Approved Credit Counseling Agencies

Pennsylvania

PAE Eastern District of Pennsylvania

$0$ BK Class Inc. www.myonlinebankruptcyclass.com Main Address:   60 E. Hopkins Road Gilbert, AZ  85295   877-376-7122 Delivery Method:   Internet: www.myonlinebankruptcyclass.com English and Spanish

$0 Debt Goal Inc. www.0debtgoal.com Main Address:   130 W. Jefferson Street Tipton, IN  46072   877-376-8070 Delivery Method:   Internet: www.0debtgoal.com

001 Debtorcc, Inc. www.debtorcc.org Main Address:   372 Summit Avenue Jersey City, NJ  07306   1-800-610-3920 Delivery Method:   Internet: www.debtorcc.org English and Spanish

1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

1$ Wiser Consumer Education, Inc. www.1dollarwiser.com Main Address:   116 N. Second Street Suite A Krum, TX  76249   972-292-7279 Delivery Method:   Internet: www.1dollarwiser.com

123  Credit Counselors, Inc www.a123cc.com Main Address:   6161 Blue Lagoon Drive Suite 255A Miami, FL  33126   305-269-9201 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

1A Bankruptcy Counseling, Inc. www.1stabc.org Main Address:   21 Caller Street, Suite 214 Peabody, MA  01960   888-823-4266 Delivery Method:   Internet: www.1stabc.org English and Spanish   Telephone: 888-823-4266 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 1240 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

ABC American Bankruptcy Counselors www.abcdebtaid.com Main Address:   8650 Fairall Road Morrison, CO  80465   303-551-5599 Delivery Method:   Telephone: 1-800-299-8736

Academy of Financial Literacy, Inc. www.academyoffinancialliteracy.com Main Address:   2105 E. Oakland Street Chandler, AZ  85225   877-833-2867 Delivery Method:   Internet: www.academyoffinancialliteracy.com

Access Counseling, Inc. www.accesscounseling.com Main Address:   633 W. 5th Street Suite 26001 Los Angeles , CA  90071   800-205-9297 Delivery Method:   Internet: www.accesscounselinginc.org English and Spanish   Telephone: 800-205-9297 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Internet: www.advantagecccs.org     Telephone: 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   20003 387th Avenue Woolsey, SD  57384   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-995-7856 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Alpha Community Services www.alphacommunityservices.com Main Address:   121 West Water Street Suite D Sandusky, OH  44870   419-626-1450 Delivery Method:   Telephone: 866-256-9610

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet: www.PacificRimCounseling.com English and Spanish

Black Bottom/Springfield Human Development Corp www.sjhmblackbottom.com Main Address:   485 West First Street Jacksonville, FL  32202   904-356-2359 Delivery Method:   Internet: www.sjhmblackbottom.com English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Cambridge Credit Counseling Corp. www.cambridgecredit.org Main Address:   67 Hunt Street Agawam, MA  01001   800-403-3433 Delivery Method:   Internet: www.cambridgecredit.org English and Spanish   Telephone: 800-527-7595 English and Spanish

CC Advising, Inc. www.ccadvising.com Main Address:   703 Washington Ave. Suite 230-D Bay City, MI  48708   989-402-5161 Delivery Method:   Internet: www.ccadvising.com

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointfinancialsolutions.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9046 English and Spanish   Internet/Telephone: www.clearpointfinancialsolutions.org / 877-422-9046 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124 English and Spanish

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet/Telephone: www.prebankruptcy.org / 888-738-8233

Consumer Credit Counseling Service of Buffalo, Inc. www.cccsbuffalo.org Main Address:   40 Gardenville Parkway Suite 300 West Seneca, NY  14224   716-712-2060 Delivery Method:   Internet: www.cccsbuff.org English and Spanish   Telephone: 800-926-9685 English and Spanish

Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy www.cccsdv.org Main Address:   1608 Walnut Street 10th Floor Philadelphia, PA  19103   800-989-2227 Delivery Method:   Telephone: 800-989-2227 English and Spanish (Interpreter Only)   In Person:   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 1717 Swede Road  Suite 110 Blue Bell , PA  19422 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 1230 Veterans Hwy  Suite F1 Bristol  , PA  19007 800-989-2227   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 130 E. 7th Street   Chester , PA  19013 800-989-2227   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 1003 East Lincoln Highway  Suite 102 Coatesville , PA  19320 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 261 Old York Road  The Pavilion -  Suite 401 Jenkintown , PA  19046 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 280 N. Providence Road  Lower Level Media , PA  19063 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 113 E. Main Street  2nd Floor Norristown , PA  19401 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 1608 Walnut Street  10th Floor Philadelphia , PA  19103 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 2100 Arch Street  5th Floor Philadelphia , PA  19103 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 3638 N. Broad Street   Philadelphia , PA  19140 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 4400 North Reese Street   Philadelphia , PA  17140 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 7340 Jackson Street   Philadelphia , PA  19136 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 240 N. Bishop Avenue   Springfield , PA  19064 800-989-2227 English and Spanish   Consumer Credit Counseling Service of Delaware Valley dba Clarifi Lifelong Financial Literacy 770 E. Market Street   Suite #190 West Chester , PA  19382 800-989-2227 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.debt.org

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   410-747-2050 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Northeastern Pa, Inc. www.cccsnepa.org Main Address:   401 Laurel Street Pittston, PA  18640   800-922-9537 Delivery Method:   Internet: www.cccsnepa.org     Telephone: 800-922-9537

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92705   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.RethinkingDebt.org Main Address:   1000 University Avenue Suite 900 Rochester, NY  14607   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish

Consumer Credit Counseling Service of the Midwest, Inc. www.apprisen.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.apprisen.com     Telephone: 800-355-2227

Consumer Credit Counseling Service of West Florida, Inc. www.cccswfl.org Main Address:   14 Palafox Place Pensacola, FL  32502   850-434-0268 Delivery Method:   Internet: www.cccswfl.org

Consumer Education Services, Inc. www.cesidebtsolutions.org Main Address:   3700 Barrett Drive Raleigh, NC  27609   919-785-0725 Delivery Method:   Internet: www.cesidebtsolutions.org English and Spanish   Telephone: 877-829-8677 English and Spanish

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org English and Spanish   Telephone: 1-866-684-8171 English and Spanish

CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   270  Peachtree Street NW Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. d/b/a Debthelper.com www.debthelper.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish

Credit Counseling Center www.ccc-credit.com Main Address:   832 Second Street Pike Richboro, PA  18954   215-348-8003 Delivery Method:   Internet: www.ccc-credit.com     Telephone: 877-900-4222     In Person:   Credit Counseling Center 60 N Main St   Doylestown , PA  18901 877-900-4222   Credit Counseling Center 8150 Route 13   Levittown , PA  19057 877-900-4222   Credit Counseling Center 832 Second St. Pike   Richboro , PA  18954 877-900-4222

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Counseling Corp. www.debtcounselingcorp.org Main Address:   3033 Express Drive North Hauppauge, NY  11749   888-354-6332 Delivery Method:   Internet: www.debtcounselingcorp.org English and Spanish   Telephone: 1.888.354.6332 English and Spanish

Debt Education and Certification Foundation www.bkcert.com Main Address:   114 Goliad Street Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.bkcert.com     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.bkcert.com / 866-859-7323

Debt Management Credit Counseling Corp. www.dmcccorp.org Main Address:   3310 N. Federal Highway Lighthouse Point, FL  33064   954-418-1466 Delivery Method:   Telephone: 888-777-0981

DebtorWise Foundation www.debtorwise.org Main Address:   1100 University Avenue Suite 139 Rochester, NY  14607   800-870-2222 Delivery Method:   Internet: www.debtorwise.org English and Spanish   Telephone: 800-870-2222 English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Evergreen Financial Counseling www.evergreenclass.com Main Address:   6670 Glen Avenue Gleneden Beach, OR  97388   800-581-3513 Delivery Method:   Internet: www.evergreenclass.com     Telephone: 800-581-3513

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Telephone: 1-888-292-4333 English and Spanish

Family Guidance Center Corp. www.fgccorp.org Main Address:   1931 Nottingham Way Hamilton, NJ  08619   609-586-2574 Delivery Method:   Telephone: 888-379-0604 English and Spanish

Forbes & Newhard Credit Solutions, Inc. forbescs.us Main Address:   7505 Tiffany Springs Parkway Suite 130 Kansas City, MO  64153   816-442-7036 Delivery Method:   Telephone: 866-351-0322

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

GreenPath, Inc. www.greenpath.com Main Address:   36500 Corporate Drive Farmington Hills, MI  48331   800-630-6718 Delivery Method:   Internet: www.greenpath.com     Telephone: (800) 630-6718 English and Spanish   Internet/Telephone: www.greenpath.com / (800) 630-6718

Hananwill Credit Counseling www.hananwill.com Main Address:   115 North Cross Street Robinson, IL  62454   877-544-5560 Delivery Method:   Internet: www.hananwill.com     Telephone: 877-544-5560

Hummingbird Credit Counseling and Education, Inc. www.hummingbird.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Debt Solutions www.PersonalFinancialEducation.com Main Address:   5750 Major Blvd Suite 175 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinancialeducation.com English and Spanish

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   260 Western Avenue South Portland, ME  04106   207-221-3601 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.ipaydebt.com Main Address:   3011 North Lamar Boulevard Austin, TX  78705   512-263-0532 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Lutheran Social Service of Minnesota www.lssmn.org/debt Main Address:   424 West Superior Street Suite 600 Duluth, MN  55802   218-529-2222 Delivery Method:   Internet: www.lssmn.org/debt     Telephone: 888-577-2227

Money Management International, Inc. www.moneymanagement.org Main Address:   14141 Southwest Freeway Suite 1000 Sugar Land, TX  77478-3494   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish   In Person:   MMI 306 Spring Garden Street   Easton , PA  18042 - English and Spanish (Printed Materials Only)   Money Management International, Inc. 265 West Hight Street  Suite 2 Pottstown , PA  19464   Money Management International, Inc. 127 South Fifth Street  Suite 155 Quakertown , PA  18951   MMI 3671 Cresent Court East   Whitehall , PA  18052 - English and Spanish   MMI 833 N. Park Road  Suite 103 Wyomissing , PA  19610 - English and Spanish (Printed Materials Only)

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   1916 N. Fairfield Avenue Suite 200 Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

No Limits Community Development Corporation www.CCR-Atlanta.org Main Address:   3203 Benjamin E. Mays Drive Atlanta, GA  30311   678-973-2739 Delivery Method:   Internet: www.CCR-Atlanta.org     Telephone: 855-296-3711

Northwest Counseling Service, Inc. www.nwcsonline.com Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500     In Person:   Northwest Counseling Service, Inc. 5001 North Broad Street   Philadelphia , PA  19141 215-324-7500

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Internet: www.safeguardcredit.org     Telephone: 800-673-6993     Internet/Telephone: www.safeguardcredit.org / 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org or www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish

Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   406 5th Street North Suite 1 Oneonta, AL  35121   877-240-1398 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

Take Charge America, Inc. www.takechargeamerica.org Main Address:   20620 North 19th Avenue Phoenix, AZ  85027-3585   623-266-6100 Delivery Method:   Telephone: 866-750-9634 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

Urgent Credit Counseling, Inc. www.urgentco.com Main Address:   10121 SE Sunnyside Road Suite 300 Clackamas, OR  97015   866-233-1940 Delivery Method:   Internet: www.urgentco.com English and Spanish

PAM Middle District of Pennsylvania

$0$ BK Class Inc. www.myonlinebankruptcyclass.com Main Address:   60 E. Hopkins Road Gilbert, AZ  85295   877-376-7122 Delivery Method:   Internet: www.myonlinebankruptcyclass.com English and Spanish

$0 Debt Goal Inc. www.0debtgoal.com Main Address:   130 W. Jefferson Street Tipton, IN  46072   877-376-8070 Delivery Method:   Internet: www.0debtgoal.com

001 Debtorcc, Inc. www.debtorcc.org Main Address:   372 Summit Avenue Jersey City, NJ  07306   1-800-610-3920 Delivery Method:   Internet: www.debtorcc.org English and Spanish

