N002596

REGARDING PROPOSED COMPENSATION FUND

        -WTC Victims' Daughter                  


To: Kenneth Zweck

Hi, my name is          (age: 23) and I am a family member of one of the victims of the World Trade Center Tragedy. My father,         , was a          for                   on the          floor of the first hit tower. He leaves behind four children and a spouse.
My purpose in writing this letter is to strongly state my frustration and anger regarding the proposed Compensation Fund proposed by Kenneth Feinberg and to seek representation for families in our situation. Since the events of Sept. 11th, it has been my family's unfortunate circumstance to be at a disadvantage when decisions are made regarding how much financial assistance our family should receive. The problem at hand is as follows: My fathers age (56) and low income status. While this may seem like it is not a problem, it has been turned into one. You see, because my father is older and makes less than "the average" individual that passed away, we have been placed into a formula that shows that we should receive 1/3rd of what, "on average", other families receive. This situation has been a constant obstacle since the events of September 11th. It began with the Red Cross and continued through to Feinbergs' proposed compensation fund.
In proposing the fund, Feinberg states that he "will not play Solomon" in deciding the amounts that families should receive in regards to pain and suffering. What he fails to recognize is that that is exactly what he has done; however, in a different context. He does so in a context that poses advantages to the wealthier and younger individuals and neglects the fact that the older lower income employees died the same way. He gives consistent reference to his attempts to decrease the disparity of the fund when it comes to the income of the employee, but lower and older income families (again, both characteristic of my father) see NOTHING BUT DISPARITY. Everyone keeps talking about "United We Stand" and "equality" since Sept. 11th, but situations like this make me feel that there is none of that. If that in fact did exist, this problem wouldn't exist. As an article once read, " If a kid is thirsty, you give him a glass of water...you do not ask if he is a rich kid or a poor kid"!
This fund places families at the lower end of the spectrum in situation where they feel compelled to accept whatever is given through the fund. What I mean by this is, take my mom for example, she is 47 years old and basically with no option but to accept the fund because a lawsuit would take 10-15 years to come to a conclusion, if not more. Assuming she did win a lawsuit, what is any financial compensation to her when she is on her 60's? Money means nothing to her at that age. At the same time a lawsuit would mean many years of financial struggle because we are of lower income. I feel that when this fund was being thought out, these stipulations were known and taken advantage of and so the result of it was offering less to families who would have almost no choice but to accept the fund. I fail to mention that it is almost ridiculous that IF my mom choices to accept this fund, she signs away her rights to sue with an "estimated assumption" of the total she will get from it. So, she won't even know exactly how much she is getting. Sadly enough, I am sure that there are lower income families who have seen this $1.6 million average publicized and have signed away to this fund under the sad assumption that that is what they will receive only to find out later that it is not. Later...and too late when they cannot change there minds or sue!
Since Sept. 11th occurred and different funds were set up, lower income families have had no real direct voice or representation on their behalf. Many do not have the education or knowledge to know where to go, many do not speak English. Navigating the system is difficult! I myself have sent letters only to receive no response! We have no means to determining a good lawyer from a bad one and no direction as to where to go and vent our frustration. This is a problem. As I write this, I have been told that revisions are being made to the proposed fund. However again, the voices of those being heard when these revisions are being taken into consideration are the voices of the higher income families. It is those voices, of the families that possibly received between $150,000 - $350,000 of life insurance, that are listened to because those families do not want their life insurance deducted from the fund (another item of the fund which I disagree with). However, the cries of those who received little or no insurance go unheard. This can be because they are unspoken, again, as many families do not know where to go and state their frustration in these scenarios.
My father had a life and a horrific tragic unimaginable death in the face of those terrorist attacks. He worked          employees that made possibly 3 times the amount that he did. Should that even matter? Either way you look at it, while we all have differences in our lifestyles, we are all one in life and death. Why should my mother receive 1/3rd of "the average". It is a ridiculous and insulting concept to even set forth when considering what happened to each one of those individuals that passed away. This fund has been handled as if it were a lawsuit, taking lost wages and potential earning power into consideration. This is not a lawsuit nor is it a normal lawsuit scenario so my mind goes blank in wondering why it continues to be handled as one. To the best of my knowledge, the main purpose of the fund, contrary to what feinberg states is to attract the families so that the issues of security negligence (to name one) are not taken to court and jeopardizing the airline industry. Instead it does the opposite, angers and insults the families making them want to sign lawsuit papers even faster. I also find it insulting that it mentions the deduction of pensions, life insurance, and workmans' death benefits from the fund. My father worked 30 years of this hard life in the          restaurant in order to receive petty $107 monthly estimate that will go to my mom. Again, 30 YEARS!!! Why should the concept of having what he worked hard for be taken from our potential benefit through this fund, despite how minimal or great the amount may be.
Overall, I would like you to consider this; The higher income, more prestigious wealthier families affected by 9/11 are upset at what the fund offers them in light of the family member they lost. If they are complaining, just imagine how we feel being in this situation of constant neglect from organizations such as Red Cross and by this fund.
In writing this, again, I hope to reach out and find representation for families in this situation such as ours. My anger is strong but yet I fell defenseless and at a dead end when it comes to seeking assistance in stating my views and concerns and making them known. Any assistance or advice you can offer me would be greatly appreciated. I will desperately await a response from you in regards to this crucial matter. I can be reached at the above address or at         . Your time is greatly appreciated but more importantly, your help is greatly needed.

Thank You and Regards.

Individual Comment
Bronx, NY

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