N002589

Mr. Kenneth L. Zwick, Director
Office of Management Programs
Civil Division
U.S. Department of Justice
Main Building, Room 3140
950 Pennsylvania Avenue
Washington, DC 20530

1/14/2001

Dear Mr. Zwick,

My son,      and his wife      worked for      at      World Trade Center. Both perished in the September 11th disaster. Ther were no children in the marriage.      name appeared in the NY Times several days later as one of the victims whose body was identified. The identification was confirmed by the New York City Medical Examiner's office. A representative of      Funeral Home in      went up to New York City and brought      body back. Death certificates were issued. A private memorial service was arranged for the family with a memorial mass the next morning at      Church      with cremation to follow in accordance with      previously expressed wishes. Shortly before the memorial service for the family was to begin, I received a telephone call from the Funeral Director advising that a key ring had been found in trousers on      body and initials on the key ring were not his. I furnished the Medical Examiners office with      dental X-Rays and his tooth brush for DNA testing. Later that same evening, I was advised by the Funeral Director that forensic Dentists retained by the Medical Examiner, confirmed that the body in the funeral home was      . We were aqdvised to proceed with the Memorial Mass the next morning and then the body would be cremated. A few days later, the Funeral Director called and advised that Assistant Medical Examiner      wanted to meet with myself, my wife, and our four children the next day at the funeral home. When we met with      , we were informed that the Forensic Dentists had made an error. The body that they had identified as      and that had been cremated was not      .      apologized on behalf of Mayor Guiliani and the Medical Examiner. Needless to say, this was an horrific experience for my wife and I as well as      three brothers and sister. Pursuant to title IV of Public Law 107-42, (September 11 Victim Compensation Fund of 2001) regulations were adopted for the filing of claims by Victims and/or their Families. However, Section 403(b)(6) requires that any award made by the Special Master Feinberg must be offset by monies received from collateral sources such as life insurance even though the insurance premiums were not paid by the federal government. This means that if we were to file a claim against (the fund), we would be entitled to receive about $250,000.00 (non- economic loss) less the offset for insurance benefits. Since the insurance benefits would be excess of $250,000.00, we would receive absolutely nothing from the September 11 Victim Compensation Fund. And to make matters worse, a claimant who files for compensation against the "Fund" waives any right to file a civil action. These unfair and onerous provisions of Act and the regulations adopted will force many victims and their families to file civil actions against the federal government and other entitles whose negligence contributed to the September 11 tragedy.
I sincerely hope that you and other fair minded members of Congress will endeavor to have these unfair provisions of the Act and the regulations promulgated thereunder removed.

Respectfully yours,

Individual Comment
Manahawkin, NJ

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