Bankruptcy Allowable Living Expenses
(Cases Filed On or After November 1, 2023)

Local Housing and Utilities Standards*

North Carolina

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Alamance County37001$556$914$652$1,074$688$1,131$767$1,261$779$1,282
Alexander County37003$535$806$629$946$663$997$739$1,112$751$1,130
Alleghany County37005$523$864$615$1,014$648$1,069$722$1,192$734$1,211
Anson County37007$654$650$768$764$809$805$903$897$917$912
Ashe County37009$558$785$656$921$691$971$770$1,083$783$1,100
Avery County37011$592$706$696$829$733$874$817$975$831$990
Beaufort County37013$677$870$795$1,022$838$1,077$934$1,201$950$1,220
Bertie County37015$674$683$792$802$834$846$930$943$945$958
Bladen County37017$633$712$744$836$784$881$874$982$888$998
Brunswick County37019$580$1,084$682$1,272$718$1,341$801$1,495$814$1,519
Buncombe County37021$534$1,187$626$1,395$660$1,470$736$1,639$748$1,665
Burke County37023$570$731$670$858$706$904$787$1,008$800$1,024
Cabarrus County37025$560$1,214$658$1,426$693$1,503$773$1,676$785$1,703
Caldwell County37027$557$772$655$906$690$955$769$1,065$782$1,082
Camden County37029$640$1,118$752$1,313$792$1,384$883$1,543$897$1,568
Carteret County37031$549$1,204$645$1,413$679$1,490$757$1,661$770$1,687
Caswell County37033$576$781$676$918$713$967$794$1,079$807$1,096
Catawba County37035$567$820$665$964$701$1,016$782$1,132$795$1,150
Chatham County37037$563$1,399$661$1,643$697$1,731$777$1,930$789$1,962
Cherokee County37039$541$825$636$969$670$1,021$747$1,138$759$1,157
Chowan County37041$647$718$759$844$800$889$892$991$907$1,007
Clay County37043$529$849$621$998$654$1,052$730$1,172$741$1,192
Cleveland County37045$568$789$666$927$702$977$783$1,089$796$1,106
Columbus County37047$634$687$745$807$784$851$875$948$889$963
Craven County37049$563$923$661$1,084$696$1,143$776$1,274$789$1,295
Cumberland County37051$622$929$730$1,091$769$1,150$858$1,282$872$1,302
Currituck County37053$577$1,294$677$1,520$714$1,601$796$1,785$809$1,814
Dare County37055$543$1,425$639$1,673$673$1,763$750$1,966$762$1,998
Davidson County37057$569$845$669$992$705$1,045$786$1,165$799$1,184
Davie County37059$584$941$686$1,105$723$1,164$806$1,298$819$1,319
Duplin County37061$596$794$700$932$738$982$823$1,095$836$1,113
Durham County37063$524$1,225$615$1,439$648$1,516$722$1,691$734$1,718
Edgecombe County37065$685$686$804$806$848$849$945$947$961$962
Forsyth County37067$560$972$658$1,141$693$1,203$773$1,341$785$1,363
Franklin County37069$561$1,023$659$1,201$694$1,266$774$1,411$787$1,434
Gaston County37071$559$938$657$1,101$692$1,161$772$1,294$784$1,315
Gates County37073$639$937$751$1,100$791$1,160$882$1,293$896$1,314
Graham County37075$456$723$536$849$564$895$629$998$640$1,013
Granville County37077$597$1,021$701$1,199$739$1,263$824$1,408$837$1,431
Greene County37079$621$669$729$787$768$829$857$924$870$939
Guilford County37081$568$1,004$668$1,179$703$1,243$784$1,386$797$1,408
Halifax County37083$665$717$781$843$823$888$918$990$933$1,006
Harnett County37085$596$983$700$1,154$737$1,217$822$1,357$836$1,378
Haywood County37087$564$902$662$1,059$698$1,116$778$1,245$790$1,265
Henderson County37089$540$1,103$634$1,296$668$1,366$745$1,523$757$1,548
Hertford County37091$652$726$766$852$807$898$900$1,001$914$1,018
Hoke County37093$581$923$683$1,083$719$1,142$802$1,273$815$1,294
Hyde County37095$666$792$783$930$825$980$920$1,093$935$1,110
Iredell County37097$545$1,112$640$1,306$675$1,376$753$1,534$765$1,559
Jackson County37099$548$898$644$1,055$678$1,112$756$1,240$768$1,260
Johnston County37101$563$1,026$661$1,205$697$1,269$777$1,415$789$1,438
Jones County37103$608$787$714$925$753$974$839$1,087$853$1,104
Lee County37105$610$900$716$1,058$755$1,114$841$1,243$855$1,263
Lenoir County37107$666$696$782$818$824$862$919$961$934$976
Lincoln County37109$547$1,025$643$1,204$677$1,269$755$1,415$767$1,438
McDowell County37111$536$753$630$884$664$931$740$1,038$752$1,055
Macon County37113$572$773$672$907$708$956$789$1,066$802$1,083
Madison County37115$566$996$664$1,170$700$1,233$781$1,374$793$1,397
Martin County37117$597$616$701$723$739$762$824$850$837$864
Mecklenburg County37119$582$1,219$684$1,431$721$1,508$803$1,682$816$1,709
Mitchell County37121$539$804$633$944$667$995$744$1,109$756$1,127
Montgomery County37123$559$743$657$873$692$920$772$1,025$784$1,042
Moore County37125$575$1,173$675$1,378$712$1,451$793$1,619$806$1,645
Nash County37127$614$850$722$998$760$1,052$848$1,172$861$1,192
New Hanover County37129$574$1,244$674$1,461$710$1,540$792$1,717$805$1,744
Northampton County37131$639$756$751$888$791$936$882$1,044$897$1,060
Onslow County37133$546$982$642$1,153$676$1,215$754$1,354$766$1,377
Orange County37135$577$1,555$677$1,826$714$1,924$796$2,145$809$2,180
Pamlico County37137$590$968$692$1,138$730$1,198$814$1,336$826$1,358
Pasquotank County37139$627$1,042$736$1,224$775$1,290$864$1,438$878$1,462
Pender County37141$591$1,170$695$1,374$732$1,448$816$1,615$829$1,641
Perquimans County37143$659$913$773$1,073$815$1,130$909$1,260$923$1,281
Person County37145$583$848$685$996$722$1,049$805$1,170$818$1,189
Pitt County37147$623$921$731$1,083$771$1,140$859$1,272$873$1,292
Polk County37149$529$948$621$1,114$654$1,174$730$1,308$741$1,330
Randolph County37151$564$794$662$933$698$983$778$1,096$791$1,114
Richmond County37153$647$625$761$733$801$773$893$862$908$875
Robeson County37155$623$681$731$801$771$843$859$941$873$956
Rockingham County37157$563$752$661$884$697$931$777$1,038$790$1,055
Rowan County37159$559$878$657$1,031$692$1,087$772$1,212$784$1,232
Rutherford County37161$558$707$654$831$690$875$769$976$781$992
Sampson County37163$626$728$736$855$775$901$865$1,004$879$1,020
Scotland County37165$606$718$712$843$750$889$836$991$850$1,007
Stanly County37167$581$856$683$1,005$719$1,060$802$1,182$815$1,201
Stokes County37169$546$823$641$967$675$1,019$753$1,136$765$1,154
Surry County37171$555$754$651$886$686$934$765$1,041$778$1,057
Swain County37173$517$839$607$985$640$1,038$713$1,158$725$1,176
Transylvania County37175$547$1,042$643$1,224$677$1,290$755$1,438$768$1,461
Tyrrell County37177$650$793$764$931$805$981$897$1,094$912$1,112
Union County37179$581$1,291$683$1,516$719$1,598$802$1,781$815$1,810
Vance County37181$630$776$740$911$780$960$869$1,071$883$1,088
Wake County37183$567$1,408$665$1,654$701$1,743$782$1,943$794$1,975
Warren County37185$626$719$735$845$775$890$864$992$878$1,008
Washington County37187$623$734$732$862$772$908$860$1,013$874$1,029
Watauga County37189$548$1,067$644$1,253$678$1,321$757$1,472$769$1,496
Wayne County37191$585$831$687$977$724$1,029$807$1,148$820$1,166
Wilkes County37193$549$773$645$908$680$956$758$1,066$770$1,084
Wilson County37195$651$786$765$922$806$972$898$1,084$913$1,101
Yadkin County37197$533$747$626$877$660$924$736$1,030$748$1,047
Yancey County37199$509$767$597$901$630$949$702$1,059$713$1,076

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM