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Approved Agencies by State:

For a list of approved credit counseling agencies by state and Judicial district, select a state, U.S. territory or commonwealth from the list on the left and then select a district.

Don't know your judicial district? Click here.

Addresses listed for internet and telephone credit counseling agencies may be outside the requested state or judicial district. In such cases, the credit counseling agency is physically located in another state or judicial district, but is approved to provide credit counseling in the requested state or judicial district. In some states and judicial districts, credit counseling may be available only by internet and telephone, and not in person.

Approved Agencies Offering Services in Languages Other Than English and Spanish:

Many approved credit counseling agencies offer services in languages other than English. For a list of agencies and the languages that they offer, select the language from the list on the left. If you are looking for a language that is not found on the drop down list, please contact the Credit Counseling Unit at the Executive Office for U.S. Trustees at

(Note: English and Spanish language services are listed below.)

For questions relating to the information provided on this page contact the Credit Counseling Unit at the Executive Office for U.S. Trustees:
Phone: 202-514-4100Skype
Fax: 202-307-0672Skype

Instructions for using the approved agencies list [PDF - 153 KB]

Alabama and North Carolina: Bankruptcy cases in Alabama and North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in the six judicial districts in those states should be directed to the Bankruptcy Administrator for the district where the case is pending. Contact information for the Bankruptcy Administrators is available on the federal judiciary's Web site.

Approved Agencies

Name Contact Information Delivery method
Consumer Education Services, Inc., DBA Start Fresh Today 3700 Barrett Drive
Raleigh, NC 27609
919-785-0725;www.cesisolutions.orgEnglish, Spanish
Telephone800-435-9138English, Spanish
Credit Advisors Foundation 1818 South 72nd Street
Omaha, NE 68124
Internetwww.yourbankruptcypartner.comEnglish, Korean
Telephone800-625-7725English, Korean, Spanish, Thai
Credit Card Management Services, Inc. d/b/a 1325 N. Congress Ave.
Suite 201
West Palm Beach, FL 33401
Internetwww.debthelper.comEnglish, Spanish
Telephone800-920-2262English, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Credit Counseling Center 832 Second Street Pike
Richboro, PA 19054
Cricket Debt Counseling 219 SW Stark Street
Suite 200
Portland, OR 97204
Internetwww.cricketdebt.comEnglish, Spanish
Telephone866-719-0400English, Spanish
Debt Education and Certification Foundation 112 Goliad Street
Benbrook, TX 76126
Internetwww.bkcert.comEnglish, Spanish
Telephone866-859-7323English, Spanish
Debt Management Credit Counseling Corp. 1100 South Powerline Road
Suite 101
Deerfield Beach, FL 33442
Telephone888-777-0981English, Spanish
Debt Reduction Services, Inc. 6213 N. Cloverdale Road
Suite 100
Boise, ID 83713
208-378-0200 English, Spanish
DebtWave Credit Counseling 9325 Sky Park Ct
Suite 260
San Diego, CA 92123
Internetwww.debtwave.orgEnglish, Spanish
Dollar Learning Foundation, Inc. 21550 Oxnard Street 3rd Floor PMB #001
Woodland Hills, FL 91367
Internetwww.dollarbk.orgEnglish, Spanish
Telephone877-366-6070English, Spanish


See All Credit Counseling by Language

See All Credit Counseling by State

See All Credit Counseling by District

» Important Notices
Have you reached this site through your credit card issuer?
Credit counseling agencies listed on this Web page are nonprofit budget and credit counseling agencies approved to provide counseling that individuals must take before they are eligible to file for bankruptcy protection, 11 U.S.C. § 109(h).

Many of the approved agencies listed on this Web site may also provide other counseling services to assist individuals not considering bankruptcy. The United States Trustee Program has not reviewed nor approved the content of these other services.

Title Format Description Modified Date
Credit Counseling Agencies List [XML ~ 7 MB] List of approved credit counseling agencies in XML format, sorted by state, judicial district, and agency name. Daily
Credit Counseling Agencies List XML Schema [XML Schema - 4 KB] XML Schema February 22, 2010
Credit Counseling Agencies List Complete Data Dictionary [XLS - 510 KB] Identifies the field names and values to use in developing with the schemas for the uniform final reports. January 14, 2011

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