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List of Approved Providers of Personal Financial Management Instructional Courses (Debtor Education) Pursuant to 11 U.S.C. § 111

Approved Providers By State:

For a list of approved debtor education providers by state and judicial district, select a state, U.S. territory or commonwealth from the list below and then select a district.

Addresses listed for internet and telephone debtor education providers may be outside the requested state or judicial district. In such cases, the debtor education provider is physically located in another state or judicial district, but is approved to provide debtor education in the requested state or judicial district. In some states and judicial districts, debtor education may be available only by internet and telephone, and not in person.

Approved Providers Offering Services in Languages Other Than English and Spanish:

Many approved debtor education providers offer services in languages other than English. For a list of providers and the languages that they offer, select the language from the list below. If you are looking for a language that is not found on the drop down list, please contact the Debtor Education Unit at the Executive Office for U.S. Trustees at ust.de.help@usdoj.gov.

(Note: English and Spanish language services are listed below.)


For questions relating to the information provided on this page contact the Debtor Education Unit at the Executive Office for U.S. Trustees:


Alabama and North Carolina: Bankruptcy cases in Alabama and North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in the six judicial districts in those states should be directed to the Bankruptcy Administrator for the district where the case is pending. Contact information for the Bankruptcy Administrators is available on the federal judiciary's Web site.

Approved Debtor Education Providers
Name Contact Information Delivery method
American Financial Solutions of North Seattle Community College Foundation

600 University Street
Suite 2409
Seattle, WA 98101
United States

800-894-7240
https://www.myfinancialgoals.org
Internetwww.myfinancialgoals.orgEnglish
Arbor Investments LTD.

1850 South 72nd Street
Omaha, NE 68124
United States

402-393-0119
https://www.yourbankruptcypartner.com
Internetwww.yourbankruptcypartner.comEnglish, Korean, Spanish
Telephone800-625-7725English, Korean, Spanish, Thai
BE Adviser, LLC

PO Box 383
Bay City, MI 48707-0383
United States

1-855-976-1700
https://www.beadviser.com
Internetwww.beadviser.comEnglish, Spanish
BK Class Inc.

100 E. Pine St, Ste 101
Orlando, FL 32801
United States

877-460-7337
https://bkclass.com
Internetwww.financialedservices.orgEnglish, Spanish
Black Hills Children's Ranch, Inc.

3620 Homestead Street, Suite 1
Rapid City, SD 57703
United States

605-348-1608
https://www.pioneercredit.com
Internetwww.pioneercredit.comEnglish, Spanish
Telephone800-888-1596English, Spanish
Cambridge Credit Counseling Corp.

67 Hunt Street
Agawam, MA 01001-1920
United States

800-403-3433
https://www.cambridge-credit.org
Internetwww.cambridgecredit.orgEnglish
Consumer Debt Counselors, Inc.

831 W. Morse Blvd
Winter Park, FL 32789
United States

800-820-9232
https://consumerdebtcounselors.org
Internetwww.consumerdebtcounselors.comEnglish
Telephone800-820-9232English
Credit Card Management Services, Inc. d/b/a Debthelper.com

1325 N. Congress Ave.
Suite 201
West Palm Beach, FL 33401
United States

800-920-2262
https://www.debthelper.com
Internetwww.debthelper.comEnglish
Telephone800-920-2262English, Spanish
Credit Counseling Center

832 Second Street Pike
Richboro, PA 18954
United States

833-838-1160
https://www.creditcounselingcenter.org
Internetwww.creditcounselingcenter.orgEnglish
Debt Education and Certification Foundation

114 Goliad Street
Benbrook, TX 76126
United States

866-859-7323
https://www.bkcert.com
Internetwww.bkcert.comEnglish, American Sign Language, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Chuukese, Creole, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Telephone866-859-7323English, American Sign Language, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Chuukese, Creole, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish

See All Debtor Education by Language

See All Debtor Education by District

For courts and other entities who would like the list of approved debtor education providers in XML format:

Title Format Description Modified Date

Debtor Education Providers List
Note: File must be downloaded. Right click on XML File --> Select “Save link as” --> Choose location --> Select “Save”

[XML ~ 17 MB] List of approved debtor education providers in XML format, sorted by state, judicial district, and agency name.  Daily
Debtor Education Providers List XML Schema  [XML Schema - 4 KB] XML Schema January 14, 2011
Debtor Education Providers List Complete Data Dictionary [XLS - 510 KB] Identifies the field names and values in the XML list of approved debtor education providers. January 14, 2011