N002624

January 14, 2002

Kenneth L. Zwick, Director
Office of Management Programs
Civil Division
U.S. Department of Justice
Main Building, Room 3140
950 Pennsylvania Avenue
Washington, DC 20530

Re: Comments, September 11th Victim Compensation Fund Regulations

Dear Mr. Zwick:

I represent a number of individuals and families who were directly affected by the events of September 11, 2001. In this capacity, I have reviewed the Regulations that Special Master Kenneth Feinberg promulgated for the September 11th Victim Compensation Fund. Please find below my comments on the Regulations.

                                                                                
I.


As promulgated by the Office of the Special Master on December 20, 2001, the Regulations governing the September 11th Victim Compensation Fund are, in some instances, contrary to their empowering statutes. For example, as envisioned by Congress and the President, the Fund was designed to compensate victims and their surviving families for the full extent of their "economic losses". To that end, Section 402 (5) of Public Law 107-42 defines compensable "economic losses" as "any pecuniary loss resulting from harm (including loss of earnings or other benefits related to employment, medical expense loss, replacement services loss, loss due to death, burial costs, and loss of business or employment opportunities) to the extent recovery for such loss is allowed under applicable State law." (Emphasis added.)

The emphasized language is at odds with the formulaic system of matrices that the Regulations propose for calculating awards under the Fund. Indeed, the matrix system ignores income in excess of $231,000; in this way, the Regulations fail to offer relief for "any pecuniary loss," as required by statute. Moreover, the law of no state renders irrelevant income beyond $231,000 for purposes of determining monetary damages in a court of law. In the final analysis, the Regulations wrongfully ignore statutory directives to save money for the federal government-at the expense of the victims and their families.

II..


Second, as they concern collateral offsets, the Regulations do not treat insurance with sufficient detail. At a minimum, the Regulations should indicate whether insurance proceeds operate as an offset if they are

1. not owned by the deceased;
2. not payable to estate of the deceased; or
3. payable to a party who is not a beneficiary of the estate.

III..


Finally, the Regulations require Fund claimants to relinquish their right to sue any and all parties in a separate, fault-based action. However, Public Law 107-42, as modified by Public Law 107-71, provides that applicants to the Fund should retain their rights to sue terrorist, their co-conspirators, and terrorist states. The following statutory provisions illustrate the foregoing:

From Public Law 107-71:

TITLE II, LIABILITY LIMITATION, SEC.201, AIR TRANSPORTATION SAFETY AND SYSTEM STABILIZATION ACT, AMENDMENTS.

(a) Recover of Collateral Source Obligations of Terrorists. Section 405(c)(3)(B)(i) of the Air Transportation Safety and System Stabilization Act...is amended by striking "obligations." and inserting "obligations, or to a civil action against any person who is a knowing participant in any conspiracy to hijack any aircraft or commit any terrorist act."

From Public Law 107-42, Section 405(c)(3)(B)(i) (modified by the foregoing):

(3) REQUIREMENTS.

(A) SINGLE CLAIM. Not more than one claim may be submitted under this title by an individual or on behalf of a deceased individual.

(B) LIMITATION ON CIVIL ACTION.

(i) IN GENERAL. Upon the submission of a claim under this title, the claimant waives the right to file a civil action (or to be a party to an action) in any Federal or State court for damages sustained as a result of the terrorist-related aircraft crashes of September 11, 2001. The preceding sentences does not apply to a civil action to recover collateral source obligations.

I trust that the above comments will receive that attention--and the full and fair consideration-that they deserve.

Very truly yours,

Individual Comment
Stanford, Connecticut

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