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List of Approved Providers of Personal Financial Management Instructional Courses (Debtor Education) Pursuant to 11 U.S.C. § 111

Approved Providers By State:

For a list of approved debtor education providers by state and judicial district, select a state, U.S. territory or commonwealth from the list below and then select a district.

Find your Judicial District

Addresses listed for internet and telephone debtor education providers may be outside the requested state or judicial district. In such cases, the debtor education provider is physically located in another state or judicial district, but is approved to provide debtor education in the requested state or judicial district. In some states and judicial districts, debtor education may be available only by internet and telephone, and not in person.

Approved Providers Offering Services in Languages Other Than English and Spanish:

Many approved debtor education providers offer services in languages other than English. For a list of providers and the languages that they offer, select the language from the list below. If you are looking for a language that is not found on the drop down list, please contact the Debtor Education Unit at the Executive Office for U.S. Trustees at ust.de.help@usdoj.gov.

(Note: English and Spanish language services are listed below.)


For questions relating to the information provided on this page contact the Debtor Education Unit at the Executive Office for U.S. Trustees:


Alabama and North Carolina: Bankruptcy cases in Alabama and North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in the six judicial districts in those states should be directed to the Bankruptcy Administrator for the district where the case is pending. Contact information for the Bankruptcy Administrators is available on the federal judiciary's Web site.

Approved Debtor Education Providers
Name Contact Information Delivery method
Black Hills Children's Ranch, Inc.

1644 Concourse Drive
Rapid City, SD 57703
United States

605-348-1608
https://www.pioneercredit.com
Internetwww.pioneercredit.comEnglish, Spanish
Telephone800-888-1596English, Spanish
Cambridge Credit Counseling Corp.

67 Hunt Street
Agawam, MA 01001-1920
United States

800-403-3433
https://www.cambridge-credit.org
Internetwww.cambridgecredit.orgEnglish
Consumer Education Services, Inc., DBA Start Fresh Today

3700 Barrett Drive
Raleigh, NC 27609
United States

919-785-0725
https://www.cesisolutions.org
Internetwww.startfreshtoday.com;www.cesisolutions.orgEnglish, Spanish
Telephone800-435-9138English, Spanish
Credit Card Management Services, Inc. d/b/a Debthelper.com

1325 N. Congress Ave.
Suite 201
West Palm Beach, FL 33401
United States

800-920-2262
https://www.debthelper.com
Internetwww.debthelper.comEnglish
Telephone800-920-2262English, Spanish
Credit Counseling Center

832 Second Street Pike
Richboro, PA 18954
United States

833-838-1160
https://www.creditcounselingcenter.org
Internetwww.creditcounselingcenter.orgEnglish
Debt Education and Certification Foundation

114 Goliad Street
Benbrook, TX 76126
United States

866-859-7323
https://www.bkcert.com
Internetwww.bkcert.comEnglish, American Sign Language, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Chuukese, Creole, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Telephone866-859-7323English, American Sign Language, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Chuukese, Creole, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Debt Management Credit Counseling Corp.

1336 SE 4th Avenue
Suite F
Fort Lauderdale, FL 33316
United States

954-418-1466
https://www.dmcccorp.org
Internetwww.dmcccorp.orgEnglish
Debt Reduction Services, Inc.

6213 N. Cloverdale Road
Suite 100
Boise, ID 83713
United States

208-378-0200
https://www.debtreductionservices.org
Internetwww.debtreductionservices.org English, Spanish
Dianne C. Kerns, Chapter 13 Standing Trustee

31 North 6th Avenue, #105-152
Tucson, AZ 85701
United States

520-544-9094
https://www.dcktrustee.com
Internetwww.dcktrustee.comEnglish
Dollar Learning Foundation, Inc.

21550 Oxnard Street 3rd Floor PMB #001
Woodland Hills, CA 91367
United States

877-366-6070
https://www.dollarbk.org
Internetwww.dollarbk.orgEnglish, Spanish
Telephone877-366-6070English, Spanish

See All Debtor Education by Language

See All Debtor Education by District

For courts and other entities who would like the list of approved debtor education providers in XML format:

Title Format Description Modified Date

Debtor Education Providers List
Note: File must be downloaded. Right click on XML File --> Select “Save link as” --> Choose location --> Select “Save”

[XML ~ 17 MB] List of approved debtor education providers in XML format, sorted by state, judicial district, and agency name.  Daily
Debtor Education Providers List XML Schema  [XML Schema - 4 KB] XML Schema January 14, 2011
Debtor Education Providers List Complete Data Dictionary [XLS - 510 KB] Identifies the field names and values in the XML list of approved debtor education providers. January 14, 2011