Bankruptcy Allowable Living Expenses
(Cases Filed On or After November 1, 2014)

Local Housing and Utilities Standards*

Virginia

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Accomack County51001$477$678$560$797$590$840$658$936$668$952
Albemarle County51003$410$1,314$481$1,544$507$1,627$565$1,814$574$1,844
Alexandria city51510$505$1,820$593$2,138$625$2,253$696$2,513$708$2,553
Alleghany County51005$440$614$516$721$544$760$607$847$617$860
Amelia County51007$445$870$523$1,021$551$1,076$614$1,200$624$1,219
Amherst County51009$389$730$457$857$482$903$537$1,007$546$1,023
Appomattox County51011$399$748$469$879$494$926$551$1,032$560$1,049
Arlington County51013$504$1,977$592$2,321$623$2,447$695$2,728$706$2,772
Augusta County51015$444$858$522$1,007$550$1,061$613$1,183$623$1,202
Bath County51017$469$584$550$687$580$723$647$806$657$819
Bedford city51515$410$760$481$893$507$941$565$1,050$575$1,066
Bedford County51019$389$900$457$1,057$481$1,114$537$1,241$545$1,262
Bland County51021$399$572$469$672$494$708$551$789$560$802
Botetourt County51023$399$983$469$1,154$494$1,216$551$1,356$559$1,378
Bristol city51520$448$556$527$652$555$687$619$766$628$779
Brunswick County51025$484$556$568$653$599$688$668$767$679$779
Buchanan County51027$442$464$519$545$547$574$609$641$619$651
Buckingham County51029$473$609$556$715$586$753$653$840$664$853
Buena Vista city51530$450$722$529$847$557$893$621$996$631$1,012
Campbell County51031$384$756$451$888$475$936$530$1,043$538$1,061
Caroline County51033$426$1,089$500$1,279$527$1,348$588$1,503$597$1,527
Carroll County51035$383$579$450$680$474$717$529$799$537$812
Charles City County51036$411$733$483$861$509$907$567$1,012$576$1,028
Charlotte County51037$419$620$492$728$519$767$578$856$588$869
Charlottesville city51540$407$1,200$478$1,410$503$1,486$561$1,657$570$1,684
Chesapeake city51550$474$1,314$556$1,544$586$1,627$653$1,814$664$1,843
Chesterfield County51041$424$1,184$498$1,391$524$1,466$584$1,635$594$1,661
Clarke County51043$457$1,401$537$1,646$566$1,734$631$1,934$641$1,965
Colonial Heights city51570$431$970$506$1,139$533$1,200$594$1,339$604$1,360
Covington city51580$533$489$626$574$660$605$735$675$747$686
Craig County51045$510$650$599$764$631$805$704$897$715$912
Culpeper County51047$487$1,325$572$1,556$603$1,639$672$1,828$683$1,857
Cumberland County51049$414$787$486$925$512$975$571$1,087$580$1,105
Danville city51590$469$560$551$657$581$692$647$772$658$784
Dickenson County51051$421$511$495$600$522$632$582$705$591$716
Dinwiddie County51053$432$921$507$1,082$534$1,140$595$1,272$605$1,292
Emporia city51595$488$726$573$852$604$898$673$1,002$684$1,018
Essex County51057$459$817$538$960$567$1,012$633$1,128$643$1,146
Fairfax city51600$446$1,782$524$2,093$552$2,206$616$2,459$626$2,499
Fairfax County51059$454$1,940$534$2,277$562$2,400$627$2,676$637$2,719
Falls Church city51610$545$2,242$640$2,634$674$2,775$752$3,094$764$3,144
Fauquier County51061$470$1,638$552$1,924$581$2,028$648$2,262$659$2,297
Floyd County51063$364$828$428$972$451$1,024$503$1,142$511$1,160
Fluvanna County51065$393$1,044$462$1,225$487$1,291$542$1,440$551$1,463
Franklin city51620$512$972$602$1,141$634$1,203$707$1,341$719$1,363
Franklin County51067$431$747$506$878$533$925$595$1,031$604$1,048
Frederick County51069$454$1,133$533$1,331$562$1,402$627$1,563$637$1,588
Fredericksburg city51630$421$1,480$495$1,738$521$1,832$581$2,043$590$2,076
Galax city51640$434$510$509$599$536$632$598$704$608$715
Giles County51071$418$616$491$724$518$762$577$850$586$864
Gloucester County51073$412$1,022$484$1,200$510$1,265$569$1,410$578$1,433
Goochland County51075$443$1,375$520$1,615$548$1,702$611$1,898$621$1,928
Grayson County51077$387$568$455$667$479$703$534$784$543$796
Greene County51079$427$1,048$502$1,231$529$1,297$590$1,446$600$1,469
Greensville County51081$493$590$578$694$609$731$679$815$691$828
Halifax County51083$426$601$500$706$527$744$588$829$597$843
Hampton city51650$451$1,041$529$1,224$558$1,289$622$1,437$632$1,461
Hanover County51085$444$1,242$521$1,460$549$1,538$612$1,715$622$1,743
Harrisonburg city51660$371$912$435$1,072$459$1,129$512$1,259$520$1,279
Henrico County51087$443$1,128$521$1,324$549$1,395$612$1,556$622$1,581
Henry County51089$419$528$492$620$519$653$578$729$588$740
Highland County51091$382$752$448$883$472$931$526$1,038$535$1,055
Hopewell city51670$441$824$518$968$545$1,020$608$1,137$618$1,156
Isle of Wight County51093$460$1,213$540$1,425$569$1,502$635$1,674$645$1,701
James City County51095$453$1,356$532$1,593$561$1,678$625$1,871$635$1,902
King and Queen County51097$408$824$479$968$505$1,020$563$1,137$572$1,156
King George County51099$442$1,396$519$1,640$547$1,728$610$1,927$620$1,958
King William County51101$416$1,082$488$1,271$515$1,339$574$1,493$583$1,518
Lancaster County51103$429$842$504$989$531$1,042$593$1,161$602$1,180
Lee County51105$382$478$449$561$473$591$527$659$536$670
Lexington city51678$502$935$590$1,098$622$1,157$694$1,290$705$1,311
Loudoun County51107$472$2,141$554$2,515$584$2,649$651$2,954$661$3,003
Louisa County51109$377$988$443$1,160$467$1,222$521$1,362$529$1,385
Lunenburg County51111$474$585$557$686$587$723$654$807$665$819
Lynchburg city51680$419$820$492$964$519$1,015$578$1,132$588$1,150
Madison County51113$477$910$560$1,068$590$1,126$658$1,255$668$1,276
Manassas city51683$508$1,386$597$1,627$629$1,715$702$1,912$713$1,943
Manassas Park city51685$547$1,606$643$1,886$677$1,988$755$2,216$767$2,252
Martinsville city51690$461$550$541$646$571$680$636$759$646$771
Mathews County51115$377$938$443$1,102$467$1,161$521$1,294$529$1,316
Mecklenburg County51117$442$645$519$757$548$797$611$889$620$904
Middlesex County51119$361$1,087$424$1,277$446$1,346$498$1,500$506$1,524
Montgomery County51121$410$995$481$1,169$507$1,232$566$1,373$575$1,395
Nelson County51125$387$898$454$1,055$479$1,111$534$1,239$543$1,259
New Kent County51127$422$1,167$495$1,371$522$1,444$582$1,610$591$1,636
Newport News city51700$444$1,022$521$1,200$550$1,264$613$1,410$623$1,432
Norfolk city51710$460$1,117$540$1,312$569$1,383$635$1,541$645$1,567
Northampton County51131$518$716$609$840$642$885$716$987$727$1,003
Northumberland County51133$463$934$544$1,097$574$1,155$640$1,288$650$1,309
Norton city51720$511$479$600$563$632$593$705$661$716$672
Nottoway County51135$518$685$608$805$641$848$714$946$726$961
Orange County51137$442$1,023$519$1,202$547$1,266$609$1,412$619$1,435
Page County51139$430$793$505$931$532$981$593$1,094$603$1,111
Patrick County51141$372$540$437$634$461$668$514$745$522$757
Petersburg city51730$451$708$530$832$559$876$623$977$633$993
Pittsylvania County51143$447$637$526$748$554$788$617$879$627$893
Poquoson city51735$494$1,381$580$1,622$611$1,709$681$1,906$692$1,937
Portsmouth city51740$476$991$560$1,163$590$1,226$658$1,367$668$1,390
Powhatan County51145$432$1,213$508$1,424$535$1,501$597$1,674$606$1,701
Prince Edward County51147$431$775$506$911$533$960$595$1,070$604$1,088
Prince George County51149$418$1,061$491$1,247$518$1,313$577$1,465$587$1,488
Prince William County51153$469$1,760$550$2,068$580$2,179$647$2,429$657$2,469
Pulaski County51155$422$672$495$790$522$832$582$928$591$943
Radford city51750$472$701$554$824$584$868$651$968$662$983
Rappahannock County51157$453$1,409$532$1,655$561$1,744$626$1,944$636$1,976
Richmond city51760$498$1,012$584$1,189$616$1,252$687$1,396$698$1,419
Richmond County51159$407$874$477$1,027$503$1,082$561$1,206$570$1,226
Roanoke city51770$424$756$498$888$525$936$585$1,044$595$1,060
Roanoke County51161$402$993$472$1,166$497$1,229$554$1,370$563$1,393
Rockbridge County51163$405$864$476$1,015$501$1,070$559$1,193$568$1,212
Rockingham County51165$398$900$467$1,057$492$1,114$549$1,242$557$1,263
Russell County51167$393$494$462$580$487$611$543$681$552$692
Salem city51775$402$949$473$1,114$498$1,174$555$1,309$564$1,330
Scott County51169$380$535$447$628$471$662$525$738$534$750
Shenandoah County51171$427$952$502$1,118$529$1,178$590$1,313$599$1,335
Smyth County51173$394$513$463$602$488$634$544$707$552$719
Southampton County51175$468$784$550$921$580$970$646$1,082$657$1,099
Spotsylvania County51177$449$1,354$528$1,590$556$1,675$620$1,868$630$1,898
Stafford County51179$463$1,635$543$1,921$572$2,024$638$2,257$648$2,293
Staunton city51790$443$789$521$926$549$976$612$1,088$622$1,106
Suffolk city51800$481$1,307$565$1,535$595$1,618$663$1,804$674$1,833
Surry County51181$409$904$481$1,061$507$1,118$565$1,247$574$1,267
Sussex County51183$428$752$503$883$531$930$592$1,037$601$1,054
Tazewell County51185$446$540$524$634$552$668$615$745$625$757
Virginia Beach city51810$465$1,277$546$1,500$575$1,581$642$1,762$652$1,791
Warren County51187$431$1,144$507$1,343$534$1,415$595$1,578$605$1,603
Washington County51191$447$697$525$819$553$863$617$962$626$978
Waynesboro city51820$464$784$544$921$574$970$640$1,082$650$1,099
Westmoreland County51193$455$871$534$1,023$563$1,078$628$1,202$638$1,221
Williamsburg city51830$523$1,042$615$1,223$648$1,289$723$1,437$734$1,461
Winchester city51840$450$1,226$528$1,440$557$1,517$621$1,692$631$1,719
Wise County51195$407$533$478$626$504$659$562$735$571$747
Wythe County51197$399$578$468$679$493$716$550$798$559$811
York County51199$446$1,328$524$1,559$552$1,643$615$1,832$625$1,862

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Thursday, October 2, 2014 4:17 PM