N001587

Monday, January 14, 2002 1:22 PM
(no subject)

The proposed rules concerning reduction of payments on account of life insurance pensions etc. should be modified.Rather than a single national rule, the effect thereof for each victim should be determined based on his domicile or else his primary place of employment, and the law of collateral benefits for that situs should apply.

Most victims let the state of their domicile or employment control their daily personal and financial actions, and it can be presumed that if, for example, a victim bought a life insurance policy, he expected that the situs of employment/domicile would apply its collateral benefits rule in the event of a tort causing death. It would be inequitable for a single rule to apply. The result would be that for most victims in the airplanes, the collateral benefits rule for their home state or state of employment would apply.

For most victims on the ground, New York, New Jersey, Connecticut, District of Columbia, Maryland or Virginia law would apply.

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