A Miami, FL  33126   305-269-1092 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

1A Bankruptcy Counseling, Inc. www.1stabc.org Main Address:   21 Caller Street, Suite 214 Peabody, MA  01960   888-823-4266 Delivery Method:   Internet: www.1stabc.org English and Spanish   Telephone: 888-823-4266 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 1240 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

ABC American Bankruptcy Counselors www.abcdebtaid.com Main Address:   48 County Rd. 114    Bailey, CO  80421   303-551-5599 Delivery Method:   Telephone: 1-800-299-8736

Academy of Financial Literacy, Inc. www.academyoffinancialliteracy.com Main Address:   2105 E. Oakland Street Chandler, AZ  85225   877-833-2867 Delivery Method:   Internet: www.academyoffinancialliteracy.com English and Spanish

Access Counseling, Inc. www.accesscounseling.com Main Address:   633 W. 5th Street Suite 26001 Los Angeles , CA  90071   800-205-9297 Delivery Method:   Internet: www.accesscounseling.com English and Spanish   Telephone: 800-205-9297 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Internet: www.advantageccs.org     Telephone: 888-511-2227

Advantage Debt Management of America www.helpwithbills.org Main Address:   4015 Executive Park Drive Suite 150 Cincinnati, OH  45241   513-947-1234 Delivery Method:   Internet: www.helpwithbills.org     Telephone: 877-245-5435

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   3511 West Commercial Blvd Suite 404 Tamarac, FL  33309   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish   Telephone: 800-786-2394 English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   20003 387th Avenue Woolsey, SD  57384   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Internet: www.knowdebt.org English and Spanish   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Alpha Community Services www.alphacommunityservices.com Main Address:   121 West Water Street Suite D Sandusky, OH  44870   419-626-1450 Delivery Method:   Telephone: 866-256-9610

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

American Debt Resources, Inc. www.americandebtresources.com Main Address:   248C Larkfield Road East Northport, NY  11731   800-498-0766 Delivery Method:   Telephone: 800-498-0766 English and Spanish

American Financial Solutions of North Seattle Community College Foundation www.myfinancialgoals.org Main Address:   2815 2nd Avenue Suite 280 Seattle, WA  98121   800-894-7240 Delivery Method:   Internet: www.myfinancialgoals.org     Telephone: 1-800-894-7240 English and Spanish (Interpreter Only)

Atlantic Credit Foundation, Inc. www.atlanticcredit.org Main Address:   3 Glen Hill Court Dix Hills, NY  11746   800-383-8349 Delivery Method:   Telephone: 1-800-383-8349

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet: www.PacificRimCounseling.com English and Spanish

Black Bottom/Springfield Human Development Corp www.sjhmblackbottom.com Main Address:   485 West First Street Jacksonville, FL  32202   904-356-2359 Delivery Method:   Internet: www.sjhmblackbottom.com English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Bridging the Gaps www.btgaps.com Main Address:   900 Wilshire Drive Suite 202 Troy, MI  48084   313-887-7775 Delivery Method:   Internet: www.btgaps.com English and Spanish   Telephone: 313-887-7775 English and Spanish   Internet/Telephone: www.btgaps.com / 313-887-7775 English and Spanish

Cambridge Credit Counseling Corp. www.cambridge-credit.org Main Address:   67 Hunt Street Agawam, MA  01001   800-403-3433 Delivery Method:   Internet: www.cambridgecredit.org English and Spanish   Telephone: 800-527-7595 English and Spanish

CC Advising, Inc. www.ccadvising.com Main Address:   703 Washington Ave. Suite 200 Bay City, MI  48708   989-402-5161 Delivery Method:   Internet: www.ccadvising.com English and Spanish

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointccs.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9046 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   415-561-6300 Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet: www.cc-bc.com     Telephone: 888-738-8233 English and Spanish

Consumer Credit Counseling Service of Buffalo, Inc. www.cccsbuffalo.org Main Address:   40 Gardenville Parkway Suite 300 West Seneca, NY  14224   716-712-2060 Delivery Method:   Internet: www.cccsbuff.org English and Spanish   Telephone: 800-926-9685 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: cccssa.org

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   410-747-2050 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92705   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.RethinkingDebt.org Main Address:   1000 University Avenue Suite 900 Rochester, NY  14607   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish

Consumer Credit Counseling Service of the Midwest, Inc. www.apprisen.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.apprisen.com     Telephone: 800-355-2227 English and Spanish

Consumer Credit Management Services, Inc. www.debt-mgt.org Main Address:   315 NE 2nd Avenue Delray Beach, FL  33444   800-568-4545 Delivery Method:   Internet: www.debt-mgt.org English and Spanish   Telephone: 800-568-4545 English and Spanish

Consumer Debt Counselors, Inc. www.consumerdebtcounselors.com Main Address:   831 W. Morse Blvd Winter Park, FL  32789   407-599-0057 Delivery Method:   Internet: www.consumerdebtcounselors.com     Telephone: 800-820-9232 English and Spanish

Consumer Education and Training Services www.CentsProgram.org Main Address:   1200 Fifth Avenue Suite 600 Seattle, WA  98101   206-267-7017 Delivery Method:   Internet: www.CentsProgram.org

Consumer Education Services, Inc. www.cesidebtsolutions.org Main Address:   3700 Barrett Drive Raleigh, NC  27609   919-785-0725 Delivery Method:   Internet: www.cesidebtsolutions.org English and Spanish   Telephone: 877-829-8677 English and Spanish

Consumer Financial Education Foundation of America, Inc. /www.cfefa.org/ Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Telephone: 1-866-684-8171 English and Spanish

CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   270  Peachtree Street NW Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Advocate Counseling Corp. www.creditadvocates.org Main Address:   237 First Avenue Suite 305 New York, NY  10003   212-260-2776 Delivery Method:   Telephone: 800-260-1809 English and Spanish

Credit Card Management Services, Inc. d/b/a Debthelper.com www.debthelper.com Main Address:   1325 N. Congress Ave. Suite 201 West Palm Beach, FL  33401   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish

Cricket Debt Counseling www.cricketdebt.com Main Address:   219 SW Stark Street Suite 200 Portland, OR  97204   503-353-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Counseling Corp. www.debtcounselingcorp.org Main Address:   3033 Express Drive North Hauppauge, NY  11749   888-354-6332 Delivery Method:   Internet: www.debtcounselingcorp.org English and Spanish   Telephone: 1.888.354.6332 English and Spanish

Debt Education and Certification Foundation www.bkcert.com Main Address:   114 Goliad Street Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.bkcert.com     Telephone: 866-859-7323 English and Spanish

Debt Management Credit Counseling Corp. www.dmcccorp.org Main Address:   3310 N. Federal Highway Lighthouse Point, FL  33064   954-418-1466 Delivery Method:   Telephone: 888-777-0981

DebtorWise Foundation www.debtorwise.org Main Address:   1100 University Avenue Suite 139 Rochester, NY  14607   800-870-2222 Delivery Method:   Internet: www.debtorwise.org English and Spanish   Telephone: 800-870-2222 English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Evergreen Financial Counseling www.evergreenclass.com Main Address:   9747 Stonecrest Drive Salem, OR  97306   800-581-3513 Delivery Method:   Internet: www.evergreenclass.com     Telephone: 800-581-3513

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Internet: www.ffef.org     Telephone: 1-888-292-4333 English and Spanish

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

GreenPath, Inc. www.greenpath.com Main Address:   36500 Corporate Drive Farmington Hills, MI  48331   800-630-6718 Delivery Method:   Internet: www.greenpath.com     Telephone: (800) 630-6718 English and Spanish   Internet/Telephone: www.greenpath.com / (800) 630-6718

Hummingbird Credit Counseling and Education, Inc. www.hummingbird.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Debt Solutions www.PersonalFinancialEducation.com Main Address:   5750 Major Blvd Suite 300 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinancialeducation.com English and Spanish

Integrity Consumer Services, Limited www.integrityconsumerservices.com Main Address:   20 Brown Thrasher Run Oxford, GA  30054   770-715-6385 Delivery Method:   Internet: www.integrityconsumerservices.com     Telephone: 770-715-6385

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.csfedu.org Main Address:   3011 North Lamar Boulevard Austin, TX  78705   800-336-1245 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Money Management International, Inc. www.moneymanagement.org Main Address:   14141 Southwest Freeway Suite 1000 Sugar Land, TX  77478-3494   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   1916 N. Fairfield Avenue Suite 200 Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

Mpowered www.mpoweredcolorado.org Main Address:   2009 Wadsworth Blvd. Suite #100 Lakewood, CO  80214   303-233-2773 Delivery Method:   Internet: www.bkcounselor.org English and Spanish   Telephone: 303-233-2773 English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

No Limits Community Development Corporation www.CCR-Atlanta.org Main Address:   3203 Benjamin E. Mays Drive Atlanta, GA  30311   678-973-2739 Delivery Method:   Internet: www.CCR-Atlanta.org     Telephone: 855-296-3711

Northwest Counseling Service, Inc. www.nwcsinc.org Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Internet: www.safeguardcredit.org     Telephone: 800-673-6993     Internet/Telephone: www.safeguardcredit.org / 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org or www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish   Internet/Telephone: www.bkhelp.org or www.bancarrota.org / 888-425-3453 English and Spanish

Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   406 5th Street North Suite 1 Oneonta, AL  35121   877-240-1398 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

Urgent Credit Counseling, Inc. www.urgentco.com Main Address:   219 SW Stark Street Suite 200 Portland, OR  97204   866-233-1940 Delivery Method:   Internet: www.urgentco.com English and Spanish

NYS Southern District of New York

$0$ BK Class Inc. www.myonlinebankruptcyclass.com Main Address:   2711 E. Melrose Street Gilbert, AZ  85297   877-376-7122 Delivery Method:   Internet: www.myonlinebankruptcyclass.com English and Spanish

$0 Debt Goal Inc. www.zerodebtgoal.com Main Address:   130 W. Jefferson Street Tipton, IN  46072   877-376-8070 Delivery Method:   Internet: www.0debtgoal.com     Telephone: 877-376-8070

001 Debtorcc, Inc. www.debtorcc.org Main Address:   372 Summit Avenue Jersey City, NJ  07306   1-800-610-3920 Delivery Method:   Internet: www.debtorcc.org English and Spanish

#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

1$ Wiser Consumer Education, Inc. www.1dollarwiser.com Main Address:   503 Hillcrest Lane Krum, TX  76249   972-292-7279 Delivery Method:   Internet: www.1dollarwiser.com

101creditcounseling.com www.101creditcounseling.com Main Address:   21008 SE 47th Avenue Bothell, WA  98021   866-676-1364 Delivery Method:   Internet: www.101creditcounseling.com

123  Credit Counselors, Inc www.a123cc.org Main Address:   6161 Blue Lagoon Drive Suite 255A Miami, FL  33126   305-269-1092 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

1A Bankruptcy Counseling, Inc. www.1stabc.org Main Address:   21 Caller Street, Suite 214 Peabody, MA  01960   888-823-4266 Delivery Method:   Internet: www.1stabc.org English and Spanish   Telephone: 888-823-4266 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 1240 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

ABC American Bankruptcy Counselors www.abcdebtaid.com Main Address:   48 County Rd. 114    Bailey, CO  80421   303-551-5599 Delivery Method:   Telephone: 1-800-299-8736     In Person:   ABC American Bankruptcy Counselors 228 E. 23rd Street   New York , NY  10033 800-299-8736 English and Spanish

Academy of Financial Literacy, Inc. www.academyoffinancialliteracy.com Main Address:   2105 E. Oakland Street Chandler, AZ  85225   877-833-2867 Delivery Method:   Internet: www.academyoffinancialliteracy.com English and Spanish

Access Counseling, Inc. www.accesscounseling.com Main Address:   633 W. 5th Street Suite 26001 Los Angeles , CA  90071   800-205-9297 Delivery Method:   Internet: www.accesscounseling.com English and Spanish   Telephone: 800-205-9297 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Internet: www.advantageccs.org     Telephone: 888-511-2227

Advantage Debt Management of America www.helpwithbills.org Main Address:   4015 Executive Park Drive Suite 150 Cincinnati, OH  45241   513-947-1234 Delivery Method:   Internet: www.helpwithbills.org     Telephone: 877-245-5435

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   3511 West Commercial Blvd Suite 404 Tamarac, FL  33309   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish   Telephone: 800-786-2394 English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   20003 387th Avenue Woolsey, SD  57384   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Internet: www.knowdebt.org English and Spanish   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Alpha Community Services www.alphacommunityservices.com Main Address:   121 West Water Street Suite D Sandusky, OH  44870   419-626-1450 Delivery Method:   Telephone: 866-256-9610

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

American Debt Resources, Inc. www.americandebtresources.com Main Address:   248C Larkfield Road East Northport, NY  11731   800-498-0766 Delivery Method:   Telephone: 800-498-0766 English and Spanish

American Financial Solutions of North Seattle Community College Foundation www.myfinancialgoals.org Main Address:   2815 2nd Avenue Suite 280 Seattle, WA  98121   800-894-7240 Delivery Method:   Internet: www.myfinancialgoals.org     Telephone: 1-800-894-7240 English and Spanish (Interpreter Only)

Atlantic Credit Foundation, Inc. www.atlanticcredit.org Main Address:   3 Glen Hill Court Dix Hills, NY  11746   800-383-8349 Delivery Method:   Telephone: 1-800-383-8349

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet: www.PacificRimCounseling.com English and Spanish

Black Bottom/Springfield Human Development Corp www.sjhmblackbottom.com Main Address:   485 West First Street Jacksonville, FL  32202   904-356-2359 Delivery Method:   Internet: www.sjhmblackbottom.com English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Bridging the Gaps www.btgaps.com Main Address:   900 Wilshire Drive Suite 202 Troy, MI  48084   313-887-7775 Delivery Method:   Internet: www.btgaps.com English and Spanish   Telephone: 313-887-7775 English and Spanish   Internet/Telephone: www.btgaps.com / 313-887-7775 English and Spanish

Cambridge Credit Counseling Corp. www.cambridge-credit.org Main Address:   67 Hunt Street Agawam, MA  01001   800-403-3433 Delivery Method:   Internet: www.cambridgecredit.org English and Spanish   Telephone: 800-527-7595 English and Spanish

CC Advising, Inc. www.ccadvising.com Main Address:   703 Washington Ave. Suite 200 Bay City, MI  48708   989-402-5161 Delivery Method:   Internet: www.ccadvising.com English and Spanish

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointccs.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9046 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   415-561-6300 Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet: www.cc-bc.com     Telephone: 888-738-8233 English and Spanish

Consumer Credit Counseling Service of Buffalo, Inc. www.cccsbuffalo.org Main Address:   40 Gardenville Parkway Suite 300 West Seneca, NY  14224   716-712-2060 Delivery Method:   Internet: www.cccsbuff.org English and Spanish   Telephone: 800-926-9685 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: cccssa.org

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   410-747-2050 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92705   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.RethinkingDebt.org Main Address:   1000 University Avenue Suite 900 Rochester, NY  14607   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish

Consumer Credit Counseling Service of the Midwest, Inc. www.apprisen.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.apprisen.com     Telephone: 800-355-2227 English and Spanish

Consumer Credit Management Services, Inc. www.debt-mgt.org Main Address:   315 NE 2nd Avenue Delray Beach, FL  33444   800-568-4545 Delivery Method:   Internet: www.debt-mgt.org English and Spanish   Telephone: 800-568-4545 English and Spanish

Consumer Debt Counselors, Inc. www.consumerdebtcounselors.com Main Address:   831 W. Morse Blvd Winter Park, FL  32789   407-599-0057 Delivery Method:   Internet: www.consumerdebtcounselors.com     Telephone: 800-820-9232 English and Spanish

Consumer Education and Training Services www.CentsProgram.org Main Address:   1200 Fifth Avenue Suite 600 Seattle, WA  98101   206-267-7017 Delivery Method:   Internet: www.CentsProgram.org

Consumer Education Services, Inc. www.cesidebtsolutions.org Main Address:   3700 Barrett Drive Raleigh, NC  27609   919-785-0725 Delivery Method:   Internet: www.cesidebtsolutions.org English and Spanish   Telephone: 877-829-8677 English and Spanish

Consumer Financial Education Foundation of America, Inc. /www.cfefa.org/ Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Telephone: 1-866-684-8171 English and Spanish

CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   270  Peachtree Street NW Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Advocate Counseling Corp. www.creditadvocates.org Main Address:   237 First Avenue Suite 305 New York, NY  10003   212-260-2776 Delivery Method:   Telephone: 800-260-1809 English and Spanish   In Person:   Credit Advocate Counseling Corp. 237 First Avenue  Suite 305 New York , NY  1003 212-260-2776 English and Spanish

Credit Card Management Services, Inc. d/b/a Debthelper.com www.debthelper.com Main Address:   1325 N. Congress Ave. Suite 201 West Palm Beach, FL  33401   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish

Cricket Debt Counseling www.cricketdebt.com Main Address:   219 SW Stark Street Suite 200 Portland, OR  97204   503-353-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Counseling Corp. www.debtcounselingcorp.org Main Address:   3033 Express Drive North Hauppauge, NY  11749   888-354-6332 Delivery Method:   Internet: www.debtcounselingcorp.org English and Spanish   Telephone: 1.888.354.6332 English and Spanish

Debt Education and Certification Foundation www.bkcert.com Main Address:   114 Goliad Street Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.bkcert.com     Telephone: 866-859-7323 English and Spanish

Debt Management Credit Counseling Corp. www.dmcccorp.org Main Address:   3310 N. Federal Highway Lighthouse Point, FL  33064   954-418-1466 Delivery Method:   Telephone: 888-777-0981

DebtorWise Foundation www.debtorwise.org Main Address:   1100 University Avenue Suite 139 Rochester, NY  14607   800-870-2222 Delivery Method:   Internet: www.debtorwise.org English and Spanish   Telephone: 800-870-2222 English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Evergreen Financial Counseling www.evergreenclass.com Main Address:   9747 Stonecrest Drive Salem, OR  97306   800-581-3513 Delivery Method:   Internet: www.evergreenclass.com     Telephone: 800-581-3513

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Internet: www.ffef.org     Telephone: 1-888-292-4333 English and Spanish

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

GreenPath, Inc. www.greenpath.com Main Address:   36500 Corporate Drive Farmington Hills, MI  48331   800-630-6718 Delivery Method:   Internet: www.greenpath.com     Telephone: (800) 630-6718 English and Spanish   Internet/Telephone: www.greenpath.com / (800) 630-6718     In Person:   GreenPath, Inc. One Penn Plaza, 250 W. 34th Street   Suite 2108 New York , NY  10119 (800) 630-6718 English and Spanish   GreenPath, Inc. One Barker Ave., Suite 420   White Plains , NY  10601 800-630-6718 English and Spanish

Hummingbird Credit Counseling and Education, Inc. www.hummingbird.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Debt Solutions www.PersonalFinancialEducation.com Main Address:   5750 Major Blvd Suite 300 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinancialeducation.com English and Spanish

Integrity Consumer Services, Limited www.integrityconsumerservices.com Main Address:   20 Brown Thrasher Run Oxford, GA  30054   770-715-6385 Delivery Method:   Internet: www.integrityconsumerservices.com     Telephone: 770-715-6385

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.csfedu.org Main Address:   3011 North Lamar Boulevard Austin, TX  78705   800-336-1245 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Money Management International, Inc. www.moneymanagement.org Main Address:   14141 Southwest Freeway Suite 1000 Sugar Land, TX  77478-3494   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish   In Person:   MMI 888 Grand Concourse  Suite 1K Bronx , NY  10451 - English and Spanish (Printed Materials Only)

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   1916 N. Fairfield Avenue Suite 200 Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

Mpowered www.mpoweredcolorado.org Main Address:   2009 Wadsworth Blvd. Suite #100 Lakewood, CO  80214   303-233-2773 Delivery Method:   Internet: www.bkcounselor.org English and Spanish   Telephone: 303-233-2773 English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

No Limits Community Development Corporation www.CCR-Atlanta.org Main Address:   3203 Benjamin E. Mays Drive Atlanta, GA  30311   678-973-2739 Delivery Method:   Internet: www.CCR-Atlanta.org     Telephone: 855-296-3711

Northwest Counseling Service, Inc. www.nwcsinc.org Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Internet: www.safeguardcredit.org     Telephone: 800-673-6993     Internet/Telephone: www.safeguardcredit.org / 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org or www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish   Internet/Telephone: www.bkhelp.org or www.bancarrota.org / 888-425-3453 English and Spanish

Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   406 5th Street North Suite 1 Oneonta, AL  35121   877-240-1398 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

Urgent Credit Counseling, Inc. www.urgentco.com Main Address:   219 SW Stark Street Suite 200 Portland, OR  97204   866-233-1940 Delivery Method:   Internet: www.urgentco.com English and Spanish

NYW Western District of New York

$0$ BK Class Inc. www.myonlinebankruptcyclass.com Main Address:   2711 E. Melrose Street Gilbert, AZ  85297   877-376-7122 Delivery Method:   Internet: www.myonlinebankruptcyclass.com English and Spanish

$0 Debt Goal Inc. www.zerodebtgoal.com Main Address:   130 W. Jefferson Street Tipton, IN  46072   877-376-8070 Delivery Method:   Internet: www.0debtgoal.com     Telephone: 877-376-8070

001 Debtorcc, Inc. www.debtorcc.org Main Address:   372 Summit Avenue Jersey City, NJ  07306   1-800-610-3920 Delivery Method:   Internet: www.debtorcc.org English and Spanish

#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

1$ Wiser Consumer Education, Inc. www.1dollarwiser.com Main Address:   503 Hillcrest Lane Krum, TX  76249   972-292-7279 Delivery Method:   Internet: www.1dollarwiser.com

101creditcounseling.com www.101creditcounseling.com Main Address:   21008 SE 47th Avenue Bothell, WA  98021   866-676-1364 Delivery Method:   Internet: www.101creditcounseling.com

123  Credit Counselors, Inc www.a123cc.org Main Address:   6161 Blue Lagoon Drive Suite 255A Miami, FL  33126   305-269-1092 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

1A Bankruptcy Counseling, Inc. www.1stabc.org Main Address:   21 Caller Street, Suite 214 Peabody, MA  01960   888-823-4266 Delivery Method:   Internet: www.1stabc.org English and Spanish   Telephone: 888-823-4266 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 1240 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

ABC American Bankruptcy Counselors www.abcdebtaid.com Main Address:   48 County Rd. 114    Bailey, CO  80421   303-551-5599 Delivery Method:   Telephone: 1-800-299-8736

Academy of Financial Literacy, Inc. www.academyoffinancialliteracy.com Main Address:   2105 E. Oakland Street Chandler, AZ  85225   877-833-2867 Delivery Method:   Internet: www.academyoffinancialliteracy.com English and Spanish

Access Counseling, Inc. www.accesscounseling.com Main Address:   633 W. 5th Street Suite 26001 Los Angeles , CA  90071   800-205-9297 Delivery Method:   Internet: www.accesscounseling.com English and Spanish   Telephone: 800-205-9297 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Internet: www.advantageccs.org     Telephone: 888-511-2227

Advantage Debt Management of America www.helpwithbills.org Main Address:   4015 Executive Park Drive Suite 150 Cincinnati, OH  45241   513-947-1234 Delivery Method:   Internet: www.helpwithbills.org     Telephone: 877-245-5435

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   3511 West Commercial Blvd Suite 404 Tamarac, FL  33309   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish   Telephone: 800-786-2394 English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   20003 387th Avenue Woolsey, SD  57384   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Internet: www.knowdebt.org English and Spanish   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Alpha Community Services www.alphacommunityservices.com Main Address:   121 West Water Street Suite D Sandusky, OH  44870   419-626-1450 Delivery Method:   Telephone: 866-256-9610

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

American Debt Resources, Inc. www.americandebtresources.com Main Address:   248C Larkfield Road East Northport, NY  11731   800-498-0766 Delivery Method:   Telephone: 800-498-0766 English and Spanish

American Financial Solutions of North Seattle Community College Foundation www.myfinancialgoals.org Main Address:   2815 2nd Avenue Suite 280 Seattle, WA  98121   800-894-7240 Delivery Method:   Internet: www.myfinancialgoals.org     Telephone: 1-800-894-7240 English and Spanish (Interpreter Only)

Atlantic Credit Foundation, Inc. www.atlanticcredit.org Main Address:   3 Glen Hill Court Dix Hills, NY  11746   800-383-8349 Delivery Method:   Telephone: 1-800-383-8349

