Bankruptcy Allowable Living Expenses
(Cases Filed Between May 15, 2023 and October 31, 2023, Inclusive)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$576$816$677$958$714$1,009$796$1,125$808$1,144
Andrews County48003$596$1,105$700$1,298$738$1,367$823$1,524$836$1,549
Angelina County48005$629$893$739$1,049$779$1,105$868$1,233$882$1,253
Aransas County48007$589$1,261$692$1,481$730$1,560$813$1,740$827$1,768
Archer County48009$560$1,003$658$1,178$693$1,242$773$1,385$785$1,407
Armstrong County48011$443$1,015$521$1,192$549$1,256$612$1,401$621$1,424
Atascosa County48013$618$853$726$1,002$765$1,056$853$1,177$866$1,197
Austin County48015$655$1,115$769$1,310$811$1,380$904$1,539$919$1,563
Bailey County48017$545$570$640$670$674$706$752$787$764$800
Bandera County48019$562$1,194$660$1,402$695$1,478$776$1,647$788$1,674
Bastrop County48021$597$1,206$701$1,417$739$1,493$824$1,665$837$1,692
Baylor County48023$750$725$882$851$929$897$1,036$1,000$1,053$1,016
Bee County48025$607$849$713$997$751$1,051$838$1,171$851$1,191
Bell County48027$581$1,086$683$1,275$720$1,343$802$1,498$815$1,522
Bexar County48029$568$1,263$667$1,483$703$1,563$784$1,743$797$1,770
Blanco County48031$596$1,228$700$1,443$737$1,521$822$1,696$835$1,723
Borden County48033$724$852$850$1,001$896$1,055$999$1,176$1,015$1,195
Bosque County48035$602$827$708$971$746$1,023$831$1,141$845$1,159
Bowie County48037$586$999$688$1,174$725$1,237$808$1,380$821$1,402
Brazoria County48039$599$1,597$704$1,875$742$1,976$827$2,204$840$2,239
Brazos County48041$610$1,317$716$1,547$755$1,630$841$1,818$855$1,847
Brewster County48043$645$1,097$757$1,289$798$1,358$890$1,514$904$1,539
Briscoe County48045$699$776$821$911$865$960$965$1,070$980$1,088
Brooks County48047$689$640$809$752$853$792$951$883$966$898
Brown County48049$641$923$753$1,084$793$1,143$885$1,274$899$1,294
Burleson County48051$615$1,014$723$1,190$762$1,254$849$1,399$863$1,421
Burnet County48053$579$1,286$680$1,510$717$1,591$799$1,774$812$1,803
Caldwell County48055$601$1,030$705$1,210$743$1,275$829$1,421$842$1,444
Calhoun County48057$605$988$710$1,160$749$1,222$835$1,363$848$1,385
Callahan County48059$608$859$714$1,009$753$1,063$839$1,186$853$1,205
Cameron County48061$581$856$683$1,004$719$1,059$802$1,180$815$1,199
Camp County48063$607$843$713$990$751$1,043$838$1,162$851$1,182
Carson County48065$621$816$729$959$768$1,011$857$1,127$871$1,145
Cass County48067$601$830$705$976$743$1,028$829$1,146$842$1,165
Castro County48069$608$674$714$792$753$834$839$931$853$945
Chambers County48071$610$1,475$717$1,732$755$1,826$842$2,036$856$2,068
Cherokee County48073$619$837$727$983$766$1,036$854$1,155$868$1,174
Childress County48075$753$955$885$1,121$932$1,182$1,040$1,317$1,056$1,339
Clay County48077$535$1,006$629$1,181$663$1,244$739$1,387$751$1,410
Cochran County48079$606$629$711$739$749$779$835$869$849$882
Coke County48081$585$671$687$789$724$831$807$927$820$942
Coleman County48083$652$671$766$788$807$830$900$925$915$940
Collin County48085$638$1,910$750$2,243$790$2,364$881$2,636$895$2,678
Collingsworth County48087$514$545$604$640$636$675$709$753$721$764
Colorado County48089$685$1,055$805$1,239$848$1,306$946$1,456$961$1,479
Comal County48091$563$1,603$661$1,883$697$1,984$777$2,212$789$2,249
Comanche County48093$628$718$738$843$777$889$867$991$881$1,007
Concho County48095$648$615$760$723$801$762$894$849$908$863
Cooke County48097$588$1,114$690$1,310$727$1,380$811$1,538$824$1,563
