Bankruptcy Allowable Living Expenses
(Cases Filed Between November 1, 2019 and March 31, 2020, Inclusive)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$501$667$588$784$620$826$691$921$702$936
Andrews County48003$585$818$687$961$724$1,013$807$1,130$820$1,148
Angelina County48005$507$700$595$823$627$867$699$967$711$982
Aransas County48007$548$832$644$977$678$1,030$756$1,148$768$1,167
Archer County48009$546$885$642$1,039$676$1,095$754$1,221$766$1,241
Armstrong County48011$432$723$507$849$534$895$595$998$605$1,014
Atascosa County48013$501$728$588$855$620$901$691$1,005$702$1,021
Austin County48015$515$1,034$605$1,214$638$1,279$711$1,426$722$1,450
Bailey County48017$385$541$452$636$477$669$531$747$540$758
Bandera County48019$488$911$573$1,070$604$1,127$674$1,256$684$1,277
Bastrop County48021$489$917$574$1,077$605$1,135$675$1,265$685$1,286
Baylor County48023$646$630$759$739$800$779$892$869$906$883
Bee County48025$525$675$616$793$649$836$724$932$736$947
Bell County48027$466$865$547$1,016$577$1,070$643$1,193$654$1,212
Bexar County48029$463$945$544$1,110$574$1,169$640$1,303$650$1,325
Blanco County48031$471$1,126$553$1,322$583$1,393$650$1,553$661$1,578
Borden County48033$367$688$430$809$454$852$506$950$514$966
Bosque County48035$502$662$589$779$621$820$692$915$704$929
Bowie County48037$496$739$582$868$613$915$684$1,020$695$1,036
Brazoria County48039$477$1,205$560$1,416$591$1,491$658$1,663$669$1,690
Brazos County48041$492$1,019$577$1,198$608$1,262$678$1,407$689$1,430
Brewster County48043$473$949$555$1,115$585$1,175$652$1,310$663$1,331
Briscoe County48045$465$528$546$620$576$653$642$728$652$740
Brooks County48047$576$665$677$781$713$823$795$918$807$933
Brown County48049$517$659$608$774$640$816$714$909$726$924
Burleson County48051$463$753$544$884$574$931$640$1,038$650$1,055
Burnet County48053$502$946$590$1,111$622$1,170$693$1,305$704$1,326
Caldwell County48055$475$865$558$1,016$588$1,071$656$1,194$667$1,213
Calhoun County48057$497$806$584$947$616$997$686$1,112$698$1,130
Callahan County48059$477$602$560$708$590$746$658$832$669$845
Cameron County48061$485$693$569$815$600$858$669$957$679$973
Camp County48063$480$684$564$803$594$846$662$944$673$959
Carson County48065$476$789$559$927$589$977$657$1,089$668$1,106
Cass County48067$490$624$576$733$607$772$677$861$688$874
Castro County48069$489$444$574$522$605$550$675$613$686$623
Chambers County48071$503$1,156$590$1,358$622$1,431$693$1,596$705$1,621
Cherokee County48073$548$660$644$775$678$817$756$911$768$926
Childress County48075$464$679$546$797$575$840$641$937$651$952
Clay County48077$503$703$590$826$622$870$694$970$704$986
Cochran County48079$487$444$572$521$603$549$672$612$683$622
Coke County48081$505$722$593$848$625$893$697$996$708$1,012
Coleman County48083$521$554$613$650$646$685$720$764$732$776
Collin County48085$523$1,415$614$1,662$647$1,751$721$1,953$733$1,984
Collingsworth County48087$536$407$629$478$663$504$739$562$751$571
Colorado County48089$501$747$588$878$620$925$691$1,032$702$1,048
Comal County48091$447$1,190$525$1,398$553$1,473$617$1,642$626$1,669
Comanche County48093$492$618$578$726$609$765$679$853$690$867
Concho County48095$461$665$542$781$571$823$636$918$646$933
Cooke County48097$502$887$590$1,041$622$1,097$693$1,224$704$1,244
Coryell County48099$498$729$585$856$617$901$688$1,005$699$1,021
Cottle County48101$504$451$592$530$624$558$696$622$707$632
Crane County48103$461$502$541$590$570$622$636$693$647$704
Crockett County48105$523$624$614$733$647$772$721$861$733$875
Crosby County48107$517$463$608$543$640$573$714$638$725$649
Culberson County48109$547$577$643$677$677$714$755$796$767$809
Dallam County48111$511$682$600$801$632$844$705$941$716$956
Dallas County48113$518$999$609$1,172$641$1,236$715$1,378$727$1,400
Dawson County48115$522$588$613$691$646$728$720$812$732$825
Deaf Smith County48117$512$673$601$790$633$833$706$929$718$943
Delta County48119$486$606$571$712$602$750$671$836$682$850
Denton County48121$516$1,304$606$1,532$638$1,615$712$1,800$723$1,830
DeWitt County48123$491$618$577$726$608$765$678$853$689$867
Dickens County48125$577$550$678$646$715$680$797$758$810$771
Dimmit County48127$522$505$613$593$646$625$720$697$732$708
Donley County48129$567$533$666$627$702$660$783$736$795$748
Duval County48131$536$536$629$630$663$664$740$740$751$752
Eastland County48133$500$497$587$584$619$615$690$686$701$697
Ector County48135$513$878$603$1,030$635$1,086$708$1,211$720$1,230
Edwards County48137$507$527$596$619$628$652$700$727$711$739
El Paso County48141$430$814$505$956$532$1,007$593$1,123$603$1,141
Ellis County48139$518$1,027$609$1,205$642$1,270$715$1,417$727$1,439
Erath County48143$458$811$538$953$566$1,005$632$1,120$642$1,138
Falls County48145$506$603$594$708$626$746$698$832$709$845
Fannin County48147$508$720$597$845$629$891$701$994$713$1,009
Fayette County48149$506$742$594$871$626$918$698$1,024$709$1,040
Fisher County48151$534$499$627$586$660$618$736$689$748$700
Floyd County48153$495$611$581$718$613$756$683$843$694$857
Foard County48155$559$445$656$523$691$551$771$614$783$624
Fort Bend County48157$496$1,403$582$1,648$614$1,736$684$1,936$695$1,968
Franklin County48159$496$705$583$828$615$872$685$973$696$989
Freestone County48161$555$684$653$803$688$846$767$943$779$959
Frio County48163$562$580$660$681$695$718$775$800$787$814
Gaines County48165$455$710$535$833$563$879$628$980$638$996
Galveston County48167$491$1,204$576$1,415$607$1,491$677$1,662$688$1,689
Garza County48169$433$579$509$679$536$716$598$798$608$811
Gillespie County48171$463$1,039$543$1,221$573$1,286$639$1,434$649$1,457
Glasscock County48173$417$879$490$1,032$516$1,088$575$1,213$585$1,232
Goliad County48175$485$709$570$833$601$877$670$978$681$994
Gonzales County48177$475$617$557$725$587$764$655$851$666$865
Gray County48179$521$652$612$766$645$807$719$900$730$915
Grayson County48181$523$773$615$907$648$956$722$1,066$734$1,083
Gregg County48183$466$827$547$971$577$1,023$643$1,141$654$1,159
Grimes County48185$493$738$579$866$610$913$680$1,018$692$1,034
Guadalupe County48187$469$1,043$551$1,225$580$1,291$647$1,439$657$1,463
Hale County48189$458$604$537$710$566$748$631$834$642$847
Hall County48191$538$533$631$626$666$659$742$735$754$747
Hamilton County48193$480$801$563$942$594$992$662$1,106$673$1,124
Hansford County48195$481$738$564$868$595$914$663$1,020$674$1,036
Hardeman County48197$539$471$633$553$667$583$744$650$755$661
Hardin County48199$496$888$582$1,044$613$1,100$684$1,226$695$1,246
Harris County48201$502$1,053$589$1,237$621$1,303$692$1,453$703$1,477
Harrison County48203$465$785$546$922$576$971$642$1,083$652$1,101
Hartley County48205$492$905$578$1,063$609$1,120$680$1,248$690$1,269
Haskell County48207$529$490$622$575$655$606$730$676$742$687
Hays County48209$469$1,170$552$1,374$581$1,448$648$1,614$658$1,641
Hemphill County48211$534$862$627$1,013$661$1,067$737$1,190$748$1,210
Henderson County48213$536$687$630$806$664$849$740$947$752$962
Hidalgo County48215$477$720$560$845$590$891$658$993$669$1,009
Hill County48217$531$737$624$865$657$912$733$1,016$745$1,033
Hockley County48219$509$695$598$816$630$860$703$958$714$974
Hood County48221$486$947$571$1,112$602$1,171$671$1,306$682$1,327
Hopkins County48223$512$699$602$821$634$865$707$964$718$980
Houston County48225$514$608$604$714$637$752$710$839$721$853
Howard County48227$559$653$657$767$692$808$771$902$784$916
Hudspeth County48229$498$322$585$378$617$398$688$444$699$451
Hunt County48231$527$799$618$939$652$989$727$1,103$738$1,121
Hutchinson County48233$476$627$558$737$589$776$656$866$667$880
Irion County48235$508$996$597$1,169$629$1,232$701$1,374$713$1,396
Jack County48237$474$664$556$780$586$822$654$916$664$931
Jackson County48239$509$680$598$799$630$842$702$939$714$954
Jasper County48241$557$748$655$878$690$925$769$1,032$781$1,049
Jeff Davis County48243$439$625$516$734$544$773$606$862$616$876
Jefferson County48245$490$821$576$964$607$1,016$677$1,133$688$1,151
Jim Hogg County48247$525$600$616$705$649$743$724$828$735$842
Jim Wells County48249$543$720$638$845$672$891$749$994$761$1,010
Johnson County48251$498$880$585$1,033$616$1,089$687$1,214$698$1,234
Jones County48253$556$579$653$680$688$717$768$799$780$812
Karnes County48255$465$605$546$710$576$748$642$834$652$848
Kaufman County48257$502$1,031$590$1,210$621$1,276$693$1,422$704$1,445
Kendall County48259$488$1,454$573$1,708$604$1,800$673$2,007$685$2,039
Kenedy County48261$506$653$594$767$626$808$698$901$709$916
Kent County48263$440$551$517$647$545$682$607$761$617$773
Kerr County48265$437$865$514$1,016$542$1,070$604$1,193$613$1,213
Kimble County48267$503$534$591$628$623$661$694$738$706$749
King County48269$506$653$594$767$626$808$698$901$709$916
Kinney County48271$473$619$555$727$585$766$652$854$663$868
Kleberg County48273$505$748$593$879$625$926$696$1,033$708$1,049
Knox County48275$488$419$574$492$605$518$674$578$685$587
La Salle County48283$465$665$547$780$576$822$642$917$653$931
Lamar County48277$516$635$606$745$638$786$712$876$723$890
Lamb County48279$499$551$586$648$618$682$689$761$700$773
Lampasas County48281$529$850$621$999$654$1,053$729$1,174$741$1,193
Lavaca County48285$465$742$547$871$576$918$642$1,024$653$1,040
Lee County48287$522$848$613$996$646$1,049$720$1,170$731$1,189
Leon County48289$525$639$617$750$650$790$725$881$737$895
Liberty County48291$493$743$579$873$610$920$681$1,025$691$1,042
Limestone County48293$495$605$581$711$612$749$683$835$694$848
Lipscomb County48295$497$692$583$813$614$857$685$955$696$971
Live Oak County48297$503$703$590$826$622$870$694$970$704$986
Llano County48299$518$814$609$956$641$1,008$715$1,124$727$1,141
Loving County48301$506$653$594$767$626$808$698$901$709$916
Lubbock County48303$498$863$585$1,013$617$1,067$688$1,190$699$1,209
Lynn County48305$538$745$632$875$666$922$742$1,029$754$1,045
Madison County48313$528$726$621$852$654$898$729$1,001$741$1,017
Marion County48315$468$711$549$836$579$880$645$982$656$997
Martin County48317$503$711$591$835$623$880$694$982$706$997
Mason County48319$487$782$572$919$603$968$672$1,080$683$1,097
Matagorda County48321$481$804$565$944$596$994$664$1,109$675$1,126
Maverick County48323$507$740$595$869$627$916$699$1,021$710$1,038
McCulloch County48307$505$712$593$836$625$881$696$983$708$998
McLennan County48309$501$842$588$989$620$1,042$691$1,162$702$1,181
McMullen County48311$646$576$759$676$799$713$891$795$906$807
Medina County48325$496$853$583$1,002$614$1,056$685$1,177$696$1,196
Menard County48327$521$404$612$475$644$501$719$558$730$567
Midland County48329$516$1,108$606$1,301$638$1,372$712$1,529$723$1,554
Milam County48331$495$603$582$708$613$746$684$831$695$845
Mills County48333$476$649$559$762$589$803$656$896$667$910
Mitchell County48335$496$669$582$786$614$828$684$924$695$939
Montague County48337$496$689$583$809$615$852$685$951$696$966
Montgomery County48339$494$1,200$580$1,410$612$1,485$682$1,656$693$1,683
Moore County48341$496$709$582$833$614$877$684$978$695$994
Morris County48343$511$556$600$653$632$688$705$767$717$779
Motley County48345$620$702$728$825$767$869$855$969$869$985
Nacogdoches County48347$455$793$535$930$563$981$628$1,094$638$1,111
Navarro County48349$511$669$600$786$632$829$705$924$716$939
Newton County48351$496$678$583$796$614$839$685$935$696$950
Nolan County48353$529$563$622$661$655$697$730$777$742$790
Nueces County48355$529$908$621$1,066$654$1,124$729$1,253$741$1,273
Ochiltree County48357$479$758$562$891$592$939$660$1,047$671$1,064
Oldham County48359$559$710$656$835$692$879$771$981$784$996
Orange County48361$507$813$595$956$627$1,007$699$1,123$710$1,141
Palo Pinto County48363$520$722$611$848$644$893$718$996$729$1,012
Panola County48365$496$711$583$835$615$879$685$981$696$997
Parker County48367$489$1,133$575$1,331$606$1,402$675$1,564$686$1,589
Parmer County48369$517$720$608$845$640$891$714$993$726$1,009
Pecos County48371$569$603$668$708$704$746$785$832$798$845
Polk County48373$509$710$598$834$630$879$703$980$714$996
Potter County48375$469$678$551$796$580$839$647$935$657$951
Presidio County48377$470$504$552$592$581$624$648$696$658$707
Rains County48379$496$776$583$911$614$960$685$1,070$696$1,087
Randall County48381$474$950$556$1,116$586$1,176$654$1,311$664$1,332
Reagan County48383$577$846$678$993$715$1,046$797$1,167$810$1,185
Real County48385$547$589$642$692$677$729$755$813$767$826
Red River County48387$523$542$614$637$647$671$722$748$733$760
Reeves County48389$479$520$563$611$593$644$662$717$673$729
Refugio County48391$484$612$568$720$599$758$668$845$678$859
Roberts County48393$500$780$587$916$619$965$690$1,076$701$1,094
Robertson County48395$532$623$626$731$659$771$735$859$747$873
Rockwall County48397$517$1,246$607$1,464$639$1,543$713$1,720$724$1,748
Runnels County48399$523$576$614$677$647$713$721$795$733$808
Rusk County48401$506$705$594$829$626$873$698$973$709$989
Sabine County48403$489$696$574$817$605$861$675$960$686$975
San Augustine County48405$578$581$679$683$715$720$798$802$811$815
San Jacinto County48407$524$686$616$806$649$849$723$947$735$962
San Patricio County48409$504$871$592$1,023$624$1,078$696$1,202$707$1,221
San Saba County48411$530$600$623$705$656$743$732$828$743$842
Schleicher County48413$521$525$612$616$645$649$719$724$731$735
Scurry County48415$475$645$558$757$588$798$656$889$666$904
Shackelford County48417$448$648$526$761$554$802$618$894$627$909
Shelby County48419$545$586$641$688$675$725$753$808$765$821
Sherman County48421$474$824$557$968$586$1,021$654$1,138$665$1,156
Smith County48423$492$850$578$998$609$1,052$679$1,173$690$1,192
Somervell County48425$488$1,052$573$1,236$603$1,303$673$1,452$684$1,475
Starr County48427$468$616$550$724$579$763$646$850$656$864
Stephens County48429$541$509$635$598$669$630$746$702$758$714
Sterling County48431$656$669$770$786$812$828$905$924$920$938
Stonewall County48433$508$508$596$597$628$629$700$702$711$713
Sutton County48435$508$881$597$1,034$629$1,090$701$1,216$713$1,235
Swisher County48437$488$528$573$621$604$654$674$729$684$741
Tarrant County48439$506$1,051$595$1,234$627$1,300$699$1,450$710$1,473
Taylor County48441$496$766$582$900$614$948$684$1,058$695$1,075
Terrell County48443$423$454$497$533$524$561$584$626$593$636
Terry County48445$469$647$552$759$581$800$648$892$658$907
Throckmorton County48447$502$544$590$639$622$673$693$751$705$762
Titus County48449$504$647$592$760$624$801$696$893$707$908
Tom Green County48451$493$775$579$910$610$959$680$1,069$692$1,086
Travis County48453$495$1,320$581$1,550$612$1,634$683$1,821$694$1,851
Trinity County48455$491$658$577$772$608$814$678$908$689$922
Tyler County48457$487$583$571$685$602$722$671$805$682$818
Upshur County48459$469$726$552$852$581$898$648$1,001$658$1,018
Upton County48461$631$493$741$579$781$610$870$681$884$692
Uvalde County48463$451$677$530$795$558$838$623$934$633$949
Val Verde County48465$497$754$584$885$615$933$686$1,040$697$1,057
Van Zandt County48467$533$715$627$839$660$885$736$987$748$1,002
Victoria County48469$485$839$569$986$600$1,039$669$1,158$680$1,177
Walker County48471$471$886$552$1,041$582$1,097$649$1,223$660$1,242
Waller County48473$494$1,043$580$1,225$611$1,291$682$1,439$693$1,462
Ward County48475$553$602$649$707$684$745$763$830$775$844
Washington County48477$436$875$512$1,028$539$1,084$601$1,209$611$1,228
Webb County48479$510$829$599$973$631$1,026$704$1,144$715$1,162
Wharton County48481$481$792$565$930$596$979$664$1,092$675$1,109
Wheeler County48483$486$637$570$749$601$789$670$880$681$894
Wichita County48485$505$713$593$837$625$882$696$984$708$999
Wilbarger County48487$529$561$621$659$654$695$729$775$741$787
Willacy County48489$496$558$583$655$614$691$685$770$696$783
Williamson County48491$483$1,209$567$1,420$598$1,496$667$1,668$677$1,696
Wilson County48493$467$1,128$548$1,325$578$1,396$644$1,557$655$1,582
Winkler County48495$532$526$624$619$658$652$734$727$746$738
Wise County48497$507$947$596$1,111$628$1,171$700$1,306$711$1,327
Wood County48499$509$697$598$818$630$862$703$961$714$976
Yoakum County48501$416$864$488$1,015$514$1,070$574$1,192$583$1,212
Young County48503$454$709$533$833$561$878$626$978$636$994
Zapata County48505$546$552$642$648$676$683$754$761$766$774
Zavala County48507$494$543$581$638$612$672$683$749$694$761

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM