Approved Credit Counseling Agencies
 
Tennessee
TNE
Eastern District of Tennessee
$$$$$$0$ BK Class, Inc.www.myonlinebankruptcyclass.com
Main Address:
 2711 E. Melrose Street
Gilbert, AZ  85297  
877-376-7122
Delivery Method:
 Internet:www.myonlinebankruptcyclass.comEnglish and Spanish
  
$$$$$Simple Class, Inc.www.simpleclass.net
Main Address:
 7007 Positano Hill Avenue
Las Vegas, NV  89178  
866-742-6259
Delivery Method:
 Internet:www.simpleclass.net 
  
001 Debtorcc, Inc.www.debtorcc.org
Main Address:
 378 Summit Avenue
Jersey City, NJ  07306  
1-800-610-3920
Delivery Method:
 Internet:www.debtorcc.orgEnglish and Spanish
  
#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com or www.mybknowspanish.comEnglish and Spanish
  
1$ Wiser Consumer Education, Inc.www.1dollarwiser.com
Main Address:
 503 Hillcrest Lane
Krum, TX  76249  
800-496-2440
Delivery Method:
 Internet:www.1dollarwiser.com 
 Telephone:800-496-2440  
  
101creditcounseling.comwww.101creditcounseling.com
Main Address:
 3725 225 Street SE
Bothell, WA  98021  
866-676-1364
Delivery Method:
 Internet:www.101creditcounseling.com 
  
123  Credit Counselors, Incwww.a123cc.org
Main Address:
 6161 Blue Lagoon Drive
Suite 255A
Miami, FL  33126  
888-412-2123
Delivery Method:
 Internet:www.a123cc.orgEnglish and Spanish
 Telephone:1-888-412-2123 English and Spanish
  
Abacus Credit Counselingwww.abacuscc.org
Main Address:
 17337 Ventura Boulevard
Suite 226
Encino, CA  91316  
800-516-3834
Delivery Method:
 Internet:www.abacuscc.orgEnglish and Spanish
 Telephone:800-516-3834 English and Spanish
  
Abel Credit Counseling Services, Inc.www.abelccs.org
Main Address:
 102 South Post Street
Hay Springs, NE  69347  
308-225-5357
Delivery Method:
 Internet:www.abelccs.org 
 Telephone:866-769-5357  
  
Academy of Financial Literacy, Inc.www.academyoffinancialliteracy.com
Main Address:
 725 W. Elliot Road
Gilbert, AZ  85233  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.comEnglish and Spanish
  
Access Counseling, Inc.www.accesscounselinginc.org
Main Address:
 633 W. 5th Street
Suite 26001
Los Angeles , CA  90071  
800-205-9297
Delivery Method:
 Internet:www.accesscounseling.comEnglish and Spanish
 Telephone:800-205-9297 English and Spanish
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantageccs.org 
 Telephone:866-409-2227  
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 20003 387th Avenue
Wolsey, SD  57384  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish
 Telephone:888-415-8173 English and Spanish
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 10720 Sikes Place
Suite 100
Charlotte, NC  28277  
704-540-2477
Delivery Method:
 Internet:www.knowdebt.orgEnglish and Spanish
 Telephone:888-594-9596 English and Spanish
  
American Consumer Credit Counseling, Inc.www.ConsumerCredit.org
Main Address:
 130 Rumford Avenue
Suite 202
Newton, MA  02466  
866-826-6924
Delivery Method:
 Internet:www.consumercredit.orgEnglish and Spanish
 Telephone:1-866-826-6924 English and Spanish
  
American Debt Resources, Inc.www.americandebtresources.com
Main Address:
 384 Larkfield Road
East Northport, NY  11731  
800-498-0766
Delivery Method:
 Telephone:800-498-0766 English and Spanish
  
American Financial Solutions of North Seattle Community College Foundationwww.myfinancialgoals.org
Main Address:
 2815 2nd Avenue
Suite 280
Seattle, WA  98121  
800-894-7240
Delivery Method:
 Internet:www.myfinancialgoals.org 
 Telephone:1-800-894-7240 English and Spanish
  
Big Step Training, LLCwww.bigsteptraining.org
Main Address:
 34390 Leader Lane
Warren, OR  97053  
503-888-0694
Delivery Method:
 Internet:www.bigsteptraining.orgEnglish and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
  
Cambridge Credit Counseling Corp.www.cambridge-credit.org
Main Address:
 67 Hunt Street
Agawam, MA  01001  
800-403-3433
Delivery Method:
 Internet:www.cambridgecredit.orgEnglish and Spanish
 Telephone:800-527-7595 English and Spanish
  
CC Advising, Inc. www.ccadvising.com
Main Address:
 703 Washington Ave.
Suite 200
Bay City, MI  48708-5732  
1-855-980-6690
Delivery Method:
 Internet:www.ccadvising.comEnglish and Spanish
  
Comprehensive Credit Counseling of Rural Services of Indiana, Inc.www.comprehensivecreditcounseling.com
Main Address:
 60918 US 31 South
South Bend, IN  46614  
574-299-9648
Delivery Method:
 Telephone:1-800-288-6581  
  
Consumer Credit Counseling of Springfield, Missouri, Inc.www.cccsoftheozarks.org
Main Address:
 1515 S. Glenstone
Springfield, MO  65804  
417-889-7474
Delivery Method:
 Telephone:800-882-0808  
  
Consumer Credit Counseling Service of Buffalo, Inc.www.consumercreditbuffalo.org
Main Address:
 40 Gardenville Parkway
Suite 300
West Seneca, NY  14224  
716-712-2060
Delivery Method:
 Internet:www.consumercreditbuffalo.orgEnglish and Spanish
 Telephone:800-926-9685 English and Spanish
  
Consumer Credit Counseling Service of Greater Atlanta d/b/a ClearPoint Credit Counseling Solutionswww.clearpoint.org
Main Address:
 270  Peachtree Street NW
Suite 1800
Atlanta, GA  30303  
800-750-2227
Delivery Method:
 Internet:www.clearpointccs.orgEnglish and Spanish
  
Consumer Credit Counseling Service of Maryland and Delaware, Inc., DBA Guidewell Financial Solutionswww.guidewellfs.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
410-747-2050
Delivery Method:
 Internet:www.guidewellfs.org 
 Telephone:800-642-2227  
  
Consumer Credit Counseling Service of San Franciscowww.balancepro.org
Main Address:
 1655 Grant Street
Suite 1300
Concord, CA  94520  
800-777-7526
Delivery Method:
 Internet:www.cccssf.org 
 Telephone:800-777-7526 English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.apprisen.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.apprisen.com 
 Telephone:800-355-2227 English and Spanish
  
Consumer Credit of Des Moineswww.consumercredit-dm.com
Main Address:
 6129 SW 63rd Street
Des Moines, IA  50321  
515-287-6428
Delivery Method:
 Internet:www.consumercredit-dm.com 
 Telephone:800-955-5765  
  
Consumer Education and Training Serviceswww.CentsProgram.org
Main Address:
 1200 Fifth Avenue
Suite 700
Seattle, WA  98101  
206-267-7017
Delivery Method:
 Internet:www.CentsProgram.org 
  
Consumer Education Services, Inc., DBA Start Fresh Today/DBA Affordable Bankruptcy Coursewww.startfreshtoday.com
Main Address:
 3700 Barrett Drive
Raleigh, NC  27609  
919-785-0725
Delivery Method:
 Internet:www.startfreshtoday.comEnglish and Spanish
 Telephone:800-435-9138 English and Spanish
  
Credit Advisors Foundationwww.creditadvisors.org; www.yourbankruptcypartner.com
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Credit Card Management Services, Inc. d/b/a Debthelper.comwww.debthelper.com
Main Address:
 1325 N. Congress Ave.
Suite 201
West Palm Beach, FL  33401  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
Credit Counseling Centerwww.ccc-credit.com
Main Address:
 832 Second Street Pike
Richboro, PA  18954  
215-348-8003
Delivery Method:
 Internet:www.ccc-credit.com 
 Telephone:877-900-4222  
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 219 SW Stark Street
Suite 200
Portland, OR  97204  
503-353-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400 English and Spanish
  
Debt Counseling Corp.www.debtcounselingcorp.org
Main Address:
 3033 Express Drive North
Suite 103
Hauppauge, NY  11749  
888-354-6332
Delivery Method:
 Internet:www.debtcounselingcorp.orgEnglish and Spanish
 Telephone:1.888.354.6332 English and Spanish
  
Debt Education and Certification Foundationwww.bkcert.com
Main Address:
 112 Goliad Street
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.bkcert.com 
 Telephone:866-859-7323 English and Spanish
  
Debt Management Credit Counseling Corp.www.dmcccorp.org
Main Address:
 3310 N. Federal Highway
Lighthouse Point, FL  33064  
954-418-1466
Delivery Method:
 Telephone:888-777-0981 English and Spanish
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Internet:www.debtreductionservices.org 
  
Dollar Learning Foundation, Inc.www.dollarbk.org
Main Address:
 21550 Oxnard Street 3rd Floor PMB #001
Woodland Hills, CA  91367  
877-366-6070
Delivery Method:
 Internet:www.dollarbk.orgEnglish and Spanish
 Telephone:877-366-6070 English and Spanish
  
Evergreen Financial Counselingwww.evergreenclass.com
Main Address:
 1230 Fairview Avenue
Salem, OR  97302  
800-581-3513
Delivery Method:
 Internet:www.evergreenclass.com 
 Telephone:800-581-3513  
  
Family Financial Education Foundationwww.ffef.org
Main Address:
 724 Front Street
Suite 340
Evanston, WY  82930  
307-789-2010
Delivery Method:
 Internet:www.ffef.org 
 Telephone:1-888-292-4333 English and Spanish
  
Family Service Agency, Inc.www.helpingfamilies.org
Main Address:
 628 West Broadway
Suite 102
North Little Rock, AR  72114  
501-753-0202
Delivery Method:
 Internet:www.helpingfamilies.org 
  
Garden State Consumer Credit Counseling, Inc., d/b/a Navicore Solutionswww.navicoresolutions.org
Main Address:
 200 US. Highway 9
Manalapan, NJ  07726  
732-409-6281
Delivery Method:
 Internet:www.navicoresolutions.orgEnglish and Spanish
  
GreenPath, Inc.www.greenpathbk.org
Main Address:
 36500 Corporate Drive
Farmington Hills, MI  48331  
248-553-5400
Delivery Method:
 Internet:www.greenpath.comEnglish and Spanish
 Telephone:(800) 630-6718 English and Spanish
  
Hananwill Credit Counselingwww.hananwill.com
Main Address:
 115 North Cross Street
Robinson, IL  62454  
877-544-5560
Delivery Method:
 Internet:www.hananwill.com 
 Telephone:877-544-5560  
  
InCharge Debt Solutionswww.PersonalFinancialEducation.com
Main Address:
 5750 Major Blvd
Suite 300
Orlando, FL  32819  
866-729-0049
Delivery Method:
 Internet:www.personalfinanceeducation.comEnglish and Spanish
 Telephone:1-866-729-0049 English and Spanish
  
Integrity Consumer Services, Limitedwww.integrityconsumerservices.com
Main Address:
 20 Brown Thrasher Run
Oxford, GA  30054  
770-715-6385
Delivery Method:
 Internet:www.integrityconsumerservices.com 
 Telephone:844-254-6778  
  
iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Educationwww.csfedu.org
Main Address:
 2806 Flintrock Trace #A101
Lakeway, TX  78738  
800-336-1245
Delivery Method:
 Internet:www.csfedu.org 
 Internet/Telephone:www.csfedu.org / 800-336-1245English and Spanish
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 14141 Southwest Freeway
Suite 1000
Sugar Land, TX  77478-3494  
(877) 964-2227
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:(877) 964-2227 English and Spanish
  
MoneySharp Credit Counseling Inc.www.moneysharp.org
Main Address:
 1916 N. Fairfield Avenue
Suite 2
Chicago, IL  60647  
866-200-6825
Delivery Method:
 Internet:www.moneysharp.orgEnglish and Spanish
  
Northwest Michigan Community Action Agency, Inc.www.nmcaa.net
Main Address:
 3963 Three Mile Road
Traverse City, MI  49686  
231-947-3780
Delivery Method:
  
Springboard Nonprofit Consumer Credit Management, Inc., dba credit.orgwww.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.bkhelp.org or www.bancarrota.orgEnglish and Spanish
 Telephone:888-425-3453 English and Spanish
 Internet/Telephone:www.bkhelp.org or www.bancarrota.org / 888-425-3453English and Spanish
  
Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc.www.standsurecc.org
Main Address:
 406 5th Street North
Suite 1
Oneonta, AL  35121  
877-240-1398
Delivery Method:
 Internet:www.standsurecc.org 
 Telephone:877-240-1398  
  
Summit Financial Education, Inc.www.summitfe.org
Main Address:
 4800  E. Flower Street
Tucson, AZ  85712  
1-800-780-5965
Delivery Method:
 Internet:www.SummitFE.org 
  
Take Charge America, Inc.www.takechargeamerica.org
Main Address:
 20620 North 19th Avenue
Phoenix, AZ  85027-3585  
623-266-6100
Delivery Method:
 Internet:bankruptcycounseling.org/English and Spanish
 Telephone:866-750-9634 English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6094 Apple Tree Drive
Suite 1
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 463 W. Harwood Road
Hurst, TX  76054  
877-769-4069
Delivery Method:
 Internet:www.themesquitegroup.orgEnglish and Spanish
 Telephone:877-769-4069 English and Spanish
  
The University of Tennessee Extensionwww.fcs.tennesssee.edu/
Main Address:
 2621 Morgan Circle
218 Morgan Hall
Knoxville, TN  37996-4530  
865-974-8198
Delivery Method:
 In Person:
 The University of Tennessee Extension
95 Church Street, Southeast   
Cleveland , TN  37311
423-728-6070
 The University of Tennessee Extension
2621 Morgan Circle  218 Morgan Hall
Knoxville , TN  37996-4512
865-974-8198
 The University of Tennessee Extension
460 Water Street  
Rutledge , TN  37861
865-828-3411
 The University of Tennessee Extension
1732 Main Street  Suite 4
Tazewell , TN  37879-0196
423-626-3742
Transformance, Inc.www.transformanceusa.org
Main Address:
 8737 King George Drive
Suite 200
Dallas, TX  75235-2273  
214-638-2227
Delivery Method:
 Internet:www.transformanceusa.org 
 Telephone:888-843-2227  
  
Urgent Credit Counseling, Inc.www.urgentco.com
Main Address:
 219 SW Stark Street
Suite 200
Portland, OR  97204  
866-233-1940
Delivery Method:
 Internet:www.urgentco.comEnglish and Spanish
 Telephone:866-233-1940  
  
TNM
Middle District of Tennessee
$$$$$$0$ BK Class, Inc.www.myonlinebankruptcyclass.com
Main Address:
 2711 E. Melrose Street
Gilbert, AZ  85297  
877-376-7122
Delivery Method:
 Internet:www.myonlinebankruptcyclass.comEnglish and Spanish
  
$$$$$Simple Class, Inc.www.simpleclass.net
Main Address:
 7007 Positano Hill Avenue
Las Vegas, NV  89178  
866-742-6259
Delivery Method:
 Internet:www.simpleclass.net 
  
001 Debtorcc, Inc.www.debtorcc.org
Main Address:
 378 Summit Avenue
Jersey City, NJ  07306  
1-800-610-3920
Delivery Method:
 Internet:www.debtorcc.orgEnglish and Spanish
  
#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com or www.mybknowspanish.comEnglish and Spanish
  
1$ Wiser Consumer Education, Inc.www.1dollarwiser.com
Main Address:
 503 Hillcrest Lane
Krum, TX  76249  
800-496-2440
Delivery Method:
 Internet:www.1dollarwiser.com 
 Telephone:800-496-2440  
  
101creditcounseling.comwww.101creditcounseling.com
Main Address:
 3725 225 Street SE
Bothell, WA  98021  
866-676-1364
Delivery Method:
 Internet:www.101creditcounseling.com 
  
123  Credit Counselors, Incwww.a123cc.org
Main Address:
 6161 Blue Lagoon Drive
Suite 255A
Miami, FL  33126  
888-412-2123
Delivery Method:
 Internet:www.a123cc.orgEnglish and Spanish
 Telephone:1-888-412-2123 English and Spanish
  
Abacus Credit Counselingwww.abacuscc.org
Main Address:
 17337 Ventura Boulevard
Suite 226
Encino, CA  91316  
800-516-3834
Delivery Method:
 Internet:www.abacuscc.orgEnglish and Spanish
 Telephone:800-516-3834 English and Spanish
  
Abel Credit Counseling Services, Inc.www.abelccs.org
Main Address:
 102 South Post Street
Hay Springs, NE  69347  
308-225-5357
Delivery Method:
 Internet:www.abelccs.org 
 Telephone:866-769-5357  
  
Academy of Financial Literacy, Inc.www.academyoffinancialliteracy.com
Main Address:
 725 W. Elliot Road
Gilbert, AZ  85233  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.comEnglish and Spanish
  
Access Counseling, Inc.www.accesscounselinginc.org
Main Address:
 633 W. 5th Street
Suite 26001
Los Angeles , CA  90071  
800-205-9297
Delivery Method:
 Internet:www.accesscounseling.comEnglish and Spanish
 Telephone:800-205-9297 English and Spanish
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantageccs.org 
 Telephone:866-409-2227  
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 20003 387th Avenue
Wolsey, SD  57384  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish
 Telephone:888-415-8173 English and Spanish
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 10720 Sikes Place
Suite 100
Charlotte, NC  28277  
704-540-2477
Delivery Method:
 Internet:www.knowdebt.orgEnglish and Spanish
 Telephone:888-594-9596 English and Spanish
  
American Consumer Credit Counseling, Inc.www.ConsumerCredit.org
Main Address:
 130 Rumford Avenue
Suite 202
Newton, MA  02466  
866-826-6924
Delivery Method:
 Internet:www.consumercredit.orgEnglish and Spanish
 Telephone:1-866-826-6924 English and Spanish
  
American Debt Resources, Inc.www.americandebtresources.com
Main Address:
 384 Larkfield Road
East Northport, NY  11731  
800-498-0766
Delivery Method:
 Telephone:800-498-0766 English and Spanish
  
American Financial Solutions of North Seattle Community College Foundationwww.myfinancialgoals.org
Main Address:
 2815 2nd Avenue
Suite 280
Seattle, WA  98121  
800-894-7240
Delivery Method:
 Internet:www.myfinancialgoals.org 
 Telephone:1-800-894-7240 English and Spanish
  
Big Step Training, LLCwww.bigsteptraining.org
Main Address:
 34390 Leader Lane
Warren, OR  97053  
503-888-0694
Delivery Method:
 Internet:www.bigsteptraining.orgEnglish and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
  
Cambridge Credit Counseling Corp.www.cambridge-credit.org
Main Address:
 67 Hunt Street
Agawam, MA  01001  
800-403-3433
Delivery Method:
 Internet:www.cambridgecredit.orgEnglish and Spanish
 Telephone:800-527-7595 English and Spanish
  
CC Advising, Inc. www.ccadvising.com
Main Address:
 703 Washington Ave.
Suite 200
Bay City, MI  48708-5732  
1-855-980-6690
Delivery Method:
 Internet:www.ccadvising.comEnglish and Spanish
  
Comprehensive Credit Counseling of Rural Services of Indiana, Inc.www.comprehensivecreditcounseling.com
Main Address:
 60918 US 31 South
South Bend, IN  46614  
574-299-9648
Delivery Method:
 Telephone:1-800-288-6581  
  
Consumer Credit Counseling of Springfield, Missouri, Inc.www.cccsoftheozarks.org
Main Address:
 1515 S. Glenstone
Springfield, MO  65804  
417-889-7474
Delivery Method:
 Telephone:800-882-0808  
  
Consumer Credit Counseling Service of Buffalo, Inc.www.consumercreditbuffalo.org
Main Address:
 40 Gardenville Parkway
Suite 300
West Seneca, NY  14224  
716-712-2060
Delivery Method:
 Internet:www.consumercreditbuffalo.orgEnglish and Spanish
 Telephone:800-926-9685 English and Spanish
  
Consumer Credit Counseling Service of Greater Atlanta d/b/a ClearPoint Credit Counseling Solutionswww.clearpoint.org
Main Address:
 270  Peachtree Street NW
Suite 1800
Atlanta, GA  30303  
800-750-2227
Delivery Method:
 Internet:www.clearpointccs.orgEnglish and Spanish
  
Consumer Credit Counseling Service of Maryland and Delaware, Inc., DBA Guidewell Financial Solutionswww.guidewellfs.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
410-747-2050
Delivery Method:
 Internet:www.guidewellfs.org 
 Telephone:800-642-2227  
  
Consumer Credit Counseling Service of San Franciscowww.balancepro.org
Main Address:
 1655 Grant Street
Suite 1300
Concord, CA  94520  
800-777-7526
Delivery Method:
 Internet:www.cccssf.org 
 Telephone:800-777-7526 English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.apprisen.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.apprisen.com 
 Telephone:800-355-2227 English and Spanish
 In Person:
 Consumer Credit Counseling Service of the Midwest, Inc.
201 East Main Street  Suite 100
Murfreeboro , TN  37130
800-355-2227
English and Spanish
 Consumer Credit Counseling Service of the Midwest, Inc.
1101 Kermit Drive  Suite 204
Nashville , TN  37217
800-355-2227
English and Spanish
 Consumer Credit Counseling Service of the Midwest, Inc.
4525 Harding Road  Suite 211
Nashville , TN  37205
800-355-2227
English and Spanish
Consumer Credit of Des Moineswww.consumercredit-dm.com
Main Address:
 6129 SW 63rd Street
Des Moines, IA  50321  
515-287-6428
Delivery Method:
 Internet:www.consumercredit-dm.com 
 Telephone:800-955-5765  
  
Consumer Education and Training Serviceswww.CentsProgram.org
Main Address:
 1200 Fifth Avenue
Suite 700
Seattle, WA  98101  
206-267-7017
Delivery Method:
 Internet:www.CentsProgram.org 
  
Consumer Education Services, Inc., DBA Start Fresh Today/DBA Affordable Bankruptcy Coursewww.startfreshtoday.com
Main Address:
 3700 Barrett Drive
Raleigh, NC  27609  
919-785-0725
Delivery Method:
 Internet:www.startfreshtoday.comEnglish and Spanish
 Telephone:800-435-9138 English and Spanish
  
Credit Advisors Foundationwww.creditadvisors.org; www.yourbankruptcypartner.com
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Credit Card Management Services, Inc. d/b/a Debthelper.comwww.debthelper.com
Main Address:
 1325 N. Congress Ave.
Suite 201
West Palm Beach, FL  33401  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
Credit Counseling Centerwww.ccc-credit.com
Main Address:
 832 Second Street Pike
Richboro, PA  18954  
215-348-8003
Delivery Method:
 Internet:www.ccc-credit.com 
 Telephone:877-900-4222  
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 219 SW Stark Street
Suite 200
Portland, OR  97204  
503-353-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400 English and Spanish
  
Debt Counseling Corp.www.debtcounselingcorp.org
Main Address:
 3033 Express Drive North
Suite 103
Hauppauge, NY  11749  
888-354-6332
Delivery Method:
 Internet:www.debtcounselingcorp.orgEnglish and Spanish
 Telephone:1.888.354.6332 English and Spanish
  
Debt Education and Certification Foundationwww.bkcert.com
Main Address:
 112 Goliad Street
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.bkcert.com 
 Telephone:866-859-7323 English and Spanish
  
Debt Management Credit Counseling Corp.www.dmcccorp.org
Main Address:
 3310 N. Federal Highway
Lighthouse Point, FL  33064  
954-418-1466
Delivery Method:
 Telephone:888-777-0981 English and Spanish
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Internet:www.debtreductionservices.org 
  
Dollar Learning Foundation, Inc.www.dollarbk.org
Main Address:
 21550 Oxnard Street 3rd Floor PMB #001
Woodland Hills, CA  91367  
877-366-6070
Delivery Method:
 Internet:www.dollarbk.orgEnglish and Spanish
 Telephone:877-366-6070 English and Spanish
  
Evergreen Financial Counselingwww.evergreenclass.com
Main Address:
 1230 Fairview Avenue
Salem, OR  97302  
800-581-3513
Delivery Method:
 Internet:www.evergreenclass.com 
 Telephone:800-581-3513  
  
Family Financial Education Foundationwww.ffef.org
Main Address:
 724 Front Street
Suite 340
Evanston, WY  82930  
307-789-2010
Delivery Method:
 Internet:www.ffef.org 
 Telephone:1-888-292-4333 English and Spanish
  
Family Service Agency, Inc.www.helpingfamilies.org
Main Address:
 628 West Broadway
Suite 102
North Little Rock, AR  72114  
501-753-0202
Delivery Method:
 Internet:www.helpingfamilies.org 
  
Garden State Consumer Credit Counseling, Inc., d/b/a Navicore Solutionswww.navicoresolutions.org
Main Address:
 200 US. Highway 9
Manalapan, NJ  07726  
732-409-6281
Delivery Method:
 Internet:www.navicoresolutions.orgEnglish and Spanish
  
GreenPath, Inc.www.greenpathbk.org
Main Address:
 36500 Corporate Drive
Farmington Hills, MI  48331  
248-553-5400
Delivery Method:
 Internet:www.greenpath.comEnglish and Spanish
 Telephone:(800) 630-6718 English and Spanish
  
Hananwill Credit Counselingwww.hananwill.com
Main Address:
 115 North Cross Street
Robinson, IL  62454  
877-544-5560
Delivery Method:
 Internet:www.hananwill.com 
 Telephone:877-544-5560  
  
InCharge Debt Solutionswww.PersonalFinancialEducation.com
Main Address:
 5750 Major Blvd
Suite 300
Orlando, FL  32819  
866-729-0049
Delivery Method:
 Internet:www.personalfinanceeducation.comEnglish and Spanish
 Telephone:1-866-729-0049 English and Spanish
  
Integrity Consumer Services, Limitedwww.integrityconsumerservices.com
Main Address:
 20 Brown Thrasher Run
Oxford, GA  30054  
770-715-6385
Delivery Method:
 Internet:www.integrityconsumerservices.com 
 Telephone:844-254-6778  
  
iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Educationwww.csfedu.org
Main Address:
 2806 Flintrock Trace #A101
Lakeway, TX  78738  
800-336-1245
Delivery Method:
 Internet:www.csfedu.org 
 Internet/Telephone:www.csfedu.org / 800-336-1245English and Spanish
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 14141 Southwest Freeway
Suite 1000
Sugar Land, TX  77478-3494  
(877) 964-2227
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:(877) 964-2227 English and Spanish
 In Person:
 Money Management International, Inc.
3200 West End Ave  Suite 500, Office #524
Nashville , TN  37203

English and Spanish
MoneySharp Credit Counseling Inc.www.moneysharp.org
Main Address:
 1916 N. Fairfield Avenue
Suite 2
Chicago, IL  60647  
866-200-6825
Delivery Method:
 Internet:www.moneysharp.orgEnglish and Spanish
  
Northwest Michigan Community Action Agency, Inc.www.nmcaa.net
Main Address:
 3963 Three Mile Road
Traverse City, MI  49686  
231-947-3780
Delivery Method:
  
Springboard Nonprofit Consumer Credit Management, Inc., dba credit.orgwww.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.bkhelp.org or www.bancarrota.orgEnglish and Spanish
 Telephone:888-425-3453 English and Spanish
 Internet/Telephone:www.bkhelp.org or www.bancarrota.org / 888-425-3453English and Spanish
  
Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc.www.standsurecc.org
Main Address:
 406 5th Street North
Suite 1
Oneonta, AL  35121  
877-240-1398
Delivery Method:
 Internet:www.standsurecc.org 
 Telephone:877-240-1398  
  
Summit Financial Education, Inc.www.summitfe.org
Main Address:
 4800  E. Flower Street
Tucson, AZ  85712  
1-800-780-5965
Delivery Method:
 Internet:www.SummitFE.org 
  
Take Charge America, Inc.www.takechargeamerica.org
Main Address:
 20620 North 19th Avenue
Phoenix, AZ  85027-3585  
623-266-6100
Delivery Method:
 Internet:bankruptcycounseling.org/English and Spanish
 Telephone:866-750-9634 English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6094 Apple Tree Drive
Suite 1
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
  
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 463 W. Harwood Road
Hurst, TX  76054  
877-769-4069
Delivery Method:
 Internet:www.themesquitegroup.orgEnglish and Spanish
 Telephone:877-769-4069 English and Spanish
  
The University of Tennessee Extensionwww.fcs.tennesssee.edu/
Main Address:
 2621 Morgan Circle
218 Morgan Hall
Knoxville, TN  37996-4530  
865-974-8198
Delivery Method:
 In Person:
 The University of Tennessee Extension
162 County Service Drive, Suite 110  
Ashland , TN  37015
615-792-4420
 The University of Tennessee Extension
145 Cordell Hull Dr.  
Celina , TN  38551
931-243-2311
 The University of Tennessee Extension
1417 Murfreesboro Pike  
Nashvill , TN  37217
615-862-5995
Transformance, Inc.www.transformanceusa.org
Main Address:
 8737 King George Drive
Suite 200
Dallas, TX  75235-2273  
214-638-2227
Delivery Method:
 Internet:www.transformanceusa.org 
 Telephone:888-843-2227  
  
Urgent Credit Counseling, Inc.www.urgentco.com
Main Address:
 219 SW Stark Street
Suite 200
Portland, OR  97204  
866-233-1940
Delivery Method:
 Internet:www.urgentco.comEnglish and Spanish
 Telephone:866-233-1940  
  
TNW
Western District of Tennessee
$$$$$$0$ BK Class, Inc.www.myonlinebankruptcyclass.com
Main Address:
 2711 E. Melrose Street
Gilbert, AZ  85297  
877-376-7122
Delivery Method:
 Internet:www.myonlinebankruptcyclass.comEnglish and Spanish
  
$$$$$Simple Class, Inc.www.simpleclass.net
Main Address:
 7007 Positano Hill Avenue
Las Vegas, NV  89178  
866-742-6259
Delivery Method:
 Internet:www.simpleclass.net 
  
001 Debtorcc, Inc.www.debtorcc.org
Main Address:
 378 Summit Avenue
Jersey City, NJ  07306  
1-800-610-3920
Delivery Method:
 Internet:www.debtorcc.orgEnglish and Spanish
  
#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.www.mybknow.com
Main Address:
 2049 Marco Drive
Camarillo, CA  93010  
877-692-5669
Delivery Method:
 Internet:www.mybknow.com or www.mybknowspanish.comEnglish and Spanish
  
1$ Wiser Consumer Education, Inc.www.1dollarwiser.com
Main Address:
 503 Hillcrest Lane
Krum, TX  76249  
800-496-2440
Delivery Method:
 Internet:www.1dollarwiser.com 
 Telephone:800-496-2440  
  
101creditcounseling.comwww.101creditcounseling.com
Main Address:
 3725 225 Street SE
Bothell, WA  98021  
866-676-1364
Delivery Method:
 Internet:www.101creditcounseling.com 
  
123  Credit Counselors, Incwww.a123cc.org
Main Address:
 6161 Blue Lagoon Drive
Suite 255A
Miami, FL  33126  
888-412-2123
Delivery Method:
 Internet:www.a123cc.orgEnglish and Spanish
 Telephone:1-888-412-2123 English and Spanish
  
Abacus Credit Counselingwww.abacuscc.org
Main Address:
 17337 Ventura Boulevard
Suite 226
Encino, CA  91316  
800-516-3834
Delivery Method:
 Internet:www.abacuscc.orgEnglish and Spanish
 Telephone:800-516-3834 English and Spanish
  
Abel Credit Counseling Services, Inc.www.abelccs.org
Main Address:
 102 South Post Street
Hay Springs, NE  69347  
308-225-5357
Delivery Method:
 Internet:www.abelccs.org 
 Telephone:866-769-5357  
  
Academy of Financial Literacy, Inc.www.academyoffinancialliteracy.com
Main Address:
 725 W. Elliot Road
Gilbert, AZ  85233  
877-833-2867
Delivery Method:
 Internet:www.academyoffinancialliteracy.comEnglish and Spanish
  
Access Counseling, Inc.www.accesscounselinginc.org
Main Address:
 633 W. 5th Street
Suite 26001
Los Angeles , CA  90071  
800-205-9297
Delivery Method:
 Internet:www.accesscounseling.comEnglish and Spanish
 Telephone:800-205-9297 English and Spanish
  
Advantage Credit Counseling Service, Inc.www.advantageccs.org
Main Address:
 River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA  15203  
888-511-2227
Delivery Method:
 Internet:www.advantageccs.org 
 Telephone:866-409-2227  
  
Allen Credit and Debt Counseling Agencywww.acdcas.com
Main Address:
 20003 387th Avenue
Wolsey, SD  57384  
888-415-8173
Delivery Method:
 Internet:www.acdcas.comEnglish and Spanish
 Telephone:888-415-8173 English and Spanish
  
Alliance Credit Counseling, Inc.www.knowdebt.org
Main Address:
 10720 Sikes Place
Suite 100
Charlotte, NC  28277  
704-540-2477
Delivery Method:
 Internet:www.knowdebt.orgEnglish and Spanish
 Telephone:888-594-9596 English and Spanish
  
American Consumer Credit Counseling, Inc.www.ConsumerCredit.org
Main Address:
 130 Rumford Avenue
Suite 202
Newton, MA  02466  
866-826-6924
Delivery Method:
 Internet:www.consumercredit.orgEnglish and Spanish
 Telephone:1-866-826-6924 English and Spanish
  
American Debt Resources, Inc.www.americandebtresources.com
Main Address:
 384 Larkfield Road
East Northport, NY  11731  
800-498-0766
Delivery Method:
 Telephone:800-498-0766 English and Spanish
  
American Financial Solutions of North Seattle Community College Foundationwww.myfinancialgoals.org
Main Address:
 2815 2nd Avenue
Suite 280
Seattle, WA  98121  
800-894-7240
Delivery Method:
 Internet:www.myfinancialgoals.org 
 Telephone:1-800-894-7240 English and Spanish
  
Big Step Training, LLCwww.bigsteptraining.org
Main Address:
 34390 Leader Lane
Warren, OR  97053  
503-888-0694
Delivery Method:
 Internet:www.bigsteptraining.orgEnglish and Spanish
  
Black Hills Children's Ranch, Inc.www.pioneercredit.com
Main Address:
 1644 Concourse Drive
Rapid City, SD  57703  
605-348-1608
Delivery Method:
 Internet:www.pioneercredit.comEnglish and Spanish
 Telephone:800-888-1596 English and Spanish
  
Cambridge Credit Counseling Corp.www.cambridge-credit.org
Main Address:
 67 Hunt Street
Agawam, MA  01001  
800-403-3433
Delivery Method:
 Internet:www.cambridgecredit.orgEnglish and Spanish
 Telephone:800-527-7595 English and Spanish
  
CC Advising, Inc. www.ccadvising.com
Main Address:
 703 Washington Ave.
Suite 200
Bay City, MI  48708-5732  
1-855-980-6690
Delivery Method:
 Internet:www.ccadvising.comEnglish and Spanish
  
Comprehensive Credit Counseling of Rural Services of Indiana, Inc.www.comprehensivecreditcounseling.com
Main Address:
 60918 US 31 South
South Bend, IN  46614  
574-299-9648
Delivery Method:
 Telephone:1-800-288-6581  
  
Consumer Credit Counseling of Springfield, Missouri, Inc.www.cccsoftheozarks.org
Main Address:
 1515 S. Glenstone
Springfield, MO  65804  
417-889-7474
Delivery Method:
 Telephone:800-882-0808  
  
Consumer Credit Counseling Service of Buffalo, Inc.www.consumercreditbuffalo.org
Main Address:
 40 Gardenville Parkway
Suite 300
West Seneca, NY  14224  
716-712-2060
Delivery Method:
 Internet:www.consumercreditbuffalo.orgEnglish and Spanish
 Telephone:800-926-9685 English and Spanish
  
Consumer Credit Counseling Service of Greater Atlanta d/b/a ClearPoint Credit Counseling Solutionswww.clearpoint.org
Main Address:
 270  Peachtree Street NW
Suite 1800
Atlanta, GA  30303  
800-750-2227
Delivery Method:
 Internet:www.clearpointccs.orgEnglish and Spanish
  
Consumer Credit Counseling Service of Maryland and Delaware, Inc., DBA Guidewell Financial Solutionswww.guidewellfs.org
Main Address:
 757 Frederick Road
2nd Floor
Baltimore, MD  21228  
410-747-2050
Delivery Method:
 Internet:www.guidewellfs.org 
 Telephone:800-642-2227  
  
Consumer Credit Counseling Service of San Franciscowww.balancepro.org
Main Address:
 1655 Grant Street
Suite 1300
Concord, CA  94520  
800-777-7526
Delivery Method:
 Internet:www.cccssf.org 
 Telephone:800-777-7526 English and Spanish
  
Consumer Credit Counseling Service of the Midwest, Inc.www.apprisen.com
Main Address:
 4500 East Broad Street
Columbus, OH  43213  
800-355-2227
Delivery Method:
 Internet:www.apprisen.com 
 Telephone:800-355-2227 English and Spanish
  
Consumer Credit of Des Moineswww.consumercredit-dm.com
Main Address:
 6129 SW 63rd Street
Des Moines, IA  50321  
515-287-6428
Delivery Method:
 Internet:www.consumercredit-dm.com 
 Telephone:800-955-5765  
  
Consumer Education and Training Serviceswww.CentsProgram.org
Main Address:
 1200 Fifth Avenue
Suite 700
Seattle, WA  98101  
206-267-7017
Delivery Method:
 Internet:www.CentsProgram.org 
  
Consumer Education Services, Inc., DBA Start Fresh Today/DBA Affordable Bankruptcy Coursewww.startfreshtoday.com
Main Address:
 3700 Barrett Drive
Raleigh, NC  27609  
919-785-0725
Delivery Method:
 Internet:www.startfreshtoday.comEnglish and Spanish
 Telephone:800-435-9138 English and Spanish
  
Credit Advisors Foundationwww.creditadvisors.org; www.yourbankruptcypartner.com
Main Address:
 1818 South 72nd Street
Omaha, NE  68124  
402-393-3100
Delivery Method:
 Internet:www.yourbankruptcypartner.com 
 Telephone:800-625-7725 English and Spanish
 Internet/Telephone:www.yourbankruptcypartner.com / 800-625-7725 
  
Credit Card Management Services, Inc. d/b/a Debthelper.comwww.debthelper.com
Main Address:
 1325 N. Congress Ave.
Suite 201
West Palm Beach, FL  33401  
800-920-2262
Delivery Method:
 Internet:www.debthelper.comEnglish and Spanish
 Telephone:800-920-2262 English and Spanish
  
Credit Counseling Centerwww.ccc-credit.com
Main Address:
 832 Second Street Pike
Richboro, PA  18954  
215-348-8003
Delivery Method:
 Internet:www.ccc-credit.com 
 Telephone:877-900-4222  
  
Cricket Debt Counselingwww.cricketdebt.com
Main Address:
 219 SW Stark Street
Suite 200
Portland, OR  97204  
503-353-0400
Delivery Method:
 Internet:www.cricketdebt.comEnglish and Spanish
 Telephone:866-719-0400 English and Spanish
  
Debt Counseling Corp.www.debtcounselingcorp.org
Main Address:
 3033 Express Drive North
Suite 103
Hauppauge, NY  11749  
888-354-6332
Delivery Method:
 Internet:www.debtcounselingcorp.orgEnglish and Spanish
 Telephone:1.888.354.6332 English and Spanish
  
Debt Education and Certification Foundationwww.bkcert.com
Main Address:
 112 Goliad Street
Benbrook, TX  76126  
866-859-7323
Delivery Method:
 Internet:www.bkcert.com 
 Telephone:866-859-7323 English and Spanish
  
Debt Management Credit Counseling Corp.www.dmcccorp.org
Main Address:
 3310 N. Federal Highway
Lighthouse Point, FL  33064  
954-418-1466
Delivery Method:
 Telephone:888-777-0981 English and Spanish
  
Debt Reduction Services, Inc.www.debtreductionservices.org
Main Address:
 6213 N. Cloverdale Road
Suite 100
Boise, ID  83713  
208-378-0200
Delivery Method:
 Internet:www.debtreductionservices.org 
  
Dollar Learning Foundation, Inc.www.dollarbk.org
Main Address:
 21550 Oxnard Street 3rd Floor PMB #001
Woodland Hills, CA  91367  
877-366-6070
Delivery Method:
 Internet:www.dollarbk.orgEnglish and Spanish
 Telephone:877-366-6070 English and Spanish
  
Evergreen Financial Counselingwww.evergreenclass.com
Main Address:
 1230 Fairview Avenue
Salem, OR  97302  
800-581-3513
Delivery Method:
 Internet:www.evergreenclass.com 
 Telephone:800-581-3513  
  
Family Financial Education Foundationwww.ffef.org
Main Address:
 724 Front Street
Suite 340
Evanston, WY  82930  
307-789-2010
Delivery Method:
 Internet:www.ffef.org 
 Telephone:1-888-292-4333 English and Spanish
  
Family Service Agency, Inc.www.helpingfamilies.org
Main Address:
 628 West Broadway
Suite 102
North Little Rock, AR  72114  
501-753-0202
Delivery Method:
 Internet:www.helpingfamilies.org 
  
Garden State Consumer Credit Counseling, Inc., d/b/a Navicore Solutionswww.navicoresolutions.org
Main Address:
 200 US. Highway 9
Manalapan, NJ  07726  
732-409-6281
Delivery Method:
 Internet:www.navicoresolutions.orgEnglish and Spanish
  
GreenPath, Inc.www.greenpathbk.org
Main Address:
 36500 Corporate Drive
Farmington Hills, MI  48331  
248-553-5400
Delivery Method:
 Internet:www.greenpath.comEnglish and Spanish
 Telephone:(800) 630-6718 English and Spanish
  
Hananwill Credit Counselingwww.hananwill.com
Main Address:
 115 North Cross Street
Robinson, IL  62454  
877-544-5560
Delivery Method:
 Internet:www.hananwill.com 
 Telephone:877-544-5560  
  
InCharge Debt Solutionswww.PersonalFinancialEducation.com
Main Address:
 5750 Major Blvd
Suite 300
Orlando, FL  32819  
866-729-0049
Delivery Method:
 Internet:www.personalfinanceeducation.comEnglish and Spanish
 Telephone:1-866-729-0049 English and Spanish
  
Integrity Consumer Services, Limitedwww.integrityconsumerservices.com
Main Address:
 20 Brown Thrasher Run
Oxford, GA  30054  
770-715-6385
Delivery Method:
 Internet:www.integrityconsumerservices.com 
 Telephone:844-254-6778  
  
iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Educationwww.csfedu.org
Main Address:
 2806 Flintrock Trace #A101
Lakeway, TX  78738  
800-336-1245
Delivery Method:
 Internet:www.csfedu.org 
 Internet/Telephone:www.csfedu.org / 800-336-1245English and Spanish
  
Money Management International, Inc.www.moneymanagement.org
Main Address:
 14141 Southwest Freeway
Suite 1000
Sugar Land, TX  77478-3494  
(877) 964-2227
Delivery Method:
 Internet:www.moneymanagement.orgEnglish and Spanish
 Telephone:(877) 964-2227 English and Spanish
 In Person:
 Money Management International, Inc.
5050 Poplar Ave  Suite 1101
Memphis , TN  38157

English and Spanish
MoneySharp Credit Counseling Inc.www.moneysharp.org
Main Address:
 1916 N. Fairfield Avenue
Suite 2
Chicago, IL  60647  
866-200-6825
Delivery Method:
 Internet:www.moneysharp.orgEnglish and Spanish
  
Northwest Michigan Community Action Agency, Inc.www.nmcaa.net
Main Address:
 3963 Three Mile Road
Traverse City, MI  49686  
231-947-3780
Delivery Method:
  
Springboard Nonprofit Consumer Credit Management, Inc., dba credit.orgwww.bkhelp.org
Main Address:
 4351 Latham Street
Riverside, CA  92501  
951-781-0114
Delivery Method:
 Internet:www.bkhelp.org or www.bancarrota.orgEnglish and Spanish
 Telephone:888-425-3453 English and Spanish
 Internet/Telephone:www.bkhelp.org or www.bancarrota.org / 888-425-3453English and Spanish
  
Stand Sure Credit Counseling,  a/k/a Biblical Financial Concepts, Inc.www.standsurecc.org
Main Address:
 406 5th Street North
Suite 1
Oneonta, AL  35121  
877-240-1398
Delivery Method:
 Internet:www.standsurecc.org 
 Telephone:877-240-1398  
  
Summit Financial Education, Inc.www.summitfe.org
Main Address:
 4800  E. Flower Street
Tucson, AZ  85712  
1-800-780-5965
Delivery Method:
 Internet:www.SummitFE.org 
  
Take Charge America, Inc.www.takechargeamerica.org
Main Address:
 20620 North 19th Avenue
Phoenix, AZ  85027-3585  
623-266-6100
Delivery Method:
 Internet:bankruptcycounseling.org/English and Spanish
 Telephone:866-750-9634 English and Spanish
  
The Kingdom Ministries, Inc.www.thekingdomministries.com
Main Address:
 6094 Apple Tree Drive
Suite 1
Memphis, TN  38115  
901-552-5131
Delivery Method:
 Telephone:901-552-5131  
 In Person:
 The Kingdom Ministries, Inc.
6094 Apple Tree  Suite 11
Memphis , TN  38115
901-552-5131
The Mesquite Group, Inc.www.themesquitegroup.org
Main Address:
 463 W. Harwood Road
Hurst, TX  76054  
877-769-4069
Delivery Method:
 Internet:www.themesquitegroup.orgEnglish and Spanish
 Telephone:877-769-4069 English and Spanish
  
The University of Tennessee Extensionwww.fcs.tennesssee.edu/
Main Address:
 2621 Morgan Circle
218 Morgan Hall
Knoxville, TN  37996-4530  
865-974-8198
Delivery Method:
 In Person:
 The University of Tennessee Extension
100 S. Wilson Street  
Brownsville , TN  38012
731-772-2861
 The University of Tennessee Extension
111 W. Washington Ave  
Covington , TN  38019
901-476-0231
 UT Extension Dryer Co
151 Everett Avenue  
Dyersburg , TN  38024
731-286-7821
 The University of Tennessee Extension
Agricenter International  7777 Walnut Grove Rd., Suite B, Box 21
Memphis , TN  38120
901-752-1207
 The University of Tennessee Extension
1252 Manufacturers Row  
Trenton , TN  38382
731-855-7656
Transformance, Inc.www.transformanceusa.org
Main Address:
 8737 King George Drive
Suite 200
Dallas, TX  75235-2273  
214-638-2227
Delivery Method:
 Internet:www.transformanceusa.org 
 Telephone:888-843-2227  
  
Urgent Credit Counseling, Inc.www.urgentco.com
Main Address:
 219 SW Stark Street
Suite 200
Portland, OR  97204  
866-233-1940
Delivery Method:
 Internet:www.urgentco.comEnglish and Spanish
 Telephone:866-233-1940