Cincinnati woman sentenced to 2 years in prison for defrauding insurance company of $200,000 through fake rental insurance applications

CINCINNATI – Erlisa King, 37, of Cincinnati, was sentenced in U.S. District Court to 24 months in prison for committing wire fraud by submitting hundreds of untrue applications for rental insurance.

According to court documents, in May and June 2022, King defrauded an insurance company by submitting 247 applications for rental insurance for apartments in which she did not reside. King applied online for the insurance and used fraudulent bank information so the insurance company could not collect the initial premium. She then immediately canceled the policy and directed the insurance company to refund the premium to a different bank account. In total, King received more than $212,000 in fraudulent refunds.

When she was arrested in March 2023, King’s cell phone contained multiple bank applications for lines of credit and Target debit cards, as well as stolen identity information for numerous victims.

King pleaded guilty in February 2024.

Kenneth L. Parker, United States Attorney for the Southern District of Ohio, and Lesley C. Allison, Inspector in Charge, United States Postal Inspection Service (USPIS), announced the sentence imposed by Senior U.S. District Court Judge Michael R. Barrett. Special Assistant United States Attorney Timothy Landry is representing the United States in this case.

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