N002318

Tuesday, January 22, 2002 5:50 PM
Victims comp fund

Dear Mr. Zwick:

The deduction of proceeds from "collateral sources" (life insurance, pensions) from the total compensation amount from the Fund clearly penalizes those who have acted responsibly and planned ahead. Yet there are constant reminders from government reports and the media that Americans are not saving enough for their future and need to save more. To "penalize the planners" may have a substantial and perhaps undesired effect on the future personal saving habits of Americans.

I feel that payments from privately purchased life insurance policies or collateral payments from pension sources should not be a consideration in the calculation of government compensation.

Thank you for the opportunity to voice my opinions.

Sincerely,

Individual Comment
Arlington, MA

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