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet: www.PacificRimCounseling.com English and Spanish

Black Bottom/Springfield Human Development Corp www.sjhmblackbottom.com Main Address:   485 West First Street Jacksonville, FL  32202   904-356-2359 Delivery Method:   Internet: www.sjhmblackbottom.com English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Bridging the Gaps www.btgaps.com Main Address:   900 Wilshire Drive Suite 202 Troy, MI  48084   313-887-7775 Delivery Method:   Internet: www.btgaps.com English and Spanish   Telephone: 313-887-7775 English and Spanish   Internet/Telephone: www.btgaps.com / 313-887-7775 English and Spanish

Cambridge Credit Counseling Corp. www.cambridge-credit.org Main Address:   67 Hunt Street Agawam, MA  01001   800-403-3433 Delivery Method:   Internet: www.cambridgecredit.org English and Spanish   Telephone: 800-527-7595 English and Spanish

CC Advising, Inc. www.ccadvising.com Main Address:   703 Washington Ave. Suite 200 Bay City, MI  48708   989-402-5161 Delivery Method:   Internet: www.ccadvising.com English and Spanish

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish

Chautauqua Opportunities, Inc. www.chautopp.com Main Address:   17 West Courtney Street Dunkirk, NY  14048   716-366-3333 Delivery Method:   In Person:   Chautauqua Opportunities, Inc. 10825 Bennet Road   Dunkirk , NY  14048 716-366-8176 English and Spanish   Chautauqua Opportunities, Inc. 17 W. Courtney Street   Dunkirk , NY  14048 716-366-3333 English and Spanish   Chautauqua Opportunities, Inc. 402 Chandler Street   Jamestown , NY  14701 716-661-9430 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointccs.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9046 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   415-561-6300 Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet: www.cc-bc.com     Telephone: 888-738-8233 English and Spanish

Consumer Credit Counseling Service of Buffalo, Inc. www.cccsbuffalo.org Main Address:   40 Gardenville Parkway Suite 300 West Seneca, NY  14224   716-712-2060 Delivery Method:   Internet: www.cccsbuff.org English and Spanish   Telephone: 800-926-9685 English and Spanish   In Person:   Consumer Credit Counseling Service of Buffalo, Inc. 40 Gardenville Parkway   Suite 300 West Seneca , NY  14224 (800) 926-9685 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: cccssa.org

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   410-747-2050 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92705   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.RethinkingDebt.org Main Address:   1000 University Avenue Suite 900 Rochester, NY  14607   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish   In Person:   Consumer Credit Counseling Service of Rochester, Inc. 1000 University Avenue  Suite 900 Rochester , NY  14607 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish

Consumer Credit Counseling Service of the Midwest, Inc. www.apprisen.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.apprisen.com     Telephone: 800-355-2227 English and Spanish

Consumer Credit Management Services, Inc. www.debt-mgt.org Main Address:   315 NE 2nd Avenue Delray Beach, FL  33444   800-568-4545 Delivery Method:   Internet: www.debt-mgt.org English and Spanish   Telephone: 800-568-4545 English and Spanish

Consumer Debt Counselors, Inc. www.consumerdebtcounselors.com Main Address:   831 W. Morse Blvd Winter Park, FL  32789   407-599-0057 Delivery Method:   Internet: www.consumerdebtcounselors.com     Telephone: 800-820-9232 English and Spanish

Consumer Education and Training Services www.CentsProgram.org Main Address:   1200 Fifth Avenue Suite 600 Seattle, WA  98101   206-267-7017 Delivery Method:   Internet: www.CentsProgram.org

Consumer Education Services, Inc. www.cesidebtsolutions.org Main Address:   3700 Barrett Drive Raleigh, NC  27609   919-785-0725 Delivery Method:   Internet: www.cesidebtsolutions.org English and Spanish   Telephone: 877-829-8677 English and Spanish

Consumer Financial Education Foundation of America, Inc. /www.cfefa.org/ Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Telephone: 1-866-684-8171 English and Spanish

CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   270  Peachtree Street NW Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Advocate Counseling Corp. www.creditadvocates.org Main Address:   237 First Avenue Suite 305 New York, NY  10003   212-260-2776 Delivery Method:   Telephone: 800-260-1809 English and Spanish

