Bankruptcy Allowable Living Expenses
(Cases Filed Between November 1, 2012, and March 31, 2013, Inclusive)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$476$623$559$731$589$771$656$860$667$874
Andrews County48003$496$642$582$754$614$794$685$885$695$900
Angelina County48005$468$609$550$715$580$753$647$840$657$854
Aransas County48007$465$941$547$1,105$576$1,164$642$1,298$653$1,319
Archer County48009$460$767$541$901$570$949$635$1,059$645$1,076
Armstrong County48011$415$619$487$727$513$767$572$855$581$869
Atascosa County48013$456$610$536$716$565$754$629$841$639$855
Austin County48015$473$803$556$942$586$993$653$1,107$664$1,125
Bailey County48017$439$588$515$691$543$728$605$812$615$825
Bandera County48019$416$853$489$1,001$515$1,055$574$1,177$584$1,195
Bastrop County48021$459$869$540$1,020$569$1,075$634$1,199$644$1,218
Baylor County48023$473$550$555$647$585$681$652$760$663$772
Bee County48025$476$588$559$691$589$728$656$812$667$825
Bell County48027$460$783$540$919$569$969$635$1,080$645$1,097
Bexar County48029$398$879$468$1,031$493$1,087$550$1,212$558$1,232
Blanco County48031$450$844$529$991$557$1,045$622$1,164$632$1,183
Borden County48033$456$436$536$512$564$540$629$602$639$612
Bosque County48035$468$631$550$740$579$781$646$870$656$885
Bowie County48037$415$662$487$777$513$819$572$914$581$929
Brazoria County48039$479$1,106$562$1,300$593$1,369$660$1,527$671$1,552
Brazos County48041$428$919$503$1,079$530$1,137$591$1,268$601$1,288
Brewster County48043$484$674$568$792$599$834$668$930$679$945
Briscoe County48045$441$413$518$485$545$512$608$570$618$579
Brooks County48047$429$512$504$601$531$634$592$707$602$718
Brown County48049$474$552$557$648$587$683$654$762$664$774
Burleson County48051$449$539$527$634$555$668$619$745$629$757
Burnet County48053$437$856$513$1,005$541$1,059$603$1,181$613$1,200
Caldwell County48055$448$743$526$873$554$920$618$1,025$628$1,042
Calhoun County48057$465$694$546$815$575$859$641$958$652$973
Callahan County48059$470$624$553$732$582$772$649$861$660$875
Cameron County48061$433$651$508$765$535$807$597$899$606$914
Camp County48063$378$661$444$776$468$818$522$912$530$927
Carson County48065$393$610$462$716$486$755$543$841$551$855
Cass County48067$392$537$460$631$485$665$541$741$550$753
Castro County48069$397$544$466$639$492$673$548$751$557$763
Chambers County48071$504$1,005$592$1,180$624$1,243$695$1,387$707$1,409
Cherokee County48073$446$527$523$620$552$653$615$728$625$740
Childress County48075$408$453$479$532$505$560$563$625$572$635
Clay County48077$445$635$522$746$551$786$614$876$624$890
Cochran County48079$392$452$460$531$485$560$541$624$549$635
Coke County48081$471$448$552$527$582$555$649$619$660$629
Coleman County48083$452$473$531$555$560$585$624$652$634$663
Collin County48085$492$1,310$578$1,538$609$1,621$679$1,807$690$1,836
Collingsworth County48087$462$537$542$631$571$665$637$741$647$753
Colorado County48089$464$687$545$807$574$851$640$949$650$964
Comal County48091$413$1,047$485$1,230$511$1,296$570$1,445$580$1,468
Comanche County48093$405$535$476$628$502$662$559$738$568$750
Concho County48095$444$516$521$606$549$639$612$712$622$724
Cooke County48097$461$779$542$915$571$964$636$1,075$647$1,092
Coryell County48099$455$664$535$779$564$821$628$916$639$930
Cottle County48101$484$362$569$425$599$448$668$500$679$508
Crane County48103$455$439$535$516$563$544$628$606$638$616
Crockett County48105$614$440$722$516$761$544$848$607$862$617
Crosby County48107$377$508$443$597$466$629$520$701$529$712
Culberson County48109$513$491$602$577$635$607$708$677$719$688
Dallam County48111$471$490$553$576$583$607$650$677$661$687
Dallas County48113$475$978$558$1,148$588$1,210$656$1,349$666$1,371
Dawson County48115$446$416$524$489$552$515$615$575$625$584
Deaf Smith County48117$413$587$485$690$511$727$570$810$579$824
Delta County48119$454$493$533$579$561$611$626$681$636$692
Denton County48121$482$1,235$567$1,450$597$1,528$666$1,704$677$1,731
DeWitt County48123$462$522$543$613$572$646$638$720$649$731
Dickens County48125$465$399$546$469$575$494$641$551$652$559
Dimmit County48127$486$419$570$492$601$519$670$578$681$587
Donley County48129$460$474$540$557$569$587$634$655$645$665
Duval County48131$477$448$560$526$591$554$658$618$669$628
Eastland County48133$435$438$511$515$538$543$600$605$610$615
Ector County48135$486$587$571$689$602$726$671$810$682$823
Edwards County48137$438$535$514$629$542$663$604$739$614$751
El Paso County48141$381$714$448$838$472$883$526$985$535$1,001
Ellis County48139$474$953$557$1,120$587$1,180$654$1,316$665$1,337
Erath County48143$428$716$502$841$529$886$590$988$600$1,003
Falls County48145$468$483$550$567$579$598$646$667$656$678
Fannin County48147$492$603$577$709$608$747$678$833$690$846
Fayette County48149$469$683$551$802$580$846$647$943$657$958
Fisher County48151$493$418$579$491$610$518$681$577$691$587
Floyd County48153$453$544$532$639$560$674$625$751$635$763
Foard County48155$492$392$579$460$609$485$680$540$691$549
Fort Bend County48157$483$1,253$567$1,472$597$1,551$666$1,729$677$1,757
Franklin County48159$425$642$499$755$526$795$586$887$596$901
Freestone County48161$456$571$536$671$565$707$630$788$640$801
Frio County48163$530$473$622$556$655$586$731$653$742$664
Gaines County48165$379$576$445$677$469$713$523$795$532$808
Galveston County48167$477$1,092$560$1,283$590$1,352$658$1,507$669$1,531
Garza County48169$419$502$492$590$519$621$578$693$588$704
Gillespie County48171$395$980$464$1,151$488$1,213$544$1,353$553$1,375
Glasscock County48173$521$573$611$673$644$709$718$791$730$803
Goliad County48175$363$658$427$772$450$813$502$907$509$922
Gonzales County48177$449$614$527$722$555$761$619$848$629$862
Gray County48179$408$544$480$638$505$673$564$750$573$762
Grayson County48181$481$727$565$854$595$900$663$1,004$674$1,020
Gregg County48183$403$738$473$867$498$914$556$1,019$565$1,035
Grimes County48185$463$586$544$689$573$726$639$809$649$823
Guadalupe County48187$407$936$478$1,100$504$1,159$562$1,292$571$1,313
Hale County48189$418$606$491$712$517$750$577$836$586$850
Hall County48191$474$442$556$519$586$547$653$611$664$620
Hamilton County48193$496$602$583$706$614$745$685$830$696$843
Hansford County48195$469$503$552$590$581$622$648$694$659$705
Hardeman County48197$542$396$636$465$671$490$748$546$760$555
Hardin County48199$434$720$509$846$537$891$599$993$608$1,010
Harris County48201$468$1,012$549$1,189$579$1,253$645$1,397$656$1,419
Harrison County48203$429$669$504$785$531$828$592$923$602$937
Hartley County48205$446$743$524$873$552$920$615$1,026$626$1,043
Haskell County48207$454$351$534$412$562$435$627$484$637$492
Hays County48209$420$1,106$493$1,300$519$1,370$579$1,527$589$1,552
Hemphill County48211$411$621$482$730$508$769$567$857$576$871
Henderson County48213$471$663$553$779$583$821$649$916$660$931
Hidalgo County48215$430$653$505$766$532$808$593$901$603$915
Hill County48217$482$633$565$744$596$784$664$874$675$888
Hockley County48219$437$571$514$670$542$706$604$787$613$800
Hood County48221$473$910$555$1,069$585$1,126$653$1,255$663$1,276
Hopkins County48223$467$658$548$773$578$814$644$908$654$923
Houston County48225$476$484$559$568$589$599$657$668$668$678
Howard County48227$491$499$577$586$608$617$678$688$688$700
Hudspeth County48229$431$348$506$409$533$431$594$481$604$489
Hunt County48231$468$700$550$822$580$866$646$966$657$981
Hutchinson County48233$430$499$505$586$532$618$594$688$603$700
Irion County48235$465$495$545$582$575$613$641$683$651$695
Jack County48237$527$507$620$595$653$627$728$699$740$711
Jackson County48239$437$480$514$563$541$594$604$662$613$673
Jasper County48241$429$546$504$641$531$676$592$753$601$766
Jeff Davis County48243$367$655$431$769$454$811$506$904$514$919
Jefferson County48245$448$733$526$861$554$907$617$1,012$628$1,028
Jim Hogg County48247$470$522$552$613$582$646$649$720$659$732
Jim Wells County48249$508$625$596$735$629$774$701$863$712$877
Johnson County48251$475$792$558$930$588$980$656$1,093$666$1,111
Jones County48253$454$479$534$562$562$593$627$661$637$672
Karnes County48255$509$489$598$574$630$605$702$675$713$686
Kaufman County48257$467$944$548$1,109$578$1,168$644$1,302$655$1,323
Kendall County48259$408$1,301$480$1,528$506$1,610$564$1,795$573$1,824
Kenedy County48261$454$525$534$616$562$650$627$724$637$736
Kent County48263$443$408$521$479$549$505$612$563$622$572
Kerr County48265$418$753$491$884$517$932$577$1,038$586$1,056
Kimble County48267$494$680$581$798$612$841$682$938$693$953
King County48269$564$651$662$765$698$806$778$899$791$913
Kinney County48271$470$450$552$529$582$557$649$621$659$631
Kleberg County48273$501$678$589$796$620$839$691$936$703$950
Knox County48275$504$375$592$441$623$465$696$518$707$526
La Salle County48283$600$496$704$583$742$615$828$685$841$696
Lamar County48277$478$591$561$695$591$732$659$816$670$829
Lamb County48279$406$536$477$629$503$663$560$740$569$752
Lampasas County48281$435$776$511$912$538$961$600$1,072$610$1,089
Lavaca County48285$407$562$478$660$504$695$562$775$571$788
Lee County48287$462$705$543$828$572$873$638$973$648$989
Leon County48289$537$557$631$654$665$689$741$769$754$781
Liberty County48291$464$656$544$771$574$812$640$905$650$920
Limestone County48293$492$493$577$580$608$611$678$681$689$692
Lipscomb County48295$438$517$515$606$542$639$605$712$615$724
Live Oak County48297$426$587$501$689$528$726$589$809$598$823
Llano County48299$456$726$536$852$564$898$630$1,001$640$1,017
Loving County48301$756$873$888$1,025$935$1,081$1,043$1,205$1,060$1,224
Lubbock County48303$425$756$499$888$526$935$586$1,043$596$1,060
Lynn County48305$459$625$538$735$568$774$633$863$643$877
Madison County48313$402$637$473$748$498$788$555$879$564$893
Marion County48315$385$535$451$629$476$662$530$739$539$751
Martin County48317$483$544$567$640$597$674$666$752$677$764
Mason County48319$469$590$551$693$581$730$648$814$658$827
Matagorda County48321$452$701$531$823$559$868$624$967$634$983
Maverick County48323$460$603$541$708$570$746$635$832$646$845
McCulloch County48307$402$512$472$601$498$633$555$706$564$718
McLennan County48309$475$740$558$869$588$915$655$1,021$666$1,037
McMullen County48311$520$336$612$394$644$416$719$463$730$471
Medina County48325$473$700$555$823$585$867$652$967$663$982
Menard County48327$395$454$464$533$488$562$545$626$553$637
Midland County48329$478$782$561$919$591$969$659$1,080$670$1,097
Milam County48331$493$606$580$711$611$750$681$836$692$850
Mills County48333$458$532$538$625$568$658$633$734$643$746
Mitchell County48335$498$446$586$523$617$552$688$615$699$625
Montague County48337$446$634$524$744$552$785$615$875$625$889
Montgomery County48339$447$1,080$525$1,268$553$1,336$617$1,490$627$1,514
Moore County48341$374$620$439$728$462$768$515$856$524$869
Morris County48343$442$531$519$624$547$658$610$733$620$745
Motley County48345$483$443$567$520$598$548$667$611$678$620
Nacogdoches County48347$461$616$541$724$571$762$636$851$647$864
Navarro County48349$483$609$567$715$597$754$666$841$677$854
Newton County48351$422$578$496$679$522$716$582$798$592$811
Nolan County48353$465$479$546$562$576$592$642$660$652$671
Nueces County48355$506$840$594$987$626$1,040$698$1,159$710$1,177
Ochiltree County48357$428$591$503$694$530$731$591$815$600$829
Oldham County48359$434$704$509$827$536$872$598$972$608$987
Orange County48361$439$627$516$737$544$776$606$866$616$879
Palo Pinto County48363$491$686$577$806$608$849$678$947$688$963
Panola County48365$426$626$501$735$527$775$588$864$597$878
Parker County48367$457$993$536$1,167$565$1,230$630$1,371$641$1,393
Parmer County48369$430$610$505$717$532$755$593$842$603$856
Pecos County48371$442$493$519$579$547$610$610$680$620$691
Polk County48373$423$530$497$622$523$656$584$731$593$743
Potter County48375$404$652$475$766$501$806$558$900$567$914
Presidio County48377$392$606$461$711$485$750$541$836$550$849
Rains County48379$497$591$584$693$615$731$686$815$697$828
Randall County48381$407$848$477$996$503$1,050$561$1,170$570$1,189
Reagan County48383$479$565$563$663$593$699$661$779$672$791
Real County48385$442$463$518$544$547$573$609$639$619$649
Red River County48387$466$537$548$630$577$664$644$740$654$752
Reeves County48389$536$431$629$507$663$534$740$595$751$605
Refugio County48391$520$501$610$589$643$620$717$692$728$703
Roberts County48393$377$611$443$717$467$755$521$842$529$856
Robertson County48395$544$578$639$679$674$715$751$798$763$811
Rockwall County48397$488$1,236$573$1,452$604$1,530$673$1,706$684$1,733
Runnels County48399$464$547$545$643$575$677$641$755$651$767
Rusk County48401$424$592$498$696$525$733$585$818$594$831
Sabine County48403$465$493$546$579$575$611$641$681$651$692
San Augustine County48405$518$548$608$644$641$678$714$756$726$768
San Jacinto County48407$433$654$508$768$535$810$597$903$607$917
San Patricio County48409$506$747$594$877$627$924$699$1,030$710$1,047
San Saba County48411$437$496$512$583$540$614$602$685$612$696
Schleicher County48413$484$508$569$596$599$629$668$701$679$712
Scurry County48415$503$563$591$662$623$697$695$777$706$789
Shackelford County48417$461$596$542$700$570$738$636$823$646$836
Shelby County48419$427$489$501$575$528$606$589$676$599$686
Sherman County48421$425$656$499$770$526$812$586$906$596$920
Smith County48423$462$779$542$916$571$965$637$1,075$647$1,093
Somervell County48425$457$864$537$1,014$565$1,069$630$1,192$641$1,211
Starr County48427$461$569$542$668$571$704$637$784$647$797
Stephens County48429$528$421$619$495$653$521$728$581$739$591
Sterling County48431$396$523$465$614$490$647$547$721$555$733
Stonewall County48433$466$365$548$428$577$451$643$504$654$511
Sutton County48435$531$613$623$720$657$758$732$846$744$859
Swisher County48437$467$502$549$589$578$621$644$693$655$704
Tarrant County48439$469$1,011$551$1,187$580$1,251$647$1,395$658$1,417
Taylor County48441$466$677$548$794$577$837$643$934$654$948
Terrell County48443$424$477$499$560$525$590$586$658$595$669
Terry County48445$465$546$546$642$576$676$642$754$652$766
Throckmorton County48447$461$449$541$527$571$555$636$619$647$629
Titus County48449$434$620$510$728$537$767$599$855$609$869
Tom Green County48451$452$631$530$742$559$782$623$872$633$886
Travis County48453$427$1,208$501$1,419$528$1,495$589$1,667$598$1,694
Trinity County48455$448$542$527$636$555$670$619$747$629$759
Tyler County48457$428$520$504$610$531$643$592$717$601$729
Upshur County48459$403$648$473$762$498$803$556$895$565$909
Upton County48461$455$381$534$448$563$472$628$526$638$534
Uvalde County48463$420$498$494$584$520$616$580$687$590$698
Val Verde County48465$442$660$519$775$547$817$610$911$620$925
Van Zandt County48467$468$641$549$753$579$793$646$884$656$899
Victoria County48469$461$717$541$843$570$888$636$990$646$1,006
Walker County48471$403$713$473$838$499$883$556$985$565$1,000
Waller County48473$452$904$530$1,062$559$1,119$623$1,248$633$1,268
Ward County48475$496$418$583$490$614$517$685$576$696$586
Washington County48477$465$806$546$947$576$998$642$1,113$653$1,130
Webb County48479$488$824$573$968$604$1,020$674$1,137$684$1,156
Wharton County48481$487$582$573$683$603$720$673$802$684$815
Wheeler County48483$429$553$504$649$531$684$592$763$602$775
Wichita County48485$466$656$547$771$576$813$643$906$653$921
Wilbarger County48487$479$465$562$547$593$576$661$642$671$653
Willacy County48489$498$487$585$572$617$602$688$671$699$682
Williamson County48491$431$1,141$506$1,341$533$1,413$595$1,575$604$1,601
Wilson County48493$408$854$479$1,003$505$1,057$563$1,179$572$1,198
Winkler County48495$441$412$518$484$546$510$609$568$618$578
Wise County48497$474$824$556$968$586$1,020$654$1,137$664$1,156
Wood County48499$417$643$489$756$515$796$575$887$584$902
Yoakum County48501$412$525$484$616$510$649$569$724$578$736
Young County48503$433$579$509$680$536$717$598$799$607$812
Zapata County48505$450$383$528$450$557$474$620$529$631$537
Zavala County48507$501$404$588$474$620$500$691$557$702$566

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Thursday, October 2, 2014 4:17 PM