Approved Debtor Education Agencies
 
West Virginia
WVN
Northern District of West Virginia
02 Certificate Classwww.jjandpartners.com
Main Address:
 713 Preston Place
Grapevine, TX  76051  
817-533-3423
Delivery Method:
 Internet:www.jjandpartners.comEnglish and Spanish
 Telephone:888-533-3463 English and Spanish
  
0 Worries Financial Educationwww.a1education.net
Main Address:
 6505 West Park Blvd.
Suite 306, PMB 282
Plano , TX  75093  
866-721-7884
Delivery Method:
 Internet:www.0WorriesFinancial.com 
 Telephone:866-721-7884  
  
111Education.com, Inc.www.moneyrehab.com
Main Address:
 5316 8th Street
Zephyrhills, FL  33542  
813-788-3369
Delivery Method:
 Internet:MoneyRehab.comEnglish and Spanish
  
123 Debtor.com, LLCwww.123Debtor.com
Main Address:
 1913 Praslin Street
Eugene, OR  97402  
866-676-1364
Delivery Method:
 Internet:www.123debtor.com 
  
4 Debt Educationwww.wvbked.com
Main Address:
 583 Race Track Road
Mt. Hope, WV  25880  
304-255-4231
Delivery Method:
 Internet:www.wvbked.com 
  
50-30-20 MoneyPlanwww.50-30-20.com
Main Address:
 7651 W. August Moon Place
Tucson, AZ  85743  
877-222-4547
Delivery Method:
 Internet:www.50-30-20.com  
  
A1 Debtor Education, LLCwww.debtorednow.com
Main Address:
 316 E 2nd Street
Smith Center, KS  66967  
888-268-7064
Delivery Method:
 Internet:www.debtorednow.comEnglish and Spanish
 Telephone:888-268-7064  
  
A 24/7 Bankruptcy Class, Inc.www.advantageclass.com
Main Address:
 701 NW Waterford Way
Suite 160
Miami, FL  33126  
305-267-1041
Delivery Method:
 Internet:www.advantageclass.comEnglish and Spanish
  
AAAA American Christian Asset Management LLCwww.christianasset.org
Main Address:
 1774 Lone Oak Drive
Draper, UT  84020  
866-615-7208
Delivery Method:
 Internet:www.christianasset.org 
  
A+ Bankruptcy Education, LLCwww.debtclasses.com
Main Address:
 8094 Adams Street
Midvale, UT  84047  
801-503-8653
Delivery Method:
 Internet:www.debtclasses.com 
  
A Better Financial Education, Inc.www.SmartMoneySense.com
Main Address:
 One Capitol Mall
Suite 200
Sacramento, CA  95814  
877-930-9600
Delivery Method:
 Internet:www.SmartMoneySense.com 
  
Academy of Financial Literacywww.academyoffinancialliteracy.com
Main Address:
 2105 E. Oakland Street
Chandler, AZ  85225  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.com 
 Telephone:877-833-2867  
  
Accountax School of Business, Incorporatedwww.accountax.us
Main Address:
 5636 Crestwood Rd
Matteson, IL  60443  
866-720-4547
Delivery Method:
 Internet:www.accountax.us 
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantagecccs.org 
  
Advantage Debt Management of Americawww.helpwithbills.org
Main Address:
 4424 Aicholtz Road, Suite H
Cincinnati, OH  45245  
877-245-5435
Delivery Method:
 Internet:www.helpwithbills.org 
 Telephone:877-245-5435  
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 195 Brook Street East
Wessington, SD  57381  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-594-9596
Delivery Method:
 Internet:www.knowdebt.org 
 Telephone:888-594-9596 English and Spanish
  
All States Connections, LLCwww.allstatesconnections.com
Main Address:
 501 W. Westcott Drive
Phoenix, AZ  85080  
800-311-5291
Delivery Method:
 Telephone:800-311-5291 English and Spanish
  
American Bureau of Credit Services, Inc.americanbureauofcredit.com
Main Address:
 5773 West Sunrise Blvd.
Plantation, FL  33313  
800-701-0437
Delivery Method:
 Internet:www.americanbureauofcredit.comEnglish and Spanish
  
Anzelc & Associates, Inc.www.anzelcandassociates.com
Main Address:
 168 Dorchester Square
Westerville, OH  43081  
888-265-6676
Delivery Method:
 Internet:www.anzelcandassociates.com 
 Telephone:888-265-6676  
  
Arbor Investmentswww.arbored.com
Main Address:
 1850 South 72nd Street
Omaha, NE  68124  
800-625-7725
Delivery Method:
 Internet:www.yourbankruptcypartner.comEnglish and Spanish
 Telephone:800-625-7725 English and Spanish
  
AskAFS, LLCwww.askafs.com
Main Address:
 11921 85th Place N.
Maple Grove, MN  55369  
888-883-4281
Delivery Method:
 Internet:www.askAFS.com 
 Telephone:888-883-4281  
  
Bankruptcy Debtor Education, LLCwww.bankruptcydebtoreducation.com
Main Address:
 14252 Culver Drive, #A-720
Irvine, CA  92604-0326  
866-969-2533
Delivery Method:
 Internet:www.BankruptcyDebtorEducation.com 
  
BK Education Serviceswww.BKEducation.com
Main Address:
 12728 W. Mardia Street
Boise, ID  83709  
877-341-4636
Delivery Method:
 Internet:www.BKEducation.com 
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
  
Consumer Credit and Budget Counseling, Inc.www.cc-bc.com
Main Address:
 299 South Shore Road  
US Route 9 South
Marmora, NJ  08223  
609-390-9652
Delivery Method:
 Internet:www.postbankruptcy.org 
  
Consumer Credit Counseling Service, Inc.www.kscccs.org
Main Address:
 1201 W. Walnut
Salina, KS  67401  
785-827-6731
Delivery Method:
 Internet:www.kscccs.org 
  
Consumer Credit Counseling Service of Greater Atlanta, Inc.www.cccsinc.org
Main Address:
 100 Edgewood Avenue
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.cccsinc.orgEnglish and Spanish
 Telephone:866-672-2227  
  
Consumer Credit Counseling Service of Greater San Antoniowww.cccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:www.cccssa.org 
  
Consumer Credit Counseling Service of Orange County, Inc.www.cccsoc.org
Main Address:
 1920 Old Tustin Avenue
Santa Ana, CA  92832  
888-289-8230
Delivery Method:
 Internet:www.cccsoc.org 
  
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Internet:www.cccssf.orgEnglish and Spanish
 Telephone:800-777-7526 English and Spanish
  
Consumer Credit Counseling Service of Southern West Virginiawww.cccswv.com
Main Address:
 1219 Ohio Avenue
Dunbar, WV  25064  
304-720-3640
Delivery Method:
 Internet:www.cccswv.com 
 Telephone:800-281-5969  
 In Person:
 Consumer Credit Counseling Service of Southern West Virginia
142 N. Queen Street  Suite 111
Martinsburg , WV  25401
800-281-5969
Consumer Credit Counseling Service of the Mid-Ohio Valley, Inc.www.wvcccs.org
Main Address:
 2715 Murdoch Avenue B-4
Parkersburg, WV  26101  
866-481-4752
Delivery Method:
 In Person:
 CCCS of the Mid-Ohio Valley
2715 Murdock Avenue, B-4  
Parkersburg , WV  26101
866-481-4752
Consumer Credit Counseling Service of the Midwest, Inc.www.cccservices.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.cccservices.com 
  
Consumer Credit Counseling Service of Ventura County, Inc.www.gotdebt.org
Main Address:
 80 North Wood Road
Suite 200
Camarillo, CA  93010  
800-540-2227
Delivery Method:
 Internet:www.gotdebt.org; www.tengodeudas.orgEnglish and Spanish
 Telephone:800-540-2227 English and Spanish
  
Consumer Education and Training Serviceswww.CentsProgram.com
Main Address:
 1200 Fifth Avenue
Suite 600
Seattle, WA  98101  
206-267-7017
Delivery Method:
 Internet:www.CentsProgram.com 
 Telephone:206-267-7017  
  
Consumer Financial Education Foundation of America, Inc.www.cfefa.org
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.org 
 Telephone:1-866-684-8171  
  
Consumer Financial Solutionswww.consumerfinancialsolutions.com
Main Address:
 12728 W. Mardia Street
Boise, ID  83709  
208-371-1798
Delivery Method:
 Internet:www.consumerfinancialsolutions.com 
  
Credit Card Management Services, Inc.www.debthelper.com
Main Address:
 4611 Okeechobee Blvd.
Suite 114
West Palm Beach, FL  33417  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
CRISS-CROSS, Inc. www.criss-crosswv.org
Main Address:
 209 West Pike Street
Suite B
Clarksburg, WV  26301  
304-623-0921
Delivery Method:
 In Person:
 CRISS-CROSS, Inc.
209 W. Pike Street  Suite B
Clarksburg , WV  26301
304-623-0921
English and Spanish
 CRISS-CROSS, Inc.
1299 Pineview Drive  Suite 3
Morgantown , WV  26505
304-291-6819
Dalton Education, LLCdalton-education.com
Main Address:
 4335 Woodward Way
Cumming, GA  30041  
877-426-2373
Delivery Method:
 Internet:www.dalton-education.com 
  
Dave Ramsey's Debtor Education, LLCdaveramsey.com/bankruptcy
Main Address:
 1749 Mallory Lane
Brentwood , TN  37027  
888-227-3223
Delivery Method:
 Internet:daveramsey.com/bankruptcy 
 Telephone:800-480-5902  
  
DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com 
 Telephone:877-692-5669  
  
Debt Education and Certification Foundationwww.debt-foundation.org
Main Address:
 112 Goliad Street
Suite D
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.debt-foundation.org 
 Telephone:866-859-7323 English and Spanish
  
DebtorWise Foundationwww.debtorwise.org
Main Address:
 1310 Honeoye Falls Road
#6
Honeoye Falls, NY  14472  
585-385-6699
Delivery Method:
 Internet:www.debtorwise.org 
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Internet:www.debtreductionservices.orgEnglish and Spanish
  
Family & Community Services, Inc.www.portagefamilies.org
Main Address:
 143 Gougler Avenue
Kent, OH  44240  
330-677-4124
Delivery Method:
  
Financial Strategies Mortgage, Inc.www.bkcourse.com
Main Address:
 695 Pro-Med Lane
Carmel, IN  46032  
317-566-0425
Delivery Method:
 Internet:www.bkcourse.comEnglish and Spanish (Interpreter Only)
 Telephone:877-252-6877 English and Spanish (Interpreter Only)
  
Forbes & Newhard Credit Solutions, Inc.
Main Address:
 7505 Tiffany Springs Parkway
Suite 520
Kansas City, MO  64153  
816-582-4322
Delivery Method:
 Telephone:816-582-4322  
  
Garden State Consumer Credit Counseling, Inc. www.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Internet:www.novadebt.org 
 Telephone:800-992-4557  
  
Gayle Rose Martinez - Money and Memoneyandme.com
Main Address:
 1413 Princeton Drive
Statham, GA  30666  
706-340-2682
Delivery Method:
 Internet:www.moneyandme.com 
 Telephone:706-340-2682  
  
Granite Lake Educational Resourceswww.backtogo.org
Main Address:
 111 West Cataldo
Suite 200
Spokane, WA  99201  
509-325-2511
Delivery Method:
 Internet:www.backtogo.orgEnglish and Spanish
 Telephone:866-366-0599 English and Spanish
  
GreenPath, Inc.www.greenpathbk.com
Main Address:
 38505 Country Club Drive, Suite 210
Farmington Hills, MI  48331-3429  
800-630-6718
Delivery Method:
 Internet:www.greenpathbk.com 
 Telephone:800-630-6718 English and Spanish
  
Hananwill Financial Education Serviceswww.hananwill.com
Main Address:
 501 N. Allen Street
Robinson, IL  62454  
866-544-5557
Delivery Method:
 Internet:www.hananwill.com 
 Telephone:866-544-5557  
  
Hummingbird Credit Counseling and Education, Inc.www.hbcce.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
  
InCharge Education Foundation, Inc.www.inchargefoundation.org
Main Address:
 2101 Park Center Drive
Suite 310
Orlando, FL  32835  
866-729-0049
Delivery Method:
 Internet:www.personalfinanceeducation.comEnglish and Spanish
  
Institute for Financial Literacy, Inc.www.financiallit.org
Main Address:
 449 Forest Avenue
Portland, ME  04101  
207-879-0389
Delivery Method:
 Internet:www.financiallit.org 
 Telephone:866-662-4932  
  
Lutheran Social Service of Minnesotawww.lssmn.org/debt
Main Address:
 424 West Superior Street
Suite 600
Duluth, MN  55802  
218-529-2222
Delivery Method:
 Internet:www.lssmn.org/debt 
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 9009 West Loop South
Suite 700
Houston, TX  77096-1719  
888-845-5669
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:888-845-5669 English and Spanish
  
Ohio State University Extension newstart.osu.edu
Main Address:
 Department of Consumer Sciences  
1787 Neil Avenue, 262 Campbell Hall
Columbus, OH  43210  
614-292-4224
Delivery Method:
  
Pacific Rim Institute for Development  & Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet:www.PacificRimCounseling.comEnglish and Spanish
  
Parkland Collegewww.parkland.edu/bai/
Main Address:
 2400 W. Bradley Avenue
Champaign, IL  61821-1899  
217-351-2200
Delivery Method:
 Internet:www.parkland.edu/bai/workshops/creditseminar 
  
Pinnacle Bancorp, Inc.www.pinnaclebancorp.net
Main Address:
 177 W. Main Street
Whitewater, WI  53190  
262-473-8500
Delivery Method:
 Internet:www.pinnaclebancorp.netEnglish and Spanish
  
Sage Personal Financewww.sagepf.com
Main Address:
 4043 Contera Road
Encino, CA  91436  
800-516-2759
Delivery Method:
 Internet:www.sagepf.comEnglish and Spanish (Printed Materials Only)
 Telephone:800-516-2759 English and Spanish
  
Solid Start Financial Education Services, LLCwww.solidstartfinancial.com
Main Address:
 10121 SE Sunnyside Road
Suite 300
Clackamas, OR  97015  
866-467-4147
Delivery Method:
 Internet:www.solidstartfinancial.comEnglish and Spanish
  
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.credit.org 
 Telephone:888-425-3453 English and Spanish
  
Stand Sure Information Services, Inc. www.pfmcourse.com
Main Address:
 16 Arnold Park
Rochester, NY  14607  
877-750-0851
Delivery Method:
 Internet:www.standsuretoday.comEnglish and Spanish
 Telephone:877-750-0851 English and Spanish
  
Start Fresh Today Instructional, LLCwww.startfreshtodayinstructional.com
Main Address:
 25 E. Washington
Chicago, IL  60602  
877-525-2313
Delivery Method:
 Internet:www.startfreshtodayinstructional.comEnglish and Spanish
 Telephone:877-525-2313  
  
The Credit Education Foundationwww.thecrediteducationfoundation.com
Main Address:
 2619 South 4th Street
Ironton, OH  45638  
866-726-9909
Delivery Method:
 Internet:www.thecrediteducationfoundation.com 
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6099 Mt. Moriah Extended
Suite 7B
Memphis, TN  38115  
901-552-5131
Delivery Method:
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 713 Preston Place
Grapevine, TX  76051  
817-769-4069
Delivery Method:
 Internet:www.themesquitegroup.org 
 Telephone:877-769-4069 English and Spanish
  
The Village Family Service Centerwww.helpwithmoney.org
Main Address:
 1201 25th Street South
Fargo, ND  58103  
800-450-4019
Delivery Method:
 Internet: www.helpwithmoney.org 
 Telephone: 800-450-4019  
  
Van Education Centerwww.adultedschool.com
Main Address:
 4801 Riverbend Rd.
Suite 203
Boulder, CO  80301  
800-455-8348
Delivery Method:
 Internet:www.adultedschool.com 
  
Your Money Matters Institute, L.L.C.www.yourmoneymattersinstitute.com
Main Address:
 503 Hillcrest Lane
Krum, TX  76249  
940-594-9051
Delivery Method:
 Internet:www.yourmoneymattersinstitute.com 
  
WVS
Southern District of West Virginia
02 Certificate Classwww.jjandpartners.com
Main Address:
 713 Preston Place
Grapevine, TX  76051  
817-533-3423
Delivery Method:
 Internet:www.jjandpartners.comEnglish and Spanish
 Telephone:888-533-3463 English and Spanish
  
0 Worries Financial Educationwww.a1education.net
Main Address:
 6505 West Park Blvd.
Suite 306, PMB 282
Plano , TX  75093  
866-721-7884
Delivery Method:
 Internet:www.0WorriesFinancial.com 
 Telephone:866-721-7884  
  
111Education.com, Inc.www.moneyrehab.com
Main Address:
 5316 8th Street
Zephyrhills, FL  33542  
813-788-3369
Delivery Method:
 Internet:MoneyRehab.comEnglish and Spanish
  
123 Debtor.com, LLCwww.123Debtor.com
Main Address:
 1913 Praslin Street
Eugene, OR  97402  
866-676-1364
Delivery Method:
 Internet:www.123debtor.com 
  
4 Debt Educationwww.wvbked.com
Main Address:
 583 Race Track Road
Mt. Hope, WV  25880  
304-255-4231
Delivery Method:
 Internet:www.wvbked.com 
  
50-30-20 MoneyPlanwww.50-30-20.com
Main Address:
 7651 W. August Moon Place
Tucson, AZ  85743  
877-222-4547
Delivery Method:
 Internet:www.50-30-20.com  
  
A1 Debtor Education, LLCwww.debtorednow.com
Main Address:
 316 E 2nd Street
Smith Center, KS  66967  
888-268-7064
Delivery Method:
 Internet:www.debtorednow.comEnglish and Spanish
 Telephone:888-268-7064  
  
A 24/7 Bankruptcy Class, Inc.www.advantageclass.com
Main Address:
 701 NW Waterford Way
Suite 160
Miami, FL  33126  
305-267-1041
Delivery Method:
 Internet:www.advantageclass.comEnglish and Spanish
  
AAAA American Christian Asset Management LLCwww.christianasset.org
Main Address:
 1774 Lone Oak Drive
Draper, UT  84020  
866-615-7208
Delivery Method:
 Internet:www.christianasset.org 
  
A+ Bankruptcy Education, LLCwww.debtclasses.com
Main Address:
 8094 Adams Street
Midvale, UT  84047  
801-503-8653
Delivery Method:
 Internet:www.debtclasses.com 
  
A Better Financial Education, Inc.www.SmartMoneySense.com
Main Address:
 One Capitol Mall
Suite 200
Sacramento, CA  95814  
877-930-9600
Delivery Method:
 Internet:www.SmartMoneySense.com 
  
Academy of Financial Literacywww.academyoffinancialliteracy.com
Main Address:
 2105 E. Oakland Street
Chandler, AZ  85225  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.com 
 Telephone:877-833-2867  
  
Accountax School of Business, Incorporatedwww.accountax.us
Main Address:
 5636 Crestwood Rd
Matteson, IL  60443  
866-720-4547
Delivery Method:
 Internet:www.accountax.us 
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantagecccs.org 
  
Advantage Debt Management of Americawww.helpwithbills.org
Main Address:
 4424 Aicholtz Road, Suite H
Cincinnati, OH  45245  
877-245-5435
Delivery Method:
 Internet:www.helpwithbills.org 
 Telephone:877-245-5435  
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 195 Brook Street East
Wessington, SD  57381  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish (Interpreter Only)
 Telephone:888-415-8173 English and Spanish (Interpreter Only)
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 13777 Ballantyne Corporate Pl.
Suite 100
Charlotte, NC  28277  
888-594-9596
Delivery Method:
 Internet:www.knowdebt.org 
 Telephone:888-594-9596 English and Spanish
  
All States Connections, LLCwww.allstatesconnections.com
Main Address:
 501 W. Westcott Drive
Phoenix, AZ  85080  
800-311-5291
Delivery Method:
 Telephone:800-311-5291 English and Spanish
  
American Bureau of Credit Services, Inc.americanbureauofcredit.com
Main Address:
 5773 West Sunrise Blvd.
Plantation, FL  33313  
800-701-0437
Delivery Method:
 Internet:www.americanbureauofcredit.comEnglish and Spanish
  
Anzelc & Associates, Inc.www.anzelcandassociates.com
Main Address:
 168 Dorchester Square
Westerville, OH  43081  
888-265-6676
Delivery Method:
 Internet:www.anzelcandassociates.com 
 Telephone:888-265-6676  
  
Arbor Investmentswww.arbored.com
Main Address:
 1850 South 72nd Street
Omaha, NE  68124  
800-625-7725
Delivery Method:
 Internet:www.yourbankruptcypartner.comEnglish and Spanish
 Telephone:800-625-7725 English and Spanish
  
AskAFS, LLCwww.askafs.com
Main Address:
 11921 85th Place N.
Maple Grove, MN  55369  
888-883-4281
Delivery Method:
 Internet:www.askAFS.com 
 Telephone:888-883-4281  
  
Bankruptcy Debtor Education, LLCwww.bankruptcydebtoreducation.com
Main Address:
 14252 Culver Drive, #A-720
Irvine, CA  92604-0326  
866-969-2533
Delivery Method:
 Internet:www.BankruptcyDebtorEducation.com 
  
BK Education Serviceswww.BKEducation.com
Main Address:
 12728 W. Mardia Street
Boise, ID  83709  
877-341-4636
Delivery Method:
 Internet:www.BKEducation.com 
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
  
Consumer Credit and Budget Counseling, Inc.www.cc-bc.com
Main Address:
 299 South Shore Road  
US Route 9 South
Marmora, NJ  08223  
609-390-9652
Delivery Method:
 Internet:www.postbankruptcy.org 
  
Consumer Credit Counseling Service, Inc.www.kscccs.org
Main Address:
 1201 W. Walnut
Salina, KS  67401  
785-827-6731
Delivery Method:
 Internet:www.kscccs.org 
  
Consumer Credit Counseling Service of Greater Atlanta, Inc.www.cccsinc.org
Main Address:
 100 Edgewood Avenue
Suite 1800
Atlanta, GA  30303  
866-672-2227
Delivery Method:
 Internet:www.cccsinc.orgEnglish and Spanish
 Telephone:866-672-2227  
  
Consumer Credit Counseling Service of Greater San Antoniowww.cccssa.org
Main Address:
 6851 Citizens Parkway
Suite 100
San Antonio, TX  78229  
210-979-4300
Delivery Method:
 Internet:www.cccssa.org 
  
Consumer Credit Counseling Service of Orange County, Inc.www.cccsoc.org
Main Address:
 1920 Old Tustin Avenue
Santa Ana, CA  92832  
888-289-8230
Delivery Method:
 Internet:www.cccsoc.org 
  
Consumer Credit Counseling Service of San Franciscowww.cccssf.org
Main Address:
 595 Market Street
Suite 1500
San Francisco, CA  94105  
800-777-7526
Delivery Method:
 Internet:www.cccssf.orgEnglish and Spanish
 Telephone:800-777-7526 English and Spanish
  
Consumer Credit Counseling Service of Southern West Virginiawww.cccswv.com
Main Address:
 1219 Ohio Avenue
Dunbar, WV  25064  
304-720-3640
Delivery Method:
 Internet:www.cccswv.com 
 Telephone:800-281-5969  
 In Person:
 Consumer Credit Counseling Service of Southern West Virginia
111 Lebanon Lane  
Beckley , WV  25802
800-869-7758
 Consumer Credit Counseling Service of Southern West Virginia
Green Valley Business Center  Suite 101
Bluefield , WV  25526
800-313-5097
 Consumer Credit Counseling Service of Southern West Virginia
1219 Ohio Avenue  
Dunbar , WV  25064
800-281-5969
 Consumer Credit Counseling Service of Southern West Virginia
3983Teays Valley Rd.  Suite 101
Hurricane , WV  25526
800-281-5969
 Consumer Credit Counseling Service of Southern West Virginia
201 1/2 Stratton Street  Suite  407
Logan , WV  25601
304-752-4520
Consumer Credit Counseling Service of the Mid-Ohio Valley, Inc.www.wvcccs.org
Main Address:
 2715 Murdoch Avenue B-4
Parkersburg, WV  26101  
866-481-4752
Delivery Method:
  
Consumer Credit Counseling Service of the Midwest, Inc.www.cccservices.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.cccservices.com 
  
Consumer Credit Counseling Service of Ventura County, Inc.www.gotdebt.org
Main Address:
 80 North Wood Road
Suite 200
Camarillo, CA  93010  
800-540-2227
Delivery Method:
 Internet:www.gotdebt.org; www.tengodeudas.orgEnglish and Spanish
 Telephone:800-540-2227 English and Spanish
  
Consumer Education and Training Serviceswww.CentsProgram.com
Main Address:
 1200 Fifth Avenue
Suite 600
Seattle, WA  98101  
206-267-7017
Delivery Method:
 Internet:www.CentsProgram.com 
 Telephone:206-267-7017  
  
Consumer Financial Education Foundation of America, Inc.www.cfefa.org
Main Address:
 2 North 20th Street  
Suite 1030
Birmingham, AL  35203  
205-321-2822
Delivery Method:
 Internet:www.cfefa.org 
 Telephone:1-866-684-8171  
  
Consumer Financial Solutionswww.consumerfinancialsolutions.com
Main Address:
 12728 W. Mardia Street
Boise, ID  83709  
208-371-1798
Delivery Method:
 Internet:www.consumerfinancialsolutions.com 
  
Credit Card Management Services, Inc.www.debthelper.com
Main Address:
 4611 Okeechobee Blvd.
Suite 114
West Palm Beach, FL  33417  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
Dalton Education, LLCdalton-education.com
Main Address:
 4335 Woodward Way
Cumming, GA  30041  
877-426-2373
Delivery Method:
 Internet:www.dalton-education.com 
  
Dave Ramsey's Debtor Education, LLCdaveramsey.com/bankruptcy
Main Address:
 1749 Mallory Lane
Brentwood , TN  37027  
888-227-3223
Delivery Method:
 Internet:daveramsey.com/bankruptcy 
 Telephone:800-480-5902  
  
DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com 
 Telephone:877-692-5669  
  
Debt Education and Certification Foundationwww.debt-foundation.org
Main Address:
 112 Goliad Street
Suite D
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.debt-foundation.org 
 Telephone:866-859-7323 English and Spanish
  
DebtorWise Foundationwww.debtorwise.org
Main Address:
 1310 Honeoye Falls Road
#6
Honeoye Falls, NY  14472  
585-385-6699
Delivery Method:
 Internet:www.debtorwise.org 
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Internet:www.debtreductionservices.orgEnglish and Spanish
  
Financial Strategies Mortgage, Inc.www.bkcourse.com
Main Address:
 695 Pro-Med Lane
Carmel, IN  46032  
317-566-0425
Delivery Method:
 Internet:www.bkcourse.comEnglish and Spanish (Interpreter Only)
 Telephone:877-252-6877 English and Spanish (Interpreter Only)
  
Forbes & Newhard Credit Solutions, Inc.
Main Address:
 7505 Tiffany Springs Parkway
Suite 520
Kansas City, MO  64153  
816-582-4322
Delivery Method:
 Telephone:816-582-4322  
  
Garden State Consumer Credit Counseling, Inc. www.novadebt.org
Main Address:
 225 Willowbrook Road
Freehold, NJ  07728  
732-409-6281
Delivery Method:
 Internet:www.novadebt.org 
 Telephone:800-992-4557  
  
Gayle Rose Martinez - Money and Memoneyandme.com
Main Address:
 1413 Princeton Drive
Statham, GA  30666  
706-340-2682
Delivery Method:
 Internet:www.moneyandme.com 
 Telephone:706-340-2682  
  
Granite Lake Educational Resourceswww.backtogo.org
Main Address:
 111 West Cataldo
Suite 200
Spokane, WA  99201  
509-325-2511
Delivery Method:
 Internet:www.backtogo.orgEnglish and Spanish
 Telephone:866-366-0599 English and Spanish
  
GreenPath, Inc.www.greenpathbk.com
Main Address:
 38505 Country Club Drive, Suite 210
Farmington Hills, MI  48331-3429  
800-630-6718
Delivery Method:
 Internet:www.greenpathbk.com 
 Telephone:800-630-6718 English and Spanish
  
Hananwill Financial Education Serviceswww.hananwill.com
Main Address:
 501 N. Allen Street
Robinson, IL  62454  
866-544-5557
Delivery Method:
 Internet:www.hananwill.com 
 Telephone:866-544-5557  
  
Hummingbird Credit Counseling and Education, Inc.www.hbcce.org
Main Address:
 3737 Glenwood Avenue
Suite 100
Raleigh, NC  27612  
800-645-4959
Delivery Method:
 Internet:www.hbcce.orgEnglish and Spanish
  
InCharge Education Foundation, Inc.www.inchargefoundation.org
Main Address:
 2101 Park Center Drive
Suite 310
Orlando, FL  32835  
866-729-0049
Delivery Method:
 Internet:www.personalfinanceeducation.comEnglish and Spanish
  
Institute for Financial Literacy, Inc.www.financiallit.org
Main Address:
 449 Forest Avenue
Portland, ME  04101  
207-879-0389
Delivery Method:
 Internet:www.financiallit.org 
 Telephone:866-662-4932  
  
Lutheran Social Service of Minnesotawww.lssmn.org/debt
Main Address:
 424 West Superior Street
Suite 600
Duluth, MN  55802  
218-529-2222
Delivery Method:
 Internet:www.lssmn.org/debt 
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 9009 West Loop South
Suite 700
Houston, TX  77096-1719  
888-845-5669
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:888-845-5669 English and Spanish
  
Ohio State University Extension newstart.osu.edu
Main Address:
 Department of Consumer Sciences  
1787 Neil Avenue, 262 Campbell Hall
Columbus, OH  43210  
614-292-4224
Delivery Method:
  
Pacific Rim Institute for Development  & Education, Inc.www.bkedcert.com
Main Address:
 6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA  90048  
800-845-7171
Delivery Method:
 Internet:www.PacificRimCounseling.comEnglish and Spanish
  
Parkland Collegewww.parkland.edu/bai/
Main Address:
 2400 W. Bradley Avenue
Champaign, IL  61821-1899  
217-351-2200
Delivery Method:
 Internet:www.parkland.edu/bai/workshops/creditseminar 
  
Pinnacle Bancorp, Inc.www.pinnaclebancorp.net
Main Address:
 177 W. Main Street
Whitewater, WI  53190  
262-473-8500
Delivery Method:
 Internet:www.pinnaclebancorp.netEnglish and Spanish
  
Sage Personal Financewww.sagepf.com
Main Address:
 4043 Contera Road
Encino, CA  91436  
800-516-2759
Delivery Method:
 Internet:www.sagepf.comEnglish and Spanish (Printed Materials Only)
 Telephone:800-516-2759 English and Spanish
  
Solid Start Financial Education Services, LLCwww.solidstartfinancial.com
Main Address:
 10121 SE Sunnyside Road
Suite 300
Clackamas, OR  97015  
866-467-4147
Delivery Method:
 Internet:www.solidstartfinancial.comEnglish and Spanish
  
Springboard Nonprofit Consumer Credit Management, Inc.www.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.credit.org 
 Telephone:888-425-3453 English and Spanish
  
Stand Sure Information Services, Inc. www.pfmcourse.com
Main Address:
 16 Arnold Park
Rochester, NY  14607  
877-750-0851
Delivery Method:
 Internet:www.standsuretoday.comEnglish and Spanish
 Telephone:877-750-0851 English and Spanish
  
Start Fresh Today Instructional, LLCwww.startfreshtodayinstructional.com
Main Address:
 25 E. Washington
Chicago, IL  60602  
877-525-2313
Delivery Method:
 Internet:www.startfreshtodayinstructional.comEnglish and Spanish
 Telephone:877-525-2313  
  
The Credit Education Foundationwww.thecrediteducationfoundation.com
Main Address:
 2619 South 4th Street
Ironton, OH  45638  
866-726-9909
Delivery Method:
 Internet:www.thecrediteducationfoundation.com 
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6099 Mt. Moriah Extended
Suite 7B
Memphis, TN  38115  
901-552-5131
Delivery Method:
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 713 Preston Place
Grapevine, TX  76051  
817-769-4069
Delivery Method:
 Internet:www.themesquitegroup.org 
 Telephone:877-769-4069 English and Spanish
  
The Village Family Service Centerwww.helpwithmoney.org
Main Address:
 1201 25th Street South
Fargo, ND  58103  
800-450-4019
Delivery Method:
 Internet: www.helpwithmoney.org 
 Telephone: 800-450-4019  
  
Van Education Centerwww.adultedschool.com
Main Address:
 4801 Riverbend Rd.
Suite 203
Boulder, CO  80301  
800-455-8348
Delivery Method:
 Internet:www.adultedschool.com 
  
Your Money Matters Institute, L.L.C.www.yourmoneymattersinstitute.com
Main Address:
 503 Hillcrest Lane
Krum, TX  76249  
940-594-9051
Delivery Method:
 Internet:www.yourmoneymattersinstitute.com