A000013

Tuesday, November 27, 2001 11:14 AM

FW: September 11th Victim Compensation Fund of 2001

TO: Kenneth L. Zwick, Director, Office of Management Programs, U.S. Department of Justice
FROM:             widow of              Fire Department of New York
RE: September 11th Victim Compensation Fund of 2001

Dear Mr. Zwick:
My comments relate to the implications of the two paragraphs copied below. It is in the best interest of the victims families that compensation be disbursed on the basis of objective, equitable formulas that take into the number and ages of dependents, future educational expenses for children, and regional costs of living. The data the go into these determinations, and the presumptive awards, should definitely be communicated to the families to aid in their decisions to file. Knowledge is empowering, secrecy is demoralizing. (An unfortunate side effect is that speculation about these figures by the media tends to generates much unwanted "advice" and in some cases "envy" directed toward the families)

My husband worked for the             for 17 years, rising to the rank of Lieutenant of             . We have two young children, and I also work full-time. My husband's salary as a civil servant was modest, and he needed to work a second job to supplement our incomes in order to live in the New York City area (we reside in the Bronx). Despite his low salary, he took great comfort in knowing that his benefits were outstanding. He paid the maximum into optional life insurance, deferred compensation retirement, and disability programs. He planned very well "for the future," with the knowledge that something adverse could happen to him.

I am very concerned that compensation from "collateral sources" that my husband procured on our behalf, through the very hazardous nature of his work and good financial planning, will be subtracted from funds awarded to our family. My children are 6 and 8, and there is a long road ahead of us with unforeseeable expenses. I expect all families to be treated fairly, and not penalized for benefits they earned prior to the tragic events of September 11.

Sincerely yours,

Individual Comment
New York, NY

Extracted from Victim Compensation Fund summary:
Topic #6: Nature and Amount of Compensation.
Section 405(b) of the statute indicates that the Special Master shall determine the amount of compensation based on "the harm to the claimant, the facts of the claim, and the individual circumstances of the claimant." Yet each of the perhaps thousands of determinations must be made in a very short period of time. Moreover, such determinations should be founded on consistent and clear principles that treat each claimant fairly. The Department invites comments that identify the practical means to achieve these results all within the very short time period that Congress has permitted. Among other topics, the Department would welcome comment on whether and how schedules or statistical methodologies should be developed and used in reaching a determination for each claimant within the mandated time period. In addition, comments are welcomed on whether publication of such schedules or hypothetical or presumptive awards for classes of individuals would assist potential claimants in determining whether to file.

Collateral Sources: Section 405(b)(6) provides that the Special Master shall reduce the amount of compensation by the amount of the collateral source compensation the claimant has received or is entitled to receive as a result of the terrorist-related aircraft crashes of September 11, 2001. The Department invites comments on how to determine what constitutes a "collateral source" for purposes of this provision, and other related issues. For example, the Department appreciates the strong policy reasons for excluding charitable contributions from the definition of "collateral sources" and invites comment regarding whether the Act indeed permits the Department to exclude such contributions from the definition. Similarly, the Department invites comments on whether "in kind" and/or material contributions could or should be considered collateral sources. Finally, the Department invites comments on how to determine whether potential future collateral source payments are ones that individuals are "entitled to receive" for purposes of Section 405(b)(6).

e-mailed on 11/21/01 to:
Kenneth L. Zwick, Director, Office of Management Programs, Civil Division, U.S. Department of Justice, Main Building, Room 3140, 950 Pennsylvania Avenue NW, Washington, DC 20530

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