1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

1$ Wiser Consumer Education, Inc. www.1dollarwiser.com Main Address:   116 N. Second Street Suite A Krum, TX  76249   972-292-7279 Delivery Method:   Internet: www.1dollarwiser.com

123  Credit Counselors, Inc www.a123cc.com Main Address:   6161 Blue Lagoon Drive Suite 255A Miami, FL  33126   305-269-9201 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

1A Bankruptcy Counseling, Inc. www.1stabc.org Main Address:   21 Caller Street, Suite 214 Peabody, MA  01960   888-823-4266 Delivery Method:   Internet: www.1stabc.org English and Spanish   Telephone: 888-823-4266 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 1240 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

ABC American Bankruptcy Counselors www.abcdebtaid.com Main Address:   8650 Fairall Road Morrison, CO  80465   303-551-5599 Delivery Method:   Telephone: 1-800-299-8736

Academy of Financial Literacy, Inc. www.academyoffinancialliteracy.com Main Address:   2105 E. Oakland Street Chandler, AZ  85225   877-833-2867 Delivery Method:   Internet: www.academyoffinancialliteracy.com

Access Counseling, Inc. www.accesscounseling.com Main Address:   633 W. 5th Street Suite 26001 Los Angeles , CA  90071   800-205-9297 Delivery Method:   Internet: www.accesscounselinginc.org English and Spanish   Telephone: 800-205-9297 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Internet: www.advantagecccs.org     Telephone: 888-511-2227     In Person:   Advantage Credit Counseling Service, Inc. 55 Clover Hill Road   Dallastown , PA  17313 888-511-2227   Advantage Credit Counseling Service, Inc. 2000 Linglestown Road  Suite 302 Harrisburg , PA  17110 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   20003 387th Avenue Woolsey, SD  57384   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-995-7856 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Alpha Community Services www.alphacommunityservices.com Main Address:   121 West Water Street Suite D Sandusky, OH  44870   419-626-1450 Delivery Method:   Telephone: 866-256-9610

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet: www.PacificRimCounseling.com English and Spanish

Black Bottom/Springfield Human Development Corp www.sjhmblackbottom.com Main Address:   485 West First Street Jacksonville, FL  32202   904-356-2359 Delivery Method:   Internet: www.sjhmblackbottom.com English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Cambridge Credit Counseling Corp. www.cambridgecredit.org Main Address:   67 Hunt Street Agawam, MA  01001   800-403-3433 Delivery Method:   Internet: www.cambridgecredit.org English and Spanish   Telephone: 800-527-7595 English and Spanish

CC Advising, Inc. www.ccadvising.com Main Address:   703 Washington Ave. Suite 230-D Bay City, MI  48708   989-402-5161 Delivery Method:   Internet: www.ccadvising.com

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointfinancialsolutions.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9046 English and Spanish   Internet/Telephone: www.clearpointfinancialsolutions.org / 877-422-9046 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124 English and Spanish

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet/Telephone: www.prebankruptcy.org / 888-738-8233

Consumer Credit Counseling Service of Buffalo, Inc. www.cccsbuffalo.org Main Address:   40 Gardenville Parkway Suite 300 West Seneca, NY  14224   716-712-2060 Delivery Method:   Internet: www.cccsbuff.org English and Spanish   Telephone: 800-926-9685 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.debt.org

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   410-747-2050 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Northeastern Pa, Inc. www.cccsnepa.org Main Address:   401 Laurel Street Pittston, PA  18640   800-922-9537 Delivery Method:   Internet: www.cccsnepa.org     Telephone: 800-922-9537     In Person:   Consumer Credit Counseling Service of Northeastern Pa, Inc. 702 Sawmill Road   Area Agency on Aging Bloomsburg , PA  17815 800-922-9537   Consumer Credit Counseling Service of Northeastern Pa, Inc. 214 W. Walnut Street  Catholic Social Services Hazleton , PA  18201 800-922-9537   Consumer Credit Counseling Service of Northeastern Pa, Inc. 401 Laurel Street   Pittston , PA  18640 570-602-2227   Consumer Credit Counseling Service of Northeastern Pa, Inc. 129 Rolling Ridge Drive   State College , PA  16801 1-814-238-3668   Consumer Credit Counseling Service of Northeastern Pa, Inc. 411 Main Street   Suite 104 Stroudsburg , PA  18360 570-420-8980   Consumer Credit Counseling Service of Northeastern Pa, Inc. 217 S. Center Street   Northumberland Human Services Sunbury  , PA  17801 800-922-9537   Consumer Credit Counseling Service of Northeastern Pa, Inc. 201 Basin Street   Suite 6 Williamsport , PA  17701 570-323-6627

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92705   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.RethinkingDebt.org Main Address:   1000 University Avenue Suite 900 Rochester, NY  14607   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish

Consumer Credit Counseling Service of the Midwest, Inc. www.apprisen.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.apprisen.com     Telephone: 800-355-2227

Consumer Credit Counseling Service of West Florida, Inc. www.cccswfl.org Main Address:   14 Palafox Place Pensacola, FL  32502   850-434-0268 Delivery Method:   Internet: www.cccswfl.org

Consumer Education Services, Inc. www.cesidebtsolutions.org Main Address:   3700 Barrett Drive Raleigh, NC  27609   919-785-0725 Delivery Method:   Internet: www.cesidebtsolutions.org English and Spanish   Telephone: 877-829-8677 English and Spanish

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org English and Spanish   Telephone: 1-866-684-8171 English and Spanish

CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   270  Peachtree Street NW Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. d/b/a Debthelper.com www.debthelper.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish

Credit Counseling Center www.ccc-credit.com Main Address:   832 Second Street Pike Richboro, PA  18954   215-348-8003 Delivery Method:   Internet: www.ccc-credit.com     Telephone: 877-900-4222

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Counseling Corp. www.debtcounselingcorp.org Main Address:   3033 Express Drive North Hauppauge, NY  11749   888-354-6332 Delivery Method:   Internet: www.debtcounselingcorp.org English and Spanish   Telephone: 1.888.354.6332 English and Spanish

Debt Education and Certification Foundation www.bkcert.com Main Address:   114 Goliad Street Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.bkcert.com     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.bkcert.com / 866-859-7323

Debt Management Credit Counseling Corp. www.dmcccorp.org Main Address:   3310 N. Federal Highway Lighthouse Point, FL  33064   954-418-1466 Delivery Method:   Telephone: 888-777-0981

DebtorWise Foundation www.debtorwise.org Main Address:   1100 University Avenue Suite 139 Rochester, NY  14607   800-870-2222 Delivery Method:   Internet: www.debtorwise.org English and Spanish   Telephone: 800-870-2222 English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Evergreen Financial Counseling www.evergreenclass.com Main Address:   6670 Glen Avenue Gleneden Beach, OR  97388   800-581-3513 Delivery Method:   Internet: www.evergreenclass.com     Telephone: 800-581-3513

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Telephone: 1-888-292-4333 English and Spanish

Forbes & Newhard Credit Solutions, Inc. forbescs.us Main Address:   7505 Tiffany Springs Parkway Suite 130 Kansas City, MO  64153   816-442-7036 Delivery Method:   Telephone: 866-351-0322

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

GreenPath, Inc. www.greenpath.com Main Address:   36500 Corporate Drive Farmington Hills, MI  48331   800-630-6718 Delivery Method:   Internet: www.greenpath.com     Telephone: (800) 630-6718 English and Spanish   Internet/Telephone: www.greenpath.com / (800) 630-6718

Hananwill Credit Counseling www.hananwill.com Main Address:   115 North Cross Street Robinson, IL  62454   877-544-5560 Delivery Method:   Internet: www.hananwill.com     Telephone: 877-544-5560

Hummingbird Credit Counseling and Education, Inc. www.hummingbird.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Debt Solutions www.PersonalFinancialEducation.com Main Address:   5750 Major Blvd Suite 175 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinancialeducation.com English and Spanish

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   260 Western Avenue South Portland, ME  04106   207-221-3601 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.ipaydebt.com Main Address:   3011 North Lamar Boulevard Austin, TX  78705   512-263-0532 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Lutheran Social Service of Minnesota www.lssmn.org/debt Main Address:   424 West Superior Street Suite 600 Duluth, MN  55802   218-529-2222 Delivery Method:   Internet: www.lssmn.org/debt     Telephone: 888-577-2227

Money Management International, Inc. www.moneymanagement.org Main Address:   14141 Southwest Freeway Suite 1000 Sugar Land, TX  77478-3494   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   1916 N. Fairfield Avenue Suite 200 Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

No Limits Community Development Corporation www.CCR-Atlanta.org Main Address:   3203 Benjamin E. Mays Drive Atlanta, GA  30311   678-973-2739 Delivery Method:   Internet: www.CCR-Atlanta.org     Telephone: 855-296-3711

Northwest Counseling Service, Inc. www.nwcsonline.com Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Internet: www.safeguardcredit.org     Telephone: 800-673-6993     Internet/Telephone: www.safeguardcredit.org / 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org or www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish

Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   406 5th Street North Suite 1 Oneonta, AL  35121   877-240-1398 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

Take Charge America, Inc. www.takechargeamerica.org Main Address:   20620 North 19th Avenue Phoenix, AZ  85027-3585   623-266-6100 Delivery Method:   Telephone: 866-750-9634 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

Urgent Credit Counseling, Inc. www.urgentco.com Main Address:   10121 SE Sunnyside Road Suite 300 Clackamas, OR  97015   866-233-1940 Delivery Method:   Internet: www.urgentco.com English and Spanish

PAW Western District of Pennsylvania

$0$ BK Class Inc. www.myonlinebankruptcyclass.com Main Address:   60 E. Hopkins Road Gilbert, AZ  85295   877-376-7122 Delivery Method:   Internet: www.myonlinebankruptcyclass.com English and Spanish

$0 Debt Goal Inc. www.0debtgoal.com Main Address:   130 W. Jefferson Street Tipton, IN  46072   877-376-8070 Delivery Method:   Internet: www.0debtgoal.com

001 Debtorcc, Inc. www.debtorcc.org Main Address:   372 Summit Avenue Jersey City, NJ  07306   1-800-610-3920 Delivery Method:   Internet: www.debtorcc.org English and Spanish

1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

1$ Wiser Consumer Education, Inc. www.1dollarwiser.com Main Address:   116 N. Second Street Suite A Krum, TX  76249   972-292-7279 Delivery Method:   Internet: www.1dollarwiser.com

123  Credit Counselors, Inc www.a123cc.com Main Address:   6161 Blue Lagoon Drive Suite 255A Miami, FL  33126   305-269-9201 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

1A Bankruptcy Counseling, Inc. www.1stabc.org Main Address:   21 Caller Street, Suite 214 Peabody, MA  01960   888-823-4266 Delivery Method:   Internet: www.1stabc.org English and Spanish   Telephone: 888-823-4266 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 1240 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

ABC American Bankruptcy Counselors www.abcdebtaid.com Main Address:   8650 Fairall Road Morrison, CO  80465   303-551-5599 Delivery Method:   Telephone: 1-800-299-8736

Academy of Financial Literacy, Inc. www.academyoffinancialliteracy.com Main Address:   2105 E. Oakland Street Chandler, AZ  85225   877-833-2867 Delivery Method:   Internet: www.academyoffinancialliteracy.com

Access Counseling, Inc. www.accesscounseling.com Main Address:   633 W. 5th Street Suite 26001 Los Angeles , CA  90071   800-205-9297 Delivery Method:   Internet: www.accesscounselinginc.org English and Spanish   Telephone: 800-205-9297 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Internet: www.advantagecccs.org     Telephone: 888-511-2227     In Person:   Advantage Credit Counseling Service, Inc. 917-A Logan Boulevard   Royal/Remax Plaza Altoona , PA  16602 888-511-2227   Advantage Credit Counseling Service, Inc. Pullman Conference Center  112 Hollywood Drive Butler , PA  16001 888-511-2227   Advantage Credit Counseling Service, Inc. 4402 Peach Street   Erie , PA  16507 888-511-2227   Advantage Credit Counseling Service, Inc. One Northgate Square   Greensburg , PA  15601 888-511-2227   Advantage Credit Counseling Service, Inc. 2403 Sidney Street  Suite 400 Pittsburgh , PA  15203 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish

Affinity Federal Credit Union affinityfcu.org Main Address:   73 Mountain View Blvd. Basking Ridge, NJ  07920   800-325-0808 Delivery Method:   Telephone: 800-325-0808

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   20003 387th Avenue Woolsey, SD  57384   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-995-7856 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

Alpha Community Services www.alphacommunityservices.com Main Address:   121 West Water Street Suite D Sandusky, OH  44870   419-626-1450 Delivery Method:   Telephone: 866-256-9610

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet: www.PacificRimCounseling.com English and Spanish

Black Bottom/Springfield Human Development Corp www.sjhmblackbottom.com Main Address:   485 West First Street Jacksonville, FL  32202   904-356-2359 Delivery Method:   Internet: www.sjhmblackbottom.com English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Cambridge Credit Counseling Corp. www.cambridgecredit.org Main Address:   67 Hunt Street Agawam, MA  01001   800-403-3433 Delivery Method:   Internet: www.cambridgecredit.org English and Spanish   Telephone: 800-527-7595 English and Spanish

CC Advising, Inc. www.ccadvising.com Main Address:   703 Washington Ave. Suite 230-D Bay City, MI  48708   989-402-5161 Delivery Method:   Internet: www.ccadvising.com

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointfinancialsolutions.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9046 English and Spanish   Internet/Telephone: www.clearpointfinancialsolutions.org / 877-422-9046 English and Spanish

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124 English and Spanish

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet/Telephone: www.prebankruptcy.org / 888-738-8233

Consumer Credit Counseling Service of Buffalo, Inc. www.cccsbuffalo.org Main Address:   40 Gardenville Parkway Suite 300 West Seneca, NY  14224   716-712-2060 Delivery Method:   Internet: www.cccsbuff.org English and Spanish   Telephone: 800-926-9685 English and Spanish

Consumer Credit Counseling Service of Greater San Antonio cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.debt.org

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   410-747-2050 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Northeastern Pa, Inc. www.cccsnepa.org Main Address:   401 Laurel Street Pittston, PA  18640   800-922-9537 Delivery Method:   Internet: www.cccsnepa.org     Telephone: 800-922-9537

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92705   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.RethinkingDebt.org Main Address:   1000 University Avenue Suite 900 Rochester, NY  14607   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish

Consumer Credit Counseling Service of the Midwest, Inc. www.apprisen.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.apprisen.com     Telephone: 800-355-2227     In Person:   Consumer Credit Counseling Service of Warren 734 Stambaugh Avenue   Sharon , PA  16146 800-355-2227 English and Spanish

Consumer Credit Counseling Service of West Florida, Inc. www.cccswfl.org Main Address:   14 Palafox Place Pensacola, FL  32502   850-434-0268 Delivery Method:   Internet: www.cccswfl.org

Consumer Education Services, Inc. www.cesidebtsolutions.org Main Address:   3700 Barrett Drive Raleigh, NC  27609   919-785-0725 Delivery Method:   Internet: www.cesidebtsolutions.org English and Spanish   Telephone: 877-829-8677 English and Spanish

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org English and Spanish   Telephone: 1-866-684-8171 English and Spanish

CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   270  Peachtree Street NW Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. d/b/a Debthelper.com www.debthelper.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish

Credit Counseling Center www.ccc-credit.com Main Address:   832 Second Street Pike Richboro, PA  18954   215-348-8003 Delivery Method:   Internet: www.ccc-credit.com     Telephone: 877-900-4222

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

CRISS-CROSS, Inc. www.criss-crosswv.org Main Address:   209 West Pike Street Suite B Clarksburg, WV  26301   304-623-0921 Delivery Method:   Telephone: 800-498-6681

