Paducah, Kentucky, Woman Sentenced To 15 Months In Prison For Mail Fraud
– Judge orders $112,012.44 restitution payment to former employer
PADUCAH, Ky. – A Paducah, Kentucky woman was sentenced today by Senior District Judge Thomas B. Russell, to 15 months in prison, followed by a 1 year term of supervised release and ordered to pay restitution in the amount of $112,012.44, after pleading guilty to stealing from her former employer announced David J. Hale, United States Attorney for the Western District of Kentucky.
Stacie A. Javier, age 37, pleaded guilty to a five count federal indictment charging her with mail fraud, for stealing $112,012.44, from her former employer, Credit Bureau System of Paducah, Inc. (CBS), between November 2008, to January 2012. Javier was employed by CBS, a collection agency for creditors, as a cashier who was responsible for the preparation of bank deposits of cash, checks, and other forms of payments.
In court, Javier admitted to devising a scheme to keep debtor’s cash payments by redepositing debtor’s returned checks (for insufficient funds) in place of an equivalent amount of cash from debtor payments. According to the plea agreement, when debtor checks that had been provided to CBS for payment on creditor accounts were not paid because of insufficient funds (NSF), the checks were returned to CBS by U.S. Bank (Bank). The unopened envelopes with NSF debtor checks were delivered to Javier who would retain certain NSF checks rather than pursue further collection. Debtor payments to CBS for creditor accounts were also made by cash payments. Javier determined that certain NSF checks that she had retained were in amounts equivalent to amounts of debtor cash received for payments on creditor accounts. Javier substituted the returned NSF checks for the equivalent of debtor cash and prepared deposit slips with such NSF checks and other forms of payment to CBS, for deposit with the Bank. Javier kept the cash payments.
This case was prosecuted by Assistant United States Attorney David Sparks and was investigated by the United States Secret Service and the Paducah Police Department.