Skip to main content

List of Credit Counseling Agencies Approved Pursuant to 11 U.S.C. § 111

Approved Agencies by State:

For a list of approved credit counseling agencies by state and judicial district, select a state, U.S. territory or commonwealth from the list below and then select a district.

Addresses listed for internet and telephone credit counseling agencies may be outside the requested state or judicial district. In such cases, the credit counseling agency is physically located in another state or judicial district, but is approved to provide credit counseling in the requested state or judicial district. In some states and judicial districts, credit counseling may be available only by internet and telephone, and not in person.

Approved Agencies Offering Services in Languages Other Than English and Spanish:

Many approved credit counseling agencies offer services in languages other than English. For a list of agencies and the languages that they offer, select the language from the list below. If you are looking for a language that is not found on the drop down list, please contact the Credit Counseling Unit at the Executive Office for U.S. Trustees at

(Note: English and Spanish language services are listed below.)

For questions relating to the information provided on this page contact the Credit Counseling Unit at the Executive Office for U.S. Trustees:

Alabama and North Carolina: Bankruptcy cases in Alabama and North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in the six judicial districts in those states should be directed to the Bankruptcy Administrator for the district where the case is pending. Contact information for the Bankruptcy Administrators is available on the federal judiciary's Web site.

Approved Agencies
Name Contact Information Delivery method
Alliance Credit Counseling, Inc.

8000 Corporate Center Drive
Charlotte, NC 28226
United States

Internetwww.knowdebt.orgEnglish, Spanish
Telephone888-594-9596English, Spanish
American Consumer Credit Counseling, Inc.

130 Rumford Avenue
Suite 202
Auburndale, MA 02466
United States

Internetwww.consumercredit.orgEnglish, Spanish
Telephone1-866-826-6924English, Spanish
American Financial Solutions of North Seattle Community College Foundation

600 University Street
Suite 2409
Seattle, WA 98101
United States

Telephone1-800-894-7240English, Spanish
American Pacific Financial Services Corp.

30021 Tomas St.
Suite 300
Rancho Santa Margarita, CA 92688
United States

Biblical Financial Concepts, Inc.

406 5th Street East
Oneonta, AL 35122
United States

Black Hills Children's Ranch, Inc.

1644 Concourse Drive
Rapid City, SD 57703
United States

Internetwww.pioneercredit.comEnglish, Spanish
Telephone800-888-1596English, Spanish
Cambridge Credit Counseling Corp.

67 Hunt Street
Agawam, MA 01001-1920
United States

CC Advising, Inc.

721 Washington Ave
Suite 305
Bay City, MI 48708-5724
United States

Internetwww.ccadvising.comEnglish, Russian, Spanish
Consumer Credit Counseling Service of the Midwest, Inc. dba Apprisen

700 Taylor Rd.
Suite 190
Gahanna, OH 43230
United States

Telephone800-355-2227English, Spanish
Credit Advisors Foundation

1818 South 72nd Street
Omaha, NE 68124
United States

Internetwww.yourbankruptcypartner.comEnglish, Korean, Spanish, Thai
Telephone800-625-7725English, Korean, Spanish, Thai

See All Credit Counseling by District

Important Notices

Have you reached this site through your credit card issuer?
Credit counseling agencies listed on this Web page are nonprofit budget and credit counseling agencies approved to provide counseling that individuals must take before they are eligible to file for bankruptcy protection, 11 U.S.C. § 109(h).

Many of the approved agencies listed on this Web site may also provide other counseling services to assist individuals not considering bankruptcy. The United States Trustee Program has not reviewed nor approved the content of these other services.


Title Format Description Modified Date

Credit Counseling Agencies List
Note: File must be downloaded. Right click on XML File --> Select “Save link as” --> Choose location --> Select “Save”

[XML ~ 17 MB] List of approved credit counseling agencies in XML format, sorted by state, judicial district, and agency name. Daily
Credit Counseling Agencies List XML Schema [XML Schema - 4 KB] XML Schema February 22, 2010
Credit Counseling Agencies List Complete Data Dictionary [XLS - 510 KB] Identifies the field names and values to use in developing with the schemas for the uniform final reports.  January 14, 2011