Credit Card Management Services, Inc. d/b/a Debthelper.com www.debthelper.com Main Address:   1325 N. Congress Ave. Suite 201 West Palm Beach, FL  33401   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish

Cricket Debt Counseling www.cricketdebt.com Main Address:   219 SW Stark Street Suite 200 Portland, OR  97204   503-353-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Counseling Corp. www.debtcounselingcorp.org Main Address:   3033 Express Drive North Hauppauge, NY  11749   888-354-6332 Delivery Method:   Internet: www.debtcounselingcorp.org English and Spanish   Telephone: 1.888.354.6332 English and Spanish

Debt Education and Certification Foundation www.bkcert.com Main Address:   114 Goliad Street Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.bkcert.com     Telephone: 866-859-7323 English and Spanish

Debt Management Credit Counseling Corp. www.dmcccorp.org Main Address:   3310 N. Federal Highway Lighthouse Point, FL  33064   954-418-1466 Delivery Method:   Telephone: 888-777-0981

DebtorWise Foundation www.debtorwise.org Main Address:   1100 University Avenue Suite 139 Rochester, NY  14607   800-870-2222 Delivery Method:   Internet: www.debtorwise.org English and Spanish   Telephone: 800-870-2222 English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Evergreen Financial Counseling www.evergreenclass.com Main Address:   9747 Stonecrest Drive Salem, OR  97306   800-581-3513 Delivery Method:   Internet: www.evergreenclass.com     Telephone: 800-581-3513

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Internet: www.ffef.org     Telephone: 1-888-292-4333 English and Spanish

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

GreenPath, Inc. www.greenpath.com Main Address:   36500 Corporate Drive Farmington Hills, MI  48331   800-630-6718 Delivery Method:   Internet: www.greenpath.com     Telephone: (800) 630-6718 English and Spanish   Internet/Telephone: www.greenpath.com / (800) 630-6718

HomeFront Inc. www.homefrontbflo.org Main Address:   560 Delaware Avenue Suite 101 Buffalo, NY  14202   716-856-2952 Delivery Method:   In Person:   HomeFront Inc. 780 Fillmore Avenue   Buffalo , NY  14212 716-856-2952 English and Spanish

Hummingbird Credit Counseling and Education, Inc. www.hummingbird.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Debt Solutions www.PersonalFinancialEducation.com Main Address:   5750 Major Blvd Suite 300 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinancialeducation.com English and Spanish

Integrity Consumer Services, Limited www.integrityconsumerservices.com Main Address:   20 Brown Thrasher Run Oxford, GA  30054   770-715-6385 Delivery Method:   Internet: www.integrityconsumerservices.com     Telephone: 770-715-6385

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.csfedu.org Main Address:   3011 North Lamar Boulevard Austin, TX  78705   800-336-1245 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Money Management International, Inc. www.moneymanagement.org Main Address:   14141 Southwest Freeway Suite 1000 Sugar Land, TX  77478-3494   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   1916 N. Fairfield Avenue Suite 200 Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

Mpowered www.mpoweredcolorado.org Main Address:   2009 Wadsworth Blvd. Suite #100 Lakewood, CO  80214   303-233-2773 Delivery Method:   Internet: www.bkcounselor.org English and Spanish   Telephone: 303-233-2773 English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

No Limits Community Development Corporation www.CCR-Atlanta.org Main Address:   3203 Benjamin E. Mays Drive Atlanta, GA  30311   678-973-2739 Delivery Method:   Internet: www.CCR-Atlanta.org     Telephone: 855-296-3711

Northwest Counseling Service, Inc. www.nwcsinc.org Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Internet: www.safeguardcredit.org     Telephone: 800-673-6993     Internet/Telephone: www.safeguardcredit.org / 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org or www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish   Internet/Telephone: www.bkhelp.org or www.bancarrota.org / 888-425-3453 English and Spanish

Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   406 5th Street North Suite 1 Oneonta, AL  35121   877-240-1398 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

Urgent Credit Counseling, Inc. www.urgentco.com Main Address:   219 SW Stark Street Suite 200 Portland, OR  97204   866-233-1940 Delivery Method:   Internet: www.urgentco.com English and Spanish

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