Bankruptcy Allowable Living Expenses
(Cases Filed On or After November 1, 2023)

Local Housing and Utilities Standards*

New York

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Albany County36001$590$1,356$693$1,593$730$1,679$814$1,872$827$1,902
Allegany County36003$577$724$678$850$714$896$796$999$809$1,015
Bronx County36005$807$1,914$948$2,247$999$2,368$1,113$2,641$1,131$2,684
Broome County36007$581$873$682$1,025$719$1,080$802$1,204$814$1,224
Cattaraugus County36009$579$787$680$925$717$974$799$1,086$812$1,104
Cayuga County36011$611$953$717$1,120$756$1,180$843$1,316$856$1,337
Chautauqua County36013$555$718$652$844$686$890$765$992$778$1,008
Chemung County36015$593$848$696$996$733$1,050$818$1,170$831$1,189
Chenango County36017$592$829$695$974$733$1,026$817$1,144$830$1,163
Clinton County36019$591$981$694$1,152$731$1,214$816$1,353$829$1,375
Columbia County36021$570$1,330$669$1,563$705$1,647$786$1,836$799$1,866
Cortland County36023$582$967$683$1,136$720$1,197$803$1,334$816$1,356
Delaware County36025$611$837$717$984$756$1,036$843$1,155$856$1,174
Dutchess County36027$631$1,781$741$2,092$781$2,204$870$2,458$885$2,497
Erie County36029$537$1,068$630$1,255$664$1,322$740$1,474$752$1,498
Essex County36031$628$996$737$1,170$777$1,233$867$1,374$881$1,396
Franklin County36033$633$832$744$977$784$1,029$874$1,147$888$1,166
Fulton County36035$573$869$674$1,020$710$1,075$791$1,199$804$1,218
Genesee County36037$549$930$645$1,092$680$1,150$758$1,282$770$1,303
Greene County36039$657$1,176$772$1,380$813$1,455$907$1,622$921$1,649
Hamilton County36041$590$881$693$1,034$730$1,090$814$1,215$827$1,235
Herkimer County36043$597$790$700$928$738$978$823$1,090$836$1,108
Jefferson County36045$592$967$695$1,137$732$1,198$817$1,335$830$1,357
Kings County36047$754$2,360$885$2,772$933$2,921$1,040$3,257$1,057$3,310
Lewis County36049$556$921$654$1,081$689$1,139$768$1,270$780$1,291
Livingston County36051$572$990$671$1,163$707$1,226$789$1,366$802$1,388
Madison County36053$605$1,030$711$1,209$749$1,274$835$1,421$849$1,443
Monroe County36055$543$1,113$637$1,308$672$1,378$749$1,537$761$1,562
Montgomery County36057$594$884$697$1,039$735$1,094$819$1,220$832$1,240
Nassau County36059$685$2,710$804$3,184$847$3,355$945$3,740$960$3,801
New York County36061$863$2,756$1,013$3,238$1,067$3,412$1,190$3,804$1,210$3,865
Niagara County36063$566$971$664$1,141$700$1,202$780$1,341$793$1,362
Oneida County36065$589$926$692$1,087$729$1,146$813$1,278$826$1,298
Onondaga County36067$547$1,113$643$1,307$678$1,377$755$1,536$768$1,560
Ontario County36069$573$1,083$674$1,271$710$1,340$792$1,494$804$1,519
Orange County36071$676$1,813$795$2,129$837$2,244$933$2,502$949$2,542
Orleans County36073$602$863$707$1,014$744$1,069$830$1,191$843$1,211
Oswego County36075$619$870$727$1,022$766$1,077$854$1,201$868$1,220
Otsego County36077$563$993$661$1,167$697$1,229$777$1,370$789$1,393
Putnam County36079$596$2,250$700$2,642$737$2,785$822$3,105$835$3,155
Queens County36081$745$2,080$875$2,443$922$2,574$1,028$2,870$1,044$2,917
Rensselaer County36083$575$1,316$676$1,545$712$1,628$794$1,815$807$1,844
Richmond County36085$716$2,028$841$2,382$886$2,510$988$2,799$1,004$2,844
Rockland County36087$726$2,524$853$2,964$898$3,124$1,002$3,483$1,018$3,539
Saratoga County36091$562$1,439$660$1,690$695$1,781$775$1,986$788$2,017
Schenectady County36093$564$1,235$663$1,450$699$1,528$779$1,704$791$1,732
Schoharie County36095$580$1,045$681$1,227$718$1,293$800$1,442$813$1,465
Schuyler County36097$611$900$718$1,057$756$1,114$843$1,242$857$1,262
Seneca County36099$586$807$689$947$726$998$809$1,113$822$1,131
St. Lawrence County36089$598$793$703$931$740$982$826$1,094$839$1,112
Steuben County36101$594$855$697$1,005$734$1,059$819$1,180$832$1,199
Suffolk County36103$673$2,296$790$2,697$833$2,841$929$3,168$944$3,219
Sullivan County36105$563$1,244$661$1,461$696$1,540$776$1,717$789$1,744
Tioga County36107$587$950$690$1,115$727$1,175$810$1,311$823$1,332
Tompkins County36109$607$1,340$713$1,574$751$1,659$838$1,849$851$1,880
Ulster County36111$616$1,518$724$1,782$763$1,878$850$2,095$864$2,128
Warren County36113$575$1,184$675$1,391$711$1,466$793$1,634$806$1,661
Washington County36115$582$1,031$683$1,211$720$1,276$803$1,423$815$1,446
Wayne County36117$600$982$704$1,154$742$1,216$828$1,355$841$1,377
Westchester County36119$759$2,803$892$3,292$940$3,469$1,048$3,868$1,065$3,930
Wyoming County36121$553$896$649$1,053$684$1,109$763$1,236$775$1,256
Yates County36123$579$876$680$1,029$717$1,084$799$1,209$812$1,229

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM