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List of Credit Counseling Agencies Approved Pursuant to 11 U.S.C. § 111

Approved Agencies by State:

For a list of approved credit counseling agencies by state and judicial district, select a state, U.S. territory or commonwealth from the list below and then select a district.

Addresses listed for internet and telephone credit counseling agencies may be outside the requested state or judicial district. In such cases, the credit counseling agency is physically located in another state or judicial district, but is approved to provide credit counseling in the requested state or judicial district. In some states and judicial districts, credit counseling may be available only by internet and telephone, and not in person.

Approved Agencies Offering Services in Languages Other Than English and Spanish:

Many approved credit counseling agencies offer services in languages other than English. For a list of agencies and the languages that they offer, select the language from the list below. If you are looking for a language that is not found on the drop down list, please contact the Credit Counseling Unit at the Executive Office for U.S. Trustees at

(Note: English and Spanish language services are listed below.)

For questions relating to the information provided on this page contact the Credit Counseling Unit at the Executive Office for U.S. Trustees:

Alabama and North Carolina: Bankruptcy cases in Alabama and North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in the six judicial districts in those states should be directed to the Bankruptcy Administrator for the district where the case is pending. Contact information for the Bankruptcy Administrators is available on the federal judiciary's Web site.

Approved Agencies
Name Contact Information Delivery method
Debt Management Credit Counseling Corp.

1336 SE 4th Avenue
Suite F
Fort Lauderdale, FL 33316
United States

Telephone888-777-0981English, Spanish
Debt Reduction Services, Inc.

6213 N. Cloverdale Road
Suite 100
Boise, ID 83713
United States

208-378-0200 English, Spanish
DebtWave Credit Counseling

500 La Terraza Blvd
Suite 150
Escondido, CA 92025
United States

Internetwww.debtwave.orgEnglish, Spanish
Dollar Learning Foundation, Inc.

21550 Oxnard Street 3rd Floor PMB #001
Woodland Hills, FL 91367
United States

Internetwww.dollarbk.orgEnglish, Spanish
Telephone877-366-6070English, Spanish
Evergreen Financial Counseling

7137 E. Rancho Vista Drive, Suite B21
Scottsdale, AZ 85251
United States

Financial Education Services Inc.

16192 Coastal Highway
Lewes, DE 19958
United States

Garden State Consumer Credit Counseling, Inc., d/b/a Navicore Solutions

200 U.S. Highway 9
Manalapan, NJ 07726
United States

Internetwww.navicoresolutions.orgEnglish, Spanish
GreenPath, Inc., dba Greenpath Financial Wellness

36500 Corporate Drive
Farmington Hills, MI 48331
United States

Telephone800-630-6718English, American Sign Language, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Chuukese, Creole, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Hananwill Credit Counseling

115 North Cross Street
Robinson, IL 62454
United States

InCharge Debt Solutions

5750 Major Blvd
Suite 300
Orlando, FL 32819
United States

Internetwww.personalfinanceeducation.comEnglish, Spanish
Telephone1-866-729-0049English, Spanish

See All Credit Counseling by District

Important Notices

Have you reached this site through your credit card issuer?
Credit counseling agencies listed on this Web page are nonprofit budget and credit counseling agencies approved to provide counseling that individuals must take before they are eligible to file for bankruptcy protection, 11 U.S.C. § 109(h).

Many of the approved agencies listed on this Web site may also provide other counseling services to assist individuals not considering bankruptcy. The United States Trustee Program has not reviewed nor approved the content of these other services.


Title Format Description Modified Date

Credit Counseling Agencies List
Note: File must be downloaded. Right click on XML File --> Select “Save link as” --> Choose location --> Select “Save”

[XML ~ 17 MB] List of approved credit counseling agencies in XML format, sorted by state, judicial district, and agency name. Daily
Credit Counseling Agencies List XML Schema [XML Schema - 4 KB] XML Schema February 22, 2010
Credit Counseling Agencies List Complete Data Dictionary [XLS - 510 KB] Identifies the field names and values to use in developing with the schemas for the uniform final reports.  January 14, 2011