N002554

January 21, 2002

Kenneth L. Zwick, Director
Office of Management Programs
Civil Division
U.S. Department of Justice
Main Building - Room 3140
950 Pennsylvania Avenue, N.W.
Washington, D.C. 20530

Re: Victim Compensation Fund of 2001 - Interim Final Rule

Dear Mr. Zwick:

The undersigned, as general counsel for the Uniformed Firefighters Association of Greater New York, hereby submit comments on the "Interim Final Rule" promulgated pursuant to Title IV of the Air Transportation Safety & System Stabilization Act.

These comments are also being sent on behalf of counsel for the Uniformed Fire Officers Association. Together, both firms represent all uniformed firefighters and fire officers of the Fire Department of the City of New York.

We believe that the Interim Final Rule (hereinafter "IFR") must be modified in several ways, both in the interest of fairness and in order to properly comply with the intent of Congress and the specific language of the statute. We also note that even though we represent the firefighter community, many of our comments are applicable to all victims of the September 11, 2001 attacks.

Re: Special Master Feinberg
January 21, 2002
Page 2 of 8

Our specific comments are as follows:

Eligibility

The IFR defines eligible individuals to include claimants who were "present" at the World Trade Center "at the time or in the immediate aftermath of the crashes."

The IFR defines "immediate aftermath" to be up to 12 hours after the crashes, except for rescue workers. For those rescue workers, the time period is currently expanded to 96 hours.

However, the IFR requires that an injured claimant have an objectively verifiable physical injury that was treated by a medical professional within 24 hours of sustaining the injury or within 24 hours of rescue.

We submit that the 24-hour requirement noted above is unreasonable. We particularly have in mind the thousands of New York City firefighters who responded to the 09/11/01 attacks at the World Trade Center and thereafter continued to search for their fallen brothers. We have heard countless stories that no firefighters were taking medical leave given the tremendous losses the Fire Department suffered and the emotionally-charged environment requiring that they stay at Ground Zero to help.

We are also sure that many non-rescue workers were too dazed of frightened by the events of 09/11 to seek care within 24 hours of being hurt.

We suggest that reviewing hospital and/or medical records will adequately insure that anyone claiming injury was actually hurt in the "immediate aftermath" of the attacks as defined by the rule. It would be grossly unfair to penalize any individual present during the attacks or who risked life and limb in rescue efforts for not having taken the step to seek medical treatment in the first 24 hours after being hurt.

Re: Special Master Feinberg
January 21, 2002
page 3 of 8

Beneficiaries

Section 104.3 of the IFR provides that those qualifying as beneficiaries shall be determined under the laws of the decedent's domicile. Under current New York law, a "registered domestic partner" would not share in the proceeds of a wrongful death recovery. Nevertheless, it is clear that those firefighters, and others who had "registered domestic partners" under the New York City Administrative Code (Sections 3-240, et seq.), wanted them to be treated as if they were their spouses. We respectfully suggest that the IFR be amended to include a provision that a "registered domestic partner" be entitled to participate in any award to the same extent as would a spouse under State law.

Economic and Non- Economic Loss/Collateral Sources

The most troublesome provisions of the IFR relate to the calculation of economic and non-economic losses and the manner in which collateral source payments server to reduce the net recovery of a claimant.

Section 402(5) of the Act defines economic loss to mean "any pecuniary loss resulting from harm...to the extent recovery for such loss is allowed under applicable State law."

In reviewing Section 104.43 of the IFR, however, it seems to focus solely upon calculations geared to a loss of earnings resulting from the decedent's death (in addition to medical expenses and burial costs).

A review of the applicable New York law reveals additional components of economic loss that are not at all addressed by the IFR.

Under New York law, the loss of services of the decedent by his distributees are an integral part of economic loss. No mention of this is made in the IFR.

Re: Special Master Feinberg
January 21, 2002
Page 4 of 8

I am aware that the rules contend that a portion of the awards for "non-economic losses," namely $50,000.00 for the surviving spouse and each dependent include a non-economic component of "replacement services loss."

It is impossible to judge from the IFR the amount of this "component." Furthermore, since it is an across-the board benefit for every death claim, it certainly has no relationship to the actual circumstances of individual cases. This can create a great injustice.

For example, we are aware of a situation in which the surviving widow is legally blind and relied entirely upon her late husband for household work, transportation, home repairs and just about everything else.

We are also aware of a situation in which a widow has severe emotional problems requiring that her late husband do nearly all household chores and essentially act as a nurse for his wife on a daily basis.

We respectfully submit that whatever portion the "replacement services" loss of the $50,00.00 for spouses and each dependent may be, it would be clearly inadequate in these and similar cases.

Simply put, the rules ignore the potentially significant concept of economic loss under New York law for the loss of services component of wrongful death damages. We are certain that testimony from forensic economists will establish a much greater value for this item of economic loss than permitted by the IFR.

An even more glaring omission is the failure of the IFR to provide any form of compensation for the economic loss of the intellectual, moral and physical training and guidance that a deceased parent would have given his children. Loss of this parental care and guidance is a traditionally significant element of wrongful death damages under New York law. For example, enclosed herewith please find a copy of a decision of the Appellate Division, Second Department, in Paccione v. Greenberg,

Re: Special Master Feinberg
January 21, 2002
Page 5 of 8

256 A.D.2d 559, 682 N.Y.S.2D 442 (2d Dep't, 1998) permitting a damage award of 1.5 million dollars per child, aged three and six, for wrongful death of their mother.

With respect to non-economic loss, the rules set a basic $250,000.00 figure, plus an additional $ 50,000.00 for the spouse and each dependent of the victim. As noted above, a potion of the $50,000.00 for the spouse and each dependent is alleged to have a "non-economic" component.

In defining non-economic loss [Section 402(7)], the language of the Act is very broad and includes within the definition, "loss of society and companionship, loss of consortium and hedonic damages and all other non-pecuniary losses of any kind or nature."

Significantly, unlike the statutory definition of economic loss, the definition of non-economic loss is not limited to those allowed under applicable state law.

Nevertheless, the IFR award for non-economic loss for decedents contains none of these elements - nothing is awarded for loss of consortium, loss of enjoyment of life or hedonic damages. We respectfully submit that inclusion of these items should result in a substantially larger award for non-economic loss than "presumed" under the IFR.

Collateral Compensation

We are aware of the constraints placed upon the Special Master by the definition of "collateral source" contained within the Act.

However, we believe the IFR gives an overly broad and incorrect interpretation of the manner in which the collateral source deduction of an award is to be made. It appears that once the amount of economic and non-economic losses are calculated, collateral source payments received by the claimant are deducted from the total in an "across-the-board" approach.

Re: Special Master Feinberg
January 21, 2002
Page 6 of 8

We submit that the methodology outlined in the IFR is both unfair to claimants and contrary to prevailing law. For example, pension payments made to a widow are clearly intended to replace the lost earnings resulting from the death of her husband. Therefore, if reductions are to be made, they would be properly subtracted from the lost earnings' component of economic loss. It makes no sense, however, to reduce the non-economic loss portion of the award by a pension or, for that matter, even the economic portion of the award which is not related to a lost earnings' claim.

In that regard, you are respectfully referred to the decision of the New York State Court of Appeals in Oden v. Chemung County Industrial Development Agency, 87 N.Y. 2d 81, 637 N.Y. s 2d 670 (1995) requiring that collateral source deductions be made only when they represent reimbursement of a particular category of loss for which damages were awarded.

Similarly, it also makes little sense to deduct pension payments, life insurance payments or other payments made to a surviving spouse from that portion of an award intended to compensate children of the decedent for their loss of parental care and guidance. We respectfully submit that further thought should be given to the manner in which collateral source deductions are made so that they can be properly allocated to the appropriate portion of the award and not unfairly penalize the claimants and the decedents' distributees.

Furthermore, any collateral source deductions must not include contributions by the decedent, earnings on those contributions or the premiums paid for the life insurance coverage.

Nor with respect to pensions should there be deduction for that portion already earned or vested by the decedent.

Finally, with regard to injured but surviving police and firefighters who were disabled by their injuries, and receive a line-of-duty disability pension, it would make no sense to deduct

Re: Special Master Feinberg
January 21, 2002
Page 7 of 8

the present value of that pension from anything but the loss of earnings component of the claimant's damages. Otherwise, the pain and suffering component of claimant's award would be substantially eliminated and a non-disabled claimant would receive more than one who was disabled.

Life Insurance

At the risk of stating the obvious, we believe the IFR should make clear that if the decedent left a life insurance policy payable to persons who are not interstate distributees, that life insurance should not be deducted from claimant's award. Only the beneficiary of the life insurance payment should be subject to the collateral source deduction of such payment.

Taxes

The Special Master's explanation of the manner in which presumed awards for economic loss are calculated state that: "Projected future income is adjusted to account for taxes that would have been paid." Once again, this is contrary to prevailing law. Under New York law, unless there is an express statute to the contrary there should be no deduction of taxes in calculating the value of the loss of future earnings. [See, Johnson v. Manhattan & Bronx Surface Transit Operating Authority, 71 N.Y. 2d 198, 524 N.Y.S.2d 415 (1988).]

Forfeiture of Right to Sue

One of the provisions that has caused great consternation to survivors and the families of deceased victims of the September 11th attacks is the rule that filing of a claim constitutes a permanent waiver of the right to file or be party to a civil action. While we are not unmindful of the language of Section 405 (c) (3) (B) (i), we believe it would be equitable and appropriate for the final rules to define "submission of a claim" as to include the announcement of a "presumed award" by the Special Master. Only in that way can individuals who suffered tremendous losses on September 11th make an intelligent and informed choice of

Re: Special Master Feinberg
January 21, 2002
Page 8 of 8

whether to take advantage of the Act or seek re-dress through litigation. There is no question that the Act creates an unprecedented nature of this method that creates such uncertainty among the claimants. We submit that there will be no prejudice to the government or potential civil defendants if the above noted suggestion is adopted.

Life and Work Expectancy Tables

We are advised that the life and work expectancy tables utilized by the Special Master in calculating the presumed awards set forth in the IFR are out of date and unfair. They particularly ignore the increased role of women in the workplace and the fact that individuals today work much longer than in the past. We suggest that any tables used be the most up-to-date and reflective of the reality of today's work force.

We ask that the Department of Justice seriously consider the above comments, as well as the comments submitted by others.

Thank you.

Very truly yours,

Comment by:
Counsel for THE UNIFORMED FIREFIGHTERS ASSOCIATION of GREATER NEW YORK
and
Counsel for THE UNIFORMED FIRE OFFICERS ASSOCIATION
New York, NY

Attachment 1
682 New York Supplement, 2d series, 25e A.D.2d 559
Paccone v Greenberg

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