N000653

Saturday, December 22, 2001 8:20 AM
After reading through the Presumed Economic and Non-Economic Loss Tables, I have to say I am truly distraught. The rule is unfair in that it penalized those families whose husbands planned well and had life insurance policies and rewards those that did not. Whereas I have a husband who earned on average $500,000 plus per year over the past several years and who purchased life insurance for the family, I am (1) not being counted at his real salary (due to the cap) and (2) would find myself based on the calculations in negative numbers. I don't see the fairness in this when I have two young children that are 4 and 5 that I will need to care for the next 17 to 18 years before they are out of college and can care for themselves. Our family is accustomed to one style of living, why should that be compromised because of a formula that is being used to calculate benefits?

I truly hope that a better calculation is formulated that is FAIR to all families. Not one that provides benefits to some and NO benefit to others.

Regards,

Individual Comment
Pleasantville, NY



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