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By Facsimile: 713/831-5583
Ms. Caroline B. Mitchell
Vice President/Private Banking
Compass Bank-River Oaks

Houston, Texas 77019

Dear Caroline:

Kenneth L Lay
Chairman and
Chief Executme Officer

  Enron Corp.
P. 0. Box 1188
November 19, 1999 Houston, TX 77251-1188
  (713) 853-6773
Fax (713) 853-5313
k7ayeemmn.mm

  This letter is to confirm my phone request for an advance of $1,000,000
from Mr. Lay's secured line of credit. These funds should be wired this a.m. to
NationsBank of Texas, N.A., ABA 0025, to credit account #0707
for Kenneth L Lay.

  Thanks so much for your assistance and should you need additional
information please do not hesitate to contact me at 713/853-6464.

Sincerely,


  Sally A. Keepers
Financial Coordinator

  LAY-G22 0007
Natural gas. Electricity. Endless possibilities.

LBF001-00519

GOVERNMENT
EXHIBIT
  70
  Crim. No. H-04-25 (S-2)