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Press Release

Mechanicsburg Man Enters Guilty Plea To Defrauding Credit Union Over Auto Loan

For Immediate Release
U.S. Attorney's Office, Middle District of Pennsylvania

HARRISBURG – The United States Attorney’s Office for the Middle District of Pennsylvania announced that Rene Roy, age 51, of Mechanicsburg, Pennsylvania, pleaded guilty to bank fraud on January 21, 2020, before United States District Court Judge John Jones.

According to United States Attorney David J. Freed, Roy admitted during this guilty plea that when he submitted an application to Belco Community Credit Union for an auto loan, he submitted falsified documents to get a lower interest rate.

The case was investigated by the Federal Bureau of Investigation. Assistant U.S. Attorney Michael A. Consiglio is prosecuting the case.

Indictments and Criminal Informations are only allegations. All persons charged are presumed to be innocent unless and until found guilty in court.

A sentence following a finding of guilt is imposed by the Judge after consideration of the applicable federal sentencing statutes and the Federal Sentencing Guidelines.

The maximum penalty under federal law for this offense is 30 years of imprisonment, a term of supervised release following imprisonment, and a fine. Under the Federal Sentencing Guidelines, the Judge is also required to consider and weigh a number of factors, including the nature, circumstances and seriousness of the offense; the history and characteristics of the defendant; and the need to punish the defendant, protect the public and provide for the defendant's educational, vocational and medical needs. For these reasons, the statutory maximum penalty for the offense is not an accurate indicator of the potential sentence for a specific defendant.

The year 2020 marks the 150th anniversary of the Department of Justice.  Learn more about the history of our agency at


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Updated January 22, 2020

Financial Fraud