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List of Approved Providers of Personal Financial Management Instructional Courses (Debtor Education) Pursuant to 11 U.S.C. § 111

Approved Providers By State:

For a list of approved debtor education providers by state and judicial district, select a state, U.S. territory or commonwealth from the list below and then select a district.

Addresses listed for internet and telephone debtor education providers may be outside the requested state or judicial district. In such cases, the debtor education provider is physically located in another state or judicial district, but is approved to provide debtor education in the requested state or judicial district. In some states and judicial districts, debtor education may be available only by internet and telephone, and not in person.

Approved Providers Offering Services in Languages Other Than English and Spanish:

Many approved debtor education providers offer services in languages other than English. For a list of providers and the languages that they offer, select the language from the list below. If you are looking for a language that is not found on the drop down list, please contact the Debtor Education Unit at the Executive Office for U.S. Trustees at ust.de.help@usdoj.gov.

(Note: English and Spanish language services are listed below.)


For questions relating to the information provided on this page contact the Debtor Education Unit at the Executive Office for U.S. Trustees:


Alabama and North Carolina: Bankruptcy cases in Alabama and North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in the six judicial districts in those states should be directed to the Bankruptcy Administrator for the district where the case is pending. Contact information for the Bankruptcy Administrators is available on the federal judiciary's Web site.

Approved Debtor Education Providers
Name Contact Information Delivery method
Edward J. Maney, Standing Chapter 13 Trustee

101 North First Avenue
Suite 1775
Phoenix, AZ 85003
United States

602-277-3776
https://www.maney13trustee.com
Internetwww.13class.comEnglish, Spanish
Evergreen Financial Counseling

7137 E. Rancho Vista Drive, Suite B21
Scottsdale, AZ 85251
United States

800-581-3513
https://www.evergreenclass.com
Internetwww.evergreenclass.comEnglish
Telephone800-581-3513English
Financial Education Services Inc.

16192 Coastal Highway
Lewes, DE 19958
United States

888-385-9209
https://www.FESCourses.org
Internetwww.FESCourses.orgEnglish
Telephone888-835-9209English
Garden State Consumer Credit Counseling, Inc., d/b/a Navicore Solutions

200 U.S. Highway 9
Manalapan, NJ 07726
United States

732-409-6281
https://www.navicoresolutions.org
Internetwww.navicoresolutions.orgEnglish, Spanish
Hananwill Financial Education Services

115 North Cross Street
Robinson, IL 62454
United States

866-544-5557
https://www.hananwill.com
Internetwww.hananwill.comEnglish
Telephone866-544-5557English
InCharge Debt Solutions

5750 Major Blvd
Suite 300
Orlando, FL 32819
United States

866-729-0049
https://www.personalfinanceeducation.com
Internetwww.personalfinanceeducation.comEnglish
Money Management International, Inc.

12603 Southwest Freeway
Suite 450
Stafford, TX 77477
United States

(877) 964-2227
https://www.moneymanagement.org
Telephone(877) 964-2227English, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Polish, Portuguese, Russian, Sinhala, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish, Spanish
MoneySharp Credit Counseling Inc.

203 N. LaSalle
Suite 2100
Chicago, IL 60601
United States

866-200-6825
https://www.moneysharp.org
Internetwww.moneysharp.orgEnglish, Spanish
National Debt Management, Inc.

17520 West 12 Mile Road
Suite 105
Southfield, MI 48076
United States

248-200-2106
https://www.nationaldebtmgt.com
Internetwww.nationaldebtmgt.comEnglish
Telephone1-855-378-8989English, Arabic
Northwest Michigan Community Action Agency, Inc.

3963 Three Mile Road
Traverse City, MI 49686
United States

231-947-3780
https://www.nmcaa.net
Internetwww.nmcaa.netEnglish
Telephone8006327334English

See All Debtor Education by Language

See All Debtor Education by District

For courts and other entities who would like the list of approved debtor education providers in XML format:

Title Format Description Modified Date

Debtor Education Providers List
Note: File must be downloaded. Right click on XML File --> Select “Save link as” --> Choose location --> Select “Save”

[XML ~ 17 MB] List of approved debtor education providers in XML format, sorted by state, judicial district, and agency name.  Daily
Debtor Education Providers List XML Schema  [XML Schema - 4 KB] XML Schema January 14, 2011
Debtor Education Providers List Complete Data Dictionary [XLS - 510 KB] Identifies the field names and values in the XML list of approved debtor education providers. January 14, 2011