N001799

Tuesday, January 15, 2002 4:23 PM
Victims Compensation Fund

January 15, 2002

Re: Comments on the Interim Rule of the September 11th Victim Compensation Fund of 2001

Dear Mr. Feinberg:

I am writing to ask for your help to adjust the inequities portrayed in the interim rule/regulation of the September 11th Victim Compensation Fund of 2001. The pain my family has experienced in this tragedy is difficult to communicate. The interim rule/regulation increases that pain to an intense level. Please help bring some fairness and balance to our lives. Please give me a reason to participate in the Fund. Please adjust the interim rule/regulation to provide economic and noneconomic amounts at fair, balanced and acceptable levels. Please do not require worker's compensation payments be given to the government while being taken away as collateral offsets. Finally, please include the specific calculation formulas, statistics and assumptions within the rule/regulation.

The Fund, if administered under the interim rule/regulation, is structured in a way to provide a disincentive to the victims of September 11, 2001. The Interim Rule/Regulation provides little incentive for participation because it provides little compensation for our losses. Consequently, the Interim Rule/Regulation will defeat the intent of Public Law 107-42 because it understates our losses and therefore discourages participation.

When Congress passed the Air Transportation Safety And System Stabilization Bill on September 21, 2001, it severely restricted our right to sue the airlines, which were responsible for our loved one's deaths because of lax security procedures. In exchange for denying Family Members this right, they provided the September 11th Victim Compensation Fund of 2001. The Fund is supposed to compensate the victims' families for the types of losses that would have been recoverable in a lawsuit. This includes economic losses such as lost income and non-economic losses.

Non economic losses described in the law are very broad and inclusive. They are described as losses for: physical and emotional pain, suffering, inconvenience, physical impairment, mental anguish, disfigurement, loss of enjoyment of life, loss of society and companionship, loss of consortium, hedonic damages, injury to reputation, and all other nonpecuniary losses of any kind or nature. The statute says that "collateral payments," such as life insurance and pension plans, must be deducted from the awards. The Interim Rule/Regulation also describes the intention of the law:

"The Fund is designed to provide a no-fault alternative to tort litigation for individuals who were physically injured or killed as a result of the aircraft hijackings and crashes on September 11, 2001" {Interim Rule/Regulation, Summary Paragraph A.1.}.

"The attached regulations have two objectives: (1) To provide fair, predictable and consistent compensation to the victims of September 11 and their families throughout the life of the program; and (2) to do so in an expedited, efficient manner without unnecessary bureaucracy and needless demands on the victims." {Interim Rule/Regulation, Supplementary Information.}.

The Interim Rule/Regulation issued by the Department of Justice (DOJ) does not comply with the statute passed by Congress because it grossly understates our losses and therefore discourage participation:

a) Under the Interim Rule/Regulation, my daughter-in-law and granddaughter would receive only one-tenth the amount of non-economic losses recovered in other air crash and terrorism cases, which commonly result in awards of between $2 million and $5 million.

b) The Interim Rule/Regulation understates economic losses in two ways: It caps the salaries of high-income victims and underestimates the lifetime earning potential of victims at all income levels. Noted economists at a meeting of the National Association of Forensic Economists showed on Friday January 4, 2002 that the interim rule/regulation uses outdated statistics and inappropriate methods to arrive at low estimates of our loved one's future earning. An analysis done by one of these economists showed that the actual earnings growth for firefighters is 27% higher than the DOJ estimate and actual earnings growth for financial professionals is more than 100% higher than the DOJ estimate.

Because the initial award amounts are so low, many families will receive little compensation from the Fund after the collateral payment deductions have been subtracted. There will be little reason to participate.

In addition the proposed compensation to the spouses, children and other innocent victims of the attacks is out of balance when compared to the generous compensation to the airlines. The airlines will be generously compensated from the same governmental appropriations as the victims. They will be paid far more than the innocent victims - up to $10 Billion Dollars as described in the law below:

From Public Law 107-42 SEC. 101. AVIATION DISASTER RELIEF.
(a) IN GENERAL.-Notwithstanding any other provision of law, the President shall take the following actions to compensate air carriers for losses incurred by the air carriers as a result of the terrorist attacks on the United States that occurred on September 11, 2001:
(1) Subject to such terms and conditions as the President deems necessary, issue Federal credit instruments to air carriers that do not, in the aggregate, exceed $10,000,000,000 and provide the subsidy amounts necessary for such instruments in accordance with the provisions of the Federal Credit Reform Act of 1990 (2 U.S.C. 661 et seq.).

The underpayments to the spouses, children and other loved ones suffering from this attack will shift the cost of subsidizing airline payments to the innocent victims of the attacks.

Please correct the inequity. Please give me a reason to participate in the Fund. Please adjust the interim rule/regulation to provide economic and noneconomic amounts at fair, balanced and acceptable levels. Please do not require worker's compensation payments be given to the government while being taken away as collateral offsets. Finally, please include the specific calculation formulas, statistics and assumptions within the rule/regulation.

Sincerely,

Father of       Killed Sept 11, 2001       Tower I WTC
Individual Comment

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