Approved Debtor Education Agencies
 
Massachusetts
MA
District of Massachusetts
$$$$0 Debt Education LLCwww.0debteducation.com
Main Address:
 3480 Chalfant Rd
Santa Rosa, CA  95404  
707-237-8903
Delivery Method:
 Internet:www.0debteducation.com 
  
$$$$eduCreationswww.myeducreations.com
Main Address:
 6985 Sales Avenue
West Hills, CA  91307  
877-344-1277
Delivery Method:
 Internet:www.myeducreations.comEnglish and Spanish
 Telephone:877-344-1277 English and Spanish
  
$$$0123 A+ Classwww.jjandpartners.com
Main Address:
 713 Preston Place
Grapevine, TX  76051  
817-533-3423
Delivery Method:
 Internet:www.jjandpartners.com 
 Telephone:888-533-3423  
  
$$ Bankruptcy Debtor Educationwww.BankruptcyDebtorEducation.com
Main Address:
 21001 N. Tatum Blvd.
Suite 1630-299
Phoenix, AZ  85050  
866-969-2533
Delivery Method:
 Internet:www.BankruptcyDebtorEducation.com 
  
$0$ BK Class Inc.www.myonlinebankruptcyclass.com
Main Address:
 2711 E. Melrose Street
Gilbert, AZ  85297  
877-376-7122
Delivery Method:
 Internet:www.myonlinebankruptcyclass.comEnglish and Spanish
  
$02 Start Debtor Education, LLCwww.02start.com
Main Address:
 1913 Praslin Street
Eugene, OR  97402  
866-676-1364
Delivery Method:
 Internet:www.02Start.com 
  
$0 Debt Goal, LLCwww.0debtgoal.com
Main Address:
 2215 W. Lakeview Drive
North Vernon, IN  47265  
317-447-3235
Delivery Method:
 Internet:www.0debtgoal.com 
 Telephone:(877) 376-8080  
  
$10 Debtor Education, LLCwww.10debtoreducation.com
Main Address:
 21001 N. Tatum Blvd.
Suite 1630-128
Phoenix, AZ  85050  
877-601-4141
Delivery Method:
 Internet:10debtoreducation.com 
  
$9 Debt Education9dollardebteducation.com
Main Address:
 900 Mohawk Street
Suite 230
Bakersfield, CA  93309  
877-848-5754
Delivery Method:
 Internet:www.9dollardebteducation.com 
  
$ Education USA, LLCwww.dollared.com
Main Address:
 2818 Shipston Ave
New Port Richey, FL  34655  
877-919-0839
Delivery Method:
 Internet:www.dollared.comEnglish and Spanish
  
001 Debtoredu LLCwww.debtoredu.com
Main Address:
 372 Summit Avenue
Jersey City, NJ  07306  
800-610-3920
Delivery Method:
 Internet:www.debtoredu.comEnglish and Spanish
  
#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com or www.mybknowspanish.comEnglish and Spanish
 Telephone:877-692-5669 English and Spanish
  
1$ Wiser Consumer Education, Inc.www.1dollarwiser.com
Main Address:
 503 Hillcrest Lane
Krum, TX  76249  
972-292-7279
Delivery Method:
 Internet:www.1dollarwiser.com 
  
111Education.com, Inc.www.moneyrehab.com
Main Address:
 5316 8th Street
Zephyrhills, FL  33542  
813-788-3369
Delivery Method:
 Internet:MoneyRehab.comEnglish and Spanish
  
123 Debtor.com, LLCwww.123Debtor.com
Main Address:
 1913 Praslin Street
Eugene, OR  97402  
866-676-1364
Delivery Method:
 Internet:www.123debtor.com 
  
1A Bankruptcy Counseling, Inc.www.1stabc.org
Main Address:
 21 Caller Street, Suite 214
Peabody, MA  01960  
888-823-4266
Delivery Method:
 Internet:www.1stabc.orgEnglish and Spanish
 Telephone:888-823-4266  
  
247 Bankruptcy Class, Inc.www.a247class.com
Main Address:
 6161 Blue Lagoon Drive
Suite 255B
Miami, FL  33126  
866-412-7247
Delivery Method:
 Internet:www.a247class.comEnglish and Spanish
 Telephone:866-412-7247  
  
50-30-20 MoneyPlanwww.50-30-20.com
Main Address:
 7651 W. August Moon Place
Tucson, AZ  85743  
888-450-3020
Delivery Method:
 Internet:www.50-30-20.com English and Spanish
 Telephone:888-450-3020  
  
A1 Debtor Education, LLC dba Affordable Bankruptcy Courseswww.debtorednow.com
Main Address:
 3511 West Commercial Blvd.
Suite 401
Tamarac, FL  33309  
888-268-7064
Delivery Method:
 Internet:www.debtorednow.comEnglish and Spanish
  
AAAA American Christian Asset Management LLCwww.christianasset.org
Main Address:
 1774 Lone Oak Drive
Draper, UT  84020  
866-615-7208
Delivery Method:
 Internet:www.christianasset.org 
  
ABC American Bankruptcy Counselorswww.abcdebtaid.com
Main Address:
 48 County Rd. 114   
Bailey, CO  80421  
303-551-5599
Delivery Method:
 Telephone:1-800-299-8736  
  
A Better Financial Education, Inc.www.SmartMoneySense.com
Main Address:
 One Capitol Mall
Suite 200
Sacramento, CA  95814  
877-930-9600
Delivery Method:
 Internet:www.SmartMoneySense.com 
  
Academy of Financial Literacy, Inc.www.academyoffinancialliteracy.com
Main Address:
 2105 E. Oakland Street
Chandler, AZ  85225  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.com 
  
Access Counseling, Inc.www.accesscounseling.com
Main Address:
 633 W. 5th Street
Suite 26001
Los Angeles , CA  90071  
800-205-9297
Delivery Method:
 Internet:www.accesscounseling.comEnglish and Spanish
 Telephone:800-205-9297 English and Spanish
  
Accountax School of Business, Incorporatedwww.accountax.us
Main Address:
 5636 Crestwood Rd
Matteson, IL  60443  
866-720-4547
Delivery Method:
 Internet:www.accountax.us 
 Telephone:1-866-720-4547  
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantageccs.org 
  
Advantage Debt Management of Americawww.helpwithbills.org
Main Address:
 4015 Executive Park Drive
Suite 150
Cincinnati, OH  45241  
513-947-1234
Delivery Method:
 Internet:www.helpwithbills.org 
 Telephone:877-245-5435  
  
Advisory Credit Management, Inc.www.advisorycreditmanagement.org
Main Address:
 3511 West Commercial Blvd
Suite 404
Tamarac, FL  33309  
800-786-3940
Delivery Method:
 Internet:www.advisorycreditmanagement.orgEnglish and Spanish
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 20003 387th Avenue
Woolsey, SD  57384  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-594-9596
Delivery Method:
 Internet:www.knowdebt.org 
 Telephone:888-594-9596 English and Spanish
  
Alpha Community Serviceswww.alphacommunityservices.com
Main Address:
 121 West Water Street
Suite D
Sandusky, OH  44870  
419-626-1450
Delivery Method:
 Telephone:866-256-9610  
  
! Always Lowest  Price! Bankruptcy Education, LLCwww.alpsite.com
Main Address:
 7360 E. Dreyfus Avenue
Scottsdale, AZ  85260  
877-603-1305
Delivery Method:
 Internet:www.alpsite.com 
  
American Bureau of Credit Services, Inc.americanbureauofcredit.com
Main Address:
 5769 West Sunrise Blvd.
Plantation, FL  33313  
800-701-0437
Delivery Method:
 Internet:www.americanbureauofcredit.comEnglish and Spanish
  
American Consumer Credit Counseling, Inc.www.ConsumerCredit.org
Main Address:
 130 Rumford Avenue
Suite 202
Newton, MA  02466  
866-826-6924
Delivery Method:
 Internet:www.consumercredit.orgEnglish and Spanish
 In Person:
 American Consumer Credit Counseling, Inc.
130 Rumford Avenue  #202
Newton , MA  02466
1-866-826-6924
English and Spanish
Arbor Investments LTD.www.arbored.com
Main Address:
 1850 South 72nd Street
Omaha, NE  68124  
800-625-7725
Delivery Method:
 Internet:www.yourbankruptcypartner.comEnglish and Spanish
 Telephone:800-625-7725 English and Spanish
  
Atlantic Credit Foundation, Inc.www.atlanticcredit.org
Main Address:
 3 Glen Hill Court
Dix Hills, NY  11746  
800-383-8349
Delivery Method:
 Internet:www.atlanticcredit.org 
  
BE Adviser, LLCwww.beadviser.com
Main Address:
 900 E. Indiana Street
Bay City, MI  48706  
989-303-8611
Delivery Method:
 Internet:www.beadviser.com 
  
! Big Step Trainingwww.bigsteptraining.net
Main Address:
 51705 SE 4th Street
Scappoose, OR  97056  
503-888-1708
Delivery Method:
 Internet:www.bigsteptraining.net 
  
BK Education Serviceswww.BKEducation.com
Main Address:
 10400 W. Overland Rd
Ste 408
Boise, ID  83709  
800-871-3162
Delivery Method:
 Internet:www.BKEducation.com 
  
Black Bottom/Springfield Human Development Corpwww.sjhmblackbottom.com
Main Address:
 485 West First Street
Jacksonville, FL  32202  
904-356-2359
Delivery Method:
 Internet:www.sjhmblackbottom.comEnglish and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
  
Cambridge Credit Counseling Corp.www.cambridge-credit.org
Main Address:
 67 Hunt Street
Agawam, MA  01001  
800-403-3433
Delivery Method:
 Internet:www.cambridgecredit.orgEnglish and Spanish
 In Person:
 Cambridge Credit Counseling Corp.
67 Hunt Street  
Agawam , MA  01108
800-527-7595
English and Spanish
CCCS of Ventura County, Inc. / SurePath Financial Solutionswww.surepath.org
Main Address:
 80 North Wood Road
Suite 200
Camarillo, CA  93010  
877-615-7873
Delivery Method:
 Internet:www.surepath.orgEnglish and Spanish
 Telephone:877-615-7873 English and Spanish
  
Community Credit Counselors, Inc.www.bankruptcyinfo.org
Main Address:
 101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA  23452-7523  
800-531-5124
Delivery Method:
  
Consumer Credit and Budget Counseling, Inc.www.cc-bc.com
Main Address:
 299 South Shore Road  
US Route 9 South
Marmora, NJ  08223  
609-390-9652
Delivery Method:
 Internet:www.cc-bc.com 
  
Consumer Credit Counseling Service, Inc.www.kscccs.org
Main Address:
 1201 W. Walnut
Salina, KS  67401  
785-827-6731
Delivery Method:
 Internet:www.kscccs.org 
  
Consumer Credit Counseling Service of Maryland & Delaware, Inc.www.cccs-inc.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
410-747-2050
Delivery Method:
 Internet:www.cccs-inc.org 
  
Consumer Credit Counseling Service of Rochester, Inc.www.RethinkingDebt.org
Main Address:
 1000 University Avenue
Suite 900
Rochester, NY  14607  
888-724-2227
Delivery Method:
 Internet:www.cccsofrochester.org 
  
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Internet:www.cccssf.orgEnglish and Spanish
 Telephone:800-777-7526 English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.apprisen.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.apprisen.com 
  
Consumer Credit Management Services, Inc.www.debt-mgt.org
Main Address:
 315 NE 2nd Avenue
Delray Beach, FL  33444  
800-568-4545
Delivery Method:
 Internet:www.debt-mgt.orgEnglish and Spanish
 Telephone:800-568-4545 English and Spanish
  
Consumer Education and Training Serviceswww.CentsProgram.org
Main Address:
 1200 Fifth Avenue
Suite 600
Seattle, WA  98101  
206-267-7017
Delivery Method:
 Internet:www.CentsProgram.org 
 Telephone:206-267-7082  
  
Consumer Financial Education Foundation of America, Inc./www.cfefa.org/
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.orgEnglish and Spanish
 Telephone:1-866-684-8171 English and Spanish
  
Creative Designs Consultingwww.creativedesignsconsulting.org
Main Address:
 6163 Abigail Bluffs Drive
Bartlett, TN  38135  
877-754-1760
Delivery Method:
 Internet:www.creativedesignsconsulting.org 
 Telephone:877-754-1760  
  
CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc.www.credAbility.org
Main Address:
 270  Peachtree Street NW
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.credability.orgEnglish and Spanish
  
Credit Card Management Services, Inc. d/b/a Debthelper.comwww.debthelper.com
Main Address:
 1325 N. Congress Ave.
Suite 201
West Palm Beach, FL  33401  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
 In Person:
 Credit Card Management Services, Inc. d/b/a Debthelper.com
50 Redfield Street  #205
Boston , MA  02122
800-920-2262
English and Spanish
Dalton Education, LLCwww.debtored-online.com
Main Address:
 5400 Laurel Springs Parkway
Suite 202
Suwanee, GA  30024  
877-426-2373
Delivery Method:
 Internet:www.dalton-education.com 
  
Dave Ramsey's Debtor Education, LLCdaveramsey.com/bankruptcy
Main Address:
 1749 Mallory Lane
Brentwood , TN  37027  
800-480-5902
Delivery Method:
 Internet:daveramsey.com/bankruptcyEnglish and Spanish
 Telephone:800-480-5902 English and Spanish
  
Debt Counseling Corp.www.debtcounselingcorp.org
Main Address:
 3033 Express Drive North
Hauppauge, NY  11749  
888-354-6332
Delivery Method:
 Internet:www.debtcounselingcorp.orgEnglish and Spanish
 Telephone:1.888.354.6332 English and Spanish
  
Debt Education and Certification Foundationwww.bkcert.com
Main Address:
 114 Goliad Street
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.bkcert.com 
 Telephone:866-859-7323 English and Spanish
  
Debt Management Credit Counseling Corp.www.dmcccorp.org
Main Address:
 3310 N. Federal Highway
Lighthouse Point, FL  33064  
954-418-1466
Delivery Method:
 Internet:www.debtmoneyandcreditconcepts.orgEnglish and Spanish
  
DebtorWise Foundationwww.debtorwise.org
Main Address:
 1100 University Avenue
Suite 139
Rochester, NY  14607  
800-870-2222
Delivery Method:
 Internet:www.debtorwise.orgEnglish and Spanish
 Telephone:800-870-2222 English and Spanish
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Internet:www.debtreductionservices.orgEnglish and Spanish
  
Evergreen Financial Counselingwww.evergreenclass.com
Main Address:
 9747 Stonecrest Drive
Salem, OR  97306  
800-581-3513
Delivery Method:
 Internet:www.evergreenclass.com 
 Telephone:800-581-3513  
  
eXtension Foundationwww.extension.org/pages/Financial_Security_for_All_Debtor_Education
Main Address:
 6 Ag Communication Building
University of Nebraska
Lincoln, NE  68583  
402-472-9725
Delivery Method:
 Internet:www.extension.org/pages/Financial_Security_for_All_Debtor_Education 
  
Family Financial Education Foundationwww.ffef.org
Main Address:
 724 Front Street
Suite 340
Evanston, WY  82930  
307-789-2010
Delivery Method:
 Internet:www.ffef.orgEnglish and Spanish
 Telephone:1-888-292-4333  
  
Family Service Agency, Inc.www.helpingfamilies.org
Main Address:
 628 West Broadway
Suite 102
North Little Rock, AR  72114  
501-753-0202
Delivery Method:
 Internet:www.helpingfamilies.org 
  
Financial Education Services, Inc.www.financialedservices.org
Main Address:
 2202 N. West Shore Blvd.
Suite 200
Tampa, FL  33607  
877-460-7337
Delivery Method:
 Internet:www.financialedservices.orgEnglish and Spanish
 Telephone:877-460-7337 English and Spanish
  
Financial Strategies Mortgage, Inc.www.bkcourse.com
Main Address:
 695 Pro-Med Lane
Carmel, IN  46032  
317-566-0425
Delivery Method:
 Internet:www.bkcourse.comEnglish and Spanish (Interpreter Only)
 Telephone:877-252-6877 English and Spanish (Interpreter Only)
  
Garden State Consumer Credit Counseling, Inc., d/b/a Novadebtwww.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Internet:www.novadebt.org 
 Telephone:877-892-4557 English and Spanish
  
GreenPath, Inc.www.greenpath.com
Main Address:
 36500 Corporate Drive
Farmington Hills, MI  48331  
800-630-6718
Delivery Method:
 Internet:www.greenpath.com 
 Telephone:(800) 630-6718 English and Spanish
  
Hananwill Financial Education Serviceswww.debtorlearning.com
Main Address:
 115 North Cross Street
Robinson, IL  62454  
866-544-5557
Delivery Method:
 Internet:www.hananwill.com 
 Telephone:866-544-5557  
  
Hummingbird Credit Counseling and Education, Inc.www.hummingbird.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
  
InCharge Debt Solutionswww.PersonalFinancialEducation.com
Main Address:
 5750 Major Blvd
Suite 300
Orlando, FL  32819  
866-729-0049
Delivery Method:
 Internet:www.personalfinancialeducation.comEnglish and Spanish
 Telephone:1-877-267-0604 English and Spanish
  
Lutheran Social Service of Minnesotawww.lssmn.org/debt
Main Address:
 424 West Superior Street
Suite 600
Duluth, MN  55802  
218-529-2220
Delivery Method:
 Internet:www.lssmn.org/debt 
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 14141 Southwest Freeway
Suite 1000
Sugar Land, TX  77478-3494  
(877) 964-2227
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:(877) 964-2227 English and Spanish
  
Mpoweredwww.mpoweredcolorado.org
Main Address:
 2009 Wadsworth Blvd.
Suite #100
Lakewood, CO  80214  
303-233-2773
Delivery Method:
 Internet:www.bkcounselor.orgEnglish and Spanish
  
Parkland Collegewww.parkland.edu/bai/
Main Address:
 2400 W. Bradley Avenue
Champaign, IL  61821-1899  
217-351-2200
Delivery Method:
 Internet:www.parkland.edu/bai 
  
Professional Financial Guidance, LLCwww.pfged.com
Main Address:
 55 E Monroe #3400
Chicago, IL  60603  
800-725-4734
Delivery Method:
 Internet:www.pfged.com 
  
SafeGuard Credit Counseling Services, Incwww.safeguardcredit.org
Main Address:
 112 Parkway Dr. South
Hauppauge, NY  11788  
800-673-6993
Delivery Method:
 Internet:www.safeguardcredit.orgEnglish and Spanish
  
Sage Personal Financewww.sagepf.com
Main Address:
 4043 Contera Road
Encino, CA  91436  
800-516-2759
Delivery Method:
 Internet:www.sagepf.comEnglish and Spanish
 Telephone:800-516-2759 English and Spanish
  
Second Bankruptcy Course, LLCwww.secondbankruptcycourse.com
Main Address:
 2818 Shipston Avenue
New Port Richey, FL  34655  
877-919-1259
Delivery Method:
 Internet:www.secondbankruptcycourse.comEnglish and Spanish
  
Solid Start Financial Education Services, LLCwww.solidstartfinancial.com
Main Address:
 10121 SE Sunnyside  Road
Suite 300
Clackamas, OR  97105  
866-467-4147
Delivery Method:
 Internet:www.solidstartfinancial.comEnglish and Spanish
  
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.bkhelp.org or www.bancarrota.orgEnglish and Spanish
 Telephone:888-425-3453 English and Spanish
 In Person:
 Springboard Nonprofit Consumer Credit Management, Inc.
12 Gill Street, Suite 1900  
Woburn , MA  01801
800-947-3752
English and Spanish
Stand Sure Information Services, Inc. www.standsuretoday.com
Main Address:
 406 5th Street North
Suite 1
Onconta, AL  35121  
877-240-1398
Delivery Method:
 Internet:www.standsuretoday.comEnglish and Spanish
 Telephone:877-750-0851 English and Spanish
  
Start Fresh Today Instructional, LLCwww.startfreshtodayinstructional.com
Main Address:
 3511 West Commercial Blvd
Suite 401
Tamarac, FL  33309  
800-239-0913
Delivery Method:
 Internet:www.startfreshtodayinstructional.comEnglish and Spanish
 Telephone:800-435-9138 English and Spanish
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 600 Six Flags Drive
Suite 400
Arlington, TX  76011  
817-769-4069
Delivery Method:
 Internet:www.themesquitegroup.orgEnglish and Spanish
 Telephone:877-769-4069 English and Spanish
  
The Village Family Service Centerwww.helpwithmoney.org
Main Address:
 1201 25th Street, S.
Fargo, ND  58103  
800-450-4019
Delivery Method:
 Internet:www.helpwithmoney.org 
 Telephone: 800-450-4019  
  
Van Education LLCwww.vaned.com/bankrupt
Main Address:
 5345 Arapahoe Avenue
Suite 7
Boulder, CO  80303  
303-245-0258
Delivery Method:
 Internet:www.adultedschool.com 
  
Ypside Inc.ypside.com
Main Address:
 4930 Washtenaw Avenue
Suite 300
Ann Arbor, MI  48108  
313-444-9774
Delivery Method:
 Internet:www.ypside.com