P000300

Wednesday, January 30, 2002 11:45 PM
Insurance Offset

Some people have objected strongly as to the fairness of offsetting insurance proceeds against compensation from the fund. Since the purpose of the fund is to make survivors of victims insofar as possibly financially whole, and not to make the survivors of the foresightful better off than the survivors of the less prepared, this argument is without merit. However, to assuage their sense of unfairness I recommend that the formula be altered so that for those who are the named beneficiaries of life insurance policies, their award include the cost of premiums paid.

Individual Comment
Golden CO

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