============= Page 1 of 2 ============= RE," t)RTING BURDEN FR U-1 p,.4ipc reporting burden for this collection of . nation la estimated to average 1.88 minutes (0.031 1) per O.M.B. No. 7100-0115 re.Z onee. Including the time for reviewing Inst.'- ins, searching existing data sources, gathering and m. Ining Approval expires June 30. 199a tha'dat needed, and completing and reviewing the collection of Information. Send comments regarding th ourden estimate, Inciuding suggestions for reducing this burden, to Secretary, Board of Governors of the Federa, Reserve System. 20th and C Streets, N.W., Washington, D.C. 20551; and to the Office of Management and Budget, Paperwork Reduction Project (7100-0115), Washington, D.C. 20503. BOARD OF. GOVERNORS OF THE FEDERAL RESERVE SYSTEM Statement of Purpose for an Extension of Credit Secured by Margin Stock NationsBank of Texas, N.A. Name of Bank (Federal Reserve Form U-1) INSTRUCTIONS This form is required by law (15 U.S.C. §§78g and 78w; 12 CFR 221). 1. This form must be completed when a bank extends credit In ex• security designated as qualified for trading in the National Mar• cess of $100,000 secured directly or indirectly, in whole or in part, ket System under a designation plan approved by the Securities by any margin stock. and Exchange Commission (NMS security); and shares of mutu• al funds, unless 95 per cent of the assets of the f and are continu• 2. The term "margin stock" is defined in Regulation U (12 CFR 221) ously invested in U.S. government, agency, state, or municipal and includes, principally: (1) stocks that are registered on a na• obligations. tional securities exchange or that are on the Federal Reserve Board's List of Marginable OTC Stocks; (2) debt securities (bonds) 3. Please print or type (it space is inadequate, attach separate sheep that are convertible into margin stocks; (3) any over-the-counter (4) , PART I. To be completed by borrower(s). 1. What is the amount of the credit being extended? $8,000,000-00 2. Will any part of this credit be used to purchase or carry margin stock? El Yes ® No If the answer is "no," describe the specific purpose of the credit. Business, commercial i nyestmen of similar purposes, other than to purchase refinance or otherwise carry main stock or other securities. I (we) have read this form and certify that to the best of my (our) lateralizing this credit are authentic, genuine, unaltered, and not sto- knowledge and belief the information given is true, accurate, and len, forged, or counterfeit. complete, and that the margin stock and any other securities col• Signed: Signs . X g y X ~- y~ r er s Signature Date B row s ignature Date/ Kenneth L. Lay Linda Lay. Print or Type Name Print or Type Name This form should not be signed in blank. A borrower who falsely certifies the purpose of aa credit on this form or otherwise willfully or Intentionally evades the provisions of Regulation U will also violate Federal Reserve Regulation X, "Borrowers of Securities Credit." 43 02167 (3/92) BOA/FBI/LAY: 30501 GOVERNMENT IF002-00062 EXHIBIT 161 ('rim Mn u_nn Jr; ro m ============= Page 2 of 2 ============= PART It. To be completed by bank only it t, purpose of the credit is to purchase or carry margin stock (Part 1(2) answered "yes"). 1. List the margin stock securing this credit; do not include debt securities convertible into margin stock. The maximum loan value of margin stock Is ...... per cent of Its current market value under the current Supplement to Regulation U. No. of shares Issue Market price ! Date and source Total market per share of valuation I value per issue (See note below) i i I 2. List the debt securities convertible into margin stock securing this credit. The maximum loan value of such debt securities is ...... per cent of the current market value under the current Supplement to Regulation U. Principal amount Issue market price Date and source , Total market of valuation value per issue (See note below) I 3. List other collateral including nonmargin stock securing this credit. Describe briefly Market price Date and source Good faith of valuation I loan value (See note below) I ( Note: Bank need not complete "Date and source of valuation" It the market value was obtained from regularly published information in a journal of general circulation. PART Ill. To be signed by a bank officer in all instances, I am a duly authorized officer of the bank and understand that this credit secured by margin stock may be subject to the credit restric- tions of Regulation U. I have read this form and any attachments, and I have accepted the customer's statement In part I In good faith as required by Regulation U', and I certify that to the best of my knowledge and belief, all the Information given is true, accurate, and complete. I also certify that It any securities that directly secure the credit are not or will not be registered In the name of the borrower or its nominee, I have or will cause to have examined Date Title Vice President the written consent of the registered owner to pledge such securi- ties. I further certify that any securities that have been or will be phys- ically delivered to the bank in connection with this credit have been or will be examined, that all validation procedures required by bank policy and the Securities Exchange Act of 1934 (section 17(t), as amended) have been or will be performed, and that I am satisfied to the best of my knowledge and belief that such securities are genuine and not stolen or forged and their faces have not been altered. Signed , Bank ofi(Ler's signature James H. Shelton Print or type name 'To accept the customer's statement In good faith, the officer of the bank must be alert to the circumstances surrounding the credit and, it in possession c, any information that would cause a prudent person not to accept the statement without inquiry, must have investigated and be satisfied that the statement is truthful. Among the facts which would require such Investigation are receipt of the statement through the mail or from a third party. This form must be retained by the bank for at least three years after the credit is extinguished. (F002-00063 BOAIFBIILAY: 30502