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Page 1 of 2
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Date 12124/01 Page 1
Primary Account 5569133

KENNETH L LAY
OR LINDA P LAY
2121 KIRBY DR #137
HOUSTON TX 77019

  CHECKING ACCOUNTS
--------------------
Account Title: KENNETH L LAY
OR LINDA P LAY

Personal Premium Yield
Account Number
Previous Balance
  4 Deposits/Crs
13 CheckslDbs
Total Service Charge
Interest Paid
Ending Balance

  5569133
1,026,002.11
4,256,472.11
4,654,128.73
  .00
2,413.59
630,759.08

Number of Enclosures 2
Statement Dates 11/27/01 thru 12125101
Days in the statement period 29
Average Ledger 1,543,011.80
Average Collected 1,543,011.80
Interest Earned 2,413.59
Annual Percentage Yield Earned 1.99%
2001 Interest Paid 3,430.70

CREDITS

Date	Description Number
11127	Incoming	Wire Transfer
	Wire Ref:	011127001215
11129	Incoming	Wire Transfer
	Wire Ref:	011129001062
12103	Incoming	Wire Transfer
	Wire Ref:	011203001213
12110	Incoming	Wire Transfer
	Wire Ref:	011210000889
12125	Interest	Deposit

-----------------------------------
Amount
  1,000,000.00

  580,000.00
2,500,000.00
  176,472. 11
2,413.59

DEBITS

Date	Description			Amount
11127	Incoming Wire	Transfer	Fee"	6.50
11128	Mail Advice			1.00
11/29	Incoming Wire	Transfer	Fee	6.50
11130	Outgoing Wire	Transfer		223,082.73
	Wire Ref: 011130001492		
11130	Outgoing Wire	Transfer	Fee	15.00
11/30	Mail Advice			1.00
12103	Incoming Wire	Transfer	Fee	6.50
12/03	Mail Advice			1.00
12104	Mail Advice			1.00
12110	Incoming Wire	Transfer	Fee	6.50
12/11	Mail Advice			1.00

ETF-03 81 F-000037

EXH042-00237

GOVERNMENT
EXHIBIT
  3694
  Crim. No. H-04-25 (S-2)


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Page 2 of 2
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Date 12124101 Page 2
Primary Account 5569133

KENNETH L LAY
OR LINDA P LAY
2121 KIRBY DR #137
HOUSTON TX 77019

Personal Premium Yield 5569133 (Continued!

-------------------------------- CHECKS PAID
Date Number Amount Date Number Amount _-------------------------
12/07 9999 4356000.00 12107 9999* 75000.00
* Indicates a skip in check sequence on this statement

DAILY BALANCE SUMMARY

Date	Balance	Date	Balance Date Balance
11/27	2,025,995.61	12103	4,882,881.88 12/11 628,345.49
11/28	2,025,994.61	12104	4,882,880.88 12/25 630,759.08
11/29	2,605,988.11	12107	451,880.88
11/30	2,382,889.38	12/10	628,346.49
		RATE	SUMMARY
-------	----------------	------
Date_-	--------------------------------
Rate
		11126	1.9820%
		12107	1.9330%
		12110	1.9820%
		12114	1.9330%
		12121	1.8830%

* * * * * END OF STATEMENT * * * * *

Call INFOLINE at (713) 235-8810 24 hours-a-day for account information.

ETF-03 81 F-00003 8

FXH042-00238