Bankruptcy Allowable Living Expenses
(Cases Filed On or After November 1, 2022)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$561$748$658$879$694$926$773$1,033$786$1,049
Andrews County48003$552$1,076$649$1,263$684$1,331$763$1,484$775$1,508
Angelina County48005$554$896$651$1,052$686$1,109$765$1,236$777$1,257
Aransas County48007$615$1,011$722$1,187$761$1,251$848$1,395$862$1,418
Archer County48009$569$1,020$668$1,199$704$1,263$785$1,408$797$1,432
Armstrong County48011$543$903$638$1,061$672$1,118$749$1,247$761$1,267
Atascosa County48013$594$802$698$942$736$992$820$1,107$834$1,124
Austin County48015$558$1,100$656$1,291$691$1,361$770$1,518$783$1,542
Bailey County48017$452$569$531$669$559$705$623$786$634$798
Bandera County48019$530$1,059$622$1,244$655$1,311$731$1,461$742$1,485
Bastrop County48021$559$1,051$656$1,234$692$1,300$771$1,450$784$1,473
Baylor County48023$801$665$940$781$991$823$1,105$918$1,123$932
Bee County48025$570$716$669$841$705$886$786$988$799$1,004
Bell County48027$556$982$653$1,154$688$1,216$767$1,356$780$1,377
Bexar County48029$540$1,095$634$1,287$668$1,356$745$1,512$757$1,536
Blanco County48031$556$1,192$653$1,400$688$1,475$768$1,644$780$1,671
Borden County48033$472$781$554$918$584$967$651$1,078$661$1,096
Bosque County48035$579$752$680$883$716$931$798$1,038$811$1,055
Bowie County48037$569$858$668$1,008$704$1,062$785$1,184$798$1,203
Brazoria County48039$559$1,432$657$1,681$692$1,772$771$1,976$784$2,008
Brazos County48041$577$1,193$677$1,401$714$1,476$796$1,646$809$1,672
Brewster County48043$539$987$633$1,160$667$1,222$743$1,363$755$1,385
Briscoe County48045$592$565$695$664$733$699$817$780$830$792
Brooks County48047$598$726$702$853$740$899$825$1,002$839$1,018
Brown County48049$605$794$710$933$748$983$834$1,096$848$1,113
Burleson County48051$625$855$734$1,005$773$1,059$862$1,181$876$1,200
Burnet County48053$556$1,109$653$1,303$688$1,373$768$1,530$780$1,555
Caldwell County48055$578$942$679$1,106$715$1,166$797$1,300$810$1,321
Calhoun County48057$593$875$697$1,027$735$1,082$819$1,207$832$1,227
Callahan County48059$612$741$719$871$758$917$845$1,023$859$1,039
Cameron County48061$562$774$660$910$695$959$775$1,069$788$1,086
Camp County48063$594$742$698$871$735$918$820$1,023$833$1,040
Carson County48065$583$826$685$970$722$1,022$805$1,140$818$1,158
Cass County48067$536$756$629$888$663$936$739$1,044$751$1,061
Castro County48069$573$528$673$620$709$654$791$729$803$741
Chambers County48071$581$1,319$682$1,549$719$1,632$802$1,819$815$1,849
Cherokee County48073$589$762$692$895$729$943$813$1,051$826$1,068
Childress County48075$600$805$704$946$742$997$828$1,111$841$1,129
Clay County48077$565$851$663$1,000$699$1,053$779$1,174$792$1,193
Cochran County48079$543$582$638$683$672$720$749$803$761$816
Coke County48081$566$821$665$964$700$1,017$781$1,133$793$1,152
Coleman County48083$660$701$775$824$817$868$911$968$926$983
Collin County48085$613$1,670$720$1,962$759$2,067$846$2,305$860$2,342
Collingsworth County48087$587$495$690$581$727$612$810$683$823$694
Colorado County48089$609$787$715$925$753$975$840$1,087$854$1,104
Comal County48091$531$1,415$623$1,662$657$1,751$732$1,953$744$1,984
Comanche County48093$527$686$618$806$652$849$727$947$739$962
Concho County48095$590$679$694$797$731$840$815$937$828$952
Cooke County48097$564$1,023$663$1,201$698$1,266$779$1,411$791$1,434
