N001531

Sunday, January 13, 2002 6:41 PM
My comment on the Victims Compensation Fund

Dear Mr. Feinberg:

Please allow me to introduce myself. My name is            , I am the wife of            , one of the 17 employees of             killed in the World Trade Center on 9/11.             worked in the WTC for 20 years. I am also the mother and surviving parent of            , 11, and            , 7.

Let me tell you a little about our life. My husband did not make alot of money. The majority of the time we lived paycheck to paycheck. When my son was born, I stayed home from work to raise him, and we took out            's life insurance policy. We paid $140.00 a month for this policy. I had to return to work because we could not live on the money             made. Raising children is very expensive. Then,             was born. Because             was responsible, he wanted to make sure both his children could survive and get educated if something happened to him,so we added to his insurance.

Being the person in charge of paying the bills, I can asure you , sir, there were many months that there was not enough money to go around. Some months a bill or two did not gett paid until more money came in. Every bill got bumped , except for the life insurance. He made them take it directly form our checking account. Despite our many debates and my insistence that we could use the $140.00 to pay other bills ( after all did we really need life insurance so young?)             insisted we keep the insurance and make other sacrifices.

Now the worst has happened, and I am wondering why we made so many sacrifices over the years and will now be penalized for that. Your decision to deduct life insurance form the Victims Compensation Benefit baffles me. We paid the premiums of these insurances with the money             worked hard for. We made sacrifices and struggled to pay those premiums. Now it will cost us for being responsible. What kind of message does that send?

This Christmas, we opened presents with a HUGE vacancy, one that will be there forever. My kids will live the majority of their lives without their father for guidance and support. I am a widow at 39, left with the huge responsibility of raising our two babies alone-and having to deal with having my husband brutally murdered and whatever scars that will leave us with. Sending him of to work one day, and never seeing him again. Never having a chance to say goodbye. A monstrous task.

I ask to put yourself in my shoes for just a moment and see if you consider you decision to deduct life insurances is a fair one. I think you are forcing victims to decline your offer and to pursue a lawsuit, when it is really the last thing they want to do.

I ask you sir, to reconsider.

Individual Comment
Staten Island, NY

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