Bankruptcy Allowable Living Expenses
(Cases Filed Between November 1, 2012, and March 31, 2013, Inclusive)

Local Housing and Utilities Standards*

New York

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Albany County36001$458$1,112$538$1,306$567$1,376$633$1,534$643$1,559
Allegany County36003$438$598$515$702$542$740$605$825$615$838
Bronx County36005$593$1,488$697$1,747$734$1,842$819$2,053$832$2,086
Broome County36007$445$700$523$822$551$866$615$965$625$981
Cattaraugus County36009$463$609$544$715$573$753$639$840$649$854
Cayuga County36011$461$712$542$836$571$881$636$982$646$999
Chautauqua County36013$440$607$517$713$544$752$607$838$617$851
Chemung County36015$452$667$531$783$559$825$623$920$633$935
Chenango County36017$456$655$535$770$564$811$629$904$639$919
Clinton County36019$448$817$526$960$554$1,011$618$1,127$628$1,146
Columbia County36021$446$1,091$524$1,282$552$1,351$615$1,507$625$1,531
Cortland County36023$462$739$543$867$572$914$638$1,019$648$1,036
Delaware County36025$446$663$523$779$552$820$615$915$625$930
Dutchess County36027$521$1,474$612$1,731$644$1,825$719$2,034$730$2,068
Erie County36029$459$855$539$1,004$567$1,059$633$1,180$643$1,199
Essex County36031$476$739$559$868$590$914$657$1,020$668$1,036
Franklin County36033$465$652$546$766$575$808$641$901$652$915
Fulton County36035$467$675$548$793$578$835$644$931$655$946
Genesee County36037$455$767$534$901$562$950$627$1,059$637$1,076
Greene County36039$479$893$562$1,049$593$1,105$661$1,232$671$1,253
Hamilton County36041$415$794$487$933$513$983$572$1,097$582$1,114
Herkimer County36043$457$644$537$756$566$797$631$889$641$903
Jefferson County36045$485$709$569$833$600$878$669$979$680$994
Kings County36047$593$1,660$696$1,950$733$2,055$818$2,291$831$2,328
Lewis County36049$438$640$514$753$542$793$604$884$614$898
Livingston County36051$478$818$562$961$592$1,013$660$1,129$671$1,147
Madison County36053$451$796$530$935$559$984$623$1,098$633$1,116
Monroe County36055$427$960$502$1,127$529$1,188$590$1,324$599$1,346
Montgomery County36057$468$728$549$856$579$902$646$1,005$656$1,022
Nassau County36059$567$2,184$665$2,565$701$2,702$782$3,013$794$3,062
New York County36061$1,076$3,000$1,264$3,523$1,332$3,713$1,485$4,140$1,509$4,207
Niagara County36063$467$774$548$910$578$958$644$1,069$654$1,086
Oneida County36065$480$728$563$856$594$901$662$1,005$673$1,021
Onondaga County36067$449$873$528$1,025$556$1,080$621$1,205$630$1,224
Ontario County36069$453$890$532$1,046$560$1,103$625$1,229$635$1,249
Orange County36071$537$1,559$630$1,832$664$1,930$741$2,152$752$2,187
Orleans County36073$488$751$573$882$604$929$673$1,036$684$1,053
Oswego County36075$478$720$561$846$592$891$660$993$670$1,010
Otsego County36077$457$721$537$846$566$892$631$995$641$1,011
Putnam County36079$451$1,949$530$2,289$559$2,412$623$2,689$633$2,733
Queens County36081$599$1,603$703$1,883$741$1,984$826$2,212$840$2,247
Rensselaer County36083$474$1,017$557$1,194$587$1,258$654$1,404$665$1,426
Richmond County36085$569$1,595$669$1,873$705$1,974$786$2,201$798$2,237
Rockland County36087$562$2,014$660$2,366$695$2,493$775$2,780$788$2,825
Saratoga County36091$455$1,131$535$1,328$563$1,400$628$1,561$638$1,586
Schenectady County36093$461$1,006$541$1,181$570$1,245$636$1,388$646$1,410
Schoharie County36095$460$855$540$1,004$569$1,058$635$1,179$645$1,198
Schuyler County36097$456$649$536$761$565$802$629$895$640$909
Seneca County36099$477$710$560$834$591$878$658$980$669$996
St. Lawrence County36089$492$592$578$695$609$733$679$817$690$830
Steuben County36101$450$646$529$758$558$799$622$891$632$905
Suffolk County36103$555$1,932$651$2,270$686$2,392$765$2,667$778$2,709
Sullivan County36105$488$996$573$1,170$604$1,233$674$1,374$685$1,396
Tioga County36107$474$711$556$835$586$880$654$981$664$997
Tompkins County36109$452$1,000$531$1,175$559$1,238$623$1,381$633$1,403
Ulster County36111$483$1,249$568$1,467$598$1,546$667$1,724$678$1,751
Warren County36113$452$929$530$1,092$559$1,151$623$1,283$633$1,304
Washington County36115$449$835$528$980$556$1,033$620$1,152$630$1,171
Wayne County36117$443$835$521$980$549$1,033$612$1,152$622$1,171
Westchester County36119$588$2,254$691$2,646$728$2,789$812$3,109$825$3,160
Wyoming County36121$438$739$514$868$542$915$604$1,020$614$1,037
Yates County36123$445$730$523$858$551$904$615$1,007$625$1,023

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Thursday, October 2, 2014 4:17 PM