Bankruptcy Allowable Living Expenses
(Cases Filed On or After May 15, 2024)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$571$862$671$1,013$706$1,068$788$1,190$800$1,210
Andrews County48003$598$1,236$702$1,452$740$1,530$825$1,706$838$1,734
Angelina County48005$605$952$710$1,119$748$1,179$835$1,314$848$1,335
Aransas County48007$608$1,275$714$1,498$753$1,578$839$1,760$853$1,788
Archer County48009$565$1,154$664$1,355$700$1,428$780$1,593$793$1,618
Armstrong County48011$589$958$692$1,125$729$1,186$813$1,322$826$1,344
Atascosa County48013$662$897$778$1,053$819$1,110$914$1,237$929$1,257
Austin County48015$657$1,175$771$1,380$813$1,454$906$1,622$921$1,648
Bailey County48017$453$639$532$750$561$790$625$881$635$896
Bandera County48019$561$1,287$659$1,511$694$1,593$774$1,776$787$1,804
Bastrop County48021$606$1,231$712$1,446$750$1,524$837$1,699$850$1,726
Baylor County48023$755$1,149$887$1,349$935$1,421$1,042$1,585$1,059$1,610
Bee County48025$599$823$703$967$741$1,019$826$1,136$839$1,155
Bell County48027$598$1,106$703$1,298$741$1,368$826$1,526$839$1,550
Bexar County48029$571$1,310$670$1,539$706$1,622$788$1,808$800$1,838
Blanco County48031$535$1,352$628$1,588$662$1,673$738$1,866$750$1,896
Borden County48033$587$924$690$1,085$727$1,143$810$1,275$824$1,295
Bosque County48035$614$805$721$945$760$996$847$1,111$861$1,129
Bowie County48037$596$988$700$1,161$737$1,224$822$1,365$836$1,386
Brazoria County48039$605$1,613$710$1,895$749$1,996$835$2,226$848$2,262
Brazos County48041$603$1,360$708$1,598$746$1,684$832$1,877$845$1,908
Brewster County48043$611$1,058$717$1,244$756$1,310$843$1,461$856$1,485
Briscoe County48045$682$646$801$758$844$799$941$891$956$906
Brooks County48047$681$669$800$786$843$828$940$923$955$938
Brown County48049$633$914$744$1,073$784$1,131$874$1,261$888$1,282
Burleson County48051$645$975$758$1,145$799$1,206$891$1,345$905$1,367
Burnet County48053$617$1,348$724$1,584$763$1,669$851$1,861$865$1,890
Caldwell County48055$596$1,089$700$1,280$737$1,349$822$1,504$835$1,528
Calhoun County48057$656$949$771$1,115$812$1,175$905$1,311$920$1,331
Callahan County48059$623$960$732$1,127$771$1,188$859$1,325$874$1,346
Cameron County48061$586$892$688$1,048$725$1,104$808$1,231$821$1,251
Camp County48063$566$888$665$1,042$701$1,098$781$1,225$794$1,244
Carson County48065$605$861$710$1,011$748$1,066$835$1,188$848$1,207
Cass County48067$583$795$685$934$721$985$804$1,098$817$1,116
Castro County48069$570$746$669$877$705$924$786$1,030$799$1,047
Chambers County48071$667$1,487$784$1,746$826$1,840$921$2,052$936$2,085
Cherokee County48073$607$919$713$1,080$752$1,137$838$1,268$851$1,289
Childress County48075$615$1,020$723$1,197$761$1,262$849$1,407$863$1,429
Clay County48077$594$936$698$1,099$735$1,159$820$1,292$833$1,313
Cochran County48079$584$664$686$780$723$822$807$916$819$931
Coke County48081$629$514$739$604$779$636$868$710$882$721
Coleman County48083$687$721$807$847$850$893$948$995$964$1,011
Collin County48085$633$1,956$743$2,298$783$2,421$873$2,699$887$2,743
Collingsworth County48087$504$512$591$602$623$634$695$707$706$718
Colorado County48089$694$1,012$814$1,189$858$1,253$957$1,397$972$1,420
Comal County48091$592$1,668$696$1,958$733$2,064$818$2,301$831$2,338
Comanche County48093$579$824$680$967$717$1,019$800$1,136$812$1,155
Concho County48095$674$657$792$771$834$813$930$906$945$921
Cooke County48097$605$1,093$711$1,284$749$1,353$835$1,509$849$1,533
Coryell County48099$609$937$715$1,100$754$1,159$840$1,293$854$1,313
Cottle County48101$704$570$828$669$872$705$972$786$988$799
Crane County48103$695$668$816$785$860$827$959$922$974$937
Crockett County48105$622$889$731$1,044$770$1,100$859$1,226$873$1,246
Crosby County48107$628$780$738$915$777$965$866$1,076$881$1,093
Culberson County48109$649$882$762$1,036$803$1,092$895$1,218$910$1,237
Dallam County48111$552$685$649$804$684$847$762$945$775$960
Dallas County48113$643$1,375$755$1,615$796$1,701$887$1,897$902$1,927
Dawson County48115$593$848$697$995$734$1,049$819$1,169$832$1,188
Deaf Smith County48117$571$922$670$1,084$706$1,142$788$1,273$800$1,294
Delta County48119$747$1,000$877$1,175$924$1,238$1,031$1,380$1,047$1,403
Denton County48121$621$1,827$730$2,145$769$2,261$857$2,521$871$2,562
DeWitt County48123$625$903$734$1,061$773$1,118$862$1,246$876$1,267
Dickens County48125$892$712$1,048$836$1,104$881$1,231$982$1,251$998
Dimmit County48127$586$742$689$871$726$918$809$1,024$822$1,041
Donley County48129$599$931$704$1,092$742$1,151$827$1,284$840$1,305
Duval County48131$633$711$743$835$783$880$873$981$887$997
Eastland County48133$614$875$722$1,027$760$1,083$848$1,207$861$1,227
Ector County48135$638$1,208$749$1,419$789$1,496$880$1,668$894$1,695
Edwards County48137$503$839$591$985$623$1,038$695$1,157$706$1,176
El Paso County48141$545$1,077$641$1,265$675$1,333$753$1,486$765$1,510
Ellis County48139$611$1,477$717$1,735$756$1,828$843$2,038$857$2,071
Erath County48143$608$1,176$714$1,381$753$1,455$839$1,623$853$1,649
Falls County48145$705$758$828$891$872$939$972$1,047$988$1,064
Fannin County48147$641$1,049$752$1,232$793$1,298$884$1,447$898$1,471
Fayette County48149$612$1,044$719$1,226$757$1,292$844$1,441$858$1,464
Fisher County48151$738$717$867$842$913$888$1,018$990$1,035$1,006
Floyd County48153$661$599$776$703$818$741$912$826$927$839
Foard County48155$628$700$738$822$777$867$867$966$881$982
Fort Bend County48157$607$1,828$712$2,147$751$2,262$837$2,522$851$2,563
Franklin County48159$606$1,164$712$1,367$750$1,441$837$1,606$850$1,632
Freestone County48161$691$888$811$1,043$855$1,099$954$1,225$969$1,245
Frio County48163$660$965$774$1,134$816$1,195$910$1,332$925$1,353
Gaines County48165$603$1,138$708$1,337$746$1,409$832$1,571$845$1,597
Galveston County48167$613$1,502$720$1,764$758$1,860$846$2,073$859$2,107
Garza County48169$655$871$770$1,022$811$1,077$904$1,201$919$1,220
Gillespie County48171$576$1,444$676$1,697$713$1,787$795$1,993$808$2,025
Glasscock County48173$544$614$638$722$673$760$750$848$762$862
Goliad County48175$628$990$738$1,163$777$1,226$867$1,366$880$1,389
Gonzales County48177$696$808$818$948$861$1,000$961$1,114$976$1,133
Gray County48179$646$906$759$1,064$800$1,121$892$1,250$906$1,270
Grayson County48181$625$1,135$734$1,333$773$1,405$862$1,566$876$1,592
Gregg County48183$565$1,031$664$1,210$700$1,275$780$1,422$793$1,445
Grimes County48185$627$1,137$737$1,335$776$1,407$865$1,569$879$1,594
Guadalupe County48187$560$1,365$658$1,603$693$1,690$773$1,884$786$1,914
Hale County48189$599$936$704$1,099$742$1,158$827$1,292$841$1,312
Hall County48191$641$676$753$794$793$837$884$933$899$948
Hamilton County48193$652$799$766$938$807$989$901$1,102$915$1,120
Hansford County48195$572$1,066$671$1,253$707$1,320$789$1,471$802$1,495
Hardeman County48197$701$644$824$756$868$797$968$888$983$903
Hardin County48199$535$1,096$628$1,288$662$1,357$738$1,513$750$1,538
Harris County48201$600$1,408$704$1,654$742$1,743$828$1,943$841$1,975
Harrison County48203$570$1,039$669$1,220$705$1,286$786$1,434$799$1,457
Hartley County48205$512$1,236$601$1,452$633$1,530$706$1,706$717$1,734
Haskell County48207$629$690$739$810$778$854$868$952$882$967
Hays County48209$582$1,575$684$1,849$720$1,949$803$2,173$816$2,208
Hemphill County48211$645$952$757$1,118$798$1,178$889$1,314$904$1,335
Henderson County48213$606$963$712$1,131$750$1,192$837$1,328$850$1,350
Hidalgo County48215$574$938$675$1,101$711$1,160$792$1,294$805$1,315
Hill County48217$651$894$764$1,050$806$1,106$898$1,234$913$1,253
Hockley County48219$634$984$745$1,155$785$1,217$875$1,357$889$1,379
Hood County48221$618$1,193$726$1,401$765$1,476$853$1,646$867$1,672
Hopkins County48223$619$897$726$1,054$765$1,111$854$1,238$868$1,258
Houston County48225$645$826$757$970$798$1,022$889$1,140$904$1,158
Howard County48227$602$933$707$1,096$745$1,155$831$1,288$844$1,309
Hudspeth County48229$658$458$773$538$814$567$908$632$922$643
Hunt County48231$637$1,123$748$1,319$788$1,390$879$1,549$893$1,575
Hutchinson County48233$615$770$722$905$761$953$849$1,062$862$1,080
Irion County48235$700$1,100$822$1,292$866$1,362$965$1,519$981$1,543
Jack County48237$753$952$884$1,118$932$1,178$1,039$1,314$1,056$1,335
Jackson County48239$641$871$753$1,023$794$1,077$885$1,201$899$1,221
Jasper County48241$664$853$780$1,001$822$1,055$916$1,177$931$1,196
Jeff Davis County48243$552$1,140$648$1,339$683$1,411$761$1,574$773$1,600
Jefferson County48245$584$1,194$686$1,402$723$1,477$806$1,647$819$1,674
Jim Hogg County48247$843$687$990$806$1,044$849$1,164$947$1,182$963
Jim Wells County48249$660$1,064$776$1,249$817$1,317$911$1,468$926$1,492
Johnson County48251$608$1,211$714$1,422$753$1,498$839$1,671$853$1,697
Jones County48253$694$679$815$797$859$840$958$936$973$952
Karnes County48255$686$796$805$935$849$985$946$1,099$961$1,117
Kaufman County48257$618$1,493$726$1,754$765$1,848$852$2,061$867$2,094
Kendall County48259$626$1,809$735$2,124$774$2,239$863$2,496$877$2,537
Kenedy County48261$627$884$737$1,038$776$1,094$866$1,219$880$1,239
Kent County48263$731$1,388$858$1,631$905$1,718$1,009$1,916$1,025$1,947
Kerr County48265$556$1,117$653$1,312$688$1,383$767$1,542$779$1,567
Kimble County48267$537$1,004$631$1,179$665$1,242$742$1,384$754$1,407
King County48269$627$884$737$1,038$776$1,094$866$1,219$880$1,239
Kinney County48271$520$703$611$825$644$869$718$969$729$985
Kleberg County48273$612$1,120$718$1,316$757$1,386$844$1,545$857$1,571
Knox County48275$654$526$768$618$810$651$903$726$917$738
La Salle County48283$673$927$791$1,088$833$1,147$929$1,279$944$1,299
Lamar County48277$619$986$728$1,158$767$1,220$855$1,361$868$1,383
Lamb County48279$615$692$722$813$761$856$849$954$862$970
Lampasas County48281$597$1,117$701$1,312$739$1,382$824$1,541$837$1,566
Lavaca County48285$564$1,092$663$1,282$699$1,351$779$1,507$792$1,531
Lee County48287$631$1,188$741$1,395$781$1,470$870$1,640$884$1,666
Leon County48289$587$815$690$957$727$1,008$811$1,124$824$1,142
Liberty County48291$644$1,029$756$1,209$797$1,274$888$1,421$902$1,444
Limestone County48293$688$809$808$950$852$1,001$949$1,117$965$1,134
Lipscomb County48295$554$905$651$1,063$686$1,120$765$1,249$777$1,269
Live Oak County48297$602$915$707$1,074$745$1,132$831$1,262$844$1,283
Llano County48299$561$1,061$659$1,246$695$1,312$774$1,464$787$1,487
Loving County48301$627$884$737$1,038$776$1,094$866$1,219$880$1,239
Lubbock County48303$635$1,167$746$1,370$786$1,444$876$1,610$891$1,636
Lynn County48305$605$1,077$711$1,265$749$1,333$835$1,486$849$1,510
Madison County48313$641$893$753$1,049$794$1,105$885$1,232$899$1,253
Marion County48315$556$819$653$962$688$1,014$767$1,131$779$1,149
Martin County48317$789$1,373$927$1,613$977$1,699$1,089$1,895$1,107$1,925
Mason County48319$686$995$806$1,169$850$1,231$947$1,373$963$1,395
Matagorda County48321$591$1,038$695$1,218$732$1,284$816$1,432$829$1,455
Maverick County48323$610$976$716$1,147$755$1,208$841$1,348$855$1,369
McCulloch County48307$617$656$724$771$763$812$851$905$865$919
McLennan County48309$634$1,119$745$1,313$785$1,384$875$1,543$889$1,568
McMullen County48311$648$899$761$1,055$802$1,112$894$1,240$909$1,260
Medina County48325$675$1,114$793$1,308$836$1,378$932$1,537$947$1,561
Menard County48327$557$472$654$554$689$584$768$651$780$662
Midland County48329$610$1,527$716$1,794$755$1,890$842$2,107$855$2,142
Milam County48331$660$869$776$1,020$817$1,075$911$1,199$926$1,218
Mills County48333$562$847$660$995$695$1,049$775$1,170$788$1,188
Mitchell County48335$680$834$799$979$842$1,032$939$1,151$954$1,169
Montague County48337$667$846$784$993$826$1,047$921$1,167$936$1,186
Montgomery County48339$595$1,599$699$1,878$737$1,978$822$2,205$835$2,241
Moore County48341$583$891$684$1,047$721$1,103$804$1,230$817$1,250
Morris County48343$583$745$685$875$722$922$805$1,028$818$1,045
Motley County48345$613$581$720$683$759$719$846$802$860$815
Nacogdoches County48347$623$910$732$1,068$771$1,126$860$1,255$874$1,275
Navarro County48349$672$858$790$1,007$832$1,062$928$1,184$943$1,203
Newton County48351$708$836$831$983$876$1,035$977$1,154$992$1,173
Nolan County48353$687$881$806$1,035$850$1,090$947$1,216$963$1,235
Nueces County48355$643$1,221$755$1,434$796$1,511$887$1,685$901$1,713
Ochiltree County48357$706$1,009$829$1,185$873$1,249$974$1,392$989$1,415
Oldham County48359$608$1,003$714$1,178$753$1,241$839$1,384$853$1,406
Orange County48361$586$1,074$689$1,261$726$1,329$809$1,482$822$1,506
Palo Pinto County48363$612$1,138$719$1,337$758$1,408$845$1,570$859$1,595
Panola County48365$579$921$679$1,082$716$1,140$798$1,271$811$1,292
Parker County48367$609$1,628$715$1,912$753$2,015$839$2,247$853$2,283
Parmer County48369$699$950$821$1,116$865$1,176$964$1,312$980$1,332
Pecos County48371$592$1,031$695$1,212$732$1,277$816$1,424$830$1,446
Polk County48373$653$798$767$937$809$987$902$1,101$916$1,119
Potter County48375$584$935$685$1,099$722$1,158$805$1,291$818$1,312
Presidio County48377$430$967$505$1,136$532$1,197$594$1,334$603$1,356
Rains County48379$610$975$716$1,146$755$1,207$842$1,346$855$1,368
Randall County48381$578$1,204$679$1,414$715$1,490$797$1,662$810$1,688
Reagan County48383$624$976$733$1,146$772$1,208$861$1,347$875$1,368
Real County48385$763$1,436$896$1,686$944$1,777$1,053$1,981$1,070$2,013
Red River County48387$612$717$719$842$758$887$845$989$859$1,005
Reeves County48389$625$910$735$1,068$774$1,126$863$1,256$877$1,276
Refugio County48391$617$700$724$823$763$867$851$966$865$982
Roberts County48393$660$1,351$775$1,587$816$1,673$910$1,865$925$1,895
Robertson County48395$612$1,011$719$1,188$757$1,252$844$1,396$858$1,418
Rockwall County48397$662$1,788$778$2,099$819$2,213$914$2,467$928$2,507
Runnels County48399$660$662$775$778$816$820$910$914$925$929
Rusk County48401$581$894$682$1,050$719$1,106$802$1,233$815$1,253
Sabine County48403$704$842$827$988$871$1,042$972$1,161$987$1,180
San Augustine County48405$704$741$827$870$871$917$972$1,022$987$1,039
San Jacinto County48407$626$1,066$735$1,252$774$1,320$863$1,472$877$1,496
San Patricio County48409$638$1,186$749$1,393$789$1,468$880$1,637$894$1,663
San Saba County48411$660$746$775$876$817$923$911$1,029$926$1,045
Schleicher County48413$698$662$819$778$864$819$963$914$979$928
Scurry County48415$574$971$674$1,140$711$1,201$792$1,340$805$1,361
Shackelford County48417$680$1,241$798$1,458$841$1,536$937$1,713$953$1,740
Shelby County48419$667$802$784$941$826$992$921$1,106$936$1,124
Sherman County48421$640$797$752$936$792$987$884$1,100$898$1,118
Smith County48423$592$1,092$695$1,283$732$1,352$816$1,508$829$1,532
Somervell County48425$624$1,251$733$1,470$772$1,549$861$1,727$875$1,755
Starr County48427$639$844$751$991$791$1,045$882$1,165$896$1,184
Stephens County48429$680$679$799$797$842$840$939$936$954$952
Sterling County48431$597$740$701$870$739$916$823$1,022$837$1,038
Stonewall County48433$681$624$800$733$843$772$940$861$955$875
Sutton County48435$742$959$872$1,126$919$1,186$1,024$1,323$1,041$1,344
Swisher County48437$600$796$705$935$743$985$828$1,099$842$1,116
Tarrant County48439$619$1,462$727$1,717$766$1,809$854$2,017$868$2,049
Taylor County48441$606$1,101$712$1,293$750$1,363$837$1,519$850$1,544
Terrell County48443$625$819$734$962$773$1,014$862$1,131$876$1,149
Terry County48445$679$835$798$980$841$1,033$938$1,152$953$1,170
Throckmorton County48447$787$636$924$747$974$787$1,086$878$1,103$892
Titus County48449$652$790$766$928$807$978$900$1,090$915$1,107
Tom Green County48451$600$1,069$704$1,256$742$1,323$827$1,475$841$1,499
Travis County48453$598$1,849$702$2,172$740$2,288$825$2,551$838$2,593
Trinity County48455$628$870$737$1,022$777$1,077$866$1,201$881$1,220
Tyler County48457$669$773$786$908$828$957$923$1,067$938$1,084
Upshur County48459$602$973$707$1,143$745$1,204$830$1,343$844$1,364
Upton County48461$603$822$708$965$746$1,017$832$1,134$845$1,152
Uvalde County48463$612$930$719$1,093$758$1,151$845$1,284$859$1,304
Val Verde County48465$637$1,082$748$1,271$788$1,340$879$1,494$893$1,518
Van Zandt County48467$589$1,024$692$1,202$729$1,267$813$1,413$826$1,435
Victoria County48469$606$1,183$712$1,389$751$1,463$837$1,632$850$1,658
Walker County48471$584$1,001$686$1,176$723$1,239$807$1,381$820$1,403
Waller County48473$559$1,513$657$1,776$692$1,872$771$2,088$784$2,121
Ward County48475$692$836$813$982$856$1,035$954$1,154$970$1,173
Washington County48477$623$1,246$732$1,463$771$1,542$860$1,719$874$1,747
Webb County48479$628$1,108$738$1,300$777$1,371$867$1,528$881$1,553
Wharton County48481$632$1,073$742$1,260$782$1,328$872$1,481$886$1,505
Wheeler County48483$623$839$732$985$771$1,038$859$1,158$874$1,176
Wichita County48485$600$927$705$1,089$743$1,147$828$1,279$842$1,299
Wilbarger County48487$653$680$767$799$808$842$901$939$915$954
Willacy County48489$574$792$675$930$711$980$792$1,093$805$1,111
Williamson County48491$608$1,693$714$1,989$753$2,095$839$2,337$853$2,374
Wilson County48493$627$1,374$737$1,613$776$1,700$866$1,895$880$1,925
Winkler County48495$709$692$833$813$878$856$979$954$995$970
Wise County48497$619$1,310$727$1,538$766$1,621$854$1,808$868$1,836
Wood County48499$635$948$746$1,113$786$1,173$876$1,308$891$1,329
Yoakum County48501$638$1,058$749$1,243$789$1,310$880$1,460$894$1,484
Young County48503$603$852$708$1,001$746$1,055$832$1,176$846$1,195
Zapata County48505$597$718$702$843$740$888$825$990$838$1,007
Zavala County48507$575$584$675$687$712$723$793$807$806$820

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM