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List of Credit Counseling Agencies Approved Pursuant to 11 U.S.C. § 111

Approved Agencies by State:

For a list of approved credit counseling agencies by state and judicial district, select a state, U.S. territory or commonwealth from the list below and then select a district.

Addresses listed for internet and telephone credit counseling agencies may be outside the requested state or judicial district. In such cases, the credit counseling agency is physically located in another state or judicial district, but is approved to provide credit counseling in the requested state or judicial district. In some states and judicial districts, credit counseling may be available only by internet and telephone, and not in person.

Approved Agencies Offering Services in Languages Other Than English and Spanish:

Many approved credit counseling agencies offer services in languages other than English. For a list of agencies and the languages that they offer, select the language from the list below. If you are looking for a language that is not found on the drop down list, please contact the Credit Counseling Unit at the Executive Office for U.S. Trustees at

(Note: English and Spanish language services are listed below.)

For questions relating to the information provided on this page contact the Credit Counseling Unit at the Executive Office for U.S. Trustees:

Alabama and North Carolina: Bankruptcy cases in Alabama and North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in the six judicial districts in those states should be directed to the Bankruptcy Administrator for the district where the case is pending. Contact information for the Bankruptcy Administrators is available on the federal judiciary's Web site.

Approved Agencies
Name Contact Information Delivery method
National Debt Management, Inc.

17520 West 12 Mile Road
Suite 105
Southfield, MI 48076
United States

Telephone1-855-378-8989English, Arabic
Parachute Credit Counseling, Inc.

40 Gardenville Parkway
Suite 300
West Seneca, NY 14224
United States

Telephone800-926-9685English, Spanish
Springboard Nonprofit Consumer Credit Management, Inc. DBA

1450 Iowa Avenue
Suite 200
Riverside, CA 92507
United States

951-781-0114 or www.bancarrota.orgEnglish, Spanish
Telephone888-425-3452English, Spanish
Summit Financial Education, Inc.

4800 E. Flower Street
Tucson, AZ 85712
United States

Internetwww.SummitFE.orgEnglish, Spanish
Telephone1-800-780-5965English, Spanish
Take Charge America, Inc.

20430 N 19th Ave, Suite B 155
Phoenix, AZ 85027
United States

Internet, Spanish
The Kingdom Ministries, Inc.

2690 Spottswood Ave.
Memphis, TN 38114
United States

Urgent Credit Counseling, Inc.

219 SW Stark Street
Suite 200
Portland, OR 97204
United States

Internetwww.urgentco.comEnglish, Spanish
Telephone866-233-1940English, Spanish
$$$$$$0$ BK Class, Inc.

2711 E. Melrose Street
Gilbert, AZ 85297
United States

$$$$$Simple Class, Inc.

304 S. Jones Boulevard
Suite 1027
Las Vegas, NV 89107
United States

001 Debtorcc, Inc.

378 Summit Avenue
Jersey City, NJ 07306
United States

Internetwww.debtorcc.orgEnglish, Spanish

See All Credit Counseling by District

Important Notices

Have you reached this site through your credit card issuer?
Credit counseling agencies listed on this Web page are nonprofit budget and credit counseling agencies approved to provide counseling that individuals must take before they are eligible to file for bankruptcy protection, 11 U.S.C. § 109(h).

Many of the approved agencies listed on this Web site may also provide other counseling services to assist individuals not considering bankruptcy. The United States Trustee Program has not reviewed nor approved the content of these other services.


Title Format Description Modified Date

Credit Counseling Agencies List
Note: File must be downloaded. Right click on XML File --> Select “Save link as” --> Choose location --> Select “Save”

[XML ~ 17 MB] List of approved credit counseling agencies in XML format, sorted by state, judicial district, and agency name. Daily
Credit Counseling Agencies List XML Schema [XML Schema - 4 KB] XML Schema February 22, 2010
Credit Counseling Agencies List Complete Data Dictionary [XLS - 510 KB] Identifies the field names and values to use in developing with the schemas for the uniform final reports.  January 14, 2011