Mr. Lay Line of Credit Line of Credit Basis of Interest Balance () Calculation Date From Date To 7,500,000.00 7,500,000.00 7.500,000.00 7,500,000.00 7,500,000.00 7,500,000.00 7,500,000.00 7,500,000.00 7,500,000.00 7,500,000.00 7,500,000.00 7.500,000.00 01/01/02 01/31/02 02/01/02 02/28/02 03/01/02 03/31/02 04/01/02 04/30/02 05/01/02 05/31/02 06/01/02 06/30/02 07/01/02 07/31/02 08/01/02 08/31/02 09/01/02 09/30/02 10/01/02 10/31/02 11/01/02 11/30/02 12/01/02 12/31/02 Days 31 28 31 30 31 30 31 31 30 31 30 31 Interest Rate 4.49% 4.63% 4.52% 4.65% 4.99% 4.74% 4.60% 4.24% 3.75% 3.46% 306% 3.3 1% Interest 28,600.68 26,638.36 28,791.78 28664.38 31,785.62 29,219.18 29,301.37 27,008.22 23,116.44 22,039.73 18,863.01 21,084.25 315,113.02 01/01/03 01/31/03 02/01/03 02/28/03 03/01/03 03/31/03 04/01/03 04/30/03 05/01/03 05/31/03 06/01/03 06/30/03 07/01/03 07/31/03 08/01/03 08/31/03 09/01/03 09/30/03 10/01/03 10/31/03 11/01/03 11/30/03 12/01/03 12/31/03 01/01/04 01/31/04 02/01/04 02/29/04 03/01/04 03/31/04 04/01/04 04/30/04 05/01/04 05/31/04 06/01/04 06/30/04 07/01/04 07/31/04 08/01/04 08/31/04 09/01/04 09/30/04 10/01/04 10/31/04 11/01/04 11/30/04 12/01/04 12/31/04 01/01/05 01/31/05 02/01/05 02/28/05 03/01/05 03/31/05 04/01/05 04/30/05 05/01/05 05/31/05 06/01/05 06/30/05 07/01/05 07/31/05 08/01/05 08/31/05 09/01/05 09/30/05 10/01/05 10/31/05 11/01/05 11/30/05 12/01/05 12/31/05 31 28 31 30 31 30 31 31 30 31 30 31 31 29 31 30 31 30 31 31 30 31 30 31 31 28 31 30 31 30 31 31 30 31 30 31 3.43% 3.27% 3.24% 2.96% 3.17% 3.06% 2.55% 2.70% 3.43% 3.65% 3.32% 3.55% 3.52% 3.44% 3.34% 3.15% 3.16% 3.89% 4.11% 4.00% 3.84% 3.62% 3.55% 3.56% 22,766.60 19,604.16 21,505.48 19,013.21 21,040.85 19,655.54 16,925.61 17,921.23 22,032.20 24,226.85 21,325.62 23,563.10 ____________ 249,580.45 8,064,693.47 24,044.24 21,981.80 22,814.71 20,822.77 21,585.17 25,714.47 28,074.39 27,323.01 25,383.95 24,727.32 23,466.94 24,317.47 _____________ 290,256.24 8,354,949.71 3.76% 26,680.90 3.83% 24,547.53 3.83% 27,177.62 4.09% 28,086.37 4.28% 30,370.81 4.01% 27,537.00 3.86% 27,390.50 3.92% 27,816.26 4.19% 28,773.07 4.08% 28,951.62 4.23% 29,047.76 4.52% 32,073.85 _____________ 338,453.29 8.693,403.00 01/31/06 02/28/06 03/31/06 Total 2006 to Date 7.500,000.00 7,500,000.00 8,693,403.00 8,693,403.00 8.693,403.00 01/01/06 01/31/06 31 02/01/06 02/28/06 28 03/01/06 03/31/06 31 4.48% 33,077.80 4.40% 29,343.21 4.51% 33,299.31 ____________ 95,720.32 8,789,123.32 * Line of credit maximum of $7,500,000 Note: Interest is compounded annually ECgggOOl 324834 Date 01/31/02 02/28/02 03/31/02 04/30/02 05/31/02 06/30/02 07/31/02 08/31/02 09/30/02 10/31/02 11/30/02 12/31/02 Totai 2002 7,500,000.00 7,500,000.00 Total Outstanding 7,815113.02 01/31/03 02/28/03 03/31/03 04/30/03 05/31/03 06/30/03 07/31/03 08/31/03 09/30/03 10/31/03 11/30/03 12/31/03 Total 2003 01/31/04 02/29/04 03/31/04 04/30/04 05/31/04 06/30/04 07/31/04 08/31/04 09/30/04 10/31/04 11/30/04 12/31/04 Total 2004 01/31/05 02/28/05 03/31/05 04/30/05 05/31/05 06/30/05 07/30/05 08/31/05 09/30/05 10/31/05 11/30/05 12/31/05 Total 2005 7,500.000.00 7,500,000.00 7,500,000.00 7,500,000.00 7,500,000.00 7,500,000.00 7,815,113.02 7,815.113.02 7,815,113.02 7,815,113.02 7,815,113.02 7,815,113.02 7,815,113.02 7,815,113.02 7,815,113.02 7,815,113.02 7,815,113.02 7,815,113.02 8,064,693.47 8,064,693.47 8,064,693.47 8,064,693.47 8,064,693.47 8,064,693.47 8,064,693.47 8,064,693.47 8,064,693.47 8,064,693.47 8,064,693.47 8.064,693.47 8,354,949.71 8,354,949.71 8,354,949.71 8,354,949.71 8,354,949.71 8,354,949.71 8,354,949.71 8,354,949.71 8,354,949.71 8,354,949.71 8.354.949.71 8,354,949.71