N001181

Saturday, December 29, 2001 9:38 AM


Dear Mr. Feinberg:
I have had an opportunity to read the interim rule regarding the Victim Compensation Fund of 2001. Although I applaud your efforts to come up with a fair and equitable solution to compensating the families of the victims I feel that the rules have fallen short of this goal.

My husband                 died in WTC2. We both came from families in which our parents had no formal education. My parents emigrated from Eastern Europe. We both worked hard and received college degrees from the City University of NY.                 got a Masters from NYU and we juggled home, children and work responsibilites so that I could get my Master's as well. We lived comfortably but prudently so that we could have money for children's college, vacations and retirement.                 & I put 2 children through college without any assistance from anyone.                 & I had the foresight to do some financial planning and he made sure that if something happened to him that there would be insurance money. We paid a substantial amount in insurance premiums in order to insure that this happened.

On a personel level,                 & I were happily married for 28 years. I was looking forward to 28 more. He was a wonderful, thoughtful and caring man. I was lucky and I knew it. I miss him tremendously. His children miss his love and advice and guidance as well. He will not walk his daughter "down the aisle" or see grandchildren or spend anymore time with his family.

The report states that for the most part the circumstances about how one's loved died is not known. Please include these facts into your calculations.                 went to WORK and died. Please think about that simple fact. It is horrifying to me that my government failed us in this regard and did not protect him. Likewise - I do know the circumstances of his death. I have an eyewitness who was with him till the end.                 ignored the announcements that his building was secure. He told his people to also ignore the announcement and get out. He boarded an elevator on the 78th floor and the elevator went into a free-fall and stopped 15 feet short of the concourse. The elevator was on fire. One woman and the gentleman who recounted this story to me escaped.                 and a full elevator of people were not as fortunate. The smoke and fire were overwhelming. For two weeks after Sept. 11 I hoped and prayed that                 was somewhere in a burn unit and was unable to contact me.

I feel that the government has failed me on many levels. The rules truly reflect a "bail-out" for the airlines and the government and as a result there is no acountability for what happened to my husband and countless others. I feel failed again because my husband and I took accountability for our family's financial security and as a result the governement and airlines can walk away feeling as if they owe us nothing because                 & I took care of our own business. Please rethink your stand so that all of the above is considered. I am disappointed in my President, my government and the interim .final "rules".

Thank you - Respectfully -

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