Debt Counseling Corp. www.debtcounselingcorp.org Main Address:   3033 Express Drive North Hauppauge, NY  11749   888-354-6332 Delivery Method:   Internet: www.debtcounselingcorp.org English and Spanish   Telephone: 1.888.354.6332 English and Spanish

Debt Education and Certification Foundation www.bkcert.com Main Address:   114 Goliad Street Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.bkcert.com     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.bkcert.com / 866-859-7323

Debt Management Credit Counseling Corp. www.dmcccorp.org Main Address:   3310 N. Federal Highway Lighthouse Point, FL  33064   954-418-1466 Delivery Method:   Telephone: 888-777-0981

DebtorWise Foundation www.debtorwise.org Main Address:   1100 University Avenue Suite 139 Rochester, NY  14607   800-870-2222 Delivery Method:   Internet: www.debtorwise.org English and Spanish   Telephone: 800-870-2222 English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Evergreen Financial Counseling www.evergreenclass.com Main Address:   6670 Glen Avenue Gleneden Beach, OR  97388   800-581-3513 Delivery Method:   Internet: www.evergreenclass.com     Telephone: 800-581-3513

Family & Community Services, Inc. www.portagefamilies.org Main Address:   705 Oakwood, Suite 106 Ravenna, OH  44266   330-297-0080 Delivery Method:   Telephone: 1-888-258-0694

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Telephone: 1-888-292-4333 English and Spanish

Forbes & Newhard Credit Solutions, Inc. forbescs.us Main Address:   7505 Tiffany Springs Parkway Suite 130 Kansas City, MO  64153   816-442-7036 Delivery Method:   Telephone: 866-351-0322

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

GreenPath, Inc. www.greenpath.com Main Address:   36500 Corporate Drive Farmington Hills, MI  48331   800-630-6718 Delivery Method:   Internet: www.greenpath.com     Telephone: (800) 630-6718 English and Spanish   Internet/Telephone: www.greenpath.com / (800) 630-6718

Hananwill Credit Counseling www.hananwill.com Main Address:   115 North Cross Street Robinson, IL  62454   877-544-5560 Delivery Method:   Internet: www.hananwill.com     Telephone: 877-544-5560

Hummingbird Credit Counseling and Education, Inc. www.hummingbird.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Debt Solutions www.PersonalFinancialEducation.com Main Address:   5750 Major Blvd Suite 175 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinancialeducation.com English and Spanish

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   260 Western Avenue South Portland, ME  04106   207-221-3601 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.ipaydebt.com Main Address:   3011 North Lamar Boulevard Austin, TX  78705   512-263-0532 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Lutheran Social Service of Minnesota www.lssmn.org/debt Main Address:   424 West Superior Street Suite 600 Duluth, MN  55802   218-529-2222 Delivery Method:   Internet: www.lssmn.org/debt     Telephone: 888-577-2227

Money Management International, Inc. www.moneymanagement.org Main Address:   14141 Southwest Freeway Suite 1000 Sugar Land, TX  77478-3494   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   1916 N. Fairfield Avenue Suite 200 Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

No Limits Community Development Corporation www.CCR-Atlanta.org Main Address:   3203 Benjamin E. Mays Drive Atlanta, GA  30311   678-973-2739 Delivery Method:   Internet: www.CCR-Atlanta.org     Telephone: 855-296-3711

Northwest Counseling Service, Inc. www.nwcsonline.com Main Address:   5001 North Broad Street Philadelphia, PA  19141   215-324-7500 Delivery Method:   Telephone: 215-324-7500

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Internet: www.safeguardcredit.org     Telephone: 800-673-6993     Internet/Telephone: www.safeguardcredit.org / 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org or www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish

Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   406 5th Street North Suite 1 Oneonta, AL  35121   877-240-1398 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

Take Charge America, Inc. www.takechargeamerica.org Main Address:   20620 North 19th Avenue Phoenix, AZ  85027-3585   623-266-6100 Delivery Method:   Telephone: 866-750-9634 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

Urgent Credit Counseling, Inc. www.urgentco.com Main Address:   10121 SE Sunnyside Road Suite 300 Clackamas, OR  97015   866-233-1940 Delivery Method:   Internet: www.urgentco.com English and Spanish

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