Coryell County48099$628$917$737$1,077$777$1,135$867$1,265$881$1,285
Cottle County48101$682$529$802$621$845$654$941$730$957$741
Crane County48103$663$715$779$840$821$885$915$987$930$1,003
Crockett County48105$510$842$598$990$631$1,042$703$1,162$715$1,181
Crosby County48107$663$652$779$765$821$806$915$899$930$913
Culberson County48109$564$812$662$954$698$1,005$778$1,121$790$1,139
Dallam County48111$586$780$688$916$725$965$808$1,076$821$1,094
Dallas County48113$631$1,316$741$1,546$781$1,629$871$1,816$885$1,846
Dawson County48115$658$934$772$1,098$814$1,156$907$1,290$922$1,310
Deaf Smith County48117$568$955$668$1,121$703$1,182$784$1,318$797$1,339
Delta County48119$624$932$734$1,094$773$1,153$862$1,285$876$1,306
Denton County48121$636$1,768$747$2,076$787$2,188$877$2,440$892$2,479
DeWitt County48123$633$980$743$1,151$783$1,213$873$1,353$887$1,374
Dickens County48125$569$637$669$748$704$789$786$879$798$894
Dimmit County48127$736$739$864$869$911$915$1,015$1,021$1,032$1,037
Donley County48129$606$852$712$1,000$750$1,054$836$1,175$850$1,194
Duval County48131$671$686$788$806$831$849$926$947$941$962
Eastland County48133$635$722$745$848$785$894$876$996$890$1,012
Ector County48135$631$1,193$741$1,401$781$1,476$871$1,646$885$1,672
Edwards County48137$573$902$673$1,060$709$1,117$791$1,245$804$1,265
El Paso County48141$546$1,043$641$1,225$675$1,291$753$1,439$765$1,462
Ellis County48139$627$1,435$736$1,686$775$1,777$864$1,981$878$2,013
Erath County48143$547$1,150$643$1,350$677$1,423$755$1,587$767$1,612
Falls County48145$716$692$841$812$886$856$988$954$1,004$970
Fannin County48147$662$973$778$1,142$820$1,203$914$1,342$929$1,363
Fayette County48149$580$1,052$681$1,236$718$1,302$801$1,451$814$1,475
Fisher County48151$668$656$785$770$827$812$922$905$938$919
Floyd County48153$612$616$718$724$757$763$844$851$858$864
Foard County48155$747$728$877$856$924$902$1,031$1,005$1,047$1,022
Fort Bend County48157$610$1,811$717$2,126$755$2,241$842$2,499$856$2,538
Franklin County48159$594$1,116$698$1,310$735$1,381$820$1,539$833$1,564
Freestone County48161$690$878$810$1,031$854$1,086$952$1,211$967$1,231
Frio County48163$630$902$740$1,059$780$1,116$869$1,245$883$1,265
Gaines County48165$585$1,004$687$1,179$724$1,242$807$1,385$820$1,407
Galveston County48167$592$1,468$695$1,725$732$1,818$817$2,026$830$2,059
Garza County48169$609$757$716$889$754$937$841$1,044$855$1,061
Gillespie County48171$537$1,435$631$1,685$665$1,775$741$1,980$753$2,012
Glasscock County48173$646$640$759$752$800$792$891$884$906$898
Goliad County48175$590$1,040$692$1,222$730$1,287$814$1,435$827$1,458
Gonzales County48177$672$774$790$909$832$958$928$1,068$942$1,086
Gray County48179$647$816$761$958$801$1,010$893$1,126$908$1,144
Grayson County48181$651$1,083$765$1,272$806$1,340$899$1,494$913$1,518
Gregg County48183$558$965$656$1,133$691$1,194$770$1,332$783$1,353
Grimes County48185$648$1,223$760$1,437$801$1,514$893$1,688$908$1,715
Guadalupe County48187$555$1,334$651$1,568$686$1,652$765$1,842$778$1,871
Hale County48189$642$821$754$965$795$1,016$886$1,133$900$1,152
Hall County48191$629$617$739$724$778$764$868$851$882$865
Hamilton County48193$609$776$715$912$753$961$840$1,071$854$1,088
Hansford County48195$510$1,080$600$1,268$632$1,336$704$1,490$716$1,514
Hardeman County48197$653$586$767$688$808$725$901$808$916$821
Hardin County48199$602$1,033$708$1,213$746$1,278$831$1,426$845$1,448
Harris County48201$598$1,365$703$1,602$740$1,689$826$1,882$839$1,913
Harrison County48203$566$1,031$664$1,211$700$1,276$780$1,423$793$1,446
Hartley County48205$634$1,100$745$1,292$784$1,362$875$1,518$889$1,542
Haskell County48207$621$656$730$770$769$812$858$905$872$919
Hays County48209$582$1,528$684$1,794$720$1,891$803$2,108$816$2,142
Hemphill County48211$558$964$656$1,132$691$1,193$771$1,330$783$1,352
Henderson County48213$636$889$746$1,045$786$1,101$877$1,227$891$1,247
Hidalgo County48215$576$900$676$1,058$713$1,114$794$1,243$807$1,263
Hill County48217$645$900$757$1,057$798$1,114$890$1,242$904$1,262
Hockley County48219$631$893$741$1,049$781$1,105$871$1,232$885$1,252
Hood County48221$540$1,179$634$1,385$668$1,459$745$1,627$757$1,653
Hopkins County48223$613$864$721$1,014$759$1,069$846$1,192$860$1,211
Houston County48225$617$835$725$980$764$1,033$852$1,152$865$1,171
Howard County48227$616$938$723$1,102$762$1,161$849$1,295$863$1,316
Hudspeth County48229$614$432$721$508$760$535$848$596$861$606
Hunt County48231$623$1,079$732$1,267$771$1,335$859$1,489$873$1,513
Hutchinson County48233$640$725$752$851$792$897$883$1,000$898$1,016
Irion County48235$625$1,164$733$1,368$773$1,441$862$1,607$876$1,632
Jack County48237$690$920$810$1,081$854$1,139$952$1,270$967$1,291
Jackson County48239$605$832$711$976$749$1,029$835$1,147$848$1,166
Jasper County48241$683$849$802$997$846$1,050$943$1,171$958$1,190
Jeff Davis County48243$555$1,017$651$1,195$686$1,259$765$1,404$778$1,426
Jefferson County48245$585$1,111$687$1,305$724$1,375$807$1,533$820$1,558
Jim Hogg County48247$835$673$980$791$1,033$833$1,152$929$1,170$944
Jim Wells County48249$631$1,063$741$1,248$781$1,315$871$1,466$885$1,490
Johnson County48251$584$1,181$686$1,388$723$1,462$806$1,630$819$1,657
Jones County48253$692$697$812$819$856$863$955$962$970$978
Karnes County48255$631$815$741$957$781$1,008$871$1,124$885$1,142
Kaufman County48257$615$1,412$723$1,658$762$1,747$850$1,948$863$1,980
Kendall County48259$551$1,786$647$2,098$682$2,210$760$2,465$773$2,504
Kenedy County48261$625$850$735$998$774$1,052$863$1,173$877$1,192
Kent County48263$779$906$915$1,065$964$1,122$1,075$1,251$1,092$1,271
Kerr County48265$566$1,061$664$1,247$700$1,314$781$1,465$793$1,489
Kimble County48267$543$1,023$637$1,202$671$1,267$749$1,412$761$1,435
King County48269$625$850$735$998$774$1,052$863$1,173$877$1,192
Kinney County48271$612$741$718$871$757$917$844$1,023$858$1,039
Kleberg County48273$647$1,015$759$1,193$800$1,257$892$1,402$907$1,424
Knox County48275$612$514$719$604$758$636$845$709$858$721
La Salle County48283$784$994$920$1,168$970$1,230$1,081$1,372$1,099$1,394
Lamar County48277$603$935$709$1,098$747$1,157$832$1,291$846$1,311
Lamb County48279$569$656$669$770$705$811$785$905$798$920
Lampasas County48281$589$1,071$691$1,259$729$1,326$812$1,479$825$1,503
Lavaca County48285$556$1,024$654$1,202$689$1,267$768$1,413$780$1,436
Lee County48287$577$1,132$677$1,330$714$1,401$796$1,562$809$1,587
Leon County48289$702$695$824$817$868$861$968$960$984$975
Liberty County48291$674$952$791$1,118$834$1,178$929$1,314$945$1,335
Limestone County48293$624$784$734$920$773$970$862$1,081$876$1,099
Lipscomb County48295$604$881$709$1,035$748$1,090$834$1,215$847$1,235
Live Oak County48297$614$962$721$1,130$759$1,191$847$1,327$860$1,349
Llano County48299$611$1,020$718$1,198$757$1,262$844$1,407$858$1,430
Loving County48301$625$850$735$998$774$1,052$863$1,173$877$1,192
Lubbock County48303$618$1,147$726$1,347$765$1,419$853$1,582$866$1,608
Lynn County48305$741$874$871$1,026$918$1,081$1,023$1,206$1,040$1,225
Madison County48313$674$936$792$1,098$834$1,158$930$1,291$945$1,312
Marion County48315$612$773$720$907$758$956$845$1,066$859$1,083
Martin County48317$762$1,040$894$1,222$943$1,287$1,051$1,435$1,068$1,459
Mason County48319$664$997$780$1,171$822$1,234$916$1,376$931$1,398
Matagorda County48321$579$1,067$680$1,253$717$1,320$799$1,472$812$1,496
Maverick County48323$572$966$672$1,135$708$1,196$789$1,334$802$1,355
McCulloch County48307$630$635$740$745$780$785$869$876$883$890
McLennan County48309$607$1,091$713$1,282$751$1,351$838$1,506$851$1,531
McMullen County48311$648$820$762$962$803$1,014$895$1,131$910$1,149
Medina County48325$606$1,157$712$1,359$750$1,432$836$1,597$850$1,622
Menard County48327$609$446$715$524$754$552$840$616$854$626
Midland County48329$622$1,503$730$1,766$769$1,861$858$2,074$872$2,108
Milam County48331$667$794$783$933$825$983$920$1,096$935$1,113
Mills County48333$540$775$634$911$668$960$745$1,070$757$1,088
Mitchell County48335$614$782$722$918$760$968$848$1,079$862$1,096
Montague County48337$733$839$861$986$907$1,039$1,011$1,159$1,028$1,177
Montgomery County48339$590$1,568$693$1,842$730$1,941$814$2,164$827$2,199
Moore County48341$575$887$675$1,042$712$1,097$793$1,224$806$1,244
Morris County48343$583$647$685$759$722$800$805$892$818$906
Motley County48345$622$511$730$600$769$633$858$705$871$717
Nacogdoches County48347$571$938$671$1,101$707$1,160$788$1,294$801$1,314
Navarro County48349$649$813$763$955$804$1,006$896$1,122$911$1,140
Newton County48351$589$854$691$1,004$729$1,057$812$1,179$826$1,198
Nolan County48353$680$784$798$922$841$971$938$1,082$953$1,100
Nueces County48355$632$1,196$742$1,405$782$1,480$872$1,650$886$1,677
Ochiltree County48357$646$986$759$1,158$800$1,220$892$1,360$907$1,382
Oldham County48359$620$1,035$728$1,216$767$1,281$856$1,428$869$1,451
Orange County48361$596$1,018$700$1,196$738$1,260$823$1,405$836$1,428
Palo Pinto County48363$628$1,036$738$1,216$777$1,282$867$1,429$881$1,452
Panola County48365$585$871$687$1,023$724$1,078$807$1,202$820$1,222
Parker County48367$597$1,585$701$1,861$739$1,961$824$2,187$837$2,222
Parmer County48369$687$954$807$1,120$850$1,181$948$1,317$963$1,338
Pecos County48371$665$898$781$1,055$823$1,112$918$1,240$932$1,260
Polk County48373$640$796$752$934$792$985$883$1,098$898$1,115
Potter County48375$589$852$691$1,002$729$1,055$812$1,177$825$1,196
Presidio County48377$568$949$666$1,115$702$1,175$783$1,310$796$1,331
Rains County48379$601$1,008$705$1,184$743$1,248$829$1,391$842$1,414
Randall County48381$583$1,189$685$1,396$722$1,471$804$1,641$818$1,667
Reagan County48383$687$1,091$807$1,281$850$1,350$948$1,505$963$1,530
Real County48385$567$1,431$666$1,681$702$1,771$783$1,974$796$2,006
Red River County48387$636$692$748$812$788$856$878$955$893$970
Reeves County48389$684$848$803$996$847$1,049$944$1,170$959$1,189
Refugio County48391$655$684$769$803$810$847$904$944$918$959
Roberts County48393$605$863$711$1,013$749$1,068$835$1,191$849$1,210
Robertson County48395$583$938$685$1,101$722$1,160$805$1,293$818$1,314
Rockwall County48397$652$1,730$766$2,032$807$2,141$900$2,387$915$2,425
Runnels County48399$625$676$734$794$773$837$862$933$876$948
Rusk County48401$616$905$724$1,063$763$1,120$851$1,249$864$1,269
Sabine County48403$729$759$857$891$903$939$1,007$1,047$1,023$1,064
San Augustine County48405$693$784$813$922$857$971$956$1,082$971$1,100
San Jacinto County48407$647$996$759$1,170$800$1,233$892$1,375$906$1,397
San Patricio County48409$635$1,155$745$1,357$785$1,430$876$1,594$890$1,620
San Saba County48411$622$737$731$865$770$912$859$1,016$873$1,033
Schleicher County48413$679$666$798$782$841$824$938$918$953$933
Scurry County48415$600$917$704$1,077$742$1,135$828$1,265$841$1,286
Shackelford County48417$682$1,125$802$1,321$845$1,392$942$1,552$957$1,578
Shelby County48419$614$731$721$859$760$905$847$1,009$861$1,025
Sherman County48421$638$830$750$974$790$1,027$881$1,145$895$1,164
Smith County48423$588$1,061$690$1,247$727$1,314$811$1,465$824$1,488
Somervell County48425$507$1,221$595$1,435$627$1,512$699$1,686$710$1,713
Starr County48427$621$828$729$973$768$1,025$857$1,142$870$1,161
Stephens County48429$654$599$768$704$809$742$902$827$917$840
Sterling County48431$596$706$700$830$738$874$822$975$836$990
Stonewall County48433$764$425$897$499$945$526$1,054$586$1,071$596
Sutton County48435$607$1,121$713$1,317$751$1,388$838$1,547$851$1,572
Swisher County48437$605$765$711$899$749$947$835$1,056$849$1,073
Tarrant County48439$612$1,421$719$1,669$757$1,759$844$1,961$858$1,993
Taylor County48441$604$1,059$710$1,243$748$1,310$834$1,461$847$1,485
Terrell County48443$561$844$659$991$694$1,045$774$1,165$786$1,184
Terry County48445$601$874$706$1,026$743$1,082$829$1,206$842$1,226
Throckmorton County48447$719$705$845$827$890$872$993$972$1,008$988
Titus County48449$624$785$734$921$773$971$862$1,083$876$1,100
Tom Green County48451$589$1,056$692$1,240$730$1,306$813$1,457$827$1,480
Travis County48453$613$1,775$720$2,085$759$2,197$847$2,449$860$2,489
Trinity County48455$618$843$726$990$765$1,043$853$1,163$867$1,181
Tyler County48457$641$762$753$895$793$944$885$1,052$899$1,069
Upshur County48459$608$967$714$1,136$753$1,196$839$1,334$853$1,355
Upton County48461$693$685$814$805$858$848$957$945$972$961
Uvalde County48463$551$857$647$1,007$682$1,061$760$1,183$773$1,202
Val Verde County48465$560$1,067$658$1,253$693$1,321$773$1,473$786$1,496
Van Zandt County48467$588$958$690$1,125$727$1,186$811$1,322$824$1,343
Victoria County48469$589$1,147$691$1,347$729$1,419$812$1,583$826$1,608
Walker County48471$600$1,035$706$1,215$743$1,281$829$1,428$842$1,451
Waller County48473$586$1,470$689$1,726$726$1,819$809$2,029$822$2,061
Ward County48475$542$840$636$988$671$1,040$748$1,160$760$1,179
Washington County48477$628$1,161$738$1,363$777$1,437$867$1,602$881$1,627
Webb County48479$629$1,077$739$1,264$778$1,333$868$1,486$882$1,510
Wharton County48481$609$1,049$715$1,232$753$1,299$840$1,448$854$1,471
Wheeler County48483$649$877$763$1,029$803$1,085$896$1,209$910$1,229
Wichita County48485$594$902$698$1,059$735$1,116$820$1,244$833$1,264
Wilbarger County48487$617$698$725$820$764$864$852$963$866$979
Willacy County48489$630$688$740$808$780$851$870$949$883$965
Williamson County48491$593$1,653$697$1,941$734$2,046$819$2,281$832$2,318
Wilson County48493$590$1,459$694$1,713$731$1,805$815$2,013$828$2,045
Winkler County48495$614$778$721$914$760$963$848$1,073$861$1,091
Wise County48497$604$1,328$710$1,559$748$1,643$834$1,832$847$1,862
Wood County48499$620$905$728$1,063$767$1,120$855$1,249$869$1,269
Yoakum County48501$620$1,011$728$1,187$767$1,251$855$1,395$869$1,417
Young County48503$588$1,025$690$1,204$727$1,269$811$1,415$824$1,437
Zapata County48505$657$667$772$783$814$825$907$920$922$935
Zavala County48507$621$540$730$634$769$668$857$745$871$757

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM