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List of Approved Providers of Personal Financial Management Instructional Courses (Debtor Education) Pursuant to 11 U.S.C. § 111

Approved Providers By State:

For a list of approved debtor education providers by state and judicial district, select a state, U.S. territory or commonwealth from the list below and then select a district.

Find your Judicial District

Addresses listed for internet and telephone debtor education providers may be outside the requested state or judicial district. In such cases, the debtor education provider is physically located in another state or judicial district, but is approved to provide debtor education in the requested state or judicial district. In some states and judicial districts, debtor education may be available only by internet and telephone, and not in person.

Approved Providers Offering Services in Languages Other Than English and Spanish:

Many approved debtor education providers offer services in languages other than English. For a list of providers and the languages that they offer, select the language from the list below. If you are looking for a language that is not found on the drop down list, please contact the Debtor Education Unit at the Executive Office for U.S. Trustees at ust.de.help@usdoj.gov.

(Note: English and Spanish language services are listed below.)


For questions relating to the information provided on this page contact the Debtor Education Unit at the Executive Office for U.S. Trustees:


Alabama and North Carolina: Bankruptcy cases in Alabama and North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in the six judicial districts in those states should be directed to the Bankruptcy Administrator for the district where the case is pending. Contact information for the Bankruptcy Administrators is available on the federal judiciary's Web site.

Approved Providers
Name Contact Information Delivery method
Alliance Credit Counseling, Inc.

8000 Corporate Center Drive
#114
Charlotte, NC 28226
United States

704-540-2477
https://www.knowdebt.org
Internetwww.knowdebt.orgEnglish, Spanish
Telephone888-594-9596English, Spanish
American Consumer Credit Counseling, Inc.

130 Rumford Avenue
Suite 202
Auburndale, MA 02466
United States

866-826-6924
https://www.ConsumerCredit.org
Internetwww.consumercredit.orgEnglish, Spanish
Telephone1-866-826-6924English, Spanish
American Financial Solutions of North Seattle Community College Foundation

600 University Street
Suite 2409
Seattle, WA 98101
United States

800-894-7240
https://www.myfinancialgoals.org
Internetwww.myfinancialgoals.orgEnglish
Telephone1-800-894-7240English, Spanish
American Pacific Financial Services Corp.

30021 Tomas St.
Suite 300
Rancho Santa Margarita, CA 92688
United States

800-682-4007
https://www.apfsc.org
Internetwww.apfsc.orgEnglish
Biblical Financial Concepts, Inc.

406 5th Street East
Oneonta, AL 35122
United States

877-240-1398
https://www.standsurecs.org
Internetwww.standsurecc.orgEnglish
Telephone877-240-1398English
Black Hills Children's Ranch, Inc.

1644 Concourse Drive
Rapid City, SD 57703
United States

605-348-1608
https://www.pioneercredit.com
Internetwww.pioneercredit.comEnglish, Spanish
Telephone800-888-1596English, Spanish
Cambridge Credit Counseling Corp.

67 Hunt Street
Agawam, MA 01001-1920
United States

800-403-3433
https://www.cambridge-credit.org
Internetwww.cambridgecredit.orgEnglish
Telephone8004033433English
CC Advising, Inc.

721 Washington Ave
Suite 305
Bay City, MI 48708-5724
United States

1-855-980-6690
https://www.ccadvising.com
Internetwww.ccadvising.comEnglish, Russian, Spanish
Consumer Credit Counseling Service of the Midwest, Inc. dba Apprisen

700 Taylor Rd.
Suite 190
Gahanna, OH 43230
United States

800-355-2227
https://www.apprisen.com
Internetwww.apprisen.comEnglish
Telephone800-355-2227English, Spanish
Consumer Credit Counseling Services of Maryland and Delaware, Inc.

6315 Hillside Court
Suite B
Columbia, MD 21046
United States

410-757-2050
https://www.cccsmd.org
Internetwww.cccsmd.orgEnglish

See All Debtor Education by Language

See All Debtor Education by District

For courts and other entities who would like the list of approved debtor education providers in XML format:

Title Format Description Modified Date

Debtor Education Providers List
Note: File must be downloaded. Right click on XML File --> Select “Save link as” --> Choose location --> Select “Save”

[XML ~ 17 MB] List of approved debtor education providers in XML format, sorted by state, judicial district, and agency name.  Daily
Debtor Education Providers List XML Schema  [XML Schema - 4 KB] XML Schema January 14, 2011
Debtor Education Providers List Complete Data Dictionary [XLS - 510 KB] Identifies the field names and values in the XML list of approved debtor education providers. January 14, 2011