Coryell County48099$586$796$688$936$725$986$808$1,100$822$1,117
Cottle County48101$582$518$685$608$721$641$804$715$817$726
Crane County48103$678$575$797$675$839$712$936$793$951$806
Crockett County48105$528$602$620$708$653$746$728$832$740$845
Crosby County48107$574$538$674$632$711$665$792$742$805$754
Culberson County48109$676$793$794$931$837$981$933$1,094$948$1,112
Dallam County48111$521$819$612$962$646$1,013$720$1,130$732$1,148
Dallas County48113$600$1,151$705$1,351$743$1,424$828$1,588$842$1,613
Dawson County48115$605$769$711$903$749$952$835$1,062$849$1,078
Deaf Smith County48117$570$776$669$912$705$961$786$1,072$799$1,089
Delta County48119$573$671$672$789$708$831$790$926$803$941
Denton County48121$597$1,526$701$1,792$739$1,888$824$2,105$837$2,139
DeWitt County48123$617$712$725$836$764$881$851$983$865$999
Dickens County48125$734$568$863$667$909$703$1,013$784$1,030$796
Dimmit County48127$588$751$690$882$727$930$811$1,037$824$1,053
Donley County48129$530$756$623$887$656$935$732$1,042$744$1,059
Duval County48131$640$585$752$687$792$724$883$807$898$820
Eastland County48133$596$732$701$859$738$906$823$1,010$837$1,026
Ector County48135$602$1,029$707$1,209$745$1,274$830$1,421$844$1,444
Edwards County48137$509$772$598$907$630$956$702$1,066$714$1,083
El Paso County48141$512$917$601$1,077$633$1,135$706$1,265$718$1,285
Ellis County48139$579$1,228$680$1,443$717$1,520$799$1,695$812$1,723
Erath County48143$559$1,004$656$1,180$692$1,243$771$1,387$783$1,409
Falls County48145$629$690$739$811$779$854$869$952$883$967
Fannin County48147$649$863$762$1,014$803$1,068$896$1,190$910$1,210
Fayette County48149$532$942$625$1,106$659$1,165$734$1,300$746$1,321
Fisher County48151$592$593$696$696$733$734$818$818$831$831
Floyd County48153$593$642$697$754$735$794$819$886$832$900
Foard County48155$621$466$729$547$769$576$857$643$871$653
Fort Bend County48157$585$1,605$687$1,885$724$1,986$807$2,215$820$2,250
Franklin County48159$557$808$654$949$689$1,000$768$1,115$781$1,133
Freestone County48161$610$777$716$912$754$962$841$1,072$855$1,089
Frio County48163$610$678$716$797$755$839$841$936$855$951
Gaines County48165$560$895$657$1,052$693$1,108$772$1,236$785$1,256
Galveston County48167$558$1,352$655$1,588$691$1,673$770$1,866$782$1,896
Garza County48169$529$672$621$789$654$832$730$927$742$942
Gillespie County48171$606$1,134$712$1,331$750$1,403$836$1,565$850$1,589
Glasscock County48173$540$889$635$1,043$669$1,099$745$1,226$758$1,245
Goliad County48175$566$875$665$1,027$700$1,083$781$1,207$794$1,226
Gonzales County48177$588$768$690$902$728$950$812$1,059$825$1,076
Gray County48179$611$835$718$981$757$1,033$844$1,152$857$1,171
Grayson County48181$601$899$706$1,056$745$1,112$830$1,241$844$1,260
Gregg County48183$552$909$648$1,068$683$1,125$761$1,255$773$1,275
Grimes County48185$541$1,019$636$1,197$670$1,261$747$1,406$759$1,429
Guadalupe County48187$537$1,212$630$1,424$664$1,500$740$1,673$752$1,700
Hale County48189$570$711$670$835$706$880$787$981$800$997
Hall County48191$588$555$690$653$727$688$811$767$824$779
Hamilton County48193$603$741$708$870$746$917$832$1,022$845$1,039
Hansford County48195$525$874$617$1,027$650$1,082$725$1,206$736$1,226
Hardeman County48197$597$563$702$661$739$697$824$777$838$789
Hardin County48199$573$978$673$1,149$709$1,211$791$1,350$804$1,371
Harris County48201$559$1,215$657$1,426$692$1,503$771$1,676$784$1,703
Harrison County48203$585$902$687$1,059$724$1,116$807$1,245$820$1,265
Hartley County48205$542$1,058$637$1,242$671$1,309$748$1,460$760$1,483
Haskell County48207$521$554$612$650$645$685$719$764$730$777
Hays County48209$545$1,373$640$1,613$674$1,700$752$1,895$764$1,926
Hemphill County48211$571$950$670$1,116$706$1,176$787$1,311$800$1,332
Henderson County48213$613$774$720$908$759$957$846$1,067$860$1,084
Hidalgo County48215$547$802$643$942$677$993$755$1,107$768$1,124
Hill County48217$594$827$698$971$736$1,023$820$1,141$834$1,159
Hockley County48219$580$798$681$937$718$987$801$1,100$814$1,118
Hood County48221$555$1,086$652$1,275$687$1,344$766$1,499$778$1,523
Hopkins County48223$576$785$676$922$713$971$795$1,083$807$1,101
Houston County48225$677$667$795$783$838$825$934$920$949$935
Howard County48227$593$852$697$1,000$734$1,054$819$1,175$832$1,194
Hudspeth County48229$536$361$629$424$664$446$740$498$752$506
Hunt County48231$604$957$709$1,124$748$1,184$834$1,320$847$1,342
Hutchinson County48233$604$707$709$830$747$875$833$976$847$991
Irion County48235$616$973$723$1,143$762$1,204$850$1,342$863$1,364
Jack County48237$599$784$704$921$741$971$827$1,082$840$1,100
Jackson County48239$571$766$670$901$706$949$787$1,058$800$1,075
Jasper County48241$626$769$735$903$774$952$863$1,061$878$1,078
Jeff Davis County48243$409$879$480$1,033$506$1,088$564$1,213$573$1,233
Jefferson County48245$568$970$668$1,139$704$1,200$785$1,338$797$1,360
Jim Hogg County48247$638$583$749$685$790$721$881$804$895$817
Jim Wells County48249$610$821$717$964$755$1,016$842$1,133$856$1,151
Johnson County48251$559$999$656$1,174$692$1,236$771$1,379$783$1,401
Jones County48253$602$646$707$758$745$799$831$891$844$905
Karnes County48255$571$745$671$875$707$922$788$1,028$801$1,045
Kaufman County48257$583$1,218$684$1,431$721$1,508$804$1,681$817$1,708
Kendall County48259$585$1,687$687$1,982$724$2,088$807$2,328$820$2,366
Kenedy County48261$590$757$693$889$730$937$815$1,044$828$1,061
Kent County48263$823$787$966$924$1,018$974$1,135$1,086$1,153$1,104
Kerr County48265$541$963$635$1,131$669$1,192$746$1,329$758$1,351
Kimble County48267$553$956$649$1,123$684$1,183$763$1,319$775$1,340
King County48269$590$757$693$889$730$937$815$1,044$828$1,061
Kinney County48271$415$638$487$750$513$790$572$881$581$895
Kleberg County48273$624$960$733$1,128$772$1,189$861$1,326$875$1,347
Knox County48275$573$504$673$592$709$624$791$695$804$706
La Salle County48283$634$735$744$864$784$910$874$1,015$888$1,031
Lamar County48277$587$737$689$865$726$912$809$1,017$823$1,033
Lamb County48279$603$612$708$719$746$758$832$845$845$859
Lampasas County48281$590$1,015$693$1,192$730$1,256$814$1,400$827$1,423
Lavaca County48285$576$879$676$1,033$713$1,088$795$1,213$808$1,233
Lee County48287$643$910$755$1,069$795$1,127$887$1,256$901$1,277
Leon County48289$685$669$805$786$848$828$946$923$961$938
Liberty County48291$570$869$670$1,020$706$1,075$787$1,199$800$1,218
Limestone County48293$597$716$701$841$739$886$824$988$837$1,004
Lipscomb County48295$576$713$676$838$713$882$794$984$807$1,000
Live Oak County48297$562$891$660$1,046$696$1,102$776$1,229$788$1,249
Llano County48299$562$889$660$1,044$696$1,100$776$1,227$789$1,246
Loving County48301$590$757$693$889$730$937$815$1,044$828$1,061
Lubbock County48303$585$1,012$687$1,188$724$1,252$807$1,396$820$1,419
Lynn County48305$625$771$735$905$774$954$863$1,064$877$1,081
Madison County48313$609$815$715$957$754$1,008$841$1,124$854$1,142
Marion County48315$519$776$609$912$642$961$716$1,071$728$1,088
Martin County48317$625$808$734$950$774$1,000$862$1,116$876$1,134
Mason County48319$631$857$741$1,007$781$1,061$871$1,183$885$1,202
Matagorda County48321$581$873$683$1,025$719$1,081$802$1,205$815$1,224
Maverick County48323$567$845$666$992$702$1,045$782$1,166$795$1,184
McCulloch County48307$625$738$735$866$774$913$863$1,018$877$1,034
McLennan County48309$572$966$672$1,134$708$1,195$790$1,332$802$1,354
McMullen County48311$555$836$652$982$687$1,035$767$1,153$779$1,172
Medina County48325$579$1,024$680$1,203$716$1,268$798$1,414$811$1,437
Menard County48327$556$439$653$515$688$543$768$605$780$615
Midland County48329$588$1,320$691$1,550$728$1,633$812$1,821$825$1,850
Milam County48331$623$701$732$823$771$868$859$968$874$983
Mills County48333$520$686$610$806$643$849$717$947$728$962
Mitchell County48335$538$659$631$774$665$816$741$910$754$924
Montague County48337$603$826$708$970$746$1,022$831$1,140$845$1,158
Montgomery County48339$565$1,390$663$1,633$698$1,721$779$1,918$791$1,950
Moore County48341$574$814$674$956$710$1,008$792$1,124$805$1,141
Morris County48343$581$600$682$705$719$743$801$829$814$842
Motley County48345$531$580$623$682$657$718$732$801$744$814
Nacogdoches County48347$571$878$671$1,031$707$1,086$788$1,211$801$1,230
Navarro County48349$613$781$720$917$759$966$846$1,077$860$1,094
Newton County48351$577$751$678$882$714$930$796$1,037$809$1,054
Nolan County48353$638$715$750$839$790$884$881$986$895$1,002
Nueces County48355$610$1,066$716$1,252$754$1,320$841$1,472$855$1,495
Ochiltree County48357$612$945$719$1,110$758$1,169$845$1,304$858$1,325
Oldham County48359$582$767$684$901$720$950$803$1,059$816$1,076
Orange County48361$577$906$677$1,064$714$1,121$796$1,250$809$1,270
Palo Pinto County48363$608$884$714$1,038$752$1,094$839$1,219$853$1,239
Panola County48365$578$781$679$917$716$966$798$1,077$811$1,095
Parker County48367$550$1,336$646$1,569$680$1,654$758$1,844$771$1,873
Parmer County48369$588$849$691$997$728$1,051$812$1,172$825$1,191
Pecos County48371$637$749$749$879$789$926$879$1,033$894$1,049
Polk County48373$581$755$683$887$720$934$802$1,042$815$1,059
Potter County48375$555$761$652$894$687$942$766$1,050$779$1,067
Presidio County48377$511$746$600$877$633$923$705$1,030$717$1,046
Rains County48379$600$875$705$1,027$742$1,083$828$1,207$841$1,227
Randall County48381$548$1,083$644$1,272$679$1,340$756$1,495$769$1,519
Reagan County48383$665$1,063$781$1,249$823$1,316$917$1,468$932$1,491
Real County48385$564$1,189$662$1,396$697$1,472$777$1,641$790$1,667
Red River County48387$561$658$659$773$694$815$774$909$786$924
Reeves County48389$549$667$645$783$680$825$758$920$770$935
Refugio County48391$637$703$747$826$788$870$878$971$893$986
Roberts County48393$448$1,086$527$1,275$555$1,344$619$1,498$629$1,523
Robertson County48395$613$774$720$909$759$958$846$1,068$860$1,085
Rockwall County48397$601$1,488$706$1,748$744$1,842$830$2,053$843$2,087
Runnels County48399$627$654$736$768$775$810$864$903$879$917
Rusk County48401$538$862$633$1,012$667$1,066$743$1,189$755$1,208
Sabine County48403$631$722$741$848$781$893$871$996$885$1,012
San Augustine County48405$706$740$829$870$874$916$974$1,022$990$1,038
San Jacinto County48407$604$745$709$875$747$922$833$1,028$846$1,045
San Patricio County48409$593$1,030$697$1,210$735$1,274$819$1,421$832$1,444
San Saba County48411$653$735$767$863$808$910$902$1,014$916$1,030
Schleicher County48413$611$561$718$659$756$695$843$775$857$787
Scurry County48415$602$797$707$936$745$986$830$1,100$844$1,117
Shackelford County48417$529$912$621$1,071$654$1,129$729$1,259$741$1,279
Shelby County48419$612$652$719$765$758$806$845$899$859$913
Sherman County48421$655$832$769$977$811$1,029$904$1,148$919$1,166
Smith County48423$566$985$665$1,157$701$1,219$781$1,360$794$1,381
Somervell County48425$539$1,193$633$1,401$667$1,476$744$1,645$756$1,672
Starr County48427$570$727$669$854$705$900$786$1,004$799$1,019
Stephens County48429$640$594$752$697$792$735$883$820$897$833
Sterling County48431$619$540$727$634$766$668$854$745$868$757
Stonewall County48433$666$505$783$592$825$624$920$696$935$707
Sutton County48435$695$795$816$934$860$984$959$1,097$975$1,114
Swisher County48437$522$662$612$778$645$820$720$913$731$929
Tarrant County48439$571$1,232$671$1,447$707$1,525$788$1,701$801$1,728
Taylor County48441$582$910$684$1,068$720$1,126$803$1,255$816$1,276
Terrell County48443$597$781$701$918$739$967$824$1,078$837$1,096
Terry County48445$565$716$664$840$699$886$780$987$793$1,003
Throckmorton County48447$660$615$776$722$817$761$911$848$926$862
Titus County48449$584$714$686$839$723$884$806$986$819$1,002
Tom Green County48451$571$962$671$1,129$707$1,190$788$1,327$801$1,348
Travis County48453$580$1,552$681$1,822$718$1,920$801$2,140$814$2,175
Trinity County48455$614$705$722$828$760$873$848$973$861$989
Tyler County48457$592$684$695$803$732$847$817$944$830$959
Upshur County48459$576$841$677$988$713$1,041$795$1,161$808$1,179
Upton County48461$694$579$815$680$859$716$958$798$973$811
Uvalde County48463$593$746$696$876$734$923$818$1,030$831$1,046
Val Verde County48465$573$892$673$1,048$709$1,104$791$1,230$804$1,250
Van Zandt County48467$574$883$674$1,037$710$1,093$792$1,218$805$1,238
Victoria County48469$571$1,007$670$1,183$706$1,247$787$1,391$800$1,413
Walker County48471$551$978$647$1,149$682$1,210$761$1,349$773$1,371
Waller County48473$554$1,262$650$1,482$686$1,561$764$1,741$777$1,769
Ward County48475$580$731$682$858$718$905$801$1,009$814$1,025
Washington County48477$539$1,067$633$1,254$667$1,321$744$1,473$755$1,497
Webb County48479$601$964$705$1,133$743$1,194$829$1,331$842$1,353
Wharton County48481$535$936$628$1,100$662$1,159$738$1,292$750$1,313
Wheeler County48483$534$661$627$777$661$818$737$912$749$927
Wichita County48485$571$809$671$950$707$1,001$788$1,116$801$1,134
Wilbarger County48487$660$605$775$711$817$749$911$835$926$848
Willacy County48489$550$635$646$745$681$785$759$876$771$890
Williamson County48491$562$1,434$659$1,685$695$1,775$775$1,979$787$2,012
Wilson County48493$566$1,251$665$1,469$700$1,549$781$1,727$794$1,754
Winkler County48495$615$594$723$697$761$735$849$819$862$833
Wise County48497$568$1,133$667$1,331$702$1,403$783$1,564$796$1,589
Wood County48499$571$794$671$932$707$982$788$1,095$801$1,113
Yoakum County48501$596$915$700$1,075$737$1,133$822$1,263$835$1,284
Young County48503$592$781$695$917$732$967$816$1,078$830$1,095
Zapata County48505$590$621$693$730$730$769$814$857$827$871
Zavala County48507$618$546$726$642$765$676$853$754$